You can keep a gratitude journal or just make it a point to pick something to be grateful for each day. Practicing gratitude will help you to feel better about your life in general. That will give you the strength to handle negative situations. Each night, you could write down 5 things that you were grateful for that day. Stress can take a toll on your mind and body. When you’re dealing with something negative, take a minute to breathe. This will help you to feel calmer and able to cope. Take 5 deep breaths in and 5 deep breaths out.  You can practice deep breathing anytime that you feel stressed. Try meditation or yoga as a way to help focus on your breathing. It’s hard to handle tough situations if you’re not feeling great physically. Make it a point to get 30 minutes of exercise most days of the week. Exercise is a great mood booster and regulator.  Pick something that you like to do to make exercising fun. For example, if you love to dance, try a cardio dance workout. You can also choose to do something as simple as taking a walk over your lunch break. It’s tough, but try not to carry your negative feelings into the next day. The situation might still be there, but you can choose to approach it feeling positive and refreshed. Try writing down what you’re upset about before going to bed. This will help you let go of negative thoughts. When you wake up, take a few minutes to practice gratitude or take some deep breaths. This will help you to start your day on a positive note.
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One-sentence summary -- Start practicing gratitude. Focus on your breathing to relax. Get some exercise to reduce stress. Plan for a fresh start tomorrow.


Before you can become emo, you have to understand exactly what it means. “Emo” is short for emotive, and people who consider themselves to be emo are usually in touch with their emotions. They don’t feel the need to hide how they feel, even when they are sad or angry.  While music, clothing, hair, and makeup can play a large role in being emo, being comfortable with your feelings and expressing them is the most important part. If you’re emo, you never feel the need to pretend that you’re feeling something that you’re not. For example, if an emo person is sad, they won’t try to convince everyone around them that they’re actually happy. They express the true emotions that they’re feeling. Music is very important to emo culture, so it’s important to know the right bands if you want to fit in. Emo music started out as a subgenre of punk , and the “emo” name is actually shortened from “emotive hardcore punk.” The music originally featured a fast sound and shouted vocals, though it’s evolved to also include a softer, more melodic sound. The common trait in emo music, though, is always emotional lyrics.   Some early emo bands that helps establish the genre in the mid-80s include Rites of Spring, Embrace and Dag Nasty. In the ‘90s, emo music experience a revival with bands such as Texas Is The Reason, Sunny Day Real Estate, Jawbreaker, American Football, and Braid. In the 2000s, emo pop was born pioneered by bands like Jimmy Eat World,The Get Up Kids and The Promise Ring. Later, other bands like My Chemical Romance, Paramore, Fall Out Boy and Panic! at the Disco became part of the fusion genre. Most of these bands have moved away from their emo pop roots so listen to their early work if you're looking for this particular style. Bear in mind this is what's known as emo today when really, emo refers to the emotive hardcore sub-genre. Emo pop is a fusion of emo and pop punk. You shouldn’t decide to become emo just because all of your friends are. Instead, think about whether the culture really fits with your personality and interests. If you’re not comfortable acknowledging and expressing your emotions, including darker feelings such as depression and anger, then it’s probably not the right fit for you. Don’t try to force yourself to become emo just because you think it will make you cool.  If you prefer lighter, more “feel good” music, the emo scene may not be right for you either. You shouldn’t have to talk yourself into liking the harder edge of emo music. If the emo culture does seem like a perfect fit for you, you shouldn’t worry if your friends are emo too. Be true to yourself, and your real friends will respect your choices and interests.
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One-sentence summary -- Learn what it means to be emo. Listen to the music. Decide if it fits your personality.


Most banks and other HSA administrators have an application online for you to fill out. If you prefer, you can go to the bank in person and ask for an application. Part of the process will be filling out biographical information on the application. You'll need information about your health insurance plan. If you want to withdraw money from a bank account for the HSA, you'll need your bank account numbers.  You'll need to agree to the fact that you only have a high-deductible plan, and you're not covered by any other insurance. You'll need information like your address, Social Security number, and who you have your high-deductible plan with. You may also need information from your employer, such as a login, if you're going with an employer-chosen HSA. Usually, you'll need some form of ID. If you set up an account with a bank, you can likely withdraw funds from your checking account. If you go in person, you may want to take a check just in case. Check to see if there is a minimum you must deposit, so you can be ready to deposit that amount.  You should also be able to set up paycheck withdrawals with most HSAs. You'll need to talk with the employer about this option, as they must offer it as a benefit.  Check with the bank you're using for your HSA to see if you can tie your current checking account with your HSA, even if you're not using the same bank that holds your checking account.
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One-sentence summary --
Find the application online. Fill out the application. Fund the account.