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All electrical equipment must be checked and dried before it can be turned on again. If you’re not sure if the electricity is off, do not enter your home. The sooner you can talk to your agent, the sooner your claim will be filed. Send your insurance company pictures of everything that has been damaged (both inside and outside of the house). File a “Proof of Loss” form within 60 days of the flood in order to claim your flood insurance. Depending on how serious your flood was and what type of insurance you have, your insurance company might also cover the cost of clean up. Remove all wet contents immediately to prevent mold. If there are any severe issues like holes in your wall or broken windows, patch these with plastic sheets, duct tape, and wood strips. Brace any weak areas or sagging floors with plywood. Pump water out from flooded basements. When pumping water out of your basement, pump out about ⅓ of the water volume each day to avoid structural damage to your home or basement. Open windows and doors to help the inside dry out as much as possible. If you live somewhere very humid, or the ventilation system isn’t working for your home, consider using a dryer or air mover. Make sure your carpets, walls, ceilings, and floors are dry as quickly as possible. A recovery plan is a list of jobs that need to be done in order to get your house repaired after the flood. Planning can help you save time and money, and it can also put you back on track. When creating a recovery plan, be mindful of what you can and can’t do, and don’t push yourself too far or too fast. Depending on the scope and damage of the flood, your community might be eligible for state, provincial, or federal aid. Search online to discover if any funds have been freed up to assist victims in your flood area. Parse your home into manageable chunks and work your way through it. Start each room in the corner that received the most damage, and work your way out from there. Use a disinfectant spray to clean any surfaces that came in contact with water and wash clothing and bedding with hot water. Be patient, and trust that, with time and work, your home will improve.
Keep power off until an electrician can inspect your home. Contact your insurance company ASAP. Address immediate problems. Ventilate and dry your home. Create a recovery plan. Seek government emergency funding through DisasterAssistance.gov. Tackle one room at a time.