Problem: Write an article based on this summary: Set up your business plan. Write a business description. Describe the organization and management of your company. Describe your product line. Explain how your business is financed. Document your marketing and sales management strategies. Include financial statements in your business plan.

Answer: The Business Plan serves a number of functions. It is a blueprint for building your company in the future, a guide to ensure you remain focused on your efforts, and a detailed description of your company for potential lenders and investors. Begin writing your business plan by including all of the required sections and leaving room to fill them in. The steps in this part should serve as your sections, starting with the business description. Your business plan will lay out a blueprint for your company. The first part of your business, the description, is a summary of the organization and goals of your business. Begin by justifying the need for a new financial company in the industry or target location. You should briefly identify your target market, how you plan to reach them, descriptions of your products and services, and how your company will be organized. Clarify who owns the company.  Specify the qualifications of your management team. Create an organizational chart. A comprehensive, well-developed organizational structure can help a financial institution be more successful.  The Chief Executive Office leads the "executive suite" of other company officers. The Chief Operating Officer manages the activities of the lending, servicing and insurance and investment units of the company. The Chief Administrative Officer’s responsibilities include marketing, human resources, employee training, facilities, technology, and the legal department. The Chief Financial Officer ensures that the company operates within regulatory parameters. This person also monitors the company’s financial performance. In smaller companies, executives may fill more than one of these roles simultaneously. Explain the types of financial products and loans you provide.  Emphasize the benefits your products offer to your target customers. Specify the need your product fills in the market. For example, if your target customers are small business owners, describe how the financial products and investments you offer to help them run their businesses. Determine how much money you need to start your finance company. Specify how much equity you own. State what percentage other investors own in the company. Indicate how you plan to finance your company with leverage (loans), where these loans are coming from, and how the loans will be used in the business.  In most cases, equity in the company is used primarily for the company's operations, rather than the source of loans to customers. Secondary lenders provide funds to the finance company that is subsequently loaned to customers; the customers' loans collateralize the lenders' loans to the finance company. This is because profit is made in the spread, or the difference between your cost of acquiring capital and profit from lending it out. Any funding request should indicate how much you need, how you intend to use the money, and the terms of the loan or investment. Your marketing strategy should explain how you plan to attract and communicate with both customers and lenders/depositors. It should also show how you plan to grow your company. The sales strategy defines how you will sell your product.  Promotional strategies include advertising, public relations, and printed materials. Business growth opportunities not only include building your staff, but also acquiring new businesses or beginning to offer different kinds of products. The sales strategy should include information about the size of your sales force, procedures for sales calls and sales goals. Reviewing the pro forma financial statements you created during your business planning, be sure that your projections are reasonable and conservative. You may also want to cautiously estimate performance over the next two years after that. Include a ratio analysis to document your understanding of financial trends over time and predict future financial performance.  Prospective financial data should provide monthly statements for the first year and annual statements for the next two years. Standard financial ratios include Gross profit margin, ROE, Current ratio, Debt to Equity. Ratio and trend analysis data helps you document whether you will be able to continue to serve your customers over time, how well you utilize your assets and manage your liabilities, and whether you have enough cash to meet your obligations.


Problem: Write an article based on this summary: Preheat oven to 400 degrees F (204 degrees C). Brush the open side of each piece of squash with olive oil. Remove from oven and allow to cool for 3-5 minutes. Mix together olive oil, parmesan cheese, parsley, cilantro and hazelnuts in a small bowl. Serve and enjoy!

Answer: Line a baking sheet with aluminum foil or coat with a non-stick cooking spray. Place the squash skin-side up on the baking sheet and cook in the oven for about 45 minutes. Squash should be tender and lightly browned when finished. Use a fork to scrape out the inside of each piece in long, spaghetti-like strands. Toss the mixture with the spaghetti squash, and add salt and pepper to taste.


Problem: Write an article based on this summary: Isolate the infected horse. Assess whether treatment is necessary. Apply a topical treatment for ringworm. Clean all equipment and areas that the infected horse has been in contact with. Give your horse oral medication for ringworm if topical treatment is not effective.

