Problem: Article: The first step is to choose a company name and then choose a corporate address. Make sure to get a phone and fax number. You should search your state’s business filing office to find out if a name has already been taken. By writing a business plan, you will force yourself to think about the current likelihood of success as well as future growth opportunities. A comprehensive business plan will help steer you toward your goals. At a minimum, the plan should include the following:   Executive summary. You will need to briefly describe the nature of your business and why you think it will be successful. The executive summary should contain your mission statement as well as company information. As a startup, you should focus on explaining how your experience and background will contribute to the business’s success.   Company description.  Explain the nature of the business, your intended market, and the market needs your lending business will satisfy. For example, you might want to meet the small loan needs of your community, which are underserved.  Market analysis. You should explain the size and distinguishing characteristics of your target market. For example, you may want to make small loans to new immigrants in your community seeking to start a business. You would then explain how few lenders have tapped into that market. Also identify your competitors and describe their strength or weakness in the market.    Product line. Describe the loans you want to make. You should explain the advantages of your loans over those of competitor’s.   Marketing and sales. Discuss your overall sales strategy, including your plans for growth. For example, you may hope to grow geographically, offering your loans to a larger community. Or you might hope to grow by offering additional types of loans to your current market.   Financial projections. Based on your market analysis, you should forecast your projected finances for five-years out. Another component of a business plan is funding. However, this element is so critical to a money lending business that you should spend extra time considering how you will fund the loans that you extend to borrowers.  Some money lenders have dipped into their retirement accounts, such as their IRAs and 401(k) accounts, to fund their loans. Experts encourage money lenders who do this to understand the risks that they are taking. For example, loans might not be repaid, in which case you could lose a large percentage of the loan amount.  If you seek funding from investors, then you will need to work closely with a lawyer to draft a prospectus to share with investors. State and federal laws tightly regulate how you advertise securities to potential investors. Your lawyer will need to be experienced in securities regulation. A successful money lending business does not lend to anyone who walks in the door. You need to evaluate each applicant according to a set of criteria. This is called underwriting. You will need to draft your criteria before you begin making loans. Generally, you will assess risk by gathering information about the loan applicant’s financial history. For example, you would want to look at their income, FICO score, and other debt load. You will need coaching and advice from people who have started successful money lending businesses themselves. Accordingly, you should find seminars and national conferences to attend where you can network and rub shoulders with experts in the business. A lawyer will be an invaluable asset, so you should certainly hire one. He or she will research and answer any questions you have. Also, an attorney can help you incorporate and fill out other required paperwork.  To find an experienced business lawyer, you can visit your state’s bar association website, which should run a referral program. You can research any attorney by visiting his or her website. Look for experience with business formation, as well as banking or lending experience. If you are starting a lending business for real estate, then look for an attorney who has real estate experience as well. The amount of marketing you want to engage in will be determined by the scope of your market. However, a website is a must nowadays for any business, regardless of the business’s size. You can purchase your domain name from various registrars. Search the internet for “where to purchase domain name” and look at the different companies that provide this service.
Summary: Choose a company name. Draft your business plan. Settle on financing. Draft underwriting criteria. Attend seminars. Meet with a lawyer. Buy your domain name.

In one sentence, describe what the following article is about: Now you will need to complete the application form in full, following the guidelines given. You will need to state what kind of copy you require, authorized or informational, as well as stating your connection to the person named on the birth certificate.  You must provide personal information about the person applying for the birth certificate. This includes the name and address, as well as the reason for requesting the certificate. You will be asked to the name, city of birth, date of birth, and parents of the person named on the certificate, to the best of your knowledge. A notary public is someone who is legally authorized to perform legal formalities. If you're ordering an “authorized copy”, you must have your sworn statement notarized. This means that you need to take your sworn statement to the notary public. They will authorize your sworn statement and seal it.  You can access a full and updated database of Notary Publics in California by visiting the Secretary of State's website: http://www.sos.ca.gov/notary/notary-public-listing/. You can also look up Notary Publics by city, zip code, and county through online search tools.  You don’t need to do this if you are only ordering an “informational copy,” but you must indicate this on your application. If you do not state that you want an “informational copy,” and you do not present a notarized statement, your application will be sent back to you and you will have to send it in again with the proper information. A certified birth certificate fee must accompany your application. Requests received without the appropriate fee will be returned. The current fee for a  certified copy of a birth certificate is $25. Check the list of fees online in case of any changes, before you write the check: https://www.cdph.ca.gov/Programs/CHSI/Pages/Vital-Records-Fees.aspx.  Make your check or money order payable to CDPH Vital Records. The check must be from a United States bank. Do not send cash. CDPH won't be responsible if cash is lost in the mail. Know that if no record is found, the CDPH will issue a statement stating Certificate of No Public Record, and will keep the fee for the search, as per state law. You should send in your completed application, your notarized sworn statement (if you applying for an “authorized copy”), and the check or postal order for the certified copy fee to the California Department of Public Health. Send your application to:  California Department of Public Health Vital Records - MS 5103 P.O. Box 997410 Sacramento, CA 95899-7410 If you are using a courier service, and must send the application to a physical address, use: California Department of Public Health Vital Records - MS 5103 1501 Capitol Avenue Sacramento, CA 95814 Once you have submitted all the forms and payment, you just have to wait for your application to be processed. Requests for certified birth certificates typically take around 15 business days to process. This is an estimated time that is subject to change depending on the volume of applications received.  Sometimes County Record Officers can process applications more quickly. If you need the certificate sooner, contact the Officer from the county where the birth took place. The contact details of the County Record Officers in California are available here: http://www.cdph.ca.gov/certlic/birthdeathmar/pages/countyrecorderoffice.aspx
Summary:
Fill out the application form. Find a notary public to authorize your sworn statement. Write a check. Mail your application into the CDPH. Wait for it to be processed.