INPUT ARTICLE: Article: 97 x 93  Note: This example is for two-digit numbers that start with the same number and have second digits that equal 10 when added together (in this example, both numbers start with 9 and the second digits, 7 and 3, have a sum of 10). In this case that would be: 7 x 3 = 21 Here you can see that the final answer will look like xx21 9 + 1 = 10 10 x 9 = 90 9021

SUMMARY: Write the two digit numbers next to each other as so: First, we multiply the two second digits together. Place this result to the right-hand side of the final answer. Now add 1 to the first digit of the first number: Multiply 10 by the first digit of the second number: Place this result on the left-hand side of the final answer, and you'll see that you have quickly calculated the correct answer to the original problem.

In one sentence, describe what the following article is about: Calculate how much you are paying in car repairs every single month. Compare that to the cost of a new car. Consider the age and mileage of the car.  New cars typically depreciate about 22 percent in the first year. Most people keep their car about six years before trading it in. Whether your car is paid off or not makes a difference because, if it's paid off, you will be able to take the value of the car off the purchase price of a new one. Calculate the monthly cost of your car, including fuel, insurance, and the repairs. It’s a trickier question if your car is costing you money to repair and you haven’t paid it off yet. Then, you need to consider how much you would get if you traded it in. Compare this figure with the costs of a new car. Which is more? Consider insurance costs. It’s usually more costly to pay insurance and registration fees on a newer car. A few hundred dollars every month in regular maintenance on your used car might actually be less than a car payment, even if you purchased a used car.  Keep in mind that new vehicles will have some maintenance costs too, just not as many, especially if they are on warranty. But you will still need to change the oil, perhaps the tires, the brakes, or change a belt, and things like that. How regular are your maintenance costs? If you've had one big repair, but it's something that should keep the car running for some time, that might make driving your old car longer worth it. However, if the car is starting to nickel and dime you with repair costs for small things on a regular basis, and those costs are more than a new car payment would be, the math points you toward the new car. A lot of this depends on your own personal budget. Budgeting is simple. How much money do you bring in, and how much money do you spend per month?  Financial advisers say you should not spend more than 22 percent of your net pay on a new vehicle’s costs. If buying a new car is easy for you to afford, because your revenue exceeds expenses, it’s probably a much easier call. If you can’t fit a new car payment into your budget without incurring hardship, you probably should hold onto the old car, unless it's costing you more in repairs to drive it than you would spend on a new car. Could you afford a newer used vehicle? Consider all options. Calculate the cost of a new vehicle, a leased vehicle, and of a new used vehicle with lower mileage than the one you have now. New cars come with more hidden costs than just the sticker price or monthly payment, as do older ones. Make sure to fully calculate all costs of new versus old.  You may have lower insurance premiums, registration fees or even personal property taxes on an older, used car depending on the state. For example, some calculators include things like the price of a replacement vehicle, the percent sales tax on the purchase, vehicle license cost per year, title mortgage and registration fees, whether you’re financing the down payment amount, the annual percentage rate of financing, the number of months financed, annual insurance cost and miles driven per year. Other factors include miles driven per year, fuel price per gallon, age of the vehicle in years, and repair and maintenance costs per month. How much gas mileage does your old car get? There are some costs to old cars that add up.  If you got a new car, could you purchase a hybrid? Are you driving around a large gas guzzling SUV, when you have a lengthy commute? In such a case, you might save a lot of money on gas costs by trading down to a smaller fuel efficient vehicle. It’s also better for the environment. Use a keep your vehicle calculator. Some online sites have developed calculators that help you determine whether to buy a new vehicle or keep your present vehicle. Some people say the most reliable way to save money on a car is to drive it until it drops. This is an intangible consideration, but everything can't be broken down to basic math.  A good rule of thumb is that a well-cared for car can run past the 100,000 mile (160,000 km) mark on the odometer. A new car should be more than a "want." Do you "need" it? Do you enjoy your car? Do you like the car you are in, or do you cringe when you have to drive it? Do you have a long commute? How many hours a day are you inside your car? All of these questions can help you decide whether you should trade it in.
Summary: Do the math. Determine how much you spend in maintenance costs. Determine your budget. Factor in less obvious costs. Determine gas mileage differences between new and old. See how long you can drive the car.

INPUT ARTICLE: Article: You must be able to control your horse and feel happy in a canter before attempting to gallop. Practicing a horse's other gaits will allow you to naturally build up to proper galloping positioning. A canter is basically a slow run for a horse. It is faster than a trot but not the full-out run of a gallop. In order to keep on your horse while it is galloping, you will need to be able to stand up in the stirrups. So, when you are riding your horse at a trot or canter, you should practice standing up in the stirrups.  Practicing standing up in the stirrups will help you build up the muscles you will need to hold this position while the horse is galloping. You can also drop your stirrups and hold a seated trot. This will help to strengthen your legs and help your 2-point. Keep practicing the 2-point position at a slower gait, such as a canter. It is important to know you have the strength and muscle stamina to keep your body elevated above the horse before you try to do it while galloping.  Perfecting your 2-point positioning will likely take a lot of practice. You will need to get used to the proper body positioning and the energy it takes to hold that position. A horse may be able to gallop for a long amount of time, but you must be sure you're prepared for this. Always remember that not only does the horse become exhausted, but the rider as well. It is just as dangerous to push yourself as it is to push the horse because your exhaustion could easily lead to you losing control. To perfect your 2-point position and to build up to a gallop, you may want to find a riding instructor to help you. A riding instructor can assess your positioning and can instruct you about how to improve your riding. A good riding instructor can typically be found by searching online or through your local riding club or horse organization.

SUMMARY:
Get comfortable with cantering. Practice standing up in your stirrups. Perfect the 2-point position while riding at a lower speed. Consider hiring an instructor.