Summarize the following:
. It may not sound very enjoyable, but learning how to  manage your money can make your life so much easier! Take some time to assess your income and expenses. Look for ways you can trim the fat and put some money away so you don't have to worry if an emergency comes up.  Start a savings account if you don't already have one. Setting up automatic transfers from your checking account to your savings account will make it much easier to stick to the habit of putting money away. Don't deprive yourself of everything you enjoy just to save money. Instead, look for small things that you won't miss that much that end up costing you a lot of money over time. Premium television channels that you rarely watch are a great example. When life gets busy, it's easy to fall out of touch with friends and loved ones. Having strong social connections increases your sense of happiness, so it's important not to let these connections deteriorate.  Reach out to old friends and let them know you'd like to spend time together. Try designating chunks of time for social engagement, whether it's going to a party or having lunch with a close friend. Consider joining clubs or groups that will allow you to participate in a social activity on a regular basis. If it is incorporated into your regular schedule, it might be easier to stick to. If you have a romantic partner, it's critical to invest time into maintaining the health of the relationship. A healthy relationship can do wonders for your emotional well-being, but an unhealthy one can have the opposite effect. Openness is crucial to successful relationships. If you have a hard time opening up with your partner, start small by making a point of telling him or her about the things you did today and why you did them, or alternatively about how you are feeling and why. The more you practice, the more open you will naturally be in your relationship. . Try to develop an interest in at least one hobby, and then commit yourself to pursuing it on a regular basis. Incorporating something you love into your daily routine is a great way to increase your overall happiness. Keep yourself sharp and engaged by regularly challenging your brain. You can do this by reading books, doing puzzles, or even engaging in stimulating conversations.

summary: Create and stick to a budget Stay connected with friends and family. Nurture your romantic relationships. Find a hobby Stimulate your mind.


Summarize the following:
Another thing that can help your bladder after surgery is making sure that you empty it before you go under anesthesia. You should urinate as close to going under as possible. Any urine left in your bladder during your surgery can make it harder to urinate afterwards. While this can reduce how much you urinate after surgery, you will still urinate some. You should produce at least 250cc of urine within 4 hours following surgery, although some may produce between 1,000 cc and 2,000cc. Some people are more at risk of being unable to urinate after surgery. Some medications will increase your risk, so you should talk to your doctor about your medications before surgery. Other risk factors include:  Being over 50 years old. Being male, especially if you have an enlarged prostate. Being under anesthesia for a long time. Increased IV fluid. Taking certain medications, like tricyclic antidepressants, beta-blockers, muscle relaxants, bladder medications, or medications containing ephedrine. If you are a woman, you may benefit from performing pelvic floor exercises, such as Kegel exercises. This helps strengthen the muscles used in urination so you can better control your bladder and hopefully be able to urinate more easily. People who suffer from constipation may suffer from urinary retention. To slightly reduce the risk or the severity of this problem, make sure that you drink plenty of water in the weeks before your surgery. You should also add plenty of foods with fiber, eat more prunes, and avoid processed foods. Also, stay active and move around as much as possible. Fruits and veggies have a lot of fiber in them, so increase your daily intake. You can try apples, berries, leafy greens, broccoli, carrots, and beans.

summary: Empty your bladder completely before surgery. Recognize if you are at risk. Perform pelvic floor exercises. Make diet changes before your surgery if you suffer from constipation.


Summarize the following:
Once you are fully aware of your debt situation, get a clear picture of your finances by creating a budget. This will inform you exactly what your revenues and expenses are and will help you create more savings to reduce debt.   List all your sources of income and add them up. Move on to list your necessities. These include essential needs that are due regularly like rent, utilities, car payments, food, communication, and debt repayments. Keep in mind that just because these are essential or fixed expenses does not mean that they cannot be greatly reduced to find savings. List your discretionary expenses. Discretionary expenses are costs that you can change or avoid altogether such as buying new clothing or eating dinner out. The best way to get an idea of these expenses is to look at your bank or credit card statements for a month, and add up all the expenses that are not in your fixed expenses category. If you want better accuracy, take an average over several months and use this figure. Subtract your total expenses from your revenue. This is how much you have left over, or alternatively, how much extra you can afford to pay down to your credit cards. . Try to figure out how to decrease your expenses each month so that you can use more funds to pay down your credit cards. Target primarily variable expenses listed in your budget to find ways to save money.  Make meals at home instead of eating out. Make coffee at home instead of buying expensive coffee drinks. Delay expenses that can wait for later, like new clothes. Borrow books, music, and movies from the public library instead of buying them. Do not forget to look into your fixed expenses category as well. Can you move into more affordable housing? Find a roommate? Walk more to spend less on gas? Use a less extravagant plan for your cell phone (perhaps only 1GB of data a month instead of 3GB)? Once you have lowered spending using the above tips, you should be able to free additional money each month. Apply some of that additional income to your credit cards and save some for an emergency.   For example, upon creation of your budget you may observe you make $1500 per month, and have $1400 a month in expenses. After implementing the savings tips (for example, you drop down to a cheaper phone plan, stop eating out, and start walking to do basic errands), you manage to find $300 in savings. You now have $400 in additional cash. Perhaps $300 can go to your credit card debt and $100 can go into emergency savings. Don't forget to look at your income too. Are there ways to boost your income? Perhaps you can work more hours, look for a better job, or get a part-time job for ten extra hours a week. Make a list of your balances, interest, and fees every month. Check for unanticipated fees and to make sure your payments have been received and credited to your account.
summary: Create a monthly budget. Reduce your expenses Increase your credit card payments. Reassess your debt monthly.