INPUT ARTICLE: Article: If you feel strongly about this issue, a great way to help spread awareness is to get your loved ones involved. If your friends and family see how passionate you are about this topic, perhaps they will join you in your efforts. There are often marches or active protests against whaling. If you are in an area where you can do so, consider joining a march or picket to demonstrate what you have learned about whaling. Go online or write about your concerns to a magazine or newspaper. The more you talk about this topic, the more your opinion will be heard. Start a conversation about stopping whaling, and get more involved.

SUMMARY: Tell your friends. Join protests. Start or join a conversation.


INPUT ARTICLE: Article: Every publicly traded company must publish quarterly financial statements, called 10-Q reports. They also file annual 10-K reports. You can find financial reports at the Securities and Exchange Commission (SEC) website.  If you use an online broker, then this information should be on the broker’s website as well.  Pay attention to the company’s revenues, which is the total amount of money the company brings in. You want to see that revenues have been growing. This is a calculation investors use to check whether a stock is undervalued or overvalued. In essence, you check to see how much it costs to buy a share of the company’s profits.  For example, a company’s share price might be $50 and its earnings could be $2.5 per share. The price-to-earnings ratio is 20. Essentially, you are paying $20 for each $1 in company profits.  Remember to compare the P/E for different companies. Generally, a company with a P/E of 10 is a better investment opportunity than a company with a P/E of 20. However, comparison works best when the companies are in the same industry. The market price is itself a good indication of a stock’s potential. Check the stock price over the past year or two. Look for stocks that have a nice upward trend, and avoid stocks that show too much volatility.  Also refer to the new 52-weeks high list that is in most newspapers and published online.  Of course, a company can’t trend upwards forever. However, there is no infallible way to pick a stock, and choosing a company with good momentum is a defensible strategy. There are many analysts online (and on television) offering their expert opinion on stocks. You should listen to what they have to say and take notes of what stocks they are most excited about. You can find expert commentary at Stockchase.com, Yahoo Finance, and Google Finance. However, you should avoid hype. Just because everyone on television is talking about a stock doesn’t mean you should buy it. Instead, look for a company with an excellent earnings history. If you want to buy stock in more than one company, then you should probably buy in different industries. Companies in a common industry tend to move up or down together. If you’re all in with tech stocks, for example, then you are exposed to more risk. A better strategy is to invest across at least three different industries. For example, invest in retail, tech, and entertainment. These are the two main types of stock. Although you want to buy common stock now, you might want to branch out in the future. Compare common and preferred stock:  Common stock creates income for you in two ways. The stock might become more valuable over time, so you can buy a share for $20 and sell for $30, thus pocketing the difference. Also, the company pays dividends. However, if the company goes bankrupt, common stock holders are the last to receive any value when the company liquidates. Preferred stock often pays regular dividends, so you can predict with more regularity the income it will generate. Also, in a bankruptcy, preferred stock holders will receive equity in the company before common stock holders. With common stock, you can vote for the company’s board of directors. By contrast, preferred stock usually doesn’t have voting rights. However, preferred stock comes in many shapes and sizes, so read up on the stock before investing in it.

SUMMARY: Read the company’s quarterly statements. Calculate the company’s price-to-earnings ratio. Find stocks that have momentum. Read expert commentary. Consider diversifying across industries. Compare common stock to preferred stock.


INPUT ARTICLE: Article: Rest assured that you’re not the only busy parent looking for help in putting nutritious dinners on the table. There are several websites that offer constantly-changing, weekly dinner plans that you can download. Consider, for instance, http://www.myrecipes.com/menus/weeknight-meal-planners. You can also find complete, one-month rotating dinner menus for download, which you can probably repeat over and over again without much complaint. See, for example, http://www.cookinglight.com/healthy-living/weight-loss/31-day-healthy-meal-plans. Use the power of social media to your advantage. Swap recipes and dinner ideas with friends, family, co-workers, and even total strangers.  Share your family dinner successes and laugh together about your supper fiascos. You might even want to more actively join forces with a close friend or neighbor. Work together to build each of your weekly menus, go shopping together, and take turns at each other’s homes starting the prep work on your family’s meals for the week ahead. If you’d prefer to have someone else do the planning, shopping, and prep work (and you don’t have room in the budget for a personal chef!), there are now numerous meal kit delivery services (such as Blue Apron and HelloFresh) operating across the U.S. and elsewhere. The details and prices vary, but basically you’ll get a box shipped to your door that has all the ingredients you’ll need and step-by-step cooking instructions. In addition to saving time, you may also (perhaps surprisingly) find that you get fresher ingredients this way.

SUMMARY: Find weeknight recipe ideas online. Connect with other busy parents. Sign up for a meal kit delivery service.


INPUT ARTICLE: Article: Although facial wipes are convenient, they shouldn't replace your regular cleansing routine. Washing your face with water and a cleanser is the most effective way to clean your skin and remove makeup. Facial wipes can be hard on your skin, and they fail to adequately remove grime, oil, and makeup from the skin. They can also cause your skin to dry out as a result of the chemicals contained within them.  Continue your regular skincare routine and only supplement with face wipes on occasion. Try to avoid using face wipes for more than three days in a row. Facial wipes can be a great substitute for a full face wash when you are unable to properly wash your face with water and cleanser. For example, if you are camping or hiking, face wipes allow you to remove some dirt and grime from your face when running water is not available. You may also find that using a facial wipe after the gym, when you don't have your regular facial cleanser on hand, is a great way to remove sweat. If you are unable to wash your face with water, then it is always best to use a wipe instead of neglecting your skin completely. You should always remove makeup from your skin before going to bed because it can clog your pores and cause acne. If you are too tired to perform your regular nightly cleansing routine, then you can use a face wipe to remove your makeup before falling asleep. This should not become a regular habit, but it is best to remove your makeup using a face wipe, rather than doing nothing at all.

SUMMARY:
Do not use face wipes daily. Only use them when you are unable to wash with water and cleanser. Use wipes to remove your makeup.