Q: The first step in filing a life insurance claim is to get copies of the death certificate. In general, completing and filing the death certificate is the responsibility of the funeral director.  Depending on the cause of death and whether an autopsy is performed, it can take up to 12 weeks for the final death certificate to be ready. The funeral home will give you up to ten copies at no charge. If you need more copies, you can order them directly from the state. There may be a charge for this service. Once you have the policy information and death certificates, contact each insurance company to find out the appropriate claim procedure. If the insurance was purchased through an agent, s/he can help you deal with a life insurance company.    Life insurance policies can be in effect for decades before the death of the insured. Over time companies may be bought and sold or merged. If you find insurance documents, but the contact information is no longer valid, contact the state Insurance Commission. They can help you research which company is responsible for the policy and give you up-to-date contact information. Each insurance company will have its own rules and methods. Some may accept online claims. Many will require that you fill out and submit a hard-copy claim.   It is critical that you follow the claims instructions carefully. Submit all requested information and attachments. As the beneficiary, you may be required to submit proof of your identity. Failure to follow established procedures may lead to delays or rejection of your claim. If the cause of death was violence (such as suicide or homicide), the claim may be delayed pending completion of a police investigation.
A: Obtain a certified death certificate. Contact the life insurance companies. Complete the claim procedures.

Q: Glue the endpapers to the insides of the covers to conceal the raw edges of the fabric.
A: To make endpapers, cut two pieces of wrapping paper 1⁄4 inch (0.6 cm) smaller all round than the inside dimensions of the cover. When the glue is dry, close the album and tie the ribbon in a bow.

Q: If you’re using Word 2016 for Windows or Mac, you’ll be able to use the built-in “Share” feature to send your document from the app. If you’re using an older version of Word, just click the File menu (or Office button in 2007) and select “Send” or “Send To” to send a Document. To avoid sending an outdated version of your document, click “File” and then “Save”. You’ll see this icon in the top right corner of Word. It looks like the silhouette of a person with a + sign. If you haven’t saved the document to the cloud, you’ll be prompted to do so. Word attempts to save your document to the cloud in case you want to share the document for editing instead of sending it as an attachment (more on this soon). ” You may have to click “Share” again to see this option. “Send as Attachment” will allow you to email a copy of the document to a recipient. If, instead of sending the file to the recipient, you’d like to be able to share online editing access of the document, choose “Invite People” instead. Type the person’s email address when prompted, then click “Send” to email them an invitation to edit the document. You have two options from which to choose:  Send a copy: Choose this option if the person to whom you’re sending the document needs to edit or add to the document. Send a PDF: Choose this option if you don’t want the document to be modified. Once you select an attachment option, a new email message will open in your default email program (e.g., Outlook, Apple Mail). Enter the recipient’s email address into the “To:” field, type a subject line, and a description of the file in the body. To send the document to multiple people, separate each email addresses with a comma (,). ” Your document will arrive at its destination in a few moments.
A: Open your document in Microsoft Word. Save changes to your document. Click the “Share” icon. Click “Save to Cloud” if prompted. Click “Send as Attachment. Select an attachment type. Address the email to the recipient. Click “Send.

Q: These little grooming behaviors are good indicators that he’s interested in you and he wants to look his best. He may tug at his socks, smooth out his lapels or tie, button and unbutton his jacket, or fidget with some other part of his attire. Take it as a good sign if he can’t seem to stop messing with his clothes. If you notice him doing this, now might be a good time to pay him a compliment about his outfit. Try saying something like, “I love the color of that tie. It really brings out the green in your eyes.” Along with frequently touching his clothing, he might also stroke his hair, mess it up, stroke his beard or moustache, or touch his face. He may not even be aware that he’s doing this, but it’s a good indication of his interest if he does. If you spot him doing these things, try paying him a compliment, such as by saying, “I love how you style your hair. It’s so sleek!” Or, “Your beard is so luxurious! May I touch it, please?” Talking with hand gestures is often a sign of confidence, but it can also indicate interest in the person you’re talking with. If he’s making huge hand gestures, it’s sort of like he’s saying, “Look at me!” He may be doing this to ensure that you notice him. Try mirroring his hand gestures by using your hands when you talk as well, but only if you normally do this. Don’t try using hand gestures if it doesn’t come naturally to you. If he touches you in subtle ways, these can be even strong clues that he might be interested. It’s unlikely that he’d touch you if he wasn’t interested, so pay special attention to any contact he makes with you. Some subtle ways he might touch you include:  Standing close to you so that his body brushes against yours Touching the small of your back or your arm Brushing your hair out of your eyes Reaching out to hold your hand
A:
See if he fidgets with his tie, socks, or buttons. Watch for him to stroke his hair, face, or facial hair. Look for big hand gestures when he’s talking. Pay attention to any subtle touching.