Summarize the following:
Each year, you are entitled to one free credit report from each of the three national credit reporting agencies. You can request the report in one of three ways:  Call 1-877-322-8228. Visit annualcreditreport.com and request the free reports. Send a letter to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can download and complete the Federal Trade Commission's Annual Credit Report Request Form, available at http://www.consumer.ftc.gov/articles/pdf-0093-annual-report-request-form.pdf. Once you get your credit reports, check to see that you can confirm all credit accounts on the report. If you see an account that you didn't open, then you should contact the creditor. You should look over your credit card and debit card statements to make sure you can account for each purchase listed. If you see a purchase listed that you did not make, then you should dispute it with the credit card company. For more information on how to dispute a purchase, see Dispute a Credit Card Charge. You can get credit monitoring from an independent company or from your credit card or banking provider. The services vary. Some banks will send daily credit checks. These checks can alert customers to suspicious activity.  Other monitoring services will perform periodical checks of your credit report and put freezes on your account. Credit monitoring services are helpful for individuals pressed for time who cannot do monitoring on their own. These services cost a fee—usually at least $150 a year. You should consider how at risk you are for identity theft before signing up for one. Fraud alerts allow creditors access to your credit history provided they verify your identity. However, whenever a request is made, the business must call you to verify whether you are the one requesting the creation of an account.  Each credit reporting agency will put a fraud alert in place for free. If you have had your wallet or purse stolen, then you should get fraud alerts in place. A fraud alert can be in place for 90 days or can be extended for seven years. Active military personnel can get fraud alerts in place for one year. To place the fraud alert, contact each credit reporting agency at the following number: Equifax: 1-888-766-0008 Experian: 1-888-397-3742 TransUnion: 1-800-680-7289 If you are particularly worried about identity theft, then you can ask to have a credit freeze put on your credit report. A credit freeze provides more protection than a fraud alert. With the freeze, third parties cannot gain access to your report. Because most lenders want to see your credit history before opening a credit card or extending a loan, the credit freeze will prevent a thief from opening an account in your name.  To request a freeze, you will need to provide each credit reporting agency with your name, address, date of birth, Social Security Number, and other personal information. You should expect to pay a fee of around $5-10.  The numbers to call for each credit reporting agency are:  Equifax: 1-800-349-9960 Experian: 1-888-397-3742 TransUnion: 1-888-909-8872   After requesting the freeze, each credit reporting agency will send you a confirmation letter and a personal identification number (PIN) or password. You will need the PIN or password in order to lift the freeze. Keep it in a secured location.

summary: Get a free annual credit report. Look for new accounts. Monitor your existing accounts. Consider signing up for a monitoring service. Request a fraud alert. Put a credit freeze on your credit report.


Summarize the following:
It's the icon that resembles an old fashioned phone.  Tap the icon to open the Phone app. It's the icon with three dots in the upper-right corner of the Phone app.  This displays the menu. It's one of the options listed in the menu.  . Where this is located will be different depending on the model of your phone and your carrier.  It may be under More Settings, Advanced, or Supplementary services. This will usually say something like Call forwarding or Forwarding settings. If you couldn't find a call-forwarding option, it's possible your Android doesn't support disabling call-forwarding from the Settings app. The call forwarding options are usually something similar to Always forward, Foward when busy, Foward when unanswered, and Forward when unreachable.  Tap one of these options. This disables call forwarding for the option you selected.  Repeat for all options.  This will disable calls from being forwarded to your voicemail.

summary: Open the Phone app Phone. Tap the Menu icon ⋮. Tap Settings. Look for a call-forwarding option. Select the call-forwarding option. Tap a Call-Forwarding setting. Tap Turn off.


Summarize the following:
There's no set path for what teachings to read and when. Pick what speaks to you, or what interests you, and dive in. For example, if you're really interested in meditation, choose pieces on mindfulness and breathing.  Some popular classic texts include The Way of the Bodhisattva by Shantideva, The Heart of the Buddha's Teaching by Thich Nhat Hanh, and On the Path to Enlightenment by Matthieu Ricard. If there's a Buddhist center or community near you, ask one of the teachers for recommendations on what to read first. You can find Buddhist texts and books online or at a bookstore or library. These 3 stages of studying Buddha’s teachings, which are known as dharma, are hearing, contemplating, and meditating. First, read, or “hear,” the text. Then think about what it means and make sure you understand it. Finally, meditate on the teaching to let it fully soak in.  Set aside time each day to spend reading and absorbing the material. Studying the teachings consistently will help you absorb it all better. Pick one phrase or mantra from your teaching that day to use in your meditation. Think of these truths like the core pillars of Buddhism. They outline how to recognize and let go of pain throughout your life. If you don’t understand the Four Noble Truths, you won’t be able to be free of suffering or reach nirvana. The 4th truth contains the Noble Eightfold Path, which is a Buddhist set of principles detailing 8 steps to spiritual awakening. Learning from someone who knows a lot about the religion can help deepen your own knowledge and understanding of Buddhism. Ask the Buddhist temple or center in your area to find out if there are any teachers who would be interested in taking on a new student.  You can even find a teacher who is already a Buddha to act as a mentor and role model. If you know a Buddhist who is very experienced or knowledgeable, consider asking them to become your teacher. Say something like, “I really want to become a Buddha but I need extra help. Would you be willing to tutor me?” Another option is to take a group class at a local community college or meditation center. There are also online courses led by Buddhist gurus you can sign up for.
summary: Choose Buddhist texts to study based on your preferences. Follow the 3 stages of understanding when reading Buddhist texts. Learn the Four Noble Truths for a summary of Buddha’s teachings. Find a spiritual teacher if you want more guidance.