Summarize the following:
Ask your family doctor for a referral for a dermatologist that specializes in treating combination skin. You can also look up dermatologists in your area on the American Academy of Dermatology. Look at the background, expertise, and rates for each dermatologist and set up an initial consultation to see if the dermatologist is right for you.  Ask about different treatment options for acne: topical ointments, oral antibiotics, chemical peels, and light and laser treatments are a few examples. Ask your dermatologist for recommendations for cleansers, moisturizers, exfoliants, toners, and sunscreen. You can also ask friends or family for a recommendation. Check how long they have been seeing their dermatologist, how they feel the staff treats the patients at the office, and how accessible they felt information on procedures or treatments for combination skin issues was through the dermatologist. If over the counter products are not helping with your acne, your dermatologist may give you a prescription for a topical medication for your skin issues. There are three main types:  Retinoids: These drugs can come in the form of a lotion, a gel, or a cream. Your dermatologist will likely instruct you to apply the medication at night, three times a week, and then daily as your skin gets used to the drug. Retinoids are derived from vitamin A and plug your hair follicles, stopping the build up of oil, and acne. Antibiotics: Your dermatologist will likely prescribe a retinoid and an antibiotic (applied topically or taken orally) for the first several months of your treatment. You will apply the antibiotic in the morning and the retinoid in the evening. Antibiotics work by eliminating extra skin bacteria and reducing inflammation on your skin. These are often combined with benzoyl peroxide to help prevent the bacteria from becoming resistant to the antibiotics. Dapsone (Aczone): This treatment comes in the form of a gel and is often prescribed with a topical retinoid. If you use this treatment, you may experience side effects like skin dryness and redness. To perform a chemical peel, your dermatologist will apply a chemical solution like salicylic acid to your skin for repeated treatments. You may be advised to combine a chemical peel with other acne treatments.  However, you should not use oral retinoids while you are doing chemical peel treatments. Taking these two medications together can cause skin irritation. Possible side effects of chemical peels include severe redness, blistering and scaling, and a permanent discoloration of your skin. These side effects are rare when chemical peels are performed by trained physicians or aestheticians.

summary: Get a referral for a dermatologist. Ask about topical medications. Speak to your dermatologist about a chemical peel or microdermabrasion.


Summarize the following:
Different cultures have different views on what the acceptable speaking volume is, but one way to make locals really hate you is to speak loudly when in public. Try to keep your volume at acceptable levels, and avoid yelling in public.  In places like Japan, speaking loudly is a sign of disrespect.  In Muslim countries, speaking loudly is also a sign of a disrespect. Dress according to local customs and be mindful of their religions which may look poorly upon some clothing choices.  In many Muslim countries, it's customary for women to wear a hijab in public.  France has a ban on any clothing that covers the face. Instead of being a spectator, you should be a participant when it comes to local events. Whenever you get an opportunity, you should be engaging with the people who live in the place you’re visiting.   When traveling domestically, many major cities celebrate different cultures and regions of the world in parades or festivals, that the public can attend. The Macy's Thanksgivings Day parade happens every year in Manhattan New York and has been a tradition in the U.S. since 1924.  The Holi festival is celebrated in India, Sri Lanka, and Nepal and is an event where people cover themselves in multi colored dyes.  The Venice Carnival is a huge festival that happens in Venice, Italy each year and is one of the biggest costume and art celebrations in the world. There’s a good chance that the indigenous animals that live in the country or region you’re visiting will be different than your local wildlife. However, this is not an excuse to feed or interact with them. Feeding wildlife can actually throw off the ecosystem and hurt and endanger the animals you’re feeding.  As a result of tourists feeding monkeys in Morocco, the animals have become larger, more susceptible to disease, and more stressed.  Feeding wild animals can also be incredibly dangerous if you’re not familiar with the species. If you’re a hunter, make sure you are hunting legally in government designated areas. One of the biggest signs of disrespect in any country or region you're visiting is to throw trash on the ground. If you can’t find a waste bin close by, just keep the trash on you until you have the opportunity to properly dispose of it.  In Hong Kong, the penalty for littering or spitting is $1,500.

summary: Be mindful of your speaking volume. Dress yourself according to the local customs. Participate in local festivals and parades. Respect the wildlife and don’t feed animals. Don’t litter under any circumstances.


Summarize the following:
An overhead percentage tells you how much of your business is spent on overhead and how much is spent making a product. To find out your overhead percentage:  Divided indirect costs by direct costs. In the example above, our overhead rating is .35 (16,800 / 48,000 = .35) Multiply this number by 100 to get your overhead percentage. Here, 35% This means that your business spends 35% of its money on legal fees, administrative staff, rent, etc. for every product it produces. The lower your overhead rating, the larger your profit. A low overhead rating is good! Assuming that all similar businesses pay roughly the same direct costs, companies with a lower overhead rating make more money when they sell their product. By lowering your overhead rating, you can sell your product at a more competitive price and/or earn higher profits.
summary: Find your overhead percentage. Use your overhead rating to compare yourself to similar businesses.