Write an article based on this "Continue your money-saving habits when your debts are paid. Think logically about each purchase you make. Maintain a good credit score. Create an emergency fund"
article: After you've made it over the hill and feel more financially secure again, avoid future problems by sticking to your previous budget. After all, you've managed to live on this budget for months or even years, so why change it now? Your left over money from living frugally can now be invested in your retirement or in a college fund for your kids. Before making any purchase, especially a large one like a car or boat, research the product and try to find the best price on it. You should also consider how much you really need the product and if you can pay for it now (rather than finance it). This will help you cut down on impulse buys and unnecessary interest payments. You should also avoid purchasing anything just because it seems like a good deal or it is on sale. The basis of financial health is a good credit score. A particularly high credit score can help you do anything from get better interest rates on your home or car to get a better credit card with higher limits or more perks. In addition, a high credit score will allow you to take out a personal loan at a low rate if you run into financial trouble again and need money quickly. . Start an emergency fund in a savings account or similar type of account so that you can have quick access to money if you run into financial difficulty again. Many financial professionals advise that you save an equivalent of six months of your after-tax wages in this account. However, an amount of $3,000, or in some cases as little as $500, can be enormously helpful in dealing with unexpected expenses and avoiding financial disaster.

Write an article based on this "Make a list of potential professional and personal references. Contact each reference to get their permission before you list them. Keep a document that lists references’ names and personal information. Update your list annually so it’s always ready to go. Continue to cultivate relationships with managers and coworkers."
article: Most interviewers will be looking for a list of 3-5 references for an entry- to mid-level job. For a more advanced position, you’ll need to include 5-7 references. Think of managers, coworkers, human resource representatives, mentors, former clients, and even teammates who know you well and are familiar with your work.  References shouldn’t be family members or close friends. If you happen to work for your family, make sure to indicate on your reference page your relationship to the individual. If you are looking for your first or second job, you may not have a lot of professional references yet. Think about professors, community leaders, coaches, advisors, and mentors that would be able to speak to your work ethic and personality. Also check with them regarding what contact information they prefer to use. They may have a professional email or phone number that they’d like to use rather than giving out their cell phone number. For each reference, you will need:  First and last name Position or title Company name or organization Phone number Email address 2-3 sentences describing your relationship to the reference Call this your “Master Reference File” and keep it on your computer so that you’re always ready to go when you need to create a reference page. Because you will tailor your reference page to whatever job you’re applying for, it’s helpful to have 10-15 names you can pull from at any given time. Keep the names and information in the same order and font so that it’ll be easy to copy and paste when the times comes. So for example, if you list the email address before the phone number, follow that organization for each reference you add to the list. Set a reminder on your calendar to review your reference list once a year and make any applicable changes. Perhaps you have new references you can add, or you might need to update someone’s job title or phone number. This is also a great time to update your resume and add any new jobs or skills you’ve accumulated over the past year. Regardless of whether or not you’re planning on searching for a new job soon, it’s important to maintain good relationships with coworkers, bosses, and managers. It’ll make your day-to-day work life better, and it’ll also increase the chances that you’ll be able to use those individuals as references later down the road. It’s not a bad idea to keep in touch with all of your references, too, even if it’s just casually through text or email. This way you won’t feel like you can’t use a reference because you haven’t spoken to them in several years.

Write an article based on this "Practice in the space you’ll be speaking, if possible. Eat and sleep enough the night before. Dress for success. Imagine the best-case scenario as you wait to give your speech. Avoid negative self-talk before you get onstage."
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If this is an important presentation, and if speeches make you nervous, try spending some time in the venue or location where you’ll be expected to give your speech. Even if you can’t give your speech, recite it mentally while staring at an imaginary “audience” to help prepare for the big day! If your speech requires any equipment, like microphones or projectors, make sure you test the equipment beforehand so you know how to operate it! If you’re giving a speech while tired or on an empty stomach, you won’t perform as well as you can. Make sure you set yourself up for success by sleeping, eating a well-balanced, nutritious meal, and drinking plenty of water beforehand. If you drink water before your speech, make sure you use the restroom before getting up in front of a crowd! What you wear to your speech depends on the situation in which you’re giving your speech. If you’re giving your speech in a business setting, make sure you’re wearing professional but comfortable clothes. If your speech is more relaxed, try wearing jeans or a soft shirt. Avoid wearing graphic t-shirts or distracting patterns even if your speech is very informal, since this can distract the audience. The time right before you give your speech is often the most stressful. Instead of trying to cram information, take this time to relax your nerves and imagine a scenario where everything goes perfectly. Focus on sights, sounds, feelings, and even smells if possible. This type of visualization can help give you the confidence you need to rock your performance today! If you’ve previously given great speeches, think back to those times. Don’t worry so much about what you did “right” or “wrong,” but instead focus on the feeling of doing well and succeeding while speaking. Instead of thinking “I’m going to fail” or even “I’m so nervous,” focus on channeling your emotions into positive phrases. If you’re nervous, say “I can do this.” If you’re not sure you’ll be able to remember everything, think “I’ve spent time memorizing the info and I know my stuff!”