Many employers offer the opportunity to automatically put aside some of your income in a 401(K) plan and match your contributions.  Take advantage of this option to reduce the inconvenience of having to manually make deposits each month.  The method by which you set up automatic contributions will vary depending on your employer.  Talk to your employer’s accounting department to learn more about automatic payments at your workplace. The amount of money you decide to contribute automatically with each pay period is up to you.  The more you  put away each month, the more you’ll have to work with when you retire. In addition to employer-provided plans, put some of your income into other investment or savings accounts like an IRA.  Other retirement plans you might want to invest in include Roth IRAs, rollover IRAs, and Spousal IRAs.  Each type of account has different maximum contribution limits and different levels of taxation for withdrawals and earnings.  Since these contribution limits and taxation levels change frequently and depend on your age, consult a financial advisor for the most current information about the specific individual retirement account you’re interested in. You should be able to make automatic contributions to these individual retirement plans, too.  Talk to your employer’s accounting department for more information. Investing in stocks is a great way to make money.  Talk to a certified broker or financial adviser to get started.  Contact the stockbroker in your area who charges the lowest service fees.  Alternately, use a stock investment app to invest on your own.  Stock brokers usually require an initial investment that ranges from $1,000 to $5,000 USD (or more). You can start investing in stocks through some apps with as little as $5 USD.  Other apps will require larger initial investments.  Some of the most trustworthy stock market investment apps are Stash, Acorns, Betterment, and Wealthfront. Steadily add money to your stock portfolio to grow it over time. Robo-advisors (online services that use algorithms to manage your stocks, mutual funds, or ETF investments) tend to charge less than actively managed funds.  Even if you choose to go with an actively managed fund, choose one that charges the lowest possible investment fees. All stock investment entails some risk, but some investments are riskier than others.  For instance, if you invest in emerging foreign markets or initial public offerings (which are untested and possibly prone to volatility), you could lose your money.  On the other hand, riskier investments tend to have bigger payoffs if they succeed and their price rises.  For a safer investment approach, diversify your investments by choosing a mix of different industries (like tech, automobiles, and construction) and put most of your money in long-term mutual funds and ETFs. There’s no right or wrong way to balance your investment risk levels if you want to retire by 40.  Either a high-risk investment approach or a low-risk investment approach could work. Ethical investing means putting your money into companies whose beliefs align with yours.  For instance, if you’re a vegetarian, you might not want to invest in a fund that includes meat or fish companies. Ask your broker or financial advisor for a full list of the companies you’re invested in.  If you’ve invested through a robo-advisors, the list of companies you’re invested in should be available online.
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One-sentence summary -- Set up automatic contributions to your retirement savings. Don't rely just on employer plans. Invest in stocks. Avoid high investment fees. Consider your risk level. Invest ethically.

Article: There are always two realities running parallel to each other at any given time: the one outside your mind and the one within. Sometimes taking a step back is all you need to see that whatever you're concocting in your mind has very little to do with reality. Instead, it's just your fears and anxieties taking hold of you. When you're feeling anxious, remember: is this reality or is this just my made-up reality?  Let's say that your boyfriend texted you back "OK" when you went on this huge, gushing, sentimental streak about how great tomorrow night is going to be on your anniversary. In your head, you start thinking, "Ohmigod. He doesn't care. He doesn't care about me. What am I doing? Is this it? Are we going to break up?" Woah. Back up. Does "OK" mean any of those things? No. That's your imagination running away with you. It may mean he's busy or not in the mood, but it does not mean things are over. People have a tendency of focusing on the negative and seeing the worst in otherwise harmless situations. Trying to focus on what is just in your head will help you  start chipping away at your insecurity, which needs your wild imagination to thrive. Let's say you walk into a party where you know practically no one and you're totally nervous. You're feeling super insecure, you start wondering why you even came, and you're confident everyone is looking at you and can see how insecure you are. False. Sure, they can see you're nervous, but that's it. No one can see your insides. Don't let something totally invisible box you in, keeping you from who you want to be. Most of us get so caught up in the fact that we assume everyone knows how we feel and can tell we're insecure, making the situation even worse. Luckily, this just isn't true. No one is judging you for being insecure because no one can tell. Did you hear about that woman who faked a trip all around the world to even her closest friends and family? Via Facebook, she posted all these photos of how awesome her vacation was, when really she was sitting at home faking it all. In other words, people only let you see what they want you to see – behind those drawn curtains is something much less enviable. Nothing is what it seems, no one is as they seem, and there's no reason to measure your lot up to anyone else's. As Steve Furtick said, "The reason we struggle with insecurity is because we compare our behind-the-scenes with everyone else’s highlight reel." We'll talk about making comparisons in a bit, but just realize that you're looking at everyone's highlight reel, not the actual body of their work. One method of fighting insecurity is just to not acknowledge it. Apart from the fact that this just squashes it until you blow up, it also sends the message to yourself that the way you feel isn't valid or isn't okay. When you're not okay with how you feel, you can't accept yourself. And when you can't accept yourself, you'll be insecure. So take those little feelings and feel 'em. Once you do, they might go away. However, this does not mean to accept your feelings as true. "I'm fat and ugly" is something you should allow yourself to feel, not to believe. Acknowledge that you feel this way and then you can ask yourself why and do something about it.
Question: What is a summary of what this article is about?
Distinguish between what is real and what is imaginary. Know that your insecurity is invisible. Believe that nothing is what it seems. Listen and accept your feelings.