Write an article based on this "Find a guided diving tour. Be a good swimmer. Wear the proper attire. Take a dive. Shuck the oysters."
article: If you've never gone pearl diving before, it's best to use a guided tour. You can find one online or through a travel agency.  Some pearl diving companies let you dive for naturally grown pearls. Others are part of a farming operation. You'll have better luck finding pearls with farming operations, but you likely won't get as much diving time.  In fact, some companies guarantee you will find a pearl, or they will give you one. To go pearl diving, you will need to be able to swim well. While you may have the aid of scuba gear, in some places you won't. Either way, you need to be able to swim. If you don't already know how to swim, consider taking swimming lessons from your local parks and recreation department or YMCA. The proper attire will depend on where you are. For instance, in Dubai, they have you wear long flowing white pants and a matching top, provided by the company. In that case, the idea is to protect you from jellyfish. Ask the company you are diving with what would be most appropriate. A boat will take you to the diving area. In most cases, you will need to be able to dive 10 to 15 fifteen feet. Sometimes, the company will provide you with a weight to help you sink more quickly. You may be gathering loose oysters, or untying strings of oysters from a farm. At the end, a trained technician will help you shuck the oysters. In some cases, they may use a machine to help gently pry the oyster open. In that case, the oyster will go back in the ocean after the pearl has been removed.

Write an article based on this "Figure out your goal. Prey on anxieties. Satisfy the public desire. Make the rumor believable. Keep it simple."
article: Maybe you want to humiliate someone, maybe you want to break up a relationship, or take down a government. You might even want to start a rumor about yourself to get more attention. The reasons for starting a rumor are many, but in order to create the right rumor you need to have a goal in mind while you make it up. Decide if there is a more ethical way of achieving your goal. Unless the rumor is true, starting a rumor involves lying and deceiving people that trust you. It may not be worth it. Many of the most widely spread rumors trigger an emotional response in a great number of people. During World War II, both England and Germany made propaganda posters against gossip because the spread of war rumors caused such panic among the public. These rumors spread so fast because they made people nervous and afraid. If you create a rumor that preys on a common fear or anxiety, there will be a strong chance that people feel compelled to talk about it. Try to make the topic one that is relatable to the most people. Most people generally have anxieties about their safety, how they look, money. For example, if you spread a rumor that you won the lottery you would probably find it spread pretty fast and influenced the way a lot of people acted around you. If many people want to believe the rumor is true, then they will take it as truth. If a movie is very popular, it would be easy to spread a rumor they are making a sequel. Whether it is true or not, a good number of people are likely to believe it because they hope it is true. People spread rumors about celebrities because they are jealous and hope to bring down the image of their target. The rumor catches on due to a mutual desire by a large number of people to spread the same impression. A rumor can be shocking, but it should not seem ridiculous. People might believe that you were attacked by a bear and survived. Most people probably won't believed you were attacked by a talking panda with a samurai sword. If your rumor is going to survive, make it plausible. Avoid adding too many details, so the main idea of the rumor is not lost. A single detail or two is okay to add a little context to the rumor. However, keep it simple and count on the snowball effect. Rumor spreaders are known to add their own details. To give an example, if you were to start a rumor that someone had cosmetic surgery, you'd have very little details to distract from the actual rumor. If you say someone had paid $8,000 to have their lips done to look like exactly like Angelina Jolie after her first surgery, not her second one; it gets confusing. Is the rumor that she spent a lot of money, that she had surgery, or that she has some weird obsession with Angelina Jolie? Just keep it simple instead.

Write an article based on this "Improve your credit, if necessary. Get pre-approved for a mortgage. Analyze the market. Set an opening bid. Draft a purchase offer. Write a letter of interest. Submit your offer."
article:
You’ll need a good credit score to qualify for a conventional mortgage—usually around 620. To get the best interest rates, you’ll need a score around 740 or better.  Check your credit score and get copies of your credit report. Go through your credit report to see if there are any errors. For example, someone else’s debts might be listed on your report because they have a similar name or Social Security number. Dispute any wrong information. The best way to improve your credit is to pay down debt. Consider whether you need to delay buying your townhouse until you improve your credit score. You’ll be in a stronger bargaining position if a lender pre-approves you for a mortgage. The process is easy. Gather financial documents, such as your paystubs, bank statements, and tax returns. You can complete an application either online or by visiting the lender.  Work only with lenders who have experience underwriting loans for townhouses. Some lenders don’t know how to classify townhouses and consider them condos. However, the difference between a townhouse and a condo is that a condo has no land attached to it, whereas a townhouse includes the land under and around it as specific in the lot map. A townhouse includes the land in its value, but a condo has no land as part of its value. If you’re approved, you’ll receive an approval letter which is good for only 90 days. Plan your house hunting accordingly. In a hot market, sellers can usually get their asking price (or more) because there are multiple bidders on the same house. However, in a cold market, buyers have more power. Look at how long the townhouse has been on the market. Also check how much comparable homes have sold for. If you have a real estate agent, they can do a Comparative Market Analysis. However, you can also check websites such as Zillow and Trulia yourself to see what similar townhouses have fetched. Bid appropriately, based on the market. If it’s cold, then come in a little under the asking price, e.g., 5% below. If you think the home is wildly overpriced, then make an appropriate bid based on your market research and be prepared to justify your offer.  In a hot market, make your first offer your best one. You probably won’t have a chance to negotiate. Don’t forget you’ll need to give the seller earnest money, which is around 1-2% of the purchase price. This money shows that you are serious about buying the house. Agents typically have forms they use. If you don’t have an agent, you might be able to find a form online or by contacting your state’s Department of Real Estate. In some states, only a lawyer can draft a purchase offer.  A purchase offer is legally binding if accepted, so be sure it includes all necessary information. Even if you don’t have a lawyer draft it, ask one to review it.  If you need to sell your home to buy the townhouse, include a contingency to that effect. A letter of interest can give you an edge in a hot housing market. You should describe your family and why you love the townhouse. Try to find a connection with the seller, e.g., you both attended the same college or you both have children. You should give the seller’s agent your purchase offer, your earnest money, and any letter of interest. If your bid is lower than the asking price, you can include a list of comps you used to calculate what is a fair market price.