Instead of focusing so hard on what to do with your body, listen to the music first and find the beat. Pay attention to how fast or slow the song is, and how it makes you feel. Really listen to the song that's playing and bob your head to the beat in a way that feels natural. This is a basic move to get you started. Be sure to stay on the balls of your feet when dancing to avoid feeling planted on the ground. People who are nervous have a tendency to tense up in the shoulder and neck area. Be conscious of this, and let your shoulders fall and sway back and forth as you dance. Remember to keep listening to the music as you dance. Try not to focus so hard on whether what you're doing is right, and pay attention instead to whether your body is moving in rhythm with the music. Don't try to dance faster than you feel comfortable doing. Even during fast songs, you can move at a slow pace, as long as you are streamlined with the beat.

Summary: Listen to the music. Start by bobbing your head to the music. Take one step to the right and one step to the left. Keep your upper body relaxed. Let your body sway naturally to the music.


The toolbar is on the left side. There are two overlapping colored squares at the bottom of the toolbar.  The one on top is for the foreground color.  The one on the bottom is for the background color. Use the color picker to select a color for the foreground.  Click a color in the rainbow (spectrum) colored bar, and then click the exact hue you want in the large square on the left.  Then click Ok. It has an icon that resembles a square with a white-to-black color fade.  This displays a flyout menu with more tools to the right. The paint bucket tool is used to fill an entire area with the foreground color. This fills the entire document with the foreground color you chose. If you want to create a color-gradient fade, use the background color square to select the color you want the gradient fade to transition to.  Then click the gradient tool, and click and drag across the entire area you want the color transition to take place.  You can also select different gradient transition types in the upper-left corner of Photoshop.

Summary: Click the square at the bottom of the toolbar. Pick a color for the background of the card. Click and hold the gradient tool in the toolbar. Click the paint bucket tool. Click anywhere in your card.


It sounds easier said than done, but the way to start is by separating your bills into three categories: necessities, secured debts, and unsecured debts.  Necessities are the types of bills you need to pay in order to survive. Thing like mortgage or rent, your utility bills, your grocery bills, and any bills that allow you to work, such as child care or car payments. A secured debt is a debt that is secured by some type of collateral. That means that if the debt goes unpaid, then the creditor can repossess whatever you have as collateral without first taking you to court. This includes mortgage and car payments (which are also necessities), as well as child support (which uses your wages as collateral) and back taxes. After you've paid off your necessities, pay these.  Lastly, pay your unsecured debts. In order for a creditor to seize your property in order to satisfy an unsecured debt, they first have to take you to court. Since it takes a long time for a court case to come to bar, even if you get behind on these debts, you will have more time make things right with your creditors than you do with secured debts and necessities. Try to pay big, irregular bills over several monthly if you can't pay all at once. You may be able to negotiate with your creditor to space out your payments. Either way, it's better to pay what you can rather than nothing at all. Of course, this is the last thing you want to do. But if you are coming up short every month, you may need to make some cuts in recurring expenses. You may have to cut off your cable or smartphone (get a flip-phone instead), or liquidate assets until you get back on your feet. Many lenders or utility companies, for instance, will work with you to negotiate lower bill payments if you're in a bind. For example you can opt for a higher deductible on your auto insurance or shop around for cheaper insurance that fits into your budget. Contact a nonprofit credit counseling or financial planning organization. Counselors can help you set up a budget and can negotiate with creditors on your behalf. The Justice Department keeps a list of approved credit counseling agencies here: http://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111, but others are available.  There are a fair amount of charlatans hawking credit counseling advice, so be cautious when choosing one. Make sure they are non-profit, ask about the qualifications of their counselors, fees, contract terms, and how their counselors get paid.
Summary: Start by paying your most important bills. Cut the non-essentials. Talk to your creditors early. Find ways to lower your rates. Get financial counseling.