INPUT ARTICLE: Article: Many common jewelry cleaners, such as ammonia, can be harmful to onyx. The safest way to clean your onyx jewelry is with a clean, dry cloth. A microfiber cloth or other fine, soft cloth is ideal. If wiping the jewelry down with a dry cloth does not remove all the cloudiness or grime, use a cloth that is slightly damp. Blot the stone dry after you clean it. A clean, dry toothbrush or other soft brush can be a great tool for cleaning the hard-to-reach places of your onyx jewelry. Use the brush to remove dirt and grime from the edges of the stone where it meets the metal findings. If the dirt is particularly hard to remove, you can use a slightly damp brush, but be sure to blot the stone dry afterwards. Never soak your onyx, as the water can soak into the porous surface of the stone and alter its appearance. Be careful when washing your hands, and blot the stone dry with a clean cloth if it becomes wet. Never wear onyx jewelry when swimming, bathing, or using household cleaners that may damage the stone. This will keep it from being scratched by other jewelry, particularly during travel. Velvet and cotton are ideal, or you can purchase a jewelry pouch to store each onyx item in.

SUMMARY: Wipe the stone with a soft cloth. Add a little water to the cloth if the stone is very cloudy. Clean the edges of the stone with a soft-bristled brush. Protect your onyx jewelry from water. Wrap your onyx jewelry in cloth when storing it.

In one sentence, describe what the following article is about: Not all dealers are as accommodating to low or poor credit scores. You will need to find a dealer that is willing to work with your credit to get you the loan that you want.  Some dealers specialize in this and have unique relationships with lenders that are ready to work with you.  You will need to speak with the dealer's finance team or department directly to learn if they can help you. Inform them clearly of your situation. You won't get an accurate picture of how likely you are to be financed if you don't convey your exact credit situation to your dealers finance team. You may not need to submit an application for financing to learn if you will get the loan or not.  A capable finance manager should be able to tell you how likely you are to receive the loan when you do actually apply. It may be tempting to apply wherever you can in an attempt to successfully get your application accepted. However, applying to many lenders at once can actually hurt your credit score further. You should also know that not all lenders are ideal for a motorcycle loan.  Apply only to lenders that specialize in personal loans or in motorcycle loans. Look for key terms such as bad credit, poor credit, no credit, motorcycle financing, or after bankruptcy loans. Remember, though, that bankruptcy will typically not be a factor if it has been discharged for two or more years. Loans made to people with bad credit may have higher interest rates. Be fully aware of the conditions of your loan before accepting. A co-signer to a loan is another person that promises to take on payments if you are unable. If your co-signer has a better credit score than you, this can help you to obtain the loan you are seeking.  Your co-signer should have excellent credit. Having a co-signer helps assure your lender that they are more likely to receive their payments. If you have made payments on another motorcycle, you can demonstrate your consistency on those payments. Despite your low credit score, by showing your previous motorcycle payments were always met on time, you increase the likelihood that you will receive the loan. Try to save up as much money as you can, without a loan, for a down payment. By placing a larger amount of money down on your motorcycle upfront, you show that you are serious about this investment. Lenders will view larger down payments in your favor. By paying off a majority of the cost, you will also save money on interest when you do take out a loan.
Summary: Talk with your dealer. Find the right lender. Inform your lender if you have a co-signer. Demonstrate your payments on a previous motorcycle. Make a larger down payment.

The square drive is the end of the torque wrench you’d attach a socket to. For the sake of simplicity, use whole inches rather than using any fractions. Mark the point you measured to on the handle and record the distance on a piece of paper for you to come back to later.  Set the paper aside in a safe space until you need it. Because 24 inches (61 cm) is a common length for most torque wrenches, it will serve as the measurement for further steps. Orient your bench vice so you can place the square drive of the torque wrench into and have the handle extend out, away from the table or bench. Then insert the square drive into the vice and tighten it until it’s secure.  Be careful not to overtighten the vice and damage the square drive on the torque wrench. Make sure only the square drive itself is caught in the clamp, so the wrench can move under the weight you apply. In order to determine the right setting for the torque wrench, multiply the distance you measured in step 2 by the 20 pounds (9.1 kg) you will be using for your weight. That comes out to 480 inch (1,000 cm) pounds (24 inches (61 cm) times 20 pounds (9.1 kg)) which equates to 40 foot (12.2 m) pounds.  Be sure to use the correct distance and weight figures. If your wrench is a different size or you’re using different weights, your figures will be different. The equation will still be handle distance times weight, then divided by 12. Tie the rope to the weight and make a loop that you can hang from the handle of the torque wrench where you made your mark in step 1. Make sure the length of rope is short enough that the weight won’t touch the ground once you hang it.  Do not securely tie the weight to the wrench. Instead, simply hang it. Be sure nothing is in the way of or supporting the weight as it hangs.
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One-sentence summary -- Measure from the square drive to the handle. Secure the square drive in the vice. Calculate the appropriate setting for your weight. Hang the weights from the handle of the wrench.

INPUT ARTICLE: Article: While the exact technique necessary to clean vinyl seats varies depending on the product you’ve chosen to use, you can generally begin by wiping the seats down with a damp rag, then applying the vinyl cleaner to another clean, damp rag.  After that, gently wipe the vinyl cleaning solution across the surface of the vinyl seats. There are a wide variety of vinyl cleaners available.  Popular products include Rejuvenate Leather & Vinyl Cleaner and Marine Vinyl Coat. Mix one tablespoon of ammonia, ¼ cup (59 milliliters) of hydrogen peroxide, and ¾ cup (177 milliliters) of water.  Scrub the vinyl seats with the mixture using a soft-bristled brush or sponge.  Dry the vinyl seats by wiping them down with a dry cloth. Diluting bleach and water in a 1:1 ratio will yield an effective solution for cleaning vinyl seats.  For instance, you might mix two tablespoons of bleach with two tablespoons of water.  Dip a cloth, stiff-bristled brush, or sponge in the mixture.  Scrub the vinyl seating down, then dry it thoroughly with a dry cloth. Before applying the bleach solution, test it on a hidden area – the bottom of a vinyl seat, for instance.  Wipe it with a white paper towel, then check the paper towel to ensure no color comes off.  If color comes off, do not use the bleach solution to clean your vinyl seats.

SUMMARY:
Use a specialized cleaner. Use an ammonia mix. Clean your seats with a bleach mixture.