Article: There are several different types of mutual funds available, each of which has a different level of risk. Even if you are a relatively conservative investor, you still may want to add one or two higher-risk funds.  A diversified basket of mutual funds that meets your overall preferred level of risk allows your portfolio to experience some growth rather than merely preserving your capital. Within your overall investment account, you want to reserve at least 5 percent of your assets in cash so you can take advantage of opportunities as they arise. Money market funds generally have the lowest risk level. Stock funds and bond funds are generally higher risk funds. Target date funds carry a mix of investments and are best if you have a specific retirement date in mind. Before you start buying shares in mutual funds, you need a good understanding of the types of funds available, the possible returns associated with those funds, and the expenses involved.   You can learn a lot about mutual funds by reading on the internet, especially at the website of the U.S. Securities and Exchange Commission (SEC), which regulates mutual funds. You also can download a complete consumer guide to mutual funds at https://investor.gov, which will walk you through all the details of the market generally and provide guidance on investing wisely. Online ratings services, such as Lipper or Morningstar, offer risk assessments for each mutual fund. Compare these to the risk tolerance you've established to decide which mutual fund is right for you.  These services also detail all fees and charges related to each mutual fund. These expenses can eat into your returns significantly, so you need to research each fund carefully before you commit any money. Look beyond the name of a fund. Just because a fund carries the name of a particular bank may not mean that bank still runs that fund. A fund called a "stock fund" may carry other investments besides corporate stock. While investing in an actively-managed fund will give you more flexibility, you likely will pay higher fees to an investment manager. Passive investment in index-based funds may be a better option for you if you are new to investing. Index-based funds typically have lower fees than actively-managed funds, but they also run the risk of underperforming once you take fees and taxes into account. Generally, investing in mutual funds will be more satisfying if you plan to hold your shares for five years or longer. The longer you hold your shares, the better your chance of a decent investment return. Some funds offer several different share classes, typically A, B, and C classes. Each class has a different fee structure. The length of time you plan to hold your shares can help you determine which share class is most appropriate for you.
Question: What is a summary of what this article is about?
Determine your risk tolerance. Research the market. Visit financial websites. Choose an active or passive investment strategy. Decide how long you plan to hold your investments.

Problem: Article: A soft brush is good for brushing away small pieces of debris trapped inside the grooves and ridges of the unfinished wood. Use the soft brush to gently wipe away anything caught in the crevices and then vacuum it up.  For best results, use a gentle flicking motion with the bristles of the brush on the surface of the wood. A soft brush will also prevent damage to the wood because it employs a gentle touch. Additionally, you can use a microfiber mop or broom. Using a microfiber cloth to gently wipe the surface of a piece of unfinished wood is a simple and easy technique for cleaning the wood. This method is best for surface dirt that is not ingrained very deeply. Just run the microfiber cloth along the surface of the wood to pick up any excess dust and dirt. Make sure the microfiber cloth is clean ahead of time. You can wash it in the sink with soap and water (and then let it fully air dry) or you can wash it in the washing machine and toss it in the dryer before use.
Summary: Use a soft brush. Wipe the wood with a microfiber cloth.

INPUT ARTICLE: Article: First, identify which is which by checking the spindles. Find the L and R markers respectively. Use the L pedal on the bike’s left side and the R pedal on its right (which would be your left and right when seated on the bike). To attach them:  Screw each pedal onto its corresponding thread with your hands at first (turning clockwise for the right pedal and counterclockwise for the left). Then switch to a wrench to tighten them firmly into place as you near the end. If your bike has gears, raise the back tire off the ground. Turn the pedals and shift through all the gears as you do. Make sure each one shifts to the next smoothly. If they don’t, set the bike to its highest gear before making your adjustments. Locate the brake pads. Keep your eyes on these as you turn your pedals. Squeeze the brake lever and make sure that:   The brake pads make contact on the rim without interference. The brakes should rest squarely on the rim and should not rub on the tire itself when they are engaged. They do so when the brake lever is only a third of the way to making contact with the handlebar. Each pad retreats the same distance from the rim when you let go of the lever. First, make sure any gear or brake levers are in front of your handlebar, at a 45° angle between the bar and the ground. Squeeze them to make sure they’re working properly. Then set both wheels on level ground. Check the angles of both the front and back reflectors. If necessary, adjust them so they’re at least within 5 degrees of being perfectly vertical with the ground.  At this point, you should be done assembling. However, inspect your handiwork step-by-step before using your bike. Make sure that you haven’t overlooked anything or made any mistakes.

SUMMARY: Attach the pedals. Give the gears a trial run. Check the brakes. Adjust the levers and reflectors.

If you come across a sentence or paragraph that you think might be plagiarized, you can easily check it out using Google. Simply copy and paste the section of writing you want to check into the search bar of Google. Put quotation marks at the beginning and end of the passage so that your search will turn up that exact wording.  This is a simple and free way to check for plagiarism. If you find that it is a case of plagiarism, make sure to save the link to the site where you found the original source. There are many free websites that will check for plagiarism, and they are typically more thorough than a basic Google search. You can search online for free plagiarism checkers. Once you choose a site to use, you can copy and paste the text that you want to check into the site. Many sites will also allow you to upload an entire document to be checked. Some popular sites are:  Dupli Checker PaperRater Plagiarism If you need to regularly check a large number of papers, it is probably worth it to pay for a service that can help you keep up. If you are an educator, your school might have already purchased access to one of these sites. If not, you can buy a membership for yourself. These sites can automatically check all papers that are turned in. Some of the most popular services are Turnitin.com and EVE (Essay Verification Engine). If your school doesn’t have a policy about how to check for plagiarism, you can suggest that everyone use a similar process. For example, if everyone uses Turnitin.com, students will know that their work will be checked the same way in every class. If they know their work will be vetted, they might be less likely to cheat.
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One-sentence summary --
Run a Google search to easily check a small section of the paper. Use free online applications to check electronic documents. Try a commercial service for more efficient checking. Encourage faculty at your school to use a similar process.