Problem: Article: The first thing to do before applying for an AmEx card is figure out what you want out of your card. Are you interested in accumulating rewards, or is a card with minimal fees your top priority? What do you plan to use the card for? American Express offers numerous credit solutions which each have their own benefits and drawbacks.  Ask yourself what card/account characteristics are important to you and compare your list of needs and wants to available AmEx options. This will help you identify the card that is best for you. Make sure that AmEx cards are an acceptable form of payment for whatever purchases and expenses you intend to use it for. Some companies and businesses do not accept AmEx, so this is something worth looking into before applying. AmEx cards come in two varieties: charge cards and credit cards. Charge card balances must be paid off each month in full, but carry no interest charges or spending limits. Credit cards, on the other hand, work like most other credit cards and allow the account holder to carry a balance from month to month (which results in the accrual of interest charges). Review card terms, conditions, benefits, and identify any associated fees. It's important to read this fine print before applying for a card so you're not caught by surprise later on. The most common type of AmEx credit account is the personal card. There are twenty different personal cards to choose from, each with its own unique set of features. Personal cards are for individuals who want a credit card for their personal, non-business purchases and expenses.  Carefully read through the fine print on the various card agreements. Some advertised card perks may catch your eye, but be aware that some benefits carry certain conditions you may not be willing to accept, such as fees or monthly spending minimums. You can directly compare the terms and benefits of each card type on the AmEx website for ease of selecting the right one for you. If you a small business owner and are seeking an AmEx card to use solely for your company expenses, this is the type of card you want. AmEx small business card options come in 11 different options, each of which also features specialty rewards options with a number of partner companies.  Consider your specific business needs when deciding on a small business card. Will you need to travel a lot for work? How high are your average monthly expenses? Asking yourself these sorts of questions will help you narrow down your options. Many AmEx small business cards have special offers for cash back or extra rewards if you meet certain spending requirements within your first few months of membership. Find out whether the card you've chosen comes with any of these perks and plan accordingly to get the most out of your new card. Do not apply for a small business card if you are not a business owner or do not intend to use your card solely for business-related expenses. You may be asked to justify business account purchases or expenses if AmEx or the IRS suspects you are not using your card properly. These card options are only available to upper level executives of corporations. High-level employees of these companies may also be assigned corporate AmEx cards if their job-related responsibilities require frequent expenditures and/or travel, but they cannot apply for the card themselves.  You can work with an AmEx representative to design a custom program tailored to your business needs if none of the six preexisting card options seems ideal. All AmEx corporate cards carry annual fees that can be quite high. Most corporate expense accounts are immense, so this is usually not an issue. However, you should make sure the fees associated with the AmEx corporate card you choose are reasonable for your company.
Summary: Determine your credit needs. Choose a personal account. Choose a small business account. Choose a corporate account.

Problem: Article: When you have all of your materials together, take all of the pattern sheets out of the package. Lay one out on a table or other clean, flat work surface and begin cutting around the edges of the pieces as indicated. You should see lines on your package indicating where to cut for each size. Cut along the lines indicated for your size.  Cut carefully and make sure that you do not cut the pattern smaller than indicated. You should aim to cut right on the lines or just outside the lines. You may even find it helpful to highlight the lines of the pattern size that you need to make. You will need to lay out your fabric and then fold it in half. Use your pattern’s instructions as a guide to pin your pattern pieces to the fabric.  Every pattern will be a little different, so it is important to follow the instructions carefully.  If you are unsure about what any of the symbols mean, then check the pattern instructions for a glossary.  If you are feeling lost, then you may need to learn how to read a pattern first. You may even consider making a few sewing lessons to improve your sewing skills before you attempt to make a ballgown. After you have finished pinning your pattern pieces to the fabric for your ball gown, you can begin cutting around the edges of your pattern. Make sure to cut along the edges of the pattern pieces and not outside or inside of them. Do not cut inside of the lines or your ballgown may turn out too small. . Every pattern is different, so it is important to follow the directions for the ballgown pattern you have chosen. You will likely need to pin identical pieces of fabric together and then sew along the edges as indicated by the pattern to assemble your dress.
Summary: Cut out the pattern pieces as indicated. Fold your fabric and pin the pattern pieces onto it as indicated. Cut out the fabric along the edges of the pattern. Follow the pattern’s instructions for sewing the fabric pieces together

Problem: Article: Section off another 1 inch (2.5 cm) section of hair, trimming the ends perpendicular to the strand just as before. Use the previous section as a guide for cutting the proper length. Continue trimming the ends all around your head, giving yourself an even cut.  Have someone help you with the back of your head, if possible. Use a hair tie or clip to separate hair that needs to be trimmed from hair that has already been trimmed to avoid confusion.
Summary:
Move to the next section of hair, repeating the process.