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Total your annual income for the past two years. Add up the value of your assets for net worth qualification. Subtract the amount of your liabilities. Arrive at your net worth. Take exchange rates into account.
If you have made over $200,000 in each of the past two years, you may be eligible to become an accredited investor. You also must certify that you will make at least that much in the next year.https://www.wikihow.com/Become-an-Accredited-Investor  If you are married and you and your spouse want to invest as a couple, you must have a combined income of at least $300,000 a year. This method of becoming an accredited investor is the easiest. However, since IRS tax documents are used to verify income, this method may not be available for anyone who is not a US taxpayer. Companies issuing stock have the option of using foreign tax returns provided the country imposes penalties similar to those in the US if you report false information. While income is the easiest way to qualify as an accredited investor, this method may not be available to you. If you don't meet the income requirements for whatever reason, you can still qualify if you have assets worth at least $1 million.  The value of your primary residence does not count toward the $1 million. However, if you own vacation homes or other real property, those do count. Other assets include vehicles, bank accounts, retirement accounts, and any other investments you have. The total value of your assets is discounted by any debts you have. These may include student loans, car loans, and credit card bills. Mortgages on real property also are considered liabilities. If you have a mortgage on your primary residence, it generally is not included as a liability since you can't include the value of that property as an asset. However, a portion of it may be subtracted from your net worth as a liability if you owe more than the fair market value of your home, or if you've recently taken out a home equity line of credit. For purposes of becoming an accredited investor, your net worth is the total value of your assets minus the total amount of your liabilities. To qualify as an accredited investor, this amount must be more than $1 million. If you're close to the threshold and still want to become an accredited investor, talk to an attorney who specializes in security law to learn more about your options. The SEC's rules require that accredited investors meet certain threshold income or net worth requirements expressed in US dollars. If you live outside the US, you'll need to double-check your figures. Companies that verify your information have the option of using the exchange rate for the last day of the year the income is being determined, or the average rate for that year. To be on the safe side, make sure you qualify using both of those rates.