Problem: Write an article based on this summary: Borrow money. Ask your parent or guardian to give you money. Have your money make money.

Answer: When you need money and don't have another way to get it, you can always ask to borrow some from family or friends, like many teens do.  You are more likely to get them to agree if you can say the specific purpose for the money, and tell them when you will be able to pay it back. Asking your parents for an allowance isn't always easy to do. However, they might be more likely to agree if you have been doing well at home and school, and if you offer to do chores or something else in return for the allowance. If you have some money that you don't want to or need to use for a specific purpose, you can consider saving or investing it. Savings accounts, bonds, stocks, mutual funds, and other investments can earn interest and increase the amount of money you have. However, these methods require you to not use your money during the time that it is invested.  Many investments carry some degree if risk that you might lose money, so make sure you can handle this possible outcome. In other words, you might not want to invest money if you know you need it for something else. Depending on your age and the type of investment, you might need an adult to help you open an account. If your parents support the idea of you investing, you might ask them to match the funds you put away. For instance, you can ask them to contribute $25 for every $100 that you save, so that you will actually save $125 every time instead of $100 each time. You can also promise not to withdraw the money for a certain amount of time, such as until you are 25. Saving even a little bit can make a difference over time. Consider trying hard to make yourself save at least a little bit whenever you can, instead of spending all of your money.


Problem: Write an article based on this summary: Determine if REITs are right for you. Learn about the different types of REITs. Assess the risks of buying REITs. Purchase shares of REITs.

Answer: A real estate investment trust (REIT) is essentially a share of stock in a real estate venture, which is similar to a mutual fund. REITs serve to pool the money of investors for the purpose buying, selling, developing and managing real estate properties. By law, these trusts are required to have more than 100 investors, meaning that investors can input a only a small amount but be invested in an expensive property. This means that if you want to invest in real estate without the risk or initial investment of more traditional forms of property investment, an REIT is your best option. Small and large investors may have a share in an REIT.  In addition, this provides you with low "liquidity risk," meaning that you can easily sell off your shares if you need to. The REIT manager is required to pay 90 percent of trust income directly to trust shareholders as dividends, making REITs very attractive to investors seeking consistent income from investments. High dividend yields are typically offered to investors. Real estate investment trusts allow for investment in commercial property as well as residential. REITs can be classified in different ways, usually by the assets or geographical areas that they invest in. Before purchasing an REIT, you should research the investments that it is involved in and consider the future performance of these markets. While there are many types of REITs, they can generally be classified in the following ways:  By investment type. First, equity REITs invest in large real estate properties and distribute earned rent or profits to investors. Next, mortgage REITs invest in mortgages by loaning out money or by buying existing mortgages or mortgage-backed securities. These funds are more sensitive to interest rate changes than other types. This is because the income you may earn from these investments is based on the net interest margin. Finally, hybrid REITs invest in both mortgages and properties. By geographical area. REITs were invented in the United States but have since become more common in the rest of the World. Some REITs in the US focus on particular states or regions, and others focus on international properties and investments. By property type. Some equity REITs invest only in certain types of properties. These can anything from rental condos to shopping malls. As with any investment, there are certain risk involved with purchasing REITs. First, there is always the risk of REIT default, in which the fund providing your dividend payments fails and leaves you with a sunk investment and no dividend payouts. However, there are other risk associated with non-exchange traded REITs. These securities, which are traded outside of major stock exchanges, may be illiquid, lack price transparency, or be managed with conflicts of interest. All of these can potentially lower your returns. In addition, there are REITs that are not registered with the Securities and Exchange Commission (SEC). To check if a REIT is registered, you can search the SEC's EDGAR system at http://www.sec.gov/edgar/searchedgar/companysearch.html.Keep in mind that if an REIT is not registered, then that does not mean it is fraudulent. That REIT may be private or simply not listed on the exchange. In these cases, do your research before investing. REITs, like any other security, can be bought and sold on public exchanges. However, shares of REITs are also bought up by mutual funds and traded as part of Exchange Traded Funds (ETFs). All of these investment vehicles can be bought and traded by contacting your stockbroker or investment professional, or by using an online trading platform. ETFs may help to minimize the risks because the expense ratios needed to operate the funds are typically lower. They also typically yield above average returns.  While REIT's can provide a consistent income flow, they are the only option on this list that cannot be purchased using leverage (investing using loaned money). This limits your potential return somewhat. However, it also reduces risk.  Another possible way to increase your return is by investing in a Dividend Reinvestment Plan (DRIP). These plans are offered by some REITs and the dividends compound over time when they are reinvested. Mortgage REITs are also lower risk than commercial lenders because they use a higher equity to debt ratio to fund themselves.


Problem: Write an article based on this summary: Chill the ice cream mixture for 6 to 8 hours. Freeze the ice cream for 6 to 8 hours.

Answer: Place the bowl into the refrigerator, and leave it there for 6 to 8 hours. Remember to put the canister of your ice cream maker into the freezer as well, otherwise the ice cream will not freeze properly. Place the ice cream into the freezer, and leave it there for 6 to 8 hours. This will allow the ice cream to harden into a more traditional texture as opposed to soft-serve. If the ice cream is too hard when you take it out of the freezer, allow it to sit on the counter for 10 to 15 minutes before scooping it.


Problem: Write an article based on this summary: Measure the edge of your fabric that you want to sew the bias tape onto. Prepare the bias tape and use flat hair pins to align with your fabric. Use your sewing machine to stitch along the folded crease of tape. Turn the project face up and secure the tape. Change the bobbin thread.

Answer:
Turn your garment inside out and place the fabric onto a flat surface with the wrong side facing up. Use bias tape to measure the edge of the fabric as the length of bias tape should be the same as the edge of the fabric that you want to encase. Once unwrapped, find the wider side of the bias tape and place it on the back of the fabric. Alight the raw edge by using flat hair clips instead of standard sewing pins. Bias tape will always have a slightly wider back side than the front because it allows you to easily catch the back portion when stitching from the front. Remove the hair clips as you sew along the folded crease of tape. Backtack at the start and end of the stitch. Use a bobbin thread to match the main fabric and not the bias tape as this will be visible when worn so you want it the thread to be as subtle as possible. Backtack is also known as a backstitch and refers to stitching at the beginning and end of a seam line in the reverse direction. You only need to backtack for a few stitches to secure the stitch. Most sewing machines provide this function with a simple knob or button. The raw edge should be wrapped with the bias tape and secured with hair clips. The stitching you created with the sewing machine should now be covered by the edge of the bias tape. Gently pull the tape as you fold it up and over the raw edge of the material. You want the tape to lie as straight and flat as you can. If you pull the tape too hard over the fabric as you fold it over, it may pucker once you stitch it. Remove the bobbin thread and replace it with a thread that matches the colour of the tape and stitch the tape. Backtack at the start and end of your stitching. Remove your clips as you closely stitch to the front edge of the bias tape. Catch the back side of the tape as you stitch.