In one sentence, describe what the following article is about: The first step to gaining a debit card through PayPal is to create an account if you don't already have one. This can be done easily by accessing their website. Once you are on their home page, you should see a "Sign Up" button in the top right of your page. Click on it. Once you have clicked to sign up, you will need to choose between the "personal account" and the "business account." In order to obtain a PayPal debit card you will need to create a business account. If you already have an account you can upgrade to a business account, or open a separate PayPal account. You will need to be operating under a business to do this, however. You can also upgrade your account to a premiere account, which you can do through a personal account. At this point, you've chosen the type of account you want to use, and now you'll need to enter you email and a minimum eight character password. You will use this information anytime you log onto your PayPal account, so choose a secure password that you won't forget! After you've created a username, you will then be brought to a page that allows you to enter your personal information. Once you have filled everything out, be sure to read the User Agreement, Privacy Policy, and the Electronic Communications Delivery Policy. Then, click agree and create your account! Once you have created your account, you can link your banking information so that PayPal has access to your funds when you need to send or pay money to someone. Linking your bank account in this step is important, because the Debit MasterCard though PayPal uses funds in your PayPal account, and if that balance is zero, it will need another outlet to retrieve funds from. In the top of your account home page you should see a tab that says "Product & Services." Click on this tab and apply for a debit card via the "PayPal Debit Card" link. Once you have filled out the application and been approved, your card will be shipped to your address in the mail. In order to get a Debit MasterCard through PayPal, you'll need to upgrade your personal account to premiere. You won't have access to the "Product & Services" tab in your personal account, so the easiest thing to do is a quick internet search for "PayPal Debit MasterCard." You should be able to click on one of the first links and it will lead you to a PayPal page with information about the card and a link that says "Get a Card Today." You can click on that link and it will lead you to a page asking if your information is correct and then stating that you will need to agree to upgrade to a Premiere account. Once you have done this, you should be able to get a card.
Summary: Create an account. Choose between the accounts. Create a username. Enter your personal information. Link your debit or your bank account. Apply for your card through your business account. Apply for your card through your personal account.

In one sentence, describe what the following article is about: iTunes arranges the songs in your playlists alphabetically by default. If you'd rather round up songs by a certain artist or album, click the Artist or Album by Artist tabs. Holding down the appropriate button lets you select more than one song at once. When you need to scroll through the list to select a song further up or down the list, release the key, scroll, then hold the key again before clicking the song. Again, this does not permanently delete files from your computer. You can add the songs to other playlists at any time.
Summary: Click the playlist to show its contents. While holding Control on PC or ⌘ Command on Mac, click the songs you want to delete. Remove the songs by pressing the Delete key.

In one sentence, describe what the following article is about: For injuries like sprains, minor cuts, and fevers, use an urgent care center instead of an emergency room. These centers typically offer lower prices for all treatments—emergency or not. Between 2005 and 2006, the average price for emergency visits was just $156. For emergency rooms, the same visit cost $570. Websites or handbooks that document insurance deductibles are sometimes out of date, which is why you should personally request the most current versions. Determine how much you have to pay for emergency care, how long you have to stay for these fees to be waived, and which area hospitals accept your insurance.  Communicate with the billing department at your hospital of choice and determine whether their emergency room doctors are covered by your insurance plan. When emergency situations do arise, you can use the aforementioned information to choose the cheapest hospital based on what your coverage provides. Clarify how your plan defines "medically necessary ambulance rides." This will typically include situations when you are unconscious, severely bleeding, or in extreme pain. Every time you receive emergency room care, you will likely receive separate bills from each provider outside of your insurance network. Always wait until you receive an explanation of benefits (EOB) statement from your insurer.  Compare bills and EOBs to ensure that you received all noted services. You also need to confirm that each provider that sent the bills are outside of your plan. Always ask your insurer if they are flexible on paying your outside bills. You can also ask doctors if they are willing to negotiate, or ask your insurer to do so on your behalf. If your insurers or healthcare providers aren't being flexible enough, you can file an appeal. Ask your primary care doctors for a letter confirming the necessity of your emergency room treatment.  Use the Patient Advocate Foundation for guidance—they are free of charge. Visit them here: http://www.patientadvocate.org/. Enlist the help of professional claims consultants if you're willing to pay a fee or part of the reimbursement.
Summary:
Prioritize urgent care centers for non-emergencies. Ask your insurer to send current pricing documentation. Never pay out-of-network bills right away. File an appeal if your providers aren't being flexible.