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Unless you are an entirely online business, you will need an office. Indeed, having a physical office can make your money lending business look more professional. If you decide to rent commercial space, then keep the following in mind:  Rent is often one of the largest expenses for a new business. Accordingly, you should budget and not spend more than you can afford. Try to negotiate a one- to two-year lease with an option to renew. Because you don’t know if your business will be successful or not, you shouldn’t sign an initial lease for longer than that. Find out what other expenses you might incur in addition to the rent. For example, you could have to pay for maintenance and repair, upkeep, and utilities. Negotiate some add-on clauses, such as a right to sublease or an exclusivity clause (which prevents a landlord from leasing to a direct competitor at the same location). You will need to open a bank account for your money lending business. You will deposit funds into the account and then draw the funds out when you make a loan. The information you need to open an account will vary depending on your corporate form, but generally you will need:   Business tax identification number (or Social Security Number if sole proprietor) Business license Business name filing document Articles of incorporation with corporate officers listed (for a corporation) Before extending a loan, you should have the borrower sign a loan agreement. You can have your attorney draft loan agreement contracts, or you can look for samples on the Internet.  If you are lending money for real estate, you will need not only the promissory note but also the mortgage note. Lenders working in the real estate field also typically use other documents, such as Letters of Intent (LOI) and preliminary title reports. You should ask your attorney or compliance professional about what other contracts are necessary. For more information on loan agreements, see Write a Loan Agreement. In addition to your website, you will need to advertise so that the public can find you. The extent of your advertising will depend on your budget and your immediate business goals.  If you want to make a few loans to acquaintances or people in your neighborhood, you could rely on word of mouth. However, if you want to reach a larger market or grow more quickly, then you should consider advertising in newspapers or online. You should also consider advertising in the form of imprinting your company name on pens, paper, calendars, and other giveaway items.
Rent office space. Open a bank account. Create contracts. Advertise.