Article: Turn the bill so the back is facing up. You can fold it either way you want first. Match up the ends so they meet nicely and then make a crease down the middle where the bill is folded. Unfold the bill and then fold it the other way. Make a crease and unfold it again. At this point, you should have 2 creases in the bill that form a cross and divide the bill into 4 equal rectangles. Place the bill so the back is face up and the bottom edge is facing you. Fold the bottom edge up and match the edge with the center crease you made in the first step. Use your fingernail to crease the fold along the bottom. Do not unfold this crease. Grab the right side of the bill. Fold it upward so that the bottom crease you just made meets the middle vertical line you made in the first step. Crease the fold you've just created, making half of the point at the bottom.  Repeat the process on the left side, bringing the bottom crease over to meet the right side you just brought to the middle. You should now have a point at the bottom and 2 flat edges at the top. When you flip it over, you should have a flat edge at the top. Fold in the right side a third of the way to the middle. Make a crease. Fold over the left side a third of the way to the middle. You should have 2 flat edges at the top. Below that, you should see a fold going all the way across the top. Fold each flat edge down, maintaining a flat line across the top on each side. Each side should meet the edge below when it's folded down. On the right side at the top, fold the corner down on each side of the flat edge. Fold it down just enough to meet the top edge of the flat part you just folded down. Do the same on the other side to complete your heart shape.
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Fold the bill in half horizontally and vertically. Pull the bottom edge up to meet the middle line. Create a point at the bottom by folding the sides up. Flip the heart over and fold in the sides. Bring the top edges down. Fold in the corners of the flat tops to finish the heart shape.