Article: Use tin snips or heavy shears to cut a 2x2 foot section of cloth. The section of hardware cloth will act as a sieve so you can sift your gravel. Hardware cloth is metal or plastic wire mesh that is sold in rolls at your local hardware store. Once it is cut, roll or fold two edges of the cloth to make handles. Using your hands, slightly bend the rest of the edges up and inward to mold the cloth into a bowl-like shape. Shape it just enough so that the gravel will stay in the sieve as you sift it. Stabilize the tarp with rocks or another heavy object. Place your sieve on top of the tarp. The tarp will catch the debris as you sift your gravel. The tarp will enable you to easily discard the dirt and debris without too much mess. Use a flat-bottomed shovel to place the gravel on the sieve. Shake the sieve to remove dirt and other debris from the gravel. Shake the gravel until all of the dirt and debris are removed. Remove large chunks of dirt and debris with your hands. Use a gallon bucket, or another type of container. Only fill the bucket a third of the way with gravel. This way, the bucket will not be too heavy to lift when you transport the gravel. Alternatively, you can use a wheelbarrow to transport the gravel. Do this once the bucket is a third of the way full. Place the clean gravel on a tarp or a geotextile fabric while you can clean the rest of it. If you are cleaning the gravel to be placed somewhere in your yard, then transport the gravel there instead.
Question: What is a summary of what this article is about?
Cut a section of metal hardware cloth. Shape the sieve. Position a tarp on the ground near the gravel. Sift the gravel. Place the clean gravel in a bucket. Transport the clean gravel.
Article: " When you sign a mortgage document, there's a promissory note that lenders are supposed to keep that details all the specifics of the loan agreement. During the housing boom, unscrupulous lenders underwrote so many loan documents and filed them away or sold them off, content simply to know they had made money. Now, many of the documents cannot be found, partly because they were sent off when the mortgage was securitized. The short story is this: if the lender cannot find the note, foreclosure can effectively be postponed, if not stopped completely.  Keep in mind that the note should be available to download in your online account. Making the lender "produce the note" can be effective, especially if the lender used less-than-savory means of getting you to agree to the loan, but it's not a long term strategy for success. You can buy a lot of time if the lender can't produce the note, but in most cases you won't be able to stop foreclosure once the note is found. If you can manage to sell the house before the foreclosure of your home actually clears, you can keep whatever equity you still have invested in the home. It may be hard to sell your home on such a quick turnaround, but it's definitely possible, especially with the market heating up. Read here for more tips on how to sell your home quickly. When a property is about to be foreclosed on, a database attempts to make sure that the ownership of the mortgage — from the time you signed the papers up to the present moment — is clear and unambiguous. This way, the courts can recognize the legality of the foreclosure. Because so many mortgages were bundled into complex securities and traded on the marketplace, the chain of title is often not clear and ambiguous. If you can successfully question the database that keeps track of the chain of title, you may be able to keep your home.  The database that keeps a record of the chain of title is called the Mortgage Electronic Registration System, or MERS. It was established specifically in order to track the chain of title, a tall task given the rate at which many mortgages were being securitized and then traded. But some courts are skeptical of MERS' legitimacy. One popular foreclosure defense rests on forcing the lender to independently verify the chain of title without using MERS.  In order to save your home from foreclosure using the chain of title defense, you're probably going to need a lawyer. This may be a bit more expensive than some of the other options, but it's a defense that's quickly gaining traction. in lieu of foreclosure. If you have few other options, you can always ask the lender's loss mitigation department if they're willing to accept a deed in lieu of foreclosure. This is a document where you legally agree to transfer ownership of the deed over to the lender in exchange for the ability to walk away owing nothing to the lender. If you don't think you'll be able to hold onto your house, this option can be especially attractive if you owe a significant amount on monthly payments in arrears. You may be able to negotiate a cash deal to cover some of your moving expenses. The lender usually provides several thousand dollars for this, so make sure to ask for it if you are returning the deed.
Question: What is a summary of what this article is about?
Make the lender "produce the note. Consider selling the house before the house is auctioned off. Question the chain of title. Negotiate a deed