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Tap ☰. Select Settings. Select Banks & Cards. Select Link Bank Account. Select a bank branch, then enter your bank account's credentials. Select an account. Return to the Venmo home page.
It's in the top-left corner of the Venmo app. Skip this step if you are on the Venmo desktop website. This option is at the bottom of the left side menu on the mobile app and the top right of your Venmo homepage on the website. Skip this step if you are using the Android app. You'll see this option near the top of the menu and on the left side of the Settings page on desktop. You can also select Add Debit or Credit Card on this page if you'd like to add a card as an intermediary.  If you decide to add a card, enter your card's information when prompted and then select Add Card. On desktop, first click Edit payment methods below the "Payment Methods" box. As long as they match your existing bank account, doing so will show a list of your checking accounts. Doing so will add it to your Venmo account; you'll be able to send money from and receive money to this account. To do so, tap ☰, then tap Home near the top of the menu. On desktop, click the "Venmo" logo in the top-left side of the page.