Problem: Article: Compound interest is a way to save money and have your savings work hard for you over the course of your working career. Compound interest is earned by most bank accounts and retirement accounts. Specifically, compound interest refers to a situation where interest is earned on the principal (initial investment) plus interest earned up to that point. This allows it to build value faster than simple interest, in which interest is only earned on the principal.  For example, you can put away $1,000 per year for 30 years at 10% interest and have a nest egg of close to $200,000. You actually earned $170,000 on an investment of only $30,000. This is all due to the power of compounded interest. Furthermore, if you put that $30,000 in all at once in the beginning of the 30-year period, your total would instead be about $525,000. Search online for a compound interest calculator with the option to add a monthly or annual contribution. Input a reasonable interest for the type of investment account you plan to use and how many years you have until retirement as the time limit. Then, play around with the initial deposit and monthly contributions until you reach your goal for retirement.  For example, make your initial deposit the amount of money you currently have to put into retirement and start with an initial monthly deposit of a small amount ($50 or $100). Work up the monthly deposit amount until you reach your goal. You may find that you don't need to deposit much. A 25-year old that starts with $10,000 and deposits $100 per month until retirement at 65 will have over $550,000 by retirement.  The interest rate that you use will depend on the nature of your investment account. However, for preliminary purposes use 8 percent. This number represents the average return you can expect from a diversified securities portfolio over time. Based on the monthly amount that you need to save, create a monthly budget that takes this amount into account. Even if you can't afford the full amount now, set aside what you can and put it into your retirement account. The important thing is to stick to your plan over the years until retirement, when it will all be worth it. Saving some now for retirement can make it easier to save more later. That is, the act of setting aside even $50 per month now can make it easier for you to remember and have the ability to put in $300 per month when you can afford it. Over time, you will advance in your career and pay off debts that you currently have. You can then contribute this additional money to your retirement account. Remember, there is no harm in contributing money above the amount that you originally calculated. Most people end up contributing the most to retirement in their fifties and early sixties, as other expenses are reduced.  An easy way to shift money into your retirement account to contribute more when your children leave home. After they have started supporting themselves, take the money you were spending to support them and put it into retirement. This way, you won't even notice the increase in savings (except in your account balance). It may be tempting to reach into your retirement account for large purchases as the balance grows. However, any money you take out is money you can't have later and only reduces the amount of interest you can earn. In addition, any money taken out of the account is taxed as income as your standard tax bracket rate. Those under age 59.5 will also have to pay an additional 10 percent penalty on the withdrawal.   You can prevent having to use this account for emergency expenses by keeping an emergency account that contains at least six months' worth of living expenses. You can prevent paying taxes on your retirement account when you switch jobs by rolling over the balance into a retirement account with your new employer.
Summary: Understand compound interest. Calculate how much you need to save each month. Create a saving plan. Increase your savings if you can. Don't touch your money until you retire.

INPUT ARTICLE: Article: Very little can help you escape to your mind than picking up a pen and notebook to write out your deepest thoughts. Journaling can help you find patterns in your thoughts, uncover and understand hidden desires, and cope with life's stressors.  Start setting aside 20 to 30 minutes each day to write. You can simply talk about what happened that day or write on a theme such as personal growth. It's up to you. Go on an adventure inside your head by making something with your hands. Paint. Draw. Sculpt. Build. Cook. Art has the power to lower your rates of stress and anxiety, enhance well-being, and boost immunity. Whether you have something you want to express, or merely want to pass the time, do it with art. Research shows that art therapy is beneficial in increasing quality of life, better health, and generating healthy coping. Another way to escape to your mind is by expressing yourself through dance. Dancing has both physical and mental health benefits, ranging from a better mood to a stronger heart. You can turn on music or let your surroundings provide the beat. Don't worry about following specific choreography – just move your body according to your thoughts and feelings. An expressive and potentially cathartic way to escape into your mind is through storytelling. And, no, this isn't just for kids. Gather a small audience of friends and share a cultural tale passed along through generations, make up your own fictional account, or give testimony of a personal experience. Not interested in public storytelling? Write down your story - or type it up and publish it!

SUMMARY: Journal. Make art. Dance. Tell a story.

In one sentence, describe what the following article is about: Go to https://drive.google.com/ in your computer's web browser. This will open your Google Drive page if you're logged into your Google Account. If you aren't logged into your Google Account, enter your email address and password when prompted before you proceed. It's in the upper-left side of the page. A drop-down menu will appear. This is in the drop-down menu. Clicking it opens a File Explorer (Windows) or Finder (Mac) window. Go to the download location of the "contacts" vCard file you exported, then click the vCard file once to select it. It's in the bottom-right corner of the window. The vCard file will be uploaded to Google Drive. Again, on a Mac, you may click Choose here.
Summary: Open Google Drive. Click ＋ New. Click File upload. Select your vCard file. Click Open.

In one sentence, describe what the following article is about: Make sure to peel and cut your fruit into pieces that your blender can manage. Your fruit can be frozen or fresh depending on your preference. Some healthy fruits that you can use include, banana, watermelon, mango, and peaches. Agave nectar is a healthier alternative to sugar and will help enhance the taste of your Slurpee. If you can't get Agave nectar, you can use lemonade or more sparkling water as an alternative. If you like your Slurpee sweeter, then add more agave nectar. Blend all of the ingredients together until your drink reaches the desired consistency. Mixing the Slushee for a longer period will result in your slushy being more watery than the traditional Slurpee found at stores. Drink the Slurpee as soon as you're finished blending, or the ice will melt, and it will lose its consistency.
Summary:
Add fruit and water into your blender. Add agave nectar or lemonade and ice to your blender. Turn your blender on high until your drink is slushy.