INPUT ARTICLE: Article: Paint thinners can emit toxic fumes and cause chemical burns if it gets on your skin. Wear protective rubber gloves and a face mask to avoid exposing yourself to the chemicals. Work in a well-ventilated area so the fumes don’t build up in the room.  Open a window or turn on a fan to increase air circulation in the room. Consider cleaning the brushes outside to reduce the risk of exposure. Shake off the excess water from the brush then use a paper towel or a clean rag to dab the bristles dry. The brush doesn’t need to be completely dry, but it shouldn’t be sopping wet.  Storing a waterlogged brush can cause the bristles to crack. Dab the bristles gently. Don’t bend or warp them when you dry them.

SUMMARY: Put on protective equipment and work in a well-ventilated area. Dry off the brush with paper towels or a rag.


INPUT ARTICLE: Article: You'll want around 20 apples for each horse you need to tame. Apples make taming the horses significantly easier (and quicker) than attempting to tame them without food. Horses are typically found in flat, grassy areas such as Plains and Savannas. In your equip bar at the bottom of the screen, make sure you have the apples selected before approaching the horse. Right-click or left-trigger the horse until you stop hearing crunching sounds and the horse starts bucking and neighing. On Minecraft PE, you'll face the horse and tap Feed exactly 20 times. This will allow you to mount the horse. Right-click or left-trigger the horse to do so. You should mount the horse at this point. On Minecraft PE, you'll face the horse and tap Mount at the bottom of the screen. Once red hearts appear around the horse, you have successfully tamed it. At this point, you can dismount by pressing left Shift or the "Crouch" button. If the horse bucks you off, mount it again and wait for the red hearts to appear. You may need to do this several times. You'll need two tamed horses in order to breed them. If your first tamed horse isn't following you around, you can enclose it in a two-block-tall area to keep it from wandering off. You can use any resource (e.g., dirt or sand) to do this, but the wall must be two blocks tall in order to prevent the horses from running away.  If you have enough fencing material in your inventory, you can use that to enclose the horses instead of using blocks. You might want to leave some extra room in the enclosure since you'll be adding a third horse to the mix shortly.

SUMMARY: Gather at least 40 apples. Find a horse. Equip the apples. Select the horse until it stops eating. Switch to an empty hand. Select the horse. Wait for red hearts to appear. Tame another horse. Build a two-block-tall wall around the horses.


INPUT ARTICLE: Article: Hydrocortisone 1% is a topical cream used to treat itchy skin conditions. Apply a dime-sized portion to any mosquito bite and wait a few minutes for the cream to take effect.  Clean the affected area before applying. Use up to four times a day. Do not use longer than seven days. For children under six months, consult a doctor. However, do not use hydrocortisone on children under the age of two or apply on the rectal or vaginal area of children younger than 12 years old unless you have been directed to do so by a doctor. An orally-ingested antihistamine, such as Benadryl, can alleviate mosquito bite symptoms. Follow the recommended dosage to stop yourself from scratching. You can even take this medication preemptively; if you know you will be exposed to a large number mosquito bites.  Dosage is based on your age, medical condition, and response to treatment, so follow the instructions on the packaging. For children under six months, consult a doctor. Similar to hydrocortisone, antihistamine creams are topical ointments used to treat skin allergies. You can use a topical antihistamine cream to treat mosquito bites. Just apply a dime-sized amount to any bites, and soon you will stop scratching.  Clean affected area before applying. Use up to four times a day. This should be used topically only, and not ingested. For children under six months, consult a doctor. Calamine lotion is famous for treating the wounds of chicken pox, but it can have a similarly soothing effect for mosquito bites. Use a cotton ball to apply the pink liquid to any mosquito bite. Calamine lotion is safe for babies. Isopropyl rubbing alcohol can be used to stop the itching of mosquito bites. Rubbing alcohol helps to ease inflammation and calm the itch. Furthermore, rubbing alcohol can disinfect the bite, reducing any risk of infection. Use a cotton swab to apply some rubbing alcohol to any affected area. Take care not to get rubbing alcohol in your mouth or eyes because this will cause irritation.

SUMMARY: Apply hydrocortisone. Take an oral allergy medication. Use an antihistamine cream. Use calamine lotion. Apply rubbing alcohol.


INPUT ARTICLE: Article: Aside from earning, investment is the most important part of building assets. Savings bonds, certificate of deposit accounts (CDs), and treasuries are steady, low-risk investments.  Use these forms of investment if you are saving for something you will need to pay for within 5 years, like a car, a wedding, or education expenses.  You will not make as much money from them as you would through buying stocks, but you are also not likely to lose money. There are a variety of retirement accounts, like 401Ks and IRAs. Learn about the different options and open accounts that fit your needs. Many people hold several different kinds of retirement accounts, so don’t limit yourself to just one.  Set aside a percentage of every paycheck for your retirement accounts. The more frequently you contribute to them the more likely you are to reach your retirement goals. Setting aside 10-15% of each paycheck for retirement is usually a good goal, though you should make a plan that works for your financial needs. Retirement accounts often have annual contribution limits. Make sure you understand any restrictions on your retirement account and make your budget accordingly. Your employer may have retirement benefits you can take advantage of, such as matching contributions to a retirement account. Ask your boss at work to find out. The stock market can be risky over a short period, but if you hold onto stocks for 5 years or more you can often see a significant return on your investment. Index funds are usually the safest stock market portfolios to hold onto for a long period of time. Research real estate markets thoroughly before deciding if you want to invest in property. Outside of buying your own home, you should purchase real estate only if you won’t need to take on considerable debt. Like stocks, real estate can appreciate well over time, but you should plan to hold onto your investment for over 5 years.  You can create another revenue stream by purchasing rental properties. Keep in mind, though, that you will have to pay for the upkeep of the property. Always be cautious when purchasing real estate, as it costs money to maintain and can sometimes be a risky investment. Never purchase real estate if you don’t think you have enough income to cover all the costs of it, like repairs, insurance, and property taxes. Avoid purchasing real estate in areas where property does not sell easily. You want to be able to get your money out of investment properties if necessary. Areas where houses sell quickly and raise significantly in value over time usually make for the best investments. Many banks have dedicated advisors you can speak with to help you learn how to build your assets and meet your financial goals. Look on your bank’s website to see if they offer this service and to make an appointment. If your bank does not offer financial advising, research institutions that do. Financial advisors usually charge fees, but these fees vary depending on the institution. Some advisors charge a percentage of the assets they help you manage, some charge by the hour, and others make you pay them a retainer for continued services. Ask advisors about what fees they will charge before you do business with them.

SUMMARY:
Invest money you will need within 5 years in safe assets like bonds. Open retirement accounts and contribute to them routinely. Invest money you will not need for over 5 years in the stock market. Buy real estate if you can afford it. Consult a financial advisor if you need special guidance.