Summarize the following:
It may be that you already own a housing lot, or a chunk of land in a rural area, on which you’re planning to build your house. The location of your house will, in fact, have a significant effect on the design. Work with an architect—or accommodate your own floor plan—to take into account:  How to situate the house for the best views from your bedroom, living room, and porch. Where to place the house so it won’t be in shadows from nearby mountains or trees. How to maximize sunlight entering your home. Communicate your financial goals to your architect, and ask for their help in establishing a budget for each phase of designing and building the house. The architect can advise you on which building materials and house styles will best suit your architectural and financial goals.  For example, stone houses are visually impressive, but can cost 50% more than wood-framed houses. Also consider that multi-story houses typically cost less to build than single-story homes. However, if you’re planning on living in this house in your old age, single-story will be preferable. Think about how many people will be using your house, and how many room you’ll need to designate as bedrooms, hobby rooms, and workshop areas. This will directly effect the size of your house, the size of your living spaces, and the number of bedrooms and bathrooms you build. Relay all of this information to your architect. If you’re planning to expand your family by asking a partner to move in, getting married, or having 1 or more children, you’ll need to anticipate those future needs. When helping design your own home, take a hands-on approach and communicate to the architect what you want regarding the shape and size of your home. If you have a specific architectural style in mind, or want an overall aesthetic for certain rooms, communicate this as well.  A great way to help out the architect is by collecting photographs of rooms that you like or dislike. These can be found in magazines or online. You may not know the specific vocabulary of architecture, but by providing both positive and negative examples, you’ll help the architect design your house the way you want it.

summary: Determine the location for your house. Formulate a budget with your architect. Accommodate the needs of all family members. Assist the architect in the design process.


Summarize the following:
Not every municipality assesses property the same way. Before you start appealing your taxes, figure out how your area assesses property. Some base it strictly on market value, others base it on home and land value. Some places subtract some value for depreciation. Another common way to assess value is to use recent sales of comparable home in the area. Contact the local assessor's office and request to view or receive a copy of your property tax assessment card. This card sometimes is a physical copy you can pick up, while other counties provide them online. When you receive it, study the details very carefully. Make sure to request your property tax assessment before you tax bill comes. There are certain deadlines you will have to meet for filing your appeals. Once you receive your tax assessment, you may only have 30-120 days to appeal. If you wait until your tax bill comes, it may be too late. Check to see if the assessor made mistakes about the structure of your home. Did he make an error in square footage? Did he say you had 4 bedrooms when you only have 3? Make sure any special features of your home are correct, along with the acreage.  Only heated, livable areas should be counted in the square footage of your home. Errors about the structural specifications of your home can lead to significant reductions in your taxes. Determine if there are factors causing your property assessment to be inflated. Was your appraisal conducted when market values were higher than present values? Find out if the property value in your neighborhood has gone down recently. That could lower your taxes. If you have recently purchased the house, think about the price paid. If the price you paid for the house is lower than the assessed value, you might be able to lower your property taxes. Don't just look for errors; look for things the assessor left out. This relates mostly to negative aspects of your home that could help diminish the value. Does the property record card report a backyard that always floods, a wet basement, a leaky roof, or cracked walls? Having a detailed property assessment that includes both positive and negative qualities may help you lower your taxes. Other things that might lower your value are air conditioning systems that need repair, foundations that need repair, or leaky plumbing. When you request your property card, also look at property cards of similar houses in your neighborhood. Compare their assessment values to your own. If your assessment is much higher than similar homes in your neighborhood, you might have a basis for lowering your property taxes.  The more examples and the more homes you can use with lower assessment values, the stronger your case for appeal will be. When deciding what is a comparable home, look at ones with similar square footage, the same number of bedrooms and bathrooms, and a similar age. Try to look at houses that are as close to yours as possible for an accurate comparison.  Is the construction on your home lower quality than others? Do you have a frame house instead of a brick house? These factors can influence your assessment. Also look at homes in your neighborhood that are larger, more expensive, or in better shape. See if your comparison is lower than theirs. If those homes have the same assessment value as yours, your value may be inflated. Sometimes, assessors can make mistakes. Look at the homes your house is compared to. Are they similar? Or are they nicer, in better shape, in a better neighborhood, on a quieter street? Using homes that are not similar to yours in just about every way can inflate your home's assessment.

summary: Determine how your area assesses homes. Study your property tax assessment. Look for structural errors on the assessment. Decide if the assessment value is inflated. Look for holes in the property record. Compare your home to others in your neighborhood. Make sure your home was compared to similar homes.


Summarize the following:
Spray the ends of your hair with water to make it easier to keep them together. Then, place the rag at the tip of your hair and begin rolling under.  At first it will be tricky and the tip will want to come out.  Keep tucking it back in and roll your hair upward. Watching what you’re doing in the mirror will help as you’re first learning. If you struggle with using rags to curl your hair, purchase foam curlers instead.  The process is exactly the same, only instead of tying a rag to set the curl you will instead clip a plastic cross-bar or special pin.  Some people find sleeping on curlers to be uncomfortable or difficult. Remember that the size of the curler will determine how loose or tight the waves are. Big curlers make loose waves.
summary: Roll 1 section of hair. Try using foam curlers.