In one sentence, describe what the following article is about: Placing dark skin against a dark background won’t provide much contrast, and your picture will come out super dark if you’re using natural lighting. Try to find backgrounds that are a bit lighter than your subject. If you want to use a darker background, you’ll need to light the background and the person separately. If someone has orange or red undertones in their darker skin, set them up against an orange or red that will complement them and draw them out. You can also create an exciting photo by using colors that would clash with the undertones.  This doesn’t mean that you should make the entire background a color that would match the undertones—just a small piece of the background, so that it stands out. For example, if someone has orange undertones in their skin, have them stand beside a store that happens to have an orange-toned sign. If your darker-skinned subject is wearing white or super light clothing, you'll need to find the medium when taking the photo to ensure there's detail in both the light and dark colors. If you're photographing for a photo shoot, encourage the subject to bring multiple outfits to choose from.
Summary: Avoid using a dark background. Work with undertones in the skin when choosing a background. Pay attention to the clothing colors when choosing a backdrop.

In one sentence, describe what the following article is about: It could be weird to make a move right as the title credits are playing. Give it at least twenty minutes into the film. The ideal scene would be a  slower one during the exposition. Do not sit there and stare at your date.  Just glance over from time to time. Keep this up until you both meet eyes and then quickly turn back to the film. Your best bet is for her and you to blush after meeting eyes. If she has her hand in plain view on the cup holder, that is a good indicator that she wants you to hold it.  Don't go too out of your way to hold her hand.  Put your hand gently over her hand and wait for her hand to respond to yours. If she is leaning on the opposite side of the seat, she doesn't want you to kiss her. Look for her to put her hair behind her ear. This exposes her neck and is a good cue that she is interested.  Be sly when you're gauging her mood. Turn towards her and gently touch her chin with your finger. This is a clear straightforward signal that will tell her, I want to kiss you. Once she moves her head towards yours, slowly start moving your head towards hers. If she doesn't acknowledge your initiation, you might just have to sit through the rest of the film disappointed. If she wants to kiss again, you'll know it. Be charming and a gentleman after the first kiss. Don't be cheesy and say things like, "Well, that was nice," or "You're a good kisser." Don't just keep on kissing her until the movie is over without a break. Kiss for a little bit and then go back to watching the film. Wait about twenty minutes and then turn towards her again.  She should be on board if she enjoyed the first kiss. Guys normally make the first move, so make sure you are confident. If you are confident she will feel comfortable. Once the movie is over say you had a great time, if you mean it. Drop a suggestion that you'd like to hang out again. Don't ask her if she had a good time. Be smooth but don't be afraid to reveal yourself.
Summary: Wait through the beginning. Make eye contact. Hold her hand. Feel out the mood. Initiate the kiss. Gauge what her reaction is. Take kissing breaks. Compliment her.

In one sentence, describe what the following article is about: Credit reporting agencies are required to give you a free copy of your credit report once a year, when you request it. You'll need to go to www.annualcreditreport.com to order the reports. The credit report includes a credit score and your credit history. Businesses and lenders use this to decide whether or not to offer you credit and what interest they'll charge. You can order the free reports (from Equifax, Experian, and TransUnion) all at the same time or at different times throughout the year. Most of the information is the same, so staggering your reports throughout the year will help you follow the progress of your credit repair efforts. The report is made of of your credit history and other financial information. It's used to create your credit score, which is a number. The annual free credit reports won't give you a score, they'll just provide you the information that goes into calculating the score. This is the information you'll get with your credit report:  Identifying information: your name, address, Social Security number, date of birth, and employment information. (This isn't used to calculate your score, but make sure it's correct; if not, bad information could be tied to your account.) Credit Accounts: reports from banks, financial institutions, and businesses about the type of account you have, your credit limit, the balance, and payment history Credit Inquiries: history of everyone who's asked for your report in the past 2 years, whenever you've asked for credit. Public Records and Collections: state and county court records that include: bankruptcies, enclosures, lawsuits, wage attachments, property liens, and judgments. This number, ranging from 300 to 850, represents your creditworthiness. Software developed by FICO and used by the credit reporting agencies determines the score. The scores between agencies should be similar, but there may be differences. It's important to make sure that your information is correct for each reporting agency. Higher scores are considered lower credit risk, but each lender decides how it uses the credit score. For example, Lender A might be comfortable making a loan to a borrower with a credit score of 650 while Lender B requires a score of 700 for an extension of credit at similar terms. Scores are calculated by five weighted factors:  Payment history: This includes late payments, the number of accounts with a record of late payments, and negative legal actions such as bankruptcy. This makes up 35% of the final score. Accounts owed: These include the type of accounts, account balances, total amount owed, the ratio of debt to available credit and the percentage of remaining installment debt. This makes up 30% of the final score. Length of credit history: This looks at the age of your oldest and youngest credit account, the average age of all credit accounts, and your use of the individual accounts. This makes up 15% of the final score. Types of credit: How and where you received credit in the past makes up 10% of the final score. New Credit: Several applications for new credit can reflect poorly on your credit score. If you keep the requests within a 30-day period, the score is not affected. New credit counts for 10% of your final score.
Summary:
Order your free credit reports. Understand your credit report. Understand your credit score. Learn what goes into your credit score.