Problem: Article: The HR Certification Institute offers a variety of self-directed certification programs to choose from, depending on where you are in your career. This program focuses on certifying you based on your knowledge, rather than putting you through courses. You'll need to pick one before moving ahead with certification. Most require some combination of HR experience and a degree. It's best if the degrees are in HR management, but it's not a requirement.  For instance, the Associate Professional in Human Resources is for people who are starting out. You can even take this certification right out of high school. You can purchase study materials along with the test.  The Professional in Human Resources requires a combination of experience and education. You need 4 years of experience if you have a high school diploma, 2 years of experience if you have a bachelor's degree, and 1 year of HR experience if you have a master's degree.  The Senior Professional in Human Resources requires even more experience. You need 7 years of HR experience if you have a high school diploma, 5 years if you have a bachelor's, and 4 years if you have a master's. This certification is basically just an exam you take to prove your knowledge. Before you take the exam, you'll need to study up for it. The HR Certification Institute offers both preparation materials for free and for purchase. If you wish, you can even bundle your test exam and preparation materials to save a little money.  For instance, you can get exam outlines for free at https://www.hrci.org/how-to-get-certified/preparation-overview/exam-content-outlines  However, you'll need to pay for practice exams. Schedule the exam at your convenience with Prometric, the company that proctors the exams. You'll need to schedule the exam at one of the many testing centers, which are located in most major cities. You can use Prometeric's site to search for a testing center. You can take the exam most weekdays, as long as you make an appointment before the center fills up. Arrive at the center at least 15 minutes ahead of time. Bring a government-issued ID with you, such as a driver's license or passport. You will use a computer to take your test. Keep in mind that all of your personal belongings must be put in a locker issued by the test center. In fact, you can have nothing in your pockets except your ID and your locker key.
Summary: Pick a certification exam. Study for the exam to gain your certification. Schedule the exam. Take the exam.

Problem: Article: Banks will often have much better deals than car dealerships, so look at the loans offered at your bank. Talk to a bank employee about how the loans work, how much interest and what kind they charge, and if there are prepayment penalties. If you choose to take out a car loan with your bank, make sure to take the information about the bank and the loan to the car dealership so that they have the information. Now that you've learned how to pay off a car loan faster, you know how detrimental it is if there are prepayment penalties. There are many choices of where to take out a car loan, so next time make sure you choose a financial institution that does not require prepayment penalties. The fastest way to pay off a loan is to not take one out in the first place. If you were paying $300 a month for your car loan and the loan is now paid off, continue to put this amount in a savings or money market account. Then when you are ready to buy your next car you can pay in cash for a large down payment or the entire amount. If you have started to make and follow a budget while cutting expenses, keep up these good habits. Put any money you save into a money market account to earn interest. Or if you don't plan on buying a new car for 3-5 years, you could invest this money in a certificate of deposit (CD). Then you will be able to make a large down payment or not have to take out a loan for your next car.
Summary: Ask about car loans at your bank. Don't take out a car loan with prepayment penalties. Continue paying yourself the monthly car payment. Continue to budget and cut expenses.

Problem: Article: This will incorporate very energetic and exaggerated hip shaking moves, just like how they are described in Parts I and II.   Incorporate hip shaking along with pop and lock movements for street dancing. Hip-hop dancing often also uses booty shaking along with hip shaking. Move quickly and use music with a fast, strong beat. Think about how energetic dancers like Beyonce and other performers are when they move their hips. Hip movements are very key to how the body moves in Latin dance.  In Latin dancing hip shaking is incorporated with rhythmic dance steps in dances like the tango and merengue. Dancers move their hips out when they step forward in back in rhythm with music. As you perform a Latin style dance, you will be alternating steps with your right and left feet. As you step with your right foot, rotate that hip outwards slightly. Do the same when you step with your left foot. Latin dancing incorporates more natural looking and subtle hip movements than hip hop and street dancing. With Latin dancing, you won't be exaggerating this movement, but allowing your hips to move loosely in a natural pattern. Shakira is a very famous Latin artist famous for hip shaking. Her dancing is slightly more similar to contemporary hip-hop than traditional Latin dancing. Like with Latin dancing, hip movements are some of the most key aspects of belly dance.  In belly dancing, hip shaking is one of the most important techniques However, while hip movements are emphasized, they aren't always as exaggerated in belly dance. Usually, heels are kept on the floor and the knees are straightened to lift the hips for a subtle movement.
Summary:
Do some hip-hop or street dancing. Practice Latin dancing. Try belly dancing.