Q: Enjoy yourself at the pool party, but remember to take special care of your skin.  Bring your sunscreen with you and reapply as necessary.  Remember, sunscreen doesn’t prevent you from tanning, it just shields you from harmful, cancer-causing UV rays.  If you’re planning to swim, make sure that your sunscreen is waterproof You need to reapply your sunscreen at least every two hours. Make sure that your sunscreen isn’t expired. You’ll be in the sun, and possibly the water, all day and you want your hair to look great all day (and night).  Braids, buns, and ponytails are the perfect look for any pool party, are low maintenance, are easy to fix throughout the day, and will give your hair added waves when you take it down.  You might also go for the windblown look, which should last all day if you put just a bit of mousse in your hair while it’s wet.  Get summery beach hair by encouraging natural waves. Take a shower, put in some hair gel or hair spray, and scrunch your hair. If you choose to wear makeup, it needs to be as subtle and natural looking as possible.  Only use waterproof makeup, and use it sparingly.  The best makeup that you can wear for fashion at a pool party is a good, waterproof mascara.  This will open up your eyes and subtly draw attention to them. There's also other waterproof makeup, like eyeshadow, eyeliner, brow gel, and concealer.
A: Don't forget your sunscreen. Choose a simple hairstyle. Pick the right makeup.

Article: While amortization math is fairly complex, you should at least get a handle on it so you understand how the calculations work. However, you don't have to do every calculation by hand – you can use an online calculator.  To start, you'll need the following figures: the initial principal or amount of the loan, the interest rate per period, and the total number of payments or periods. Add one (1) to the interest rate to period, then raise this sum to the power of the total number of payments or periods. Multiply this figure by the interest rate per period, and place this number on the top of a division symbol. On the bottom of the division symbol, take the figure you got when you added one (1) to the interest rate and raised it to the power of the number of payments, then subtract one (1). Complete the division and multiply that amount by the initial principal to find the payment amount per period. There are many independent financial websites that have amortization calculators available. Banks and other lenders also often have these calculators available on their sites. If your lender has a calculator available on its website, you may want to use that one as opposed to one offered elsewhere. Not that there's going to be much, if any, difference in the calculation, but using your lender's calculator gives you a little more ground to stand on if you find a difference between the monthly payment you calculated and the one your lender calculated. Online financial calculators provide spaces for you to enter the total amount of the loan, the term of the loan, and the annual interest rate. There also may be places for you to describe the type of interest or enter any fees. Once you've provided the necessary information about your loan, the calculator will provide you with the amount of your monthly payments so you don't have to do all that math by hand.  Keep in mind that amount you calculate may be different from your actual monthly payment if your lender charges fees that you left out of the calculations. For example, if you have a $150,000 mortgage with an annual interest rate of 4.5 percent and a loan term of 360 months (30 years), your monthly payment would be $842.50. If you have a car loan for $30,000 with an annual interest rate of 5.25 percent and a loan term of 60 months (5 years), your monthly payment would be $569.58.
Question: What is a summary of what this article is about?
Learn the monthly payment formula. Find an online financial calculator. Enter the terms of your loan. Determine your monthly payments.

Problem: Article: As you improve, resist the urge to up your performance on your easy days. Better your odds at achieving runner's high on your next hard day (whether it’s a race or a workout) by making sure your body has recuperated from the last one. Remember to run at a pace that is slow enough for you to chat with a partner at the same time.  Tiring yourself out by running hard on your easy day will set you back on your next hard day. Starting a hard run when you’re already exhausted will reduce the chance of pushing yourself hard enough for your brain to release the necessary chemicals. At the same time, you're just as likely to experience runner's high on an easy day if your body still feels wiped out from yesterday's hard run. Once you successfully run 90 to 150 minutes a few times, start setting lower goals for your long-distance hard runs. Devote more time to high-intensity workouts, rather than accumulating more mileage per week. At the same time, reduce the chance of injury that may occur from so much repeated high-impact on your feet, legs, and hips.  Don't worry about losing endurance. High-intensity workouts will still help build endurance despite the lower mileage. At the same time, limiting the number of long-distance runs you go on will improve the odds of you experiencing runner's high the next time you go for one. Don’t expect runner's high to mask every single discomfort that you might feel. Take care of yourself so you can enjoy it more fully when it does occur. Always be sure to:  Warm up for 15 to 20 minutes by jogging lightly or walking fast before your run, race, or workout. Eat properly and stay hydrated, with enough time to digest food beforehand in order to avoid cramps. Wear appropriate clothing and shoes, both for running in general and the weather. Remember: there is no guaranteed way to achieve runner's high. Resist the urge to push yourself harder than your body can handle when chasing it. Avoid over-straining or injuring yourself, since these will only hinder your chances.
Summary: Keep your easy days easy. Cut back on mileage. Treat your body right. Don't hurt yourself seeking that high.

Q: If you believe it is time to discuss furthering your relationship then feel free to be open about wanting to make it a steady thing. After a few weeks, say you would like it if the two of you could see one another regularly. This will give you a good indication of the worth or risk of continuing before you get in too deep and get your hopes up too high. Avoid using intimidating conversation starters such as, "we need to talk" or "can I ask you something". You want to approach the situation as casually as possible. A good alternative would be "I have really enjoyed my time with you and I wanted to see if our feelings are mutual." This doesn't mean he wants anything to end. This just means he might not be as ready for a solid relationship as you are. But, that doesn't necessarily mean it won't happen. Everyone has a different dating history and his could result in him just needing to take time in gaining trust. Your reaction could be the ultimatum if he does want to continue or if he decides maybe it's time to end it. If he says that he is not ready for a relationship yet but still wants to see you, you shouldn't feel rejected and instead reply with "That is great and I would really like to keep getting to know you as well!" Your confidence will be reassuring and help him relax and get comfortable to continue with your date. The next level is where you start to spend more time together and really begin to understand each other in greater detail. Remember, this is still the beginning and you don't want to make it more than what it really is. The most important thing in relationships is to continue having fun. Nothing needs to be really serious until it is time. But, until then, continue to make things fun, new and exciting. Do all those intriguing and flirtatious things you did when you first starting dating, don't stop just because you are in the next level of your relationship. Keep things exciting with new ideas or weekly events. Plan a day of the week to be reserved specifically for an exciting date, no matter what it is.
A:
Be open and honest. Remain calm and collected if he is not there yet. If he is ready for the next level, don't overdo it! Just have fun.