Q: This is a free, downloadable amortization schedule template that makes it easy to calculate the total interest and total payments. It even includes the option to add extra payments. This saves the template to your computer in the Excel template format (XLTX). It's called tf03986974.xltx, and you'll usually find it in your Downloads folder. This opens the template in Microsoft Excel.  The data in the template is there as an example—you'll be able to add your own data. If prompted, click Enable Editing so you can make changes to the workbook. It's in the "ENTER VALUES" section near the top-left corner of the sheet. To type it, just click the existing value ($5000) and type your own amount. When you press ⏎ Return or ↵ Enter (or click another cell), the amounts in the rest of the sheet will recalculate. This will happen each time you change a value in this section. This goes into the "Annual interest rate" cell. This goes into the "Loan period in years" cell. For example, if you make payments once per month, type 12 into the "Number of payments per year" cell. This goes into the "Start date of loan" cell. " If you pay over the minimum amount due on your loan each pay period, enter that extra amount into this cell. If not, change the default value to 0 (zero). The default value of the "LENDER NAME" blank is "Woodgrove Bank." Change this to your bank's name for your own reference. Here's how:  Click the File menu at the top-left and select Save As. Select a location on your computer or in the cloud where you'd like to store your schedule. Enter a name for the file. If the file type is not already set to "Excel Workbook (*.xlsx)," select that option from the drop-down menu (below the file name) now. Click Save.
A: Go to https://templates.office.com/en-us/loan-amortization-schedule-tm03986974. Click Download. Double-click the downloaded file. Type the loan amount into the "Loan Amount" cell. Enter your annual interest rate. Enter the duration of your loan (in years). Enter the number of payments you make per year. Enter the loan start date. Enter a value for "Optional extra payments. Enter the name of the loan issuer. Save the worksheet as a new Excel file.

Article: Avoid using sponge rollers that are not covered in satin or silk. Exposed sponges can catch on dreadlocks, causing your dreads to become frizzy or tangled.  You'll need dreads over three inches long to use rollers. Sponge rollers work especially well on longer, thinner dreads. You can buy satin sponge rollers at your local beauty supply store or online. Choose sponge rollers that suit the type of curl you’re trying to create. The smaller the diameter of the roller, the tighter the curl will be. The larger the roller, the looser and wavier your curl will be. Plan to curl your dreadlocks after a wash, or have a spray bottle nearby to spritz your hair. Your locks should be damp but not soaking when you start curling. Rub a water-based setting lotion from the root of your lock to the end, working it through each strand before starting. This will help set and hold your curl.  The dampness in your hair should help distribute the setting lotion. You may need to use more setting lotion if your locks are very thick or long. Use your best judgment. The goal is not to saturate the lock in setting lotion, but to coat the exterior for some additional hold. Starting at the end of your hair, roll one dreadlock around a roller. Roll the roller up the lock towards your scalp. Secure it closely to your scalp with the plastic lock on the roller. Use a hairpin to keep the roller close to your scalp if necessary. If your dreads are thin, you can roll multiple locks around one roller. Note that this may result in a slightly looser curl than if you did one lock per roller. Use as many rollers as necessary to curl your whole head. When you are finished, all of your locks should be secured against your scalp in rollers. Use a silk bonnet to cover your curled hair while you sleep. In the morning, check that your hair is dry to the touch. If it still feels damp at all, wait another hour or so until your hair is completely dry. Starting at the back of your head, remove any hairpins securing a roller. Unlatch the roller, and gently unfurl the dreadlock without disturbing the curl. Repeat the process, removing the rest of the rollers. Style as desired.
Question: What is a summary of what this article is about?
Choose sponge rollers covered in satin. Select smaller sponges for a tighter curl. Dampen your hair. Work a dime-sized amount of setting lotion through your locks. Roll your locks around the rollers. Repeat the process on the rest of your hair. Let your hair dry completely overnight. Remove the rollers.

Problem: Article: " "Dear" (followed by the person's name) is an old standby for a reason. It's formal without being stuffy, and because it's used so often, it often becomes invisible in a greeting, which is a good thing. You don't want your greeting to stick out because it's inappropriate. Greetings is a relatively formal greeting that you can use in business emails, particularly if you don't know the person's name. However, it's always better to find out the person's name if possible. You can also use "To Whom It May Concern" if the email is especially formal and you don't know the person's name. However, this greeting can be off-putting to some people. Emails tend to be less formal than letters in general, so you can get away with something like "Hi" in a somewhat formal email. For example, if you're emailing your professor, particularly one you actually interact with, "Hi" or "Hello" should work just fine. " While "Hi" may be acceptable in a semi-formal email, "Hey" is probably not. It's a very informal greeting, even in speech, so you should avoid it in any type of formal email. Even if you know your boss fairly well, for instance, it's probably best to skip "Hey" when emailing them. Sometimes, when you're writing to a person, you only know their title within the company or organization. In that case, you can just the person's title in place of the person's name, such as "Dear Hiring Manager," "Dear Hiring Committee," or "Dear Professor." When possible, add "Mr.," "Mrs.," "Dr.," or "Professor" before the person's name to make it more formal. Also, use the person's last name or full name to be more formal, rather than just the person's first name.
Summary: Fall back on "Dear. Try "Greetings," when you don't know the person's name. Consider "Hi" or "Hello" in slightly less formal emails. Skip "Hey. Use a title in place of a name when necessary. Add the person's honorific to make it more formal.

Q: You can get the code from the email Google sends to you or by logging into your account with Google. This new section of code tells browsers where to display the ads from Google. At first, you may see generic public announcements from Google. Once Google analyzes your content, usually within 24 hours, it will change the ads to content-specific ones.
A:
Locate the HTML code from Google. Post the AdSense code into your HTML code for your website. Check to make sure you can see Google ads on your website.