INPUT ARTICLE: Article: Preview comes pre-installed on your Mac and will open almost any type of image.Ctrl + click the image and select “Open With.” Choose “Preview.”  If you run into an image type that you can’t open or that looks wrong in the software, try using a web converter or Gimp. The image has to be on your computer for this method to work. If you’ve not yet downloaded the image to your computer, you’ll need to do that first. ” A box containing several menus will appear. You can also adjust the quality and resolution if you wish. The higher the quality or resolution, the more space the photo will take up on your hard drive. Make sure the name of your file ends with “.jpg” (case does not matter) then select a saving location that you’ll remember. Click “Save” to complete the conversion.

SUMMARY: Open your image with Preview. Click on the "File” menu and select “Export. Change the format to JPEG. Rename the file and save.


INPUT ARTICLE: Article: Trading options is inherently risky, but offsetting options can minimize the risk involved. However, when you minimize risk, you may also lessen your opportunity to profit from your position. For example, suppose you own put options with a strike price of $50. The stock is currently selling at $100, so you are out of the money. You could buy call options with a strike price of $50 (if they're available) to offset that risk. While you'd lose money on the put options, you'd gain an equal (or near-equal) amount on the call options for a zero net gain. When you buy additional options, you'll have to pay commissions and fees to your broker, plus a premium to the seller of the options. If you don't own the stock on which your options contracts are based, offsetting the options can cost you less in commissions and fees than if you exercised the option or sold the contracts themselves.  The commissions and fees typically are standard, and depend on your broker. Some brokers charge per-contract fees, plus commission, while others charge a flat fee for each transaction regardless of how many options contracts you buy. Premiums depend on the value of the option, and may increase if the underlying stock is considered particularly volatile. They are quoted on a per-share basis, with 100 shares in each contract. For example, if an option shows a $0.25 premium, and you want to buy 3 contracts, you would pay $75 in premiums. The only way you can use offsetting to close your position entirely is if you purchase options with exactly the same strike price and expiration date as the options you currently hold.  If the options don't match exactly, they can still minimize the risk your position is exposed to, but they won't close out your position. For example, suppose you hold 3 put options contracts with an expiration date of January 1 and a strike price of $50. You can offset those contracts only with 3 call options contracts that have a strike price of $50 and also expire on January 1. If your call options expire on January 15, they potentially have greater time value than your put options and don't fully close out your position. If you have call options, you would need to buy put options of the same underlying stock at the same strike price and with the same expiration date.  If you have an online broker, typically all you'll have to do is find the correct series and click a button to purchase opposing options. Make sure you buy the same number of contracts for the opposing position as you did for your original position to fully close it out. For example, if you own 5 put options contracts with a strike price of $50 that expire on January 1, you would need to buy 5 call options contracts with a strike price of $50 on the same underlying stock that also expire on January 1.

SUMMARY: Evaluate the risk in your options position. Calculate premiums, commissions, and fees. Find a series that matches your options exactly. Purchase opposing options to close out your position.


INPUT ARTICLE: Article: If your employer offers a 401(k) retirement investment account, be sure to at least invest in the minimum percent of your salary to obtain matching funds from your employer, if offered. If you are in your 20s or 30s, you can choose more aggressive or risky investments that will pay off over time. If you are closer to retirement age, choose a balanced fund that is a mixture of stocks and bonds. These 401(k) funds often beat inflation, barring any risky investment by money managers, or a general market downturn. No matter what kinds of assets or securities you want to invest in, it's likely that you'll need a middleman, someone to help establish the trades that put your money into inflation-beating purchases. For stocks and bonds, you can work with an online brokerage or other financial planner or brokerage representative from such companies as Fidelity, Vanguard or T. Rowe Price. You'll want to keep track of gains over the years, so that you can pull out money that isn't performing well, swap assets around, or take some continuing strategy that will boost your chances of success. You'll also want to keep the costs basis of your investments on hand, so that taxable gains in future years can be calculated.

SUMMARY: Choose investment options for your 401(k) account. Contact a brokerage or agent. Track your investments carefully.


INPUT ARTICLE: Article: Zipper bags, makeup bags, and pouches are popular projects to sew with clear vinyl. Buy patterns from fabric stores or online. Consider lining bibs, aprons, place mats, and tablecloths with vinyl. You can also make:  Wallets, ID pouches Outdoor cushions Shower curtains Porch protectors or screens

SUMMARY:
Pick a pattern to use with the clear vinyl.