Answer: You need to limit the spread of the infection, which is done by keeping the infected horse away from uninfected horses. Where possible, it is best to isolate the horse for 2-3 weeks during and after treatment to reduce the risk of spreading the infection. In some cases, the horse's immune system will fight off the infection. In these cases the infection is considered 'self-limiting,' meaning that no treatment is necessary to cure that horse. However, because of the risk of infection and widespread shedding of fungus into the environment, it is advisable to treat ringworm before it has run its course.  It can take around 6 - 15 weeks for self-cure to take place. During this time the horse is a source of infection to other horses. If the lesions are itchy and the horse rubs a lot, the ringworm patches may get infected are require further veterinary attention. Signs of infection include reddening of the area, inflammation, scabs formation, or weeping or discharge from the area. The first line of treatment is to use a topical treatment that is wiped over the affected areas to damage and kill the fungus. The product licensed for use in horses contains a drug called enilconazole (Imaverol). This is a liquid which damages the structure of the fungus and kills spores. It should be applied to the skin and hairs every three days for at least four treatments.  Imaverol is concentrated and needs dilution prior to use. 1 ml of Imaverol is added to 50ml of water to make a 0.2% solution. It is best to spray the whole horse for the first treatment, in order to contact any fungus which is present but not yet showing signs of infection. After than it is acceptable to treat the infected areas only with a margin of skin around them to catch any sideways spread. The diluted Imaverol needs to contact the fungus, therefore scabs need to be removed first. This can be done by soaking them in a shampoo Malaseb (containing an antifungal agent, miconazole) and then picking them off or brushing gently with a toothbrush. Take care to wear gloves so that your skin doesn't become affected. After removing the scabs, thoroughly dry the skin so that water doesn't further dilute the Imaverol and weaken its action. Use any leftover Imaverol solution to wipe down reins and tack to decrease the risk of spread via equipment. It is also advisable to scrub down woodwork and surfaces with a 10% solution of bleach to kill the ringworm spores, which could pose a source of future infection. Oral medication, such as antifungal Griseofulvin, can be is added to the horse's feed. This treatment is usually reserved for hard-to-treat cases that are resistant to topical therapy. The horse receives treatment daily for 7 days. However, this treatment works from the inside out, and takes longer to be effective as the fungus need to contact the chemical in the blood. Also, some of the shed fungus could potentially still be infective.


Problem: Write an article based on this summary: Select your preferred tea. Decide how to filter your tea. Prepare your tea accessories. Use purified water if possible.

Answer:
There's no limit to the types of tea you can buy. Choose from hundreds of types of green, black, white, red, and herbal teas, each with a different flavor profile. You can buy loose tea or purchase it prepackaged in bags. Choose the freshest tea you can find for best flavor and health benefits. Choose tea with the properties you're looking for. Note that green tea is known for its long-term health benefits, black tea provides a small jolt of caffeine, and herbal teas may be used to remedy everything from sleeplessness to poor digestion. If your tea is pre-bagged, your filtration system is already set. If you have loose tea, however, you'll need a way to remove it from the water after steeping.   You can buy your own empty teabags and fill them with tea for one-time use. Tea balls are another popular choice. These are better to use for black tea than other types of tea that tend to expand more during the brewing process. In order to brew a great cup of tea, the water needs to be able to flow freely through the leaves. Basket filters are a good choice for any type of tea. You can pour water directly over loose tea and filter it out after it steeps using a fine-mesh strainer. What type of tea equipment do you have? You can make a whole pot of tea using a teapot, or do a cup at a time using a teacup and strainer, tea ball or tea bag. Use the method that's most convenient for your needs. The tea and water are the two most important components of a good cup of tea; the equipment is secondary.  That said, having a nice tea kettle and pretty cups can add to the calming effect of drinking and enjoying tea. Drinking tea has been an important ritual in many cultures for thousands of years. You can keep this tradition alive by creating your own tea-drinking ritual, whether it's brewing a cup at a time in your favorite mug, or using a pretty ceramic teapot with cups and saucers. The material of the accessories are important as well. Heavy metals are better for teas that need to be prepared at high temperatures due to their ability to retain heat, while less conductive materials are recommended for teas with a colder preparation. Use glass for white, green, and herbal tea; porcelain for white, black, and herbal tea; and yixing for oolong and pu-erh. Since tap water contains fluoride and other chemicals, using it to brew tea can negatively impact the flavor. While tap water is always fine in a pinch, if you want the best possible flavor and health benefits, use spring water or another type of filtered, pure water.