If you own your car outright, then you can get an auto equity loan. Generally, you can borrow 100% of your car’s value, though this amount will differ depending on your credit history.  If you have not paid off your car loan, then the car is currently serving as collateral for that loan. However, you might have paid off some of your loan. In that situation, you can get a new loan for a higher amount, using the car as collateral. Keep in mind that cars depreciate in value, so if you end up having to sell the car, you may not have enough to pay off the loan. There are a couple types of secured loans you can get using your home as collateral, and there are many lenders willing to make these loans. Consider the following types:  Home equity loan. You get a loan for a fixed sum of money and repay it in equal monthly installments. If you do not repay per your agreement, the lender can foreclose. Generally, you can get a loan equal to 85% of the equity in your home. Home equity line of credit. A HELOC operates like a credit card. You borrow as much as you need, up to the limit set by your lender, and make payments on the amount you borrow. Typically, you can borrow up to 85% of the equity in your home. If you default, your lender can seize your home. Some banks extend loans to customers who have a savings account with them. Because the account secures the loan, you generally cannot access the account until you pay the loan back. You can also use a certificate of deposit as collateral for a bank loan. You can get a secured loan using all kinds of assets as collateral. Consider any personal property that has value and which you own, such as the following:  Watercraft Motorcycles Equipment  Furniture Computer If you have investments with a private bank or investment broker, then they may lend you money using your accounts as collateral. Often, you can get a loan up to the full amount of your account. Some banks will give you a “cash advance loan” or “salary advance loan” backed up by your future paychecks. Generally, these are short-term loans, due when you receive your next check.  Many lenders offer legitimate salary-advance loans. Do not confuse these with “payday” loans, which have sky high interest rates and are illegal in many states. Payday lenders tend to operate out of storefront offices, like pawn shops. By contrast, banks and credit unions offer salary-advance loans. Businesses can use many assets to secure a loan for their business. For example, a client might issue a large purchase order for product. To fulfill the order, you need to hire staff or make other investments. Banks will often lend against your assets, such as accounts receivable or inventory.

Summary: Pledge your car as collateral. Use your home as collateral. Offer your savings account as collateral. Pledge personal property as collateral. Pledge stocks and other investments as collateral. Use future paychecks as collateral. Pledge business assets as collateral.


Do not stand up first. Standing up will cause the fluid to leave your body. You do not want leakage. Learn how to Use a Female Condom. With one hand, hold on to the outer ring. Press and twist the ring so that the liquid will not fall out. Remove the condom carefully from your body. Look to see whether the condom is intact. Are there holes? If so, consider using back-up birth control and being tested for STIs. Place it in the wastebasket. As with male condoms, do not flush it down the toilet. If there is no wastebasket available, wrap a tissue around it and place it in a plastic bag. Once you have thrown away your condom, wash your hands. Preferably, use warm water and soap. If these products are not available, use a hand sanitizer. Condoms are designed for one-time use. It is not hygienic or safe to use them again. Plan ahead so you have enough condoms available.

Summary: Stay lying down. Grasp the outer ring. Dispose of the condom. Clean your hands. Do not use your condom again.


Also buy other items from the diamond shop. Jammers are willing to trade good stuff for such items.

Summary: Get a membership if you don't have one already. Save up your diamonds. Buy Armor sets. Go to busy parts of the site and trade. If no one has traded you where you are or you have only gotten very few trades, go to a different spot. Once you think you are prepared, go to Aldan, one of busiest servers on Animal Jam. By now you should have some rares traded for even better and you should get even rarer.


Many router pages have a Settings or a Wireless Settings section at the top or bottom of the page.  If you can't find a "Settings" option, look for a gear-shaped icon or a triangle-shaped icon in one of the corners of the page. Clicking such an icon will usually prompt a drop-down menu with options such as Settings. You may first have to click a Wireless tab or section. Doing so will take you to your router's Settings page, which is where you'll make all of the changes needed to secure your wireless home network. You'll usually find them on the main Settings page, but if your router's Settings page has different categories listed by tabs, you may have to click on the Security or Password tab first. If you see a text field with your network's name in it, change your network name to something inconspicuous (e.g., "Linksys-2018"). You don't have to change the network name if you're using the default network name with which the router was programmed. Find the current password that you're using, then change it to something difficult to guess. Most routers allow for up to 16 characters for a password, so use all 16 if possible.  Your password should include both upper- and lower-case letters, numbers, and symbols. Avoid using any personal information (e.g., a pet's name) for the password. You may first have to enter the current password. There should be a Save (or similar) button at the bottom of the page, so click it to save your new router password.  You may have to scroll down to see this option. If your router signs your computer out of your network at this point, connect to your network with the new password before proceeding.
Summary: Find the "Settings" section. Click the Settings option. Look for your network's name and password. Change the network name (SSID) if possible. Change the password. Save your changes.