Remember that the closing is the finalization of the home sale transaction, where you will sign the documents and hand over the checks, so the details of the sale of the home should be finalized before the closing date. Arrange to meet with your lender before the closing date to ensure that all necessary paperwork is complete and your loan is finalized. As a condition of a mortgage, almost all lenders will require a home buyer to purchase homeowner’s insurance. Homeowner’s insurance will provide you with protection from disasters occurring on, or to your new property. Your homeowner’s insurance policy should list the buyers as insured, as well as the lender.  Once you purchase the policy, you should make sure to have the insurance company send you a proof of insurance document. You will need this documentation at the closing, so make sure you obtain insurance in advance of the closing date. The typical deadline is five days to apply for insurance and 15 days to waive the contingency or to rescind the contract. If you learn that the property is not insurable, too expensive to insure, or that you have other options, then you can rescind the contract and get your earnest money back. If you cancel the deal after the insurance contingency period to apply has expired, but before the contingency to submit the insurance binder to the lender expires, then you may have to prove that you actually applied for the insurance within the five day period. Contact your insurance agent as soon as you complete your loan application and get approved. A title search is used to determine “clean title” ie. that the seller has a legal right to transfer ownership, and is very important for ensuring that a buyer receives title to property that is free from the ownership rights/claims of others.  Lenders require a home buyer to purchase title insurance in order to obtain a mortgage. A title insurance policy is a type of insurance that protects the buyer and the lender in the event there are problems with the title to the home after the sale. Read over the policy carefully and ask for clarification if anything is unclear.   The seller usually pays for the title insurance policy for the buyer and the buyer pays for the lender's policy. Keep in mind that a title insurance policy will not protect against any unrecorded liens, such as outstanding water bills or code enforcement issues. Make sure that you check with local providers, the homeowners association, and the city or county for any pending actions or issues as well. As with homeowner’s insurance, you will need proof of your title insurance coverage at the closing, so make sure to obtain it well in advance of the closing date. The title contingency default is also usually five days from the date of issuance or receipt, depending on how the contract was written. All contingencies can be extended to a date other than the default date prior to the offer being written. However, after the offer has been written and accepted, it would take a mutually agreed upon addendum to change or extend the contingencies.
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One-sentence summary -- Finalize your loan. Obtain homeowner’s insurance. Conduct a title search and obtain title insurance.

Q: In the days following your sugaring, make sure the clothing you wear is loose. This is especially true if you got a bikini or Brazilian wax. Your skin will be very sensitive following sugaring, so make sure to wear loose fitting clothing to your appointment and for the first few days following. Sugaring can cause skin to dry out, so make sure you moisturize the area gently after your appointment. If you intend to have another sugaring appointment in the near future, moisturizing is especially important.  Moisturize using natural oils over lotions that contain chemicals. Natural oils and body butters work well. You should not moisturize the day of your appointment. Wait at least 24 hours to begin moisturizing. Ingrown hairs are a common complication associated with sugaring. To prevent an ingrown hair, do a dead sea salt soak within the first 24 to 48 hours of your appointment. You can buy dead sea salt online or at a local health foods store.  Fill you sink with cold water and then add 2 to 4 tablespoons (29.6 to 59.1 ml) of salt. Take a clean towel and soak up some of this solution. Apply this cold compress to the area where hair was and leave on for about 15 minutes. With sugaring, exfoliation is important to the after care process. You should exfoliate 2 to 7 times a week following your appointment. To exfoliate, you can use an exfoliating gel you purchase at a drug store. You can also try walnut scrub, pumice scrub, or scrub gloves.  It's best to exfoliate in the shower. Rub your chosen gel into the area where hair was removed. Rub somewhat vigorously, as you'll need to loosen the skin. Rinse when finish and pat dry when you get out of the shower.
A: Wear loose fitting clothing. Moisturize the area gently after your appointment. Soak with dead sea salt. Exfoliate 24 to 48 hours after sugaring.

Article: Michael Jackson couldn’t have done his famous spin on the wrong type of flooring. Some floors can be dangerous to spin on and promote injury. For example, a carpeted floor would not be easy to spin on, and it could aid injury. Outside environments, like the grass and sidewalk would not work well either. A smooth, concrete floor, linoleum floor, and wooden floors would be possible to spin on. The type of floor in a dance studio is ideal. Begin by facing the front of whatever room you are in. Stand with your back straight. Put your left hand on your stomach, right arm at your side, and right foot about six inches behind your left. This is the stance you will begin with. Stand with your left foot back and right foot front if you want to spin in the opposite direction. Bring your right foot quickly to your left in a slight kicking motion. The foot should land on the left side of your left foot. Your legs will be crossed. Your left foot will be flat on the ground, and the right foot will be in demi-pointe. Demi-pointe means rising up onto the ball of your foot. Your heel should be off of the ground in this position. Begin turning your right shoulder to the left side of the room. When your body is no longer facing front, cross your arms over your body. Crossing your arms will help you spin. When you begin to spin, left your left heel off of the ground slightly. You don’t have to lift it very high off of the ground. Only lift it enough so that the weight is on the ball of your left foot. On your right foot, lift your toes off of the ground. Your weight should be on your heel. Your right heel should be off of the ground if you’re spinning in the opposite direction. Practice the spin a few times very slowly to get the motions down. Once you understand the mechanics of the spin, you will need to use force to help you spin quickly. Gather the momentum for your spin by using force when you kick your right leg forward and cross it over your left leg. Moving your right shoulder to the left will help with the momentum of the spin as well. Once you start to lose balance or turn quickly, uncross and  separate your feet. If you are having trouble stopping, stomp your right foot on the ground for a firm stop. Don’t keep your legs crossed when you are finished spinning because you could easily lose balance. It might be difficult to watch yourself while initially learning the spin, but watch yourself once you have learned the basic motion. Watching yourself in the mirror is the best way to see what you’re doing wrong and right. Record yourself while practicing with a smartphone, camera, or video recorder to get a better look at yourself later.
Question: What is a summary of what this article is about?
Practice on a smooth floor. Start by facing front. Kick your right foot to the front. Bring your right arm over your left arm. Spin on the ball of your left foot. Use force to help you spin. Finish by separating your feet. Watch yourself in the mirror.