Q: Mail website using your Yahoo! account. If you are trying to reset your password because you aren't able to get into your account, click here.    You will need to type it twice to confirm it.  Click here for tips on creating a strong yet easy-to-remember password. Your Yahoo! Mail password is the same password for all other Yahoo! products, including Yahoo! Messenger and Yahoo! Finance. If you're using Outlook or another email program to manage your Yahoo! account, you'll need to change the password in your account settings in Outlook. Click here for instructions.
A: Log into the Yahoo! Hover over the Gear button and select "Account Info". Click the "Account security" tab on the left. Click "Change password". Enter your new password. Click "Continue" to save your new password. Adjust your mail client settings (if necessary).

Q: Some animals will just never get along. If you already have a dog, think carefully before introducing a cat to your house. No matter how badly you may want a new furry friend, it is unfair to both animals to make such a big change without knowing how it could affect their quality of life. The American Humane Society suggests that a dog that becomes aggressive in the presence of a calm, still cat, or utterly loses her ability to concentrate on anything else, will probably never be able to live peacefully with a cat. This is a difficult, sometimes impossible behavior to train, and if you are relatively inexperienced you may be in over your head. There are many professional dog trainers who can help assess your dog’s limits, and work with you to develop a more detailed strategy. This will likely be a slow process. Do not expect too much too soon, and do not be surprised if your animals exhibit animosity or fear. Puppies and kittens that grow up together have the best chance of getting along as adults. If your dog is already fully grown, consider getting a kitten instead of a cat. A kitten is less likely to be afraid of a dog, or to trigger your dog’s chase instincts by scampering. If you know someone who has a particularly even-tempered cat, or one that is already used to dogs, ask if you can bring your dog over for a controlled test. This will give you an idea of how difficult it will be to get your dog used to living with a cat. If you are certain you want to bring a cat into your home, start by bringing in things that smell like the cat—grooming supplies, beds, etc. Bring things like baby gates, litter boxes, food bowls, and scratching posts into your house before the cat, to give your dog time to get used to these objects.
A: Be realistic. Don’t hesitate to seek help. Keep your expectations reasonable. Start young. Do a test run. Build up to it.

Q: For most people with PMS, the symptoms appear about 4-5 days before the start of the menstrual period. Emotional problems that can be symptoms of PMS include one or more of the following:  Tension Anxiety Depressed mood Crying spells Mood swings Irritability or anger Appetite changes Food cravings Trouble falling asleep (insomnia) Social withdrawal Poor concentration These can vary greatly from person to person, and can even change from month to month. Physical symptoms of PMS include:  Joint or muscle pain Headache Fatigue Weight gain related to fluid retention Abdominal bloating Breast pain or tenderness Acne flare-ups Constipation or diarrhea
A: Gauge whether you have emotional PMS symptoms. Assess your physical symptoms of PMS.

Q: A lender will pull your credit history to decide if you are a good credit risk. For this reason, you should review your credit history before applying for a loan. You can get a free credit report from each credit reporting bureau every year by visiting www.annualcreditreport.com or calling 1-877-322-8228.  Study the report for errors. For example, information might be included on your report that isn’t yours. Instead, it might belong to someone else with a close name or Social Security Number. Also, credit reports sometimes list the incorrect payment status on accounts or don’t include remedied problems, such as an account paid in full.  If you find errors, then dispute them with the credit reporting bureau whose report contains the error. It can take up to 60 days to complete the dispute process, so plan accordingly. There are two types of loans available to purchase apartment buildings. A non-recourse loan is secured with the building itself. They are available to certain buyers if the building is worth $2.5 million.  The other type is a recourse loan. With this loan, you will be personally liable on the loan. This means that if you default, the lender can come for your personal assets, such as your home. Loans can be long term (up to 30 years) or short term (five, seven, and 10 years).  Interest rates can be fixed or variable. If you pick a variable rate, then the interest rate will change as the loan matures. You’ll need to submit quite a bit of paperwork to a lender when you apply for a loan. You will probably need to submit the following, so gather it ahead of time:  property description, including year of construction and number of units pictures of the property map showing the property’s location and competitor apartment buildings plans for upgrades information on rents copies of floor plans purchase price and closing costs names of others involved in the transaction (such as attorneys, real estate brokers, and title companies) You can apply for a loan with many different lenders and the choose the one that offers the best terms. Share your supporting documentation with them and then complete the required application.  After you submit the application, a loan officer will review your application. They may reach out to you for additional information.  You’ll then receive a term sheet or letter of intent from all lenders you applied to. This document will identify all the parties, the type of security, the amount financed, and other key terms. The purpose is to make sure everyone understands the terms of the loan. You sign the letter of intent or term sheet for the most attractive loan. Submit it to the lender. You may need to pay a deposit at this point or submit supporting documents, such as an appraisal. Wait to receive the final, full loan commitment from the lender.
A:
Review your credit history. Understand commercial loans. Gather required documents. Apply for a loan.