Article: Ask for advice from the agent on the right amount to offer. The classic advice is to come in lower than the asking price. However, particularly desirable homes or those in competitive markets may require an offer at or even above asking. Your realtor will likely have a better handle on where you should make an offer relative to the asking price, so defer to their judgment. However, don't stretch your budget beyond your means, even if your dream house is in high demand. Let the agent submit your offer-to-purchase as soon as possible. Good properties don't last on the market very long. You will usually have to fill out an offer sheet with the help of your agent. This offer is then submitted to the seller for review. They can either accept or return with a counter-offer. Counter-offers are more common, though they may only make minor changes to the offer terms. Make sure to stay in close contact with your realtor after submitting an offer so that you can quickly review any counter-offers. Closing, also called settlement or escrow, involves the cooperation of the buyer and seller, their realtors, lenders, and lawyers to finalize the sale. Generally, most of this process will be handled by your agent. However, there may be some issues that require your attention throughout the process. Talk with your agent to inquire about the closing schedule and your responsibilities during this time.  Closing costs are assessed during this time and include a number of fees, ranging from a loan origination fee to a survey fee. You can expect closing costs to total 2 to 5 percent of the total cost of the home. So, for example, a $200,000 home would have closing costs of between $4,000 and $10,000. Closing fees are estimated on your loan estimate when you apply for a loan. However, these fees often change during the closing process. Your offer will stipulate a certain number of days or weeks before closing so that financing can be finalized and the house can be inspected. During this time, the house is checked for any major structural issues, termites, and to ensure that the property boundaries are correct. You should accompany the inspector and your agent during the structural inspection, both to learn more about the house and to ask about any imperfections you might see. Make sure to spend the money to get a truly professional home inspection. Getting a cursory, budget inspection can cost you a lot more in the long run. There will be a meeting on the closing date in which you will required to sign final documents releasing payment to the seller and taking possession of the home. At this point, the home will be yours, and the deeds and other documents will be signed and transferred. You will then receive the keys to your new house. Ask your realtor during closing about homeowners insurance. This type of insurance reimburses you in the event that your home is damaged or destroyed. Your specific insurance needs will depend on your geographical location, the value of your home, and the situation surrounding your purchase of the home. For example, you may need flood insurance if you live in a particularly flood-prone area, as most homeowners insurance plans do not cover flooding. You will need to get homeowners insurance when you close on the house.
Question: What is a summary of what this article is about?
Prepare an offer on your favorite. Submit your offer. Ask the agent to explain the closing process. Inspect the house thoroughly. Close on the house. Buy homeowners insurance.
Article: Your town can hold at most ten villagers, and being capped is your best bet for achieving perfect town status. Having less than ten can result in less satisfaction. To check the status of your town, talk Pelly or Phyllis (or Isabelle in New Leaf) at the town hall.  In New Horizons, talk to Isabelle at the Resident Services Center.  Once you've built public works projects and beautified your town, check with Pelly or Phyllis if there are anything else you must do. Isabelle (or Pelly and Phyllis before New Leaf) will roughly tell you what the problem is, but you will have to figure out where the problem is. She will either tell you that you have to add more trees, get rid of trees, add flowers, get rid of rubbish or get rid of weeds, or she might tell you that this town is horrible which means you have to do all of the above. For as long as you keep your town beautiful, build many public works projects in it, and keep it fully populated, you will achieve Perfect Town status. Benefits will be in the form of new public works projects, rare mushrooms, and the Golden Watering Can. If you want to get the golden watering can, just keep your town perfect for at least 16 full consecutive days, and Pelly or Phylis (or Isabelle in New Leaf) will give it to you. Ask about the environment every day and keep in mind that the condition of your town will be judged at 6AM each day.
Question: What is a summary of what this article is about?
Make sure your town is populated to capacity. Check the condition of your town. Reap the benefits.
Article: The area you or your organization writes in likely already has a preferred style guide. If you want to create your own, consider starting with the preferred guide. It can give you an idea of what you want to include in your own. You don't have to write a whole new guide if another one covers the bulk of what you want. Instead, you can just note how your company differs from the main style guide. Decide what sections you think your style guide needs. Write clear headings for each of these sections, and establish a well-thought-out order for the sections.  For instance, you may want sections on common mistakes, your organization's stylistic choices, tone, formatting, and preferred words and acronyms. At the end, you may want a quick reference section and an index. Divide these sections up with subheadings as needed to make it easy to flip through the guide. Add tabs to the pages after printing or use black markers printed on the edge of the page to delineate sections. The table of contents establishes the structure of your guide, making it easy to find everything else. Therefore, it should be right up front so your readers can find it easily.  To organize your table of contents, place the main headings on the page in a bold font over to the left. Place page numbers indicating where these headings are justified to the right. Add subheadings and page numbers under each heading in a regular font. If your style guide is on a website, place the table of contents at the top. Each heading should be a link to the appropriate section.
Question: What is a summary of what this article is about?
Check out other style guidelines in your professional area. Create clear sections and headings. Make the table of contents one of the first pages.