You can call customer service or report your card as stolen and request a replacement online. Fill out the online form or ask the customer service representative for a replacement. Verify that your new card will have a new set of numbers. If you call customer service, write down the name of the person who helps you. Keep their name and the date you called in your records. Creditors often automatically send your updated credit card information to companies that make regular charges. If you used the lost card to pay bills, you won’t have to go through the hassle of contacting each company yourself.  If an automatic updater service makes you uncomfortable, ask the customer service representative if you can disable it. If your creditor doesn’t update merchants automatically, you’ll have to update your recurring payments before your bills are due. Call utility providers and other companies that charge recurring payments or log into your accounts on their websites to update your billing information. While you’re on the phone with your creditor, ask for a mailing address where you can send a written notice. Write a letter that includes your name, address, the old card number, the date your card went missing, the date you requested a replacement, and details about any suspicious transactions.  For example, you might write, "I am writing to dispute a fraudulent charge on my account in the amount of $98.24 dated 1/2/2018 at 3:15 p.m. I reported this card as lost or stolen via telephone at 4 p.m. on 1/2/2018, and spoke to Jane Doe. I did not make this charge, and am requesting that it be removed, that my account be credited, and that I receive a corrected statement." Following up with a written letter provides a paper trail. Suppose your lost card isn't deactivated when you requested and a thief makes fraudulent charges. You'll have proof that you fulfilled your responsibilities and shouldn't be liable for those charges. Depending on your creditor, you’ll have to wait anywhere from 24 hours to 10 business days for a new card. When you call for a replacement, ask how long it’ll take to arrive. If you need it sooner, ask customer service for the account number so you can make online purchases, or ask them about rush delivery. Some companies expedite replacement cards automatically, so you might receive it within 2 days. If not, you might have to pay up to $30 for overnight or priority shipping. If any suspicious charges were made, your creditor will conduct an investigation within 10 business days. Follow up with them after that length of time and ask about the investigation’s status. Ask if results are available or when they will become available. Creditors are legally required to share their findings with you. While many cases of credit card fraud are beyond your control, the information could help you lower your risk in the future.

Summary: Ask your creditor for a new card and account number. Ask if they update merchants that charge recurring payments. Send a written letter to your creditor. Expedite shipment if you need a new card in a hurry. Ask to see the results of your creditor's investigation.


Depending on the amount of built-up hair and congealed shampoo and soap clogging your drain, it may take a couple of tries to press the business end of the snake down into your drain. Keep feeding the snake down into the drain pipe until you begin to feel some resistance. Once the snake is at least a few inches down your drain and you can feel resistance, gently crank the snake handle. This will turn the tip of the snake and cause it to snare whatever hair is clogging your drain. Cranking the snake handle clockwise will also press the drain snake further into the shower pipe. As the end of the snake moves deeper into the shower drain and collects more and more built-up hair, you’ll notice that the handle becomes more difficult to turn. This is a good sign, as it means that the snake is cleaning out the drain.  The snake may also become more difficult to turn as it rounds any corners or bends in your shower drainpipe. If you experience resistance, pull the snake back 2 inches (5.1 cm) and then gently press it back down into the drain while turning it.
Summary: Feed the end of the snake into the drain. Slowly crank the snake handle clockwise. Continue to turn the snake handle.