Summarize the following:
While most credit cards allow cash advances, it doesn’t work exactly like using a credit card. Where you might be able to use a credit card even if you’re a little late on the payment, this is generally not the case with a cash advance.  You typically can’t withdraw the entire amount of your credit limit, either, so you’ll need to make sure you’re not maxed out before you try to make a withdrawal. If you use online banking, you should be able to access this information quickly by logging into your account. If you don’t use online banking and you aren’t sure about whether you’re current on payments or how much you have left on your credit limit, you should call the creditor who issued the card. They’ll be able to answer any question  you might have about your credit limit or payment history. Don’t forget to ask about any fees or special interest rates for cash advances. Before you go to the ATM, remember that your credit card has a different PIN than does your debit card. You’ll need to get the PIN for your credit card before you go to the ATM, because it’s common for an ATM to freeze an account after a certain number of wrong entries. If you can’t remember your PIN, you may be able to reset it. Call your bank and inquire about how to change it. Sometimes it’s as easy as calling a 1-800 number, but other banks might send you the new PIN in the mail. Although you can get a cash advance from a bank or in the form of a check delivered by postal mail, the speed and convenience of an ATM withdrawal is part of the appeal. Try and find an ATM from the same bank as issued the card—using it will be free. If you can’t find an ATM from the issuing bank, try an Allpoint ATM. Allpoint is a network of over 50,000 surcharge-free ATMs. Unfortunately, everyone isn’t in the Allpoint network. Check to see if you are at http://www.allpointnetwork.com/.

summary: Make sure you’re current on payments. Call your creditor. Find or set your PIN. Locate an ATM that’s convenient and free.


Summarize the following:
The Spanish language uses the same vowels that are used in the English language, "a," "e," "i," "o," and "u."  There are five vowel sounds that you should become familiar with.  Unlike the English language, each of these vowels always makes the same sound in every single word.  Also remember that vowels are never silent when you are pronouncing Spanish words. " The letter "a" in Spanish is sounds like the "a" in the word "father." If a Spanish word has more than one "a," all of the "a"s will make the same sound (e.g. mañana). "Mañana" sounds like "mah-nya-nah"    The long "a" found in words such as "blame" or "name" is never used when you speak Spanish. " The letter "e" in Spanish sounds like the "e" in "weigh" or the "a" in the word "late."  For example, "pero" should sound like you are saying "pay-ro." The long "e" sound in words like "need" or "speed" are not used when you are speaking Spanish. "  The letter "i" in Spanish sounds like the "i" in the word "machine."  The Spanish "i" also sounds like the long "e" in the word "be."  Never pronounce "i" with the sound used in the word "hide," "if," or "hit." For example, "hija" sounds like "ee-ha." " The letter "o" in Spanish is always pronounced as a long "o" in the English language.  Spanish "o"s sound like the "o" in the word "no."  Avoid pronouncing the "o" that is used in the word "opportunity" and "other."  For example, "como" sounds like "koh-moh." "  The letter "u" in Spanish is pronounced like the "u" in the word "lunar."  This letter only makes one sound in the Spanish language.  In English, words that begin with the letter "u" (e.g. useful, utilize) make a "y" sound.  However, do not use this pronunciation of the letter "u" when you pronounce Spanish words. "Cúrcuma" sounds like "koor-koo-mah." The letter "u" never makes the sound found in the word "flutter" or "ultimate" either. Native English speakers have a tendency to drag out vowel sounds.  Spanish vowels should be pronounced using short sounds.  For example, in English you may pronounce the word "hey," as "heeeeey."  Instead, keep the pronunciation short as if you are saying "late."  Elongating the sound of your vowels when you speak Spanish will alert others that you are not a native Spanish speaker and can make it more difficult for other people to understand what you are saying. A diphthong is two vowels next to each other.  When you see this, pronounce the sound of the first vowel and then pronounce the sound of the second vowel.  Practice until you can say the two sounds as one syllable.  You will have to make the sounds quickly and not drag out the sounds of each individual vowel. For example, "feo" sounds like "feh-oh,"cuando" sounds like "kooahn-doh", and "suizo" sounds like "sooee-soh."
summary: Know the five vowels. Say the letter "a. Pronounce the letter "e. Practice saying the letter "i. Say the letter "o. Be careful with the letter "u. Do not drag out the sound. Practice diphthongs.