Problem: Write an article based on this summary: Withdraw the cash from your bank if you want a fool-proof process. Get a cashier’s check from your bank if you want the added security. Wire transfer the money from your bank if you want an instant payment.

Answer: When you’ve found a car that you want, you may be able to pull the cash directly from your savings or checking account. It’s important to check with your bank in advance regarding their withdrawal policies. Some banks put a limit on daily cash withdrawals or charge associated fees. Pulling cash directly out of an ATM isn’t a great option, as your withdrawal amount is usually limited each day. Go to your bank during standard business hours and follow their instructions to fill out an application for a cashier’s check. The teller will check to see if you have enough money in your account to cover the check amount. They will then withdraw this money and write you out the check. You can then sign this check over to a dealership or private seller to purchase your car.  Some banks charge a fee to prepare a cashier’s check. Others will do this service for free if you are a regular customer. If you are not a bank customer, you can also hand over cash bills and then request that the bank creates a check for you. To complete a wire transfer, you’ll give a dealer your banking information. They will then transfer the funds from your account to theirs. Because of the detailed nature of this process only large dealerships will usually consider wire transfers. Be aware that it’s very difficult to reverse or refund wire transfers. Make sure that you know all of the details regarding your car purchase before you agree to a transfer.


Problem: Write an article based on this summary: Moisturize your skin daily. Treat circles under your eyes. Protect yourself from the sun. Avoid smoking

Answer: In addition to washing your face and body, moisturizing your skin should be a part of your daily regimen. Use toner on your face to remove any excess oil or dirt, and follow up with a gentle moisturizer. You should also use a moisturizing lotion on your hands and any other parts of your body that are prone to dry, itchy skin.  Choose a moisturizer that works best for your skin type: dry, regular, or oily. Make moisturizing a part of your daily routine at least once or twice each day. The circles under your eyes can make you look tired, old, and worn out. The good news is you can treat those dark circles for healthier, younger-looking skin.  Place cool, moist tea bags over your eyelids. This can help reduce darkness and puffiness in your skin. Use a specialized cream for dark under-eye circles. Look for a cream that contains caffeine, which reduces puffiness, as well as retinol and vitamins C and E. If all else fails, you can always use a tiny bit of concealer under your eyes. Choose a color that matches your skin tone to effectively cover up dark circles for a brighter, younger-looking complexion. The sun can cause tremendous damage to your skin, leaving you burnt and tender. After many years of overexposure to the sun, your skin can prematurely develop wrinkles, age spots, and an increased risk of skin cancer. One of the best ways to care for your skin over the long-term is to prevent unnecessary exposure to the sun's harmful U.V. rays.  Use broad-spectrum sunscreen. Make sure it has an SPF of 15 or higher, and reapply it at least every two hours. Try to avoid being in direct sunlight between 10:00 AM and 2:00 PM, when U.V. rays are the strongest. Wear tightly-woven clothing that protects against ultraviolet rays. Opt for long sleeves and pants, and try to wear a wide-brimmed hat when you'll be spending a lot of time outdoors. . Smoking is a significant contributor to prematurely aged skin. In addition to the health risks associated with smoking, daily exposure to cigarette smoke can decrease blood flow, leaving your skin more wrinkled and less elastic. It can also cause premature creases around your mouth and eyes.  The best way to prevent smoke-induced skin damage is to avoid smoking altogether. If you're currently a smoker, talk to your doctor about how to break your smoking habit.


Problem: Write an article based on this summary: Get a cutting utensil.

Answer: You’ll need something that can cut through small leaf stems and roots, such as a knife from your kitchen. Scissors can also be used, and if you’ve let a big plant go for a while, you many need shears to tame it. Sterilize kitchen knives before using them on your plant. You can do this by rubbing alcohol on the blade, and letting it dry.


Problem: Write an article based on this summary: Get permission. Choose a date. Create a budget. Make the guest list. Decide on a venue.

Answer:
Surprise parties aren’t for everyone and if you’re planning one for a parent, it’s a good idea to ask permission first. Since you don’t want to ruin the surprise for your mom, ask your dad. If that’s not an option, try asking a family member that your mom is close to, like an aunt or grandparent.  It’s good to have someone else on board who can help plan the party and also advise you on your mom’s likes and dislikes. If your mom doesn't like surprise parties, brainstorm alternative ways to celebrate your mom. The most important step in planning a surprise party is picking the date; this will inform the rest of your party planning decisions. Think about what the party is for – is it a surprise birthday party? A surprise Mother’s Day party? A surprise party to show your mom how much you appreciate her?  If you’re celebrating a specific thing, like a birthday or Mother’s Day, try to pick a Saturday night near the date you’re celebrating. Check your mom’s calendar to make sure she doesn’t have any plans that would conflict with the party. If your mom doesn’t have a calendar, ask your dad or one of your mom’s friends to check to make sure the date is okay (make sure you let them know it’s a surprise!) In order to effectively throw this party, you need to know how much money you have available to you. Ask your dad, a relative, or one of your mom’s friends to help you plan the budget for the party.  Make sure to factor in things like the venue, food, drinks, decorations, invitations and cake. If you’re working with a small budget, figure out how many of these things you can do yourself to save money. There may be small ways you can cut costs. Instead of sending out physical invitations, you could try inviting people online via email or social media. You could also consider throwing a potluck to cut down on the costs of catering. Decide how big you want the party to be. If you’re planning a big party, you might want to consider inviting the following people: your immediate family, extended family that live nearby, and people that your mom is close to, like co-workers, friends and neighbors.  If you’re planning a more intimate party, maybe stick to just immediate family with a few close friends. Ask your dad or one of your mom’s close friends to help you construct the guest list. Make the guest list a month before the party is scheduled to happen. Once you know how big or small you want the party to be, it’s time to figure out where to hold it. If it’s a smaller party, consider having the party in your own home or in the home of a friend or family member.  If it’s a larger party, you may need to rent out space, which will cost money. Look for free spaces in your area. If you belong to a church or synagogue or community center, they may rent out rooms for free for members. Make sure you choose a place where your mom is unlikely to go leading up to the party. If you end up selecting a place that your mom frequents, you will have to find ways to keep her away while setting up the party. This adds an extra layer of complication.