INPUT ARTICLE: Article: Once you've become an expert at the game you can add your own rules to enhance it. Make it a rule that the Shark can only tag Minnows who have their head above water. It's fun to challenge yourself but never put your life in danger. Be cautious and make sure swimmers can make it from one side of the pool to the other in one breath. Add more Sharks so the Minnows have to swim faster and be more creative to get to the other side without being tagged. Instead of Sharks and Minnows, you can use Cat and Mouse, Cheetah and Gazelle, or Fox and Rabbit. If you don't have access to a pool, or if the pool is too crowded to play, move to a field or gym. This version is played year-round and can usually accommodate more players. Make sure to swap your swim trunks for sneakers.  Cones, tape, or basketball court lines are used to mark the boundaries. These will be the spots where players will start and end.  If you want to minimize contact, you can have players tuck a towel into their shorts, to act as a “tail.” Instead of tagging players, the Shark will pull their tail. Have the Shark close their eyes or turn their back until they hear a Minnow swimming. They must tag players by following their sounds. In this version, Minnows can exit the pool and try to walk to the other end of the pool without being seen or heard. If the Shark does hear them then the Shark will yell, "fish out of water" and the Minnow must start over. Place pool floats around the pool. If a player bumps into one, send them back to the beginning or make them sit through a time out. In this version, instead of becoming Sharks when tagged, players become seaweed. They must stay still and can only reach as far as arm's length to tag other Minnows who then become seaweed as well. If a seaweed touches a Shark, it turns back into a Minnow and can continue swimming to the end of the pool.

SUMMARY: Make new tagging rules. Have more than one Shark. Choose different animals. Play on dry land. Make your Shark blind. Add obstacles. Transform extra Sharks into seaweed.


INPUT ARTICLE: Article: Before you can open an HSA, you must first be on a High-Deductible Health Plan. The HSA is meant to offset the costs of the high deductible, so that's why it's only available with this type of plan.  Your plan should have this label on it. Plus, it will likely note that you can open an HSA with it. You can simply choose a High-Deductible Health Plan from your employer, or pick one when choosing health insurance from the marketplace exchange. HSA accounts are typically administered through banks, though they can also be administered through credit unions, insurance companies, and brokers. You can simply open one up with your bank if that's your preference, and you usually don't need another account with the bank. However, you should check on a few things, such as maintenance fees and investment options.  Maintenance fees can run anywhere from nothing to $5 USD or more per month. Also, ask if there are any other fees to pay. Your employer may choose your HSA administrator for you. Your health insurance company may also recommend a bank for an HSA fund. One benefit of an HSA is you can use some of the money to invest in mutual funds once you reach a certain amount, usually $2,000 USD. Investing in mutual funds can help you earn more money over time. If you just keep it as cash, rather than investing, you'll only earn a small amount of interest. Check on investment options. Some banks will have mutual funds to choose from, but others may not have a way for you to invest the funds.

SUMMARY: Enroll in a High-Deductible Health Plan. Pick an administrator. Decide if you want to invest in mutual funds.


INPUT ARTICLE: Article: Hamsters are very active and need lots of things to exercise in their cages, getting a wheel is a good place to start. Dwarf hamsters need a 6.5 - 8 inch wheel and Chinese hamsters need an 8 inch wheel. Larger hamsters, including Syrian hamsters need a 12 inch wheel. It's very important to get a wheel that is big enough for your hamster. Flying saucers cannot replace a normal upright wheel, as it encourages an unnatural way of running. NEVER use barred or mesh wheels, as your hamster can trap a limb or get bumblefoot (painful sores on the feet). One way to tell if it is too small is to look to see if your hamster is running with an arched back, like a smiley face. If they are, then the wheel is likely too small. If you buy a bottle, buy a good one that doesn't leak too much. If you get a bowl, buy something like a small bendy log bridge to put over it so that your hamster doesn't bury it or get wood shavings in it, or you can place the bowl on a small shelf. Using a bowl enables you to keep a good track on how much they are eating, and can be cleaner and easier. However, using scatter feeding brings out the hamster's natural foraging skills. You can also do a mix of both. If you have a pair of dwarves, then scatter feeding is advisable as it can prevent fighting. If you have a Chinese hamster (note! Not dwarf hamsters. Despite what a pet shop may have told you, they're solitary like Syrians, even the males) or a Syrian hamster then it is advisable to get a food bowl so that you can check their eating habits. If you get a bowl, buy a small one so it doesn't take up too much cage space. Most houses are suitable for dwarf hamsters and Chinese hamsters, but many are much too small for a Syrian hamster. Bendy bridges can be turned into lovely cave-style houses if you bury them under the substrate! Some hamsters make nests, but they need somewhere to hide and store food anyway. Hamsters are very energetic and need lots of toys. Make sure to get chews as their teeth never stop growing! Hamsters love toys that they can climb and hide-and-seek style toys. Get some tubes, too - they're no replacement for digging but hamsters love running through them! Make sure that they're big enough, though - many tubes aren't big enough for Syrian hamsters. Also check that they have ventilation, as if they are long tubes your hamster may have trouble breathing in them.

SUMMARY:
Buy a wheel. Buy a water bowl or a bottle. Decide whether to get a food bowl or scatter-feed. Choose a house for your hamster. Buy some toys.