If it’s raining, or has recently rained and you don’t have access to dry firewood, it’s still possible to keep your fire burning. It just takes more effort and patience.  Focus on building up a small flame in one area of your fire pit. The larger the wet area and material, the harder it will be to create enough heat for a sustainable fire. Use extra tinder and kindling. Don’t try to light a whole log just yet. Work on building a flame with paper and sticks. Birch trees have good bark for quick burning even when it’s raining as the bark has natural oils which repel moisture. If you can, place a tarp or something over your fire to block any rain. Just make sure it’s enough to prevent scorching or catching fire. Use a dry towel or even dry clothes to wrap all of your wood and burning materials in. Damp the wood down and try your best to suck up or get rid of as much moisture as possible.  If you suspect you may encounter rain, grab a canister before you go out and fill it with dry twigs, pine cones and needles. An oatmeal tin works great for storing small kindling and will keep it dry. When burning a fire outdoors, it’s always a good idea to have extra logs which you keep wrapped up just in case of rain. A grouping of smaller logs and kindling will be easier to light individually than one large log. In addition, you can try to light anything that will burn to get your fire started, or keep it going.  Waterproof matches, a lighter, or flint and steel are your best best for sparking a flame. Foods that have a lot of carbohydrates can also be used as fuel in a pinch. Foods like chocolate and marshmallows work well. If you have a hatchet or other way to split logs, use it. Split logs down the middle to expose the dry area. Stand the logs up and face the dry bark towards the flame.
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One-sentence summary -- Start small. Wrap your wood in a towel before trying to burn. Use smaller logs, sticks, and anything else at your disposal.

Q: Some examples would be car payments, rent or mortgage, utilities (such as water, electricity, etc), and insurance (medical, dental, etc). Installation payments, such as student loans and credit cards, also go in here. Make a separate row for each expense. Put in estimates as placeholders until the actual bills come.  Some bills, such as your rent or mortgage, usually stay the same every month, while others are more variable (like utilities). Put in an estimate of your recurring bills (perhaps what you paid the previous year for that specific expense) but once the bill comes and you pay it, put the actual amount into your ledger. Try to either round up or down to the nearest $10 for an average estimate on how much you spend for each item. Some utility companies will allow you to pay average amounts all year, instead of having your bill fluctuate each month. You may want to investigate this option if regularity is important to you. Brainstorm what you regularly spend money on and how much. How much per week do you spend on gas? What is the usual amount that you spend on groceries? Think of other essential things that you need, not want. After you have made rows for each of these expenses, put in an estimate of what you spend on it. Once you have the actual amounts you spend, input them immediately.  You should spend as normal, but take a receipt or note down every time you get your wallet or purse out. At the end of the day, tally this up, either on paper, your computer, or your phone. Make sure you note exactly what you spent it on and don't use a generic term such as food or transport. Software such as mint.com help by categorizing your spending into things like Groceries, Utilities, and Miscellaneous Shopping. This can help you see what you usually spend per month on each category. These include big-ticket items that you can cut out or do not provide you with the level of enjoyment worthy of the price. These could range from anything such as expensive nights out to take-away lunches and coffee. Remember that each separate expense should have a separate row. This may make your spreadsheet or ledger pretty long by month's end, but if you have it separated into types of expenses you should be able to keep it manageable. While not everyone can afford to save money on a regular basis, everyone should have it as a goal and do it if they possibly can.  A great target is 10% of your paycheck. This is enough to make your savings grow fairly quickly while not so much that it will crimp other areas of your life. We all are too familiar with arriving at the end of the month and having nothing left over. That’s why you have to save first. Don’t wait for there to be money left at the end of the month. Adjust the savings amount as necessary, or, better yet, adjust your spending if possible! Money you save can later be used to invest or you can save with some other purpose in mind, like buying a home, college tuition, vacations, or anything else. Some banks have free savings programs you can enroll in, such as Bank of America’s “Keep the Change” program. This program rounds up each transaction you make with your debit card and transfers the difference into your savings account. It will also match a certain percentage of this savings. This type of program can be an easy, painless way to save a little bit each month. Add up each section of rows individually and then add them all together. This way you can see what percentage of your income you spend in each category of expenditure in addition to your total expenses. Include all earnings, whether it's tips, "under the table" jobs (money you take home, without taxes being taken out), money you find on the ground, and your salary (or monthly balance if you're paid every other week).  This is the amount on your paycheck, not your total earnings for the time period. Record all income from all sources with the same level of detail as you do for your expenses. Sum these weekly or monthly, as appropriate. If the amount of your total expenses is greater than your income, then you need to think about cutting back on your spending or think of ways to cut down your bills.  Having the detailed information on hand about how much you spent on what specific items, as well as the priority that each represents for you, will help you to target areas where you can cut back or eliminate spending. If your monthly income is higher than your total expenses, you should be able to put some away in savings. This money can be used towards a second mortgage, college tuition, or anything else big. Or, you can stash some away for something small like a trip to the spa.
A: Put your biggest regular expenses into the spreadsheet or ledger. Calculate your regular essentials. Input your discretionary expenses as well. Insert an expense row for savings. Add up all your expenditures each month. Record all of your earnings and then add them together. Put the totals of your monthly income and your total expenses side-by-side.

Article: Your cuticles are the pieces of skin that you can see over the top of your nail near the knuckle. It's important to have healthy cuticles to avoid hangnails. That means not letting the skin dry out too much. The best way to do this is to regularly apply cuticle oil to moisturise them.  You can use a regular hand cream, or moisturiser designed specifically for the cuticles. Applying cuticle oil once a day before bed can make a big different to your cuticle health. As well as caring for your cuticles, moisturising the skin around the sides of your nails will help prevent hangnails. Applying a basic hand cream to your fingers, focussing on the area around the nail once or twice a day will help you have healthier, and less dry skin in this sensitive area.  A lotion or cream with vitamin E can hydrate and soothe nicks and cuts.  Petroleum jelly is a great moisturiser that is easy to get hold off. If you have painted your nails and you find that some of the polish has made it's way onto the skin around your nails, be sure to remove it quickly. Nail polish will dry out your skin, so wash it off carefully without picking at it.  This applies to base coat as well as top coat. Acetone-based nail polish remover will also dry out the skin around the nails.
Question: What is a summary of what this article is about?
Moisturise your cuticles. Moisturise the skin around your nails. Clean up stray nail polish.