INPUT ARTICLE: Article: If you're not adverse to using your nails and teeth as tools, you may be able to use them to push back (or carefully nibble away) some of the wood of your pencil. Once you've revealed enough of the graphite to begin working again, consider honing it to a tip using some of our other suggestions. Be very careful not to swallow any of the wood shavings. You also want to avoid ingesting the graphite—not because it's toxic like old lead pencils were—but just because it's gross! You also don't want to discolor your teeth.

SUMMARY: Use your nails and teeth.

In one sentence, describe what the following article is about: To find a company's dividend payout ratio, first find its net income for the time period you're analyzing (one year is the typical period for dividend payout ratio calculation). This information can be found in a company's income statement.  To be clear, you’re looking for the company’s income after all expenses, including taxes, costs of doing business, depreciation, amortization, and interest. For example, let's say that Jim's Light Bulbs, a new company, earned $200,000 in its first year of business, but it had to spend $50,000 on the expenses mentioned above. In this case, the net income for Jim's Light Bulbs would be 200,000 - 50,000 = $150,000. Find the amount of money that the company paid out in the form of dividends during the time period you're analyzing. Dividends are payments that are given to the company's investors instead of being saved or re-invested in the company. Dividends aren't usually listed on the income statement but are included on the balance sheet and statement of cash flows. Let's say that Jim's Light Bulbs, being a relatively young company, decided to re-invest most of its net income by expanding its production capacity and only paid out $3,750 per quarter in dividends. In this case, we'll use 4 times 3,750 = $15,000 as our amount of dividends paid in the first year of business. Once you know how much a company has made in net income and paid out in dividends in a given time period, finding its dividend payout ratio is simple. Divide its dividend payments by its net income. The value you get is its dividend payout ratio. For Jim's Light Bulbs, we can find the dividend payout ratio by dividing 15,000 by 150,000, which is 0.10 (or 10%). This means that Jim's Light Bulbs paid out 10% of its earnings to its investors and invested the rest (90%) back into the company.
Summary: Determine the net income of the company. Determine the amount of dividends paid out. Divide the dividends by the net Income.

If you have noticed these symptoms, it's time to go in and see your doctor, particularly if you have bone pain or unexplained swelling. When you go to the doctor, write down the symptoms you're having, including when you have them and what makes them worse. The doctor will begin with a physical exam. They will examine the area that's causing you pain, as well as look for other physical ailments. They will also listen to your heartbeat and breathing. Ask questions if you don't understand. Generally, you'll go to your general practitioner first. However, if your doctor does think it might be cancer, they may refer you to a specialist. On the other hand, they may order diagnostic tests to narrow down the issue.doc explica
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One-sentence summary -- Write down your symptoms before the appointment. Expect a physical exam. Accept a referral if your doctor suspects cancer.

Q: Make it big, but not very thick. Rub that on your smudged finger. Start at the inside corners of your eyes and work the mark down and out slightly. Start from the outside edge down toward the first mark if you want a more extreme effect, or for darker lighting.
A: Get a black marker; preferably washable. Draw a rather large smudge on one of your fingers. Take another finger on the opposite hand. Apply the marker to below your eyes carefully. Add a much lighter bit.

Article: Some guitarists tune their E string down to D so that they can play power chords. This is seen by many as cheating, but deliberately 'mistuning' strings (scordatura) for any reason is a centuries old method used for any stringed instrument and has been used by Van Halen, Led Zeppelin, and many other bands that were known for their guitar work.  Since the D is now a full half-step lower, you can play simple 2-finger power chords with ease-- just hold the 6th and 5th string on the same fret. This "drop D" tuning also allows for a deeper, darker sound, which many metal and alternative guitarists now prefer. Your whole band will be out of tune if you're not on the same page. The third fret on the top string, for example, is not a G if you're in Drop-D -- it is a half step lower -- a C#.
Question: What is a summary of what this article is about?
Tune your top string down to D to get Drop-D tuning, allowing a deeper sound and easier power-chords. Make sure the rest of the band knows you're using a drop tuning.

INPUT ARTICLE: Article: The first, and most basic Taoist principle, is that people and nature are not separate. Everything in the universe is part of the same system. As a Taoist, you can focus on oneness by being more selfless - pay less attention to your own needs and instead focus on others. For example, you can do something like serving in a soup kitchen. This is one way to remember that people with less than you are still connected to you. Just because everything in the universe is part of the same system doesn't mean there aren't distinctions. Taoists believe that there are two basic distinctions - described as yin and yang - in all of nature. Dark and light are part of the same system because they can't exist without one another, but they are also distinct. The principle of dynamic balance can be helpful if you're struggling in life. Remind yourself that according to this principle, happiness could not exist without sadness. The principle of cyclical growth is related to dynamic balance. Opposites balance each other out, but they don't usually occur at the same time. Instead, they move through cycles. So winter and summer balance one another, but winter is followed by summer and summer is followed by winter. Cyclical growth can help you understand where your life is going. If you're experiencing grief after the death of a loved one, remind yourself that happiness will eventually come. It might be a while, but grief will eventually give way to happiness. Taoists believe that because seeming opposites actually balance each other and cycle together, you can make one opposite from the other. A bamboo stick is a good example of this concept: In wind, bamboo bends, but doesn't break. By bending to the wind, the bamboo stick survives it, instead of staying straight and breaking in half. For example, if you're dealing with a difficult time, accept that it will be difficult and accept your grief or sadness. By doing so, you won't wear yourself out trying to be strong.

SUMMARY:
Focus on oneness. See the dynamic balance in everything. Look for cyclical growth. Perform harmonious action.