Use thread that is of a color similar to the jeans. The needle needs to be sharp and strong enough to penetrate layers of thick denim, so it may be advisable to use a leather needle. If your jeans are lightweight, however, a medium-thick needle may suffice.
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One-sentence summary -- Remove your jeans and gather your thread and needle.


Never try to close a credit card if you still owe money on it. If you want to get rid of a card, stop using it and pay it off before you close the account. You can do this the same way you usually pay your credit card bill. This can be online or by writing a check for the amount owed and mailing it with a copy of your bill to your credit card company. Before closing your card, check online or call in to your lender to check if you have any outstanding rewards balances on your card. You don't want to forgo any potential cash or travel rewards. In some cases, however, this may be unavoidable as rewards may be limited to a certain time of year or value threshold that you haven't yet reached. Take advantage of these rewards if possible, then move on to the next step. You may have to wait on hold for a bit, but this is by far the best way to confirm with a person that your credit card is indeed closed. Tell the company customer service representative that you need to close your card, and be prepared for his attempt to stall you and try to convince you to keep your card. Hold fast, though, and stick to your original intention. The customer service number for your lender is also available on your bill and online. Record your contact with the credit card company. Most companies will give you a service or call number. Write this in addition to the time and date that you spoke to the customer service representative. For extra insurance, record the representative's name and employee number (this is also fairly standard). Your credit card company may try to provide you with an offer to get you to stay. Remember, if an offer sounds too good to be true, it probably is. Stick to your guns about closing your account, if that's what you want to do. Alternately, you can try bargaining with your provider for lower interest rates and fees. In some cases they may agree to these terms to keep you as a customer.
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One-sentence summary -- Make sure you've paid off any remaining balance. Redeem rewards before closing your card. Call the 1-800 number on the back of your card to contact the customer service department. Write down any information given to you when you speak with the customer service representative. Hold your ground.


Often, a fever will accompany a stomach problem, so you can try to fake one to help sell it. For instance, you can make yourself warm by placing a warm washcloth over your face or completely covering your head with a blanket for a few minutes. You can also warm up a thermometer by running it under warm water or drinking a warm drink before having your temperature taken in your mouth. Often, when you have a stomach ache, you may get chills to accompany your stomach issue, particularly if you've thrown up. You could try shivering or burrowing under a blanket like you can't get warm. If you're out somewhere, try putting on a sweater, or rubbing your arms like you can't get warm. A stomach problem can really drain you, so you have to look the part, too. Act like you can hardly move, and that getting up is draining. You'll have to keep this act up because if you suddenly get a burst of energy, others may get suspicious.
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One-sentence summary -- Fake a fever. Try adding chills. Act like you don't have any energy.


Format section titles in Roman Numeral order. For example, I, II, III, and so forth.  While the first section is technically known as the "Executive Summary" (which gives an official overview of your business), it is typically written last since all the information from the business plan is required to create it. To do this, describe your business and identify the marketplace needs for your product or service. Briefly describe your key customers and how you intend to succeed.  For example, if your business is a small coffee shop, your description may read something like, "Joe's coffee shop is a small, downtown-based establishment focused on serving premium brewed coffee and fresh baking in a relaxed, contemporary environment. Joe's coffee is located one block from the local University, and aims to provide a comfortable environment for students, professors, and downtown employees to study, socialize, or simply relax between classes or meetings. By focusing on excellent ambiance, close location, premium products, and superb customer service, Joe's coffee will differentiate itself from its peers." The purpose of this section is explore and demonstrate knowledge of the market your business is operating within.  Include information about your target market. You should be able to answer questions like, who is your target market? What are their needs and preferences? How old are they, and where are they located? Make sure to include a competitive analysis that provides research and information on immediate competitors. List your main competitors strengths and weaknesses and the potential impact on your business. This section is extremely important, as it outlines how your business will gain market share by capitalizing on competitor's weaknesses. This section of the business plan focuses on key personnel. Include details about the business owners and its management team.   Talk about your team's expertise and how decisions will be made. If the owners and managers and have extensive backgrounds in the industry or a track record of success, highlight it. If you have an organizational chart, include it. What are you selling? What's so great about your product or service? How will customers benefit? How is it better than your competitors products or services?   Address any questions about your product's life cycle. Do you currently have or anticipate developing a prototype, or filing for a patent or copyright? Note all planned activities. For example, if you are writing a plan for a coffee shop, you would include a detailed menu that would outline all your products. Before writing the menu, you would include a short summary indicating why your particular menu sets your business apart from others. You may state, for example, "Our coffee shop will provide five different types of beverages, including coffee, teas, smoothies, soda's, and hot chocolates. Our wide variety will be a key competitive advantage as we can provide a diversity of product offerings that our main competitors are currently not offering". In this section, explain how you intend to penetrate the market, manage growth, communicate with customers, and distribute your products or services. Be clear in defining your sales strategy. Will you use sales representatives, billboard advertising, pamphlet distribution, social media marketing, or all of the above? If you will use your business plan to secure funding, include a funding request. Explain how much money you need to start and maintain your small business. Provide an itemized summary of how start-up capital will be used. Give a timeline for your funding request.    Gather financial statements to support your funding request. To accurately complete this step, in some cases it might be necessary to hire an accountant, lawyer, or other professional.   Financial statements should include all historical (if you are an existing business) or projected financial data, including forecast statements, balance sheets, cash-flow statements, profit and loss statements, and expenditure budgets. For one full year, provide monthly and quarterly statements. Each year after that, yearly statements. These documents will be placed in the Appendix Section of your business plan. Include projected cash flows for at least 6 years or until stable growth rates are achieved and if possible, a valuation calculation based on discounted cash flows. Your executive summary will serve as an introduction to your business plan. It will include your company's mission statement and provide readers with an overview of your products or services, target market, and goals and objectives. Remember to place this section at the beginning of your document.  Existing businesses should include historical information about the company. When was the business first conceptualized? What are some notable growth benchmarks? Start-ups will focus more on industry analysis and their funding goal. Mention the company's corporate structure, its funding requirement, and if you will provide equity to investors. Existing businesses and start-ups should highlight any major achievements, contracts, current or potential clients and summarize future plans.
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One-sentence summary --
Format your document correctly. Write your company description as the first section. Write your market analysis. Describe your company's organizational structure and management. Describe your product or service. Write your marketing and sales strategy. Make a funding request. Write the executive summary.