Q: Develop a realistic spending plan.  Pay all of your bills on time.  Stick to your budget at all costs.  Avoid accumulating any more debt.  Save to establish an emergency fund to help you deal with unexpected expenses. Set up automatic payments to help you pay your bills on time. Reduce your living expenses if possible.  Pay less for groceries and housing.  Purchase items with cash only.  If you filed for Chapter 13, then you are living within a court-appointed budget while you work to repay debts.  You will not be able to get a credit card or an auto loan without the court’s permission. Set up a secured credit card by depositing a given amount of money into a bank account.  This sets your spending limit.  Charge small amounts to this account each month.  Pay the bill on time and as agreed.  Secured credit cards help rebuild credit.  Some cards may reward responsible payments by increasing the spending limit without requiring an additional deposit. It is possible to successfully bounce back from bankruptcy more quickly than you would think.  You may still qualify for an FHA home loan.  You will still receive credit card offers.  You will still be able to get other loans, such as auto loans, at a reasonable rate.  Bankruptcy does remain on your credit report for up to 10 years.  However, your credit score can recover quickly if you make all of your payments on time. You can receive one free credit report each year.  Review your credit report and check for errors.  Make sure debts you no longer owe are not listed.  Look for incorrect balances.  Check for debts that are not yours.  If you find an error, file a claim with the credit reporting agency.
A: Create a budget. Adopt a simpler life style. Get a secured credit card. Understand how bankruptcy will affect your credit. Review your credit report.

Q: from broken cake pieces for a lovely layered dessert. Layer pieces of the cake in a large trifle dish or mixing bowl. Add a sprinkling of alcohol for flavor, if you wish, then add layers of things like pudding, frosting, fruit, mousse, or whipped cream in any combination. As you layer, add enough of each ingredient to spread it across the dish. Repeat layering until all the cake is used up. Make the top look extra special. Create a smooth layer on top with whipped cream or frosting, then top with chocolate curls or sprinkles for decoration. Frosting will hide small cracks perfectly. If it's severely cracked, use a little frosting to try to "glue" the pieces back together; do this by spreading the frosting down into the crack and pressing it back together. Then cover the whole cake top with a thin layer of slightly softened frosting, creating a crumb layer.  Let this set, then add a second, thicker layer of icing for decoration. If done well, it'll be hard to even notice it was cracked.  Don't overdo the frosting crack infill though; too much frosting will make the whole experience sugary and unpleasant to eat. If the cake just has cracks on top, you can always just use the bottom as the top. That way, you have a nice, smooth surface to work with. The base will be less firm though, so don't be surprised if it crumbles on the plate; this solution is best for home use. Another option is to level the cake by slicing off a thin layer at the top to make it smooth. Use a bread knife to cut an even layer across the top. Melt milk, dark, or white chocolate or candy melts and pour the melted chocolate onto a baking sheet lined with parchment paper. Use a spatula to spread the melted chocolate out thinly. Let it cool for 30 minutes, then crumble the cake over it in an even, thin layer. Press the cake into the melted layer. Spread another layer of chocolate on top and let it cool. The chocolate and cake will set together. To serve, break into individual pieces.
A: Make a trifle Cover a cracked cake with frosting to hide its imperfection. Flip a cracked cake over to create a smooth top. Create cake bark from the broken cake for a fun treat.

Q: Extra shelves and cabinets help organize your bathroom by hiding clutter. Opt for tall corner cabinets for discreet storage spaces to hold towels and additional toiletries without taking up much space.  Cabinetry can be added under a sink to store toothbrushes, deodorants, and other personal hygiene products. Shelves above the toilet add extra storage for extra toilet paper. A lazy Susan under the counter is a great way to organize extra items while keeping them readily available. Keep your towels and robes out of the way and out of sight behind your door. Different styles of hooks can be drilled into or hung from the door. If you want to keep your door clear, install hooks in the wall directly behind the door.  Command hooks make easy and cheap replacements for metal hooks. If you live in a humid climate, hooks may keep your towels damp. install a towel bar next to the shower so they can hang and dry. Storing pill bottles and small first aid kits in a medicine cabinet help clear off counter space. Find a cabinet with a mirrored door to keep the cabinet subtle. Hang the cabinet above the sink for easy access. Baskets can be attached with suction cups or hang from the shower head. Place the basket in a location that’s easy to reach. Store any bottles and bar soap in the basket to clear out the corners of your tub. Throw away any products you haven’t used in a while to remove any extra clutter you may have.
A: Install cabinets or shelves. Use hooks on the back of the door for towels and robes. Hide a medicine cabinet behind the mirror. Place wire baskets in the shower to hold soap and shampoo.

Q: Place your dominant foot forward slightly. Bend your knees, so that you could move your feet if you needed to, and hold your hands up near the top of your chest. If you’re using a mirror or a shadow, face it. All of the basic punches will start from this position. Practice jumping forward and backwards, then switching your weight from your right foot to your left foot. You shouldn’t be moving more than 2 feet (0.61 m) away from your original position--the point is to develop agility, not to jump far. All boxing footwork is based on these maneuvers. A jab is a swift punch aimed straight at your shadow's head. In boxing, it is used to stun, rather than deliver a knockout. You can do this with either hand, but it’s best to practice both right and left jabs. Do a combination of a left jab and a right jab, while keeping your body tight and steady. This is a punch with the right or left arm that is delivered with strong power from your chest. This is a knockout punch to your shadow's head, so you can put more strength behind it than you would for a jab. A left or right hook should start with your fist near your chin. A right hook should go slightly to the right, before turning back in a leftward motion on your shadow's chin. The left hook should go in the opposite direction. The uppercut is a little more complicated. You bend your knees enough to drop down about 6 inches (15.2 cm), and then send a swift and strong punch upwards toward the shadow’s chin. You should use your dominant hand only for this punch. Bobbing refers to bending your knees to escape from a punch. To weave, move your body towards the left or the right, with your feet in one place. This would make your shadow's punches slip past you.
A:
Stand with your feet shoulder width apart. Practice basic footwork. Do a right and left jab. Try a straight punch. Use a left and right hook. Do an uppercut. Bob and weave to avoid getting hit.