Problem: Article: If your brother is being difficult, you may have to try temporarily ignoring him. This isn't a very effective strategy for long-term sibling relationships, but if you want to avoid lashing out in anger, the best response is to just ignore him.  Not responding is not a sign of weakness. If anything, it takes more strength and willpower to resist lashing out at your brother or sinking to his antics. Remember that you have to pick and choose your battles. You can't engage with your brother every single time he annoys you, especially if he's not very communicative. If you don't give your brother the response he wants (getting upset or irritated), he'll tire himself out eventually and give up on it. If your brother is annoying you, you may be tempted to lash out at him in anger or respond with equally-annoying behavior. However, that type of reaction will only make things worse. Any time you feel an urge to respond with harsh words or annoying behavior, remember that being calm and collected is more likely to break your brother out of his annoying behavior than getting angry.  Take a deep breath and let it out slowly. Keep your focus on your breathing pattern to calm down quickly.  Try counting to 10 before responding. Take deep breaths in and out during that 10-second count, and try to think about how to express yourself calmly and rationally. Go for a short walk or leave the room for a few minutes if you need to compose yourself for longer than 10 seconds. Let your brother know you'll be right back, and think about what you want to say and how best to say it. Any time you can negotiate a peaceful resolution with your brother, you should try to do so. Sometimes that may require compromising on some aspect of the situation or even putting your brother's needs before yours for a short period. Ultimately, though, this will help de-escalate the situation and may help prevent future conflicts.  Ask your brother directly what it is he wants to communicate to you. Let your brother feel heard and validated and try to rephrase the things he says. Say something like, "I think I understand where you're coming from. You're saying you feel ____ when I _____, and that's causing problems." Try to arrive at a mutually-beneficial solution. Ask your brother for input, offer your input, and try to compromise. Recognize that no one is going to get their way all the time. The goal is to solve that both you and your brother feel somewhat satisfied with, even if it's not the solution you'd hoped for. A common cause of annoying sibling behavior is simple boredom. Perhaps your brother is bored or feels like he's not getting enough attention. Instead of giving him negative attention by fighting back or engaging in your annoying behavior, try doing something fun and productive together.  Doing something fun together should take your brother's attention away from being annoying pretty quickly, and it might help the two of you bond over the shared experience. Try going for a walk or riding bikes together (if you're still young, make sure you get your parents' permission first), or do something indoors like watching a movie, putting together a puzzle, or playing video games together (although this may cause more fights). It can be very difficult to not be personally offended or bothered by insulting/annoying behavior. However, at the end of the day, your brother is still your sibling, and he does care about you. Let your brother know that he's upsetting you and try to find a resolution, but don't take it personally.  Know that your brother probably isn't trying to hurt your feelings. Some people (especially at a younger age) just don't know any better. Your brother probably won't remember the annoying or hurtful things he said/did in an hour, so don't waste your time holding a grudge. Remember that by letting your brother's behavior upset you, you're giving him all the power. If he sees that he's bothering you, he's more likely to keep up with the annoying/hurtful behavior.
Summary: Ignore your brother rather than responding. Remain calm if you do respond. Compromise with your brother. Give your brother positive attention. Try not to take insults/annoyances personally.

Problem: Article: Once you have all the necessary information, you need to contact your bank, credit union, or savings and loan. You then need to request a cancellation. This can usually be done in by phone or in person in the branch. Make sure you have all the information handy. You don't have to be the person who signed the check, but your name needs to be on the account.  Save your time and theirs by preparing first. The average amount to cancel a check at the bank is $30 to $35. Check with your bank to find the exact amount you will have to pay. You shouldn't have a problem stopping payment. The bank is obligated to take the request regardless of the reason you give. They usually just want to know if they need to be on the lookout for fraud. If possible, placing a stop payment online can be easier, faster and cheaper than doing so in person. You can do this through your online banking website. Since your bank already has most of your information attached to your account, it is much easier than trying to do it in person. You should confirm the account number the check was drawn on. You then have to enter the check number, the amount it was written for, who it was written to, and the date written on the check.  This option may result in fees $5-$10 lower than in person. You can typically find this option from your online banking homepage. If you cannot find it, enter "Stop Payment” in the search box and follow the links to “Request Stop Payment.” Then you can enter the above information. You can stop payments on other types of activity on your account other than written checks. Holds can be placed on pre-authorized debits or electronic checks using the same procedures. You just need different information. You will need to know the company name, account number, amount of the transfer, and the Automated Clearing House Merchant ID. You can use the company ID instead. Both of these numbers can be found by looking at the last transaction you had with the company.  You will need to do this 3 business days before the payment is due. This allows time for the cancellation to be processed. A computer in responsible for taking care of this process. This means that the information needs to be complete and correct. There will not be a person there to figure out the missing information. It is important to ask your bank when the stop payment will take effect. This can be immediately, within 24 hours, or at the end of the next business day. It depends on your bank and the situation. You should also ask how long it stays in effect. Banks will generally get rid of stop payments from the system after 6 months. This can vary.  Make sure you know when the stop payment will be lifted. This will help you avoid unpleasant surprises in case the check is cashed after this time has gone by. You may also want to place a new stop payment if needed after this time period. Now that the check is cancelled, you need find other way to arrange payment. Depending on the reason for canceling the check, you may want to make other arrangements with payee of the check. You will probably want to request that the check be returned to you in most cases. You know that stop payment will not remain in effect forever. Getting the check back will make it impossible for it to be cashed once the time period has ended. With this, you avoid having to place a new stop payment again in the future. That means you will not have the cost and hassle again.  If you need to keep the check for your records, you should void the check. Do this by writing VOID  in big letters across the check. You should also draw an X from corner to corner. This will make sure that the check can never be cashed. If you don’t need to keep the check, tear it up. You should not just throw it in the trash. It could be found by someone and cashed after the stop payment date has passed. There may be some legal ramifications if you stop payment of a check. Make sure you understand the liability of such an action before you go through the trouble of cancelling the check.
Summary:
Take care of it in person. Handle the situation online. Take care of other transactions. Determine the timeline. Deal with the Payee.