Summarize the following:
At the bottom of each of the two bolts that hold each door on the vehicle, there are nuts that must be removed in order to take the doors off of your Jeep.  Use a 13 millimeter socket and wrench to remove these nuts.  Use a six point socket rather than a twelve point socket to minimize how much the nut can move inside the socket. Turn the nuts counter-clockwise to loosen them. The nuts are painted to match the body of the Jeep, so be very careful not to damage the paint as you unscrew them.  Damaging the paint will not only stand out, but could lead to rusting.   Scraped or scratched off paint can be repaired using automotive touch up paint. Using a six point socket will reduce the chances of damaging the paint on the nuts. With the nuts removed, reach through the open window to gain a good grip on the door handles on both the inside and outside.  Pull the door straight up to pull the bolts that are attached to the door out of the brackets that hold them in place.  If you can't roll down the window, grip the outside edges of either side of the door to pull it up. Be careful not to pinch your fingers in the gap between the door and the body before removing it. You will need to store the doors someplace safe.  For the time being, lay a blanket or soft material on the floor.  If you intend to leave the doors off of your Jeep for an extended period of time, you can wrap the blanket around them to serve as extra protection. For the time being, the blanket will protect the door's surfaces from abrasion. Set each door down on the blanket with the painted external surface facing up.  You may also lean the door up against a vertical surface, but be sure to place the blanket beneath the door's edge to avoid chipping the paint.  It is recommended that you hang a blanket over the doors as well if you store them standing up. Be sure to place the doors someplace where they will not be disturbed or knocked over. Once you have the first door removed and set aside, repeat the entire process on the other side to remove the remaining door.  Store both doors someplace safe and out of the way. Make sure to keep the nuts you remove from the door hardware someplace safe for when you choose to reinstall the doors.

summary: Remove the nuts on the bottom of each bolt. Be careful with the paint on the door hardware. Lift the door straight up to disconnect it. Lay a blanket on the floor. Place the door interior side down on the blanket. Repeat the process on the other door.


Summarize the following:
A default/penalty rate is higher than the rate you got when you signed up for your card. It's triggered when you violate the penalty terms in your contract. Examples of violations might include exceeding your balance limit or consistently making late payments. You may be able to find a standard default/penalty APR somewhere in your statement or contract. It's more likely, though, that the bank will send you a letter telling you that it's changing your rate. The Credit Card Accountability Responsibility and Disclosure Act of 2009, or CARD Act, requires banks to give 45 days' notice before adjusting your interest rate. Your bank will explain your new rate in the letter. For example, you may have had an original APR of 20 percent. However, you missed two straight payments — 60 days. You received a letter saying the credit card company was raising your rate to a default/penalty rate of 35 percent. Divide your new rate by the number of days in the year, 365. In our example, you would complete the following equation: 35 ÷ 365 = 0.0958. This is the interest you’re paying on a daily basis. Because the number of days in a month can vary, make sure you’re using the right number for the month in question. Since January has 31 days, you would multiply 0.0958 x 31 to get 2.97. Your interest in January would be 2.97 percent of your balance. Remember to convert the percentage to a decimal. In our example, 2.97 percent becomes 0.0297. If you have a balance of $1,000 at the end of January, you pay $1,000 x 0.0297, or $29.70 in interest.

summary: Know what a default/penalty APR is. Figure out what your default/penalty APR is. Calculate the DPR on your new rate. Figure out your interest rate for a given month. Multiply that monthly rate by your outstanding balance.


Summarize the following:
Many companies manufacture products specifically designed to prevent glasses from fogging. These are either a spray or gel and, when applied directly to your lens, will reduce fog by forming a barrier that protects against moisture condensing. Most products require you to spray both sides of the lens, let dry, and wipe clean with a soft, dry cloth. Some products suggest longer dry times, while others require the spray or gel be rinsed off prior to wiping. Check product packaging for specific instructions. These pre-treated cloths are convenient and easy to use. Simply wipe both sides of the lens using the pre-packaged wipe. These wipes are made for only one use, so just throw it away when you're finished. Check with your eye doctor about the availability and cost of applying a one-time coating to your lenses to permanently prevent fog. This option may be particularly useful when there are drastic and/or frequent temperature changes or if the fog creates a safety hazard. Be prepared to leave your glasses for a few days and spend between $50-$100.
summary: Purchase an anti-fog product to treat your glasses at home. Purchase anti-fog wipes for on-the-go protection. Invest in a professional anti-fog treatment for a longer lasting solution.