Q: The Veterans Benefits Administration (VA) guarantees home loans to qualified veterans and their eligible dependents, with several benefits. These loans can be especially great because they require no PMI, no matter what your down payment is. To qualify, you must:  buy the home for personal occupancy have been honorably discharged meet service requirements in the military or National Guard of 90 days or more, depending on the actual years when the service occurred  spouses may be eligible under certain circumstances. You need to find a lender that participates in the VA program. You can ask your own local bank(s) about participation, or simply search for "VA lenders" online. The U.S. Department of Veterans Affairs publishes an annual list of the top 300 VA Lenders listed by the volume of their VA loans. A Certificate of Eligibility verifies to the lender that you are eligible for a VA loan. The U.S. Department of Veterans Affairs web site, http://www.knowva.ebenefits.va.gov/system/templates/selfservice/va_ss/#!portal/554400000001018/article/554400000006303, will take you through the steps to obtain the COE. This locks in the negotiated terms of the sale between you and the owner. Be sure to include a clause that allows you to cancel the sale in case you cannot secure the VA loan. A lender who participates in the VA program will know the remaining requirements and forms that are required for closing the loan.
A: Determine if you qualify. Locate a lender. Get a Certificate of Eligibility (COE). Find a home and sign a purchase agreement. Apply for your VA loan.

Article: Sometimes a pronoun is used instead of a noun. A pronoun is a replacement for a noun, such as "you", "we". "it", "he" or "she".  When using “I” or “You” in its singular form, pair it with “suggest,” such as “I suggest picking flowers,” or “You suggest it to the group.” When using “We” or “You” in the plural form, you also pair it with “suggest.” For instance, the sentence could be “We suggest a different color,” or “You (all) suggest eating out.” In fact, the only time you use the form “suggests” is with third person singular, such as in the "Sally" example above or when using “he” or “she.” The third person plural “they” uses “suggest” rather than “suggests.” A past tense verb tells your reader (or listener) that the action happened in the past, rather than right now. The past tense of “suggest” is “suggested.”  If you made a suggestion to your boss yesterday, you could say, “I suggested it to Rob yesterday, but he didn't like the idea.” Keep in mind that “suggested” is the past tense no matter whether the noun or pronoun is first, second, or third person or whether it is singular or plural. Like past tense, the future tense is all the same for “suggest.” Future tense tells your reader that the action will happen in the future. The future tense for “suggest” is “will suggest”, no matter whether you are using first person singular (“I”) or third person plural (“they”).  If your girlfriend wants to make a suggestion in a meeting tomorrow, she might say, “I will suggest that idea tomorrow.” Additionally, if you want to tell someone else what your girlfriend is going to do, you can say: "she said she will suggest that tomorrow.”
Question: What is a summary of what this article is about?
Change the form of the word "suggest" depending on which pronoun is used. Change "suggest" to "suggested" in the past tense. Change "suggest" to "will suggest" in the future tense.

Q: Cutting off your friend without warning may seem like the easiest solution, but it is not fair to them to not give them a chance to understand what is happening. Even if your friend was a bad, hurtful friend to you, they still have the right to know what is happening.  Do not “ghost” a friend just because you want to avoid confrontation (as long as you know that a confrontation would not end with a physical fight). Breaking up with a friend is uncomfortable and painful, but that doesn't mean you should avoid it. Ghosting a friend may cause you to lose some social clout. It makes you look like you took the easy way out. It can also cause the person you are ghosting a lot of pain and uncertainty. Consider which method would be the best way for you to stop communicating with a friend. For example, you might decide that it is best to tell them in-person, over the phone, or via email. Most of the time, it is good to have a conversation with the other person to let them know you do not want to be friends anymore, no matter how vague and brief it may be. But there may be times when ghosting someone is the best option:  Your friend enables your bad behavior, particularly if it is an addiction issue.  You feel controlled or manipulated by your friend, and worry how they would react to an announcement that you no longer wanted to be friends.  You fear for your safety, and are concerned about your physical well-being if you talk to your friend directly. or block your friend from social networks. Cut off their access to your life on social media. Avoid messaging them or responding to their messages.  If you choose to remain friends with them on social media, prevent them from seeing posts you don't want them to see. Do not comment on their feeds. You could also choose to unfollow them so you no longer see their updates. If you do not feel comfortable talking to your friend, you could ask your parents to get in touch with your friend's parents. This is an option you may want to use if you are feeling threatened by the other person. Otherwise, you may wish to try to handle it on your own first.  Ask your parents to inform your friend's parents about the situation, and/or that you no longer want to hang out with this person. You could say, “You know I've been trying to distance myself from Jamal, but he won't leave me alone. Do you think you could talk to his parents for me?” You could also ask a teacher or school guidance counselor for help. You could say, “I've been trying to work through some problems with David, but he won't leave me alone. I don't want to be friends with him anymore, and can't think of anything else to do. Could you help me?”
A:
End all communication as a last resort. Recognize when ending a friendship suddenly may be appropriate. Defriend Enlist help.