Problem: Article: Similar with any semi-permanent buildings. It is not just a matter of permission for more pitches – it is also a matter of what obligations you may have in terms of upgrading existing infrastructure, electricity supply, water supply, sewerage, access, security, health and safety. For instance, the electrical supply may only be sufficient for the electric current demand of the existing number of pitches so existing cable work may need replacing. Is the capacity sufficient for current use and any expansion plans? Has the system been inspected by the relevant state or local authorities - have they issued any demands for improvements and, if so, how long would you have to comply and how much would it cost? Most will have a website or year book; check if to see if the campsite is listed and if so, what comments and ratings are given. Most large camping organisations also have inspectors who visit sites – find out what they are looking for when they rate a campsite. For instance, a certain governing body in Europe stipulates a minimum shower cubicle width as a condition for a certain star rating - if cubicles have already been built but are too small, then obtaining higher star ratings may prove expensive. You could choose to view the inspector's demands as a hurdle to jump but actually he only represents the wishes of the majority of campers in the organisation he represents, so really his comments should be seen as valuable commercial advice - ignore the wishes of your campers at your peril!
Summary: Consider whether permits have been obtained for the number of spaces or pitches already operated. If you plan to expand the campsite, talk to the relevant authorities before purchase. Remember that sewerage does not travel uphill, at least not without specialist sewerage pumps, so you need to consider the existing layout when considering expanding into areas of differing elevations. Find out who the most important camping bodies and organisations are for the relevant country.

INPUT ARTICLE: Article: You should never feel like you have to lie or pretend about what you believe (or don’t).  If you’re asked about your religious beliefs, be honest.  However, you also don’t need to be a walking advertisement for atheism at all times either.   If you’re in a room full of believers, think carefully before steering the conversation towards your lack of belief.  There’s nothing wrong with sitting quietly sometimes, and it never hurts to listen to others talk about what they believe. We all have to sometimes listen to people talk about subjects we don’t care for or don’t understand — hockey, poetry, auto repair, or whatever it may be.  Just “sit it out” and wait for the subject to change. Instead of sitting back and hoping the conversation doesn’t turn toward religion, or waiting for it to pass on to another subject if it does, you can work to steer the conversation towards topics that may be more comfortable for everyone involved.  Consider the audience, and bring up topics that are likely to be of general interest.  It may seem trite to discuss sports or the weather at Thanksgiving dinner, but it’s probably preferable to a knock-down, drag-out fight over deeply-held religious beliefs.  Even politics may be a less contentious topic to bring up. For example, if your religious friends start to discuss their church activities try saying, “That’s great you’re so involved in your church. What other activities do you enjoy doing outside of church? I’ve been trying to find some new activities to do.”  This is likely to shift the conversation to jet-skiing, stamp collecting, volunteering at an animal shelter, etc. As an atheist, there will be times when you will feel you need to stand up for what you believe — be it the teaching of creationism in public schools or prayers before city council meetings.  It’s okay to decide that every little thing isn’t worth fighting for, though — like choosing to simply sit quietly during a prayer before a group meal.  You have to decide for yourself when to “let things go.”  If someone happens to complain that you aren’t bowing your head during the prayer or showing the proper reverence in some other setting, calmly offer to discuss the topic privately later. If, for instance, you are at Thanksgiving dinner and are asked to give some sort of blessing or say what you are thankful for, you can do so without invoking any god or religion.  Say something like “I am thankful for the people who grew this food, those who provided it, and those who prepared it.  I am thankful that we can all be together now to enjoy it, and each other’s company.” While it’s healthy, instructive, and usually necessary to spend a good bit of time around religious people, it’s also alright to seek out the comfort of being around others whose perspectives align more with your own.  With a little searching, you’ll probably find a welcoming community of fellow atheists.  Atheists make up about 3% of the U.S. population; however, within your community, it may seem as if you’re alone, particularly if you live in a small town. Try finding support online.  Check out the websites for American Atheists, American Humanist Association, or similar groups in your area or nation.  They may have local get-togethers or events.

SUMMARY: Don’t bring up the subject unnecessarily. Keep the focus on other topics. Refrain respectfully or partially engage in prayers or religious rituals. Spend time with other atheists.

In one sentence, describe what the following article is about: As a general rule, the insurance industry suggests that you carry life insurance in the amount of ten times your annual salary. Some factors to consider in calculating your insurance needs are,   the age of your children the amount of your mortgage the amount of car payments the amount of debt owed by your family whether your spouse works whether you need to pay for education for your children the amount of other sources of income and insurance the amount of your dependents’ financial needs the amount of life insurance you can afford You may want to speak with a reputable insurance agent to discuss which type of insurance works best for you. Generally, there are five types of insurance: term, whole, universal, variable, and universal variable.  Term life insurance provides coverage for a specific amount of time, typically has the lowest premiums, but those premiums will increase as you get older and renew the policy. This policy may be a good choice if you are looking to provide limited protection until your children are grown and able to support themselves.  Whole life insurance covers the insured for the entirety of their life so long as they pay the premiums. You may be able to borrow funds against the accumulated cash value of the policy but this type of insurance typically costs more than term life insurance. This insurance may be best for you if you want coverage for your entire life, you can afford more expensive premiums and you want the ability to withdraw cash value from the policy.  Universal life is similar to whole life in that it has whole life coverage as well as a cash value. However, the investment is tied to current market rates, which may impact the amount of your premium payment. A universal policy may be best for you if you want full life coverage, a guaranteed death benefit and a guaranteed interest amount but also the ability to choose how often you pay your premiums and the amount of your premiums.  Variable life insurance is also tied to investments such as stocks and money markets, which means your premiums as well as your death benefits could be positively or adversely impacted depending on the state of the investment. If you want the flexibility of a universal policy and a guaranteed death benefit but are open to having the cash value of your policy subject to market changes (i.e. the stock market does well so you have a higher cash value or the market does poorly and you have a lower or no cash value) then variable life insurance may be a good choice for you.  Universal variable provides you the payment flexibility of a universal policy but does not provide a guaranteed amount for the death benefit. If you want to control where your premiums are invested and you are not adverse to risking the cash value and death benefit payout of your policy on the fluctuations of the stock market then this may be the right policy for you. After determining the type and amount of life insurance that best suits your needs, you should obtain several quotes to determine the lowest rates and the price range for your life insurance plan. You can search online for life insurance sales websites, you can use an  insurance broker or salesperson, or you could purchase a policy directly from the insurance company. Whichever method you choose, you should compare the rates of different policies from a variety of reputable companies and insurance brokers.
Summary:
Determine how much life insurance you need. Determine the type of insurance you need. Obtain quotes for life insurance.