Problem: Article: Commodities trading has been around for many years. Originally, commodities exchanges sold futures contracts so that manufacturers and farmers could buy contracts to guarantee the price of an input of production or crop at a future date. These players still use commodities futures for that purpose, but now speculators have entered the market to bet on the changing prices of commodities and related securities.  Commodities and related securities are traded on a number of large exchanges throughout the world.  Commodities can include any of the following types of products:  Energy, like crude oil and natural gas. Metals, including precious metals, like gold and silver, and non-precious metal like copper. Livestock and meat, like cattle and pork bellies. Agricultural products, like corn, wheat, rice, and sugar. A trader can make bets on commodities prices in a number of ways. Commodities, however, are rarely physically traded. The logistics involved in trading actual commodities make doing so too complicated. Most market participants purchase securities or contracts related to commodities instead. These financial products include:  Commodities futures. These are the type used most frequently by experienced traders and financial institutions. Futures are contracts that give the holder the right to purchase a set amount of a commodities for a set amount at or before a time in the future. Trading futures is risky and should only be done by experienced investors. Commodity stocks. Traders can also focus on stocks related to commodities, rather than the commodities themselves. For example, a trader might purchase stock in a silver mining company if they expected a rise in the price of silver. Mutual funds. There are a number of mutual funds that track certain commodities or segments of the commodities markets. Exchange Traded Funds (ETFs). ETFs are like mutual funds but are traded like individual stocks. Some ETFs track individual commodities, like gold or crude oil. Anyone interested in commodities trading should read books on its practice before getting started. Get started by reading Opportunity and Risk: An Educational Guide to Trading Futures and Options on Future. This guide, published by the National Futures Association, can be downloaded for free by visiting http://www.nfa.futures.org/. Other great resources include:   A Complete Guide to the Futures Markets: Fundamental Analysis, Technical Analysis, Trading, Spreads, and Options by Jack D. Schwager.  Hot Commodities: How Anyone Can Invest Profitably in the World's Best Market by Jim Rogers.  Commodities Rising: The Reality Behind the Hype and How To Really Profit in the Commodities Market by Jeff Christian. Commodities trading is traditionally regarded as somewhat riskier than stock trading. This is largely due to the fact that most commodities futures are bought on margin. This means that the trader essentially invests with borrowed money, paying a small amount to control a large amount of commodities. For example, a trader might pay $10,000 to control $100,000 worth of crude oil.  Trading on margin magnifies potential returns and potential losses. This is because returns are from the controlled commodity amount, not the amount of the investment. This means that you can earn $1,000 from the $10,000 investment if the price goes up 1 percent. However, this also means that you can lose a substantial amount of money and, in some cases, be responsible for making up a loss that constitutes more than you originally invested.
Summary: Learn about commodities trading. Understand the different types of commodity contracts and securities. Read up on commodities trading. Know the risks of trading commodities.

Problem: Article: Nothing makes a teacher’s day like a beautiful, handmade card telling them how great they are. Spend some time the day before school and get crafty. Use colored paper, glitter, and colorful markers to draw a picture of your teacher or decorate a message that lets your teacher know you think she is awesome. You can then present the card to your teacher as a thoughtful gift. Don't make your card anonymous unless you are shy but still want your teacher to know he or she is awesome! However, a teacher would like to thank you for your card and not embarrass you. There are also online templates you can print out and decorate for your teacher, featuring fun messages and images to make your teacher’s day. Use social media for good by making a video about how great your teacher is or writing a post on social media about how awesome you think your teacher is and making it public. This will allow your other classmates and friends to support and comment on your post, which will show your teacher how much she is appreciated. Maybe your social media brag about how great your teacher will even go viral and your teacher will really get the recognition she deserves. Organize a mock awards day where you create a teacher recognition award for your teacher with your classmates. You and your classmates can then present the award to your teacher as part of a mock awards ceremony. This will show your teacher you appreciate her hard work and allow her to feel recognized by her students. You can also nominate your teacher for a local or national teacher recognition award to show her that you really appreciate her hard work. Your school may have a teacher of the month program or your area may have a teacher recognition program where you nominate your teacher through an application process. in the U.S., more than a dozen organizations sponsor teacher recognition awards every year. You can find more information about national awards for teachers in the United States by searching online.
Summary:
Make your teacher a thoughtful handmade card.  Brag about your teacher online and make the post public. Give your teacher a classroom teacher recognition award. Nominate your teacher for a teacher recognition award.