Problem: Article: When purchasing insurance, it is important to shop around, getting quotes from several different sources.  Not only does this give you a sense of what your average rate will be, it can also give you bargaining power when you do finally settle on a provider. Most major insurance companies have online rate generators at no extra charge. You can also complete self-quotes online. Certain types of payment plans for cars contractually require certain levels of coverage.  Additionally, if you are looking at used cars, buying an older car, with reasonable safety scores and a low resell value, you can usually get by on the minimal coverage for your area. Cars on lease or lien require comprehensive coverage, which means that insurance will cover the cost of all accident-related repairs and replace the value of the vehicle in the event it is totalled in an accident. Insurance rates vary wildly throughout the United States and other parts of the world.  Some regions like Hawaii forbid assessing insurance based on age or gender, so a teenager would pay the same as an adult. Florida requires “Personal Injury” insurance on all automotive policies, running about $200 per term. Some places assess insurance rates based on the safety mechanisms the car provides; other places assess on the basis of the cost to replace the car in the event of an accident. In Puerto Rico, car insurance is state subsidized to ensure everyone has access to it. In some states, certain types of cars are seen as inviting accidents or more prone for damage in accidents, so the rates can be accessed with that risk in mind.  An older car usually has a lower resale value, which can be helpful on states like South Carolina, where insurance is based on value of the car.  In Florida, however, because an older car has fewer safety accommodations, the same car would be more expensive to insure than a new car. High-end cars mean higher premiums. Particularly foreign cars that require dealer parts mean higher insurance rates because they cost more to repair. Bigger motor means bigger cost.  Cars with more powerful motors are designed for speed and, when you buy one, your insurance company assumes you plan to drive it fast and assesses your policy as a greater risk. Theft risk matters.  Insurance rates depend on a good many factors, even including the rate of theft for certain makes and models of car, independent of the actual value of the vehicle.
Summary: Get quotes. Understand types of coverage. Understand how area or region impacts insurance rates. Understand that vehicle type and age can impact rates.

Problem: Article: Hostas can be propagated by dividing a mature plant. The best times for dividing plants are in early spring or late fall, about a month before the frost comes. Hostas do not need to be divided, but you can divide them if you want to propagate more plants, or want to give them away to other gardeners. As your hostas grow, they will produce new offsets every year. You can easily divide the hosta without digging up the entire plant by locating and removing these new offsets. The offsets will look like new clumps of growth that pop up around the parent plant.
Summary: Pick the right time to divide the plants. Locate a clump of new growth.

Problem: Article: After you have finished setting up your stacks, you can place the cards that you have left just above the Tableau on the left-hand side. This will be your “Stock” or “Hand” pile. You will draw cards from this pile as you play the game. If you want to be extra sure that the cards are shuffled, then you can shuffle them again before placing your Stock pile. This is optional though. The discard pile, also known as the “Talon” or “Waste” pile, is where you will discard any cards that you draw and cannot use. At the start of your game, the Talon pile will be empty. Reserve a space next to your Stock pile to create your Talon pile during gameplay.  The Talon pile is usually just to the right of the Stock pile. When you have exhausted your Talon pile, you can flip it over (face down) onto the Stock pile space again and continue playing. The Foundation piles are where you will place the cards that you will clear from the Tableau stacks as you play solitaire. At the start of your game, your Foundation piles will be empty, so you just need to reserve some space above your Tableau. Leave enough room to place four stacks of cards as you play.
Summary: Place the remaining cards face down. Identify the space for your discard pile. Leave room for your Foundation piles.

Problem: Article: Leg pain and/or swelling can be uncomfortable to live with, and compression stockings might make your legs feel better. Talk with your doctor to see if this option will reduce your discomfort. If you have poor blood flow in your legs, compression stockings are not the right choice. Your doctor will check to see if you have varicose veins, venous leg ulcers, deep vein thrombosis (blood clot in a deep vein), or lymphedema (leg swelling). If one of these conditions is present, your doctor may prescribe compression stockings for you. You may need to wear compression stockings daily for up to two years. Almost one-third of pregnant women will develop varicose veins, which are veins typically in the legs and feet that have enlarged because of increased pressure in your veins. Wearing compression stockings can make your legs more comfortable and will promote blood circulation. Ask your doctor if compression stockings will help your condition. In some cases, compression stockings will be prescribed for patients post-surgery to reduce the risk of venous thromboembolism (VTE), or the formation of blood clots in your veins. If your post-surgery recovery restricts your mobility or requires extended bed rest, your doctor may prescribe compression stockings. While research about the health benefits of wearing compression stockings during exercise is mixed, recovery time after exercising is decreased as blood flow is improved. Many runners and other athletes now wear compression stockings either during exercise or afterwards. It is up to you whether you find them comfortable enough to wear. These are usually sold as compression socks, and are available at sporting goods stores and other athletic supply stores.
Summary:
Talk to your doctor if you have leg pain or swelling. Wear compression stockings if you have reduced blood flow in your legs. Wear compression stockings if you develop varicose veins while pregnant. Wear compression stockings after surgery. Try compression stockings after exercising.