Article: Index funds are low risk investments. They are a form of passive investing where you invest in a portfolio that tracks a market index like the Russell 2000 and S&P 500. With this type of set up, your fund manager will pick individual stocks for you to invest in. Invest in IRA and Roth IRA stocks, as well as socially responsible investments (SRI) like the TIAA-CREF Social Choice Equity Fund (TICRX) if you are a new investor. Investing in individual stocks takes a lot of research and time. You will need to research a company's earnings, management, and future prospects, among other things, to be able to distinguish between a good and bad investment. After you invest, you will also need to monitor your stocks.  You can find this information through the business section in the news, stock analysts' research reports, social media, or the research platform provided by your stock brokerage company. If you cannot spend a few hours a week or more to research your investments, then invest in index funds instead of individual stocks. The buy-and-hold approach is a low risk, passive form of investment. A buy-and-hold investor buys stocks for the long term, letting their value appreciate over a period of time like 3 to 5 years or more. If you want to reap the benefits of your investment at a later date, try the buy-and-hold approach. Depending on what kind of brokerage service you have, a broker may help you decide which stocks to invest in. Trading stocks involves buying and selling stocks within hours or days to make gains based on short-term price volatility. It is an active form of investment that typically requires experience. You will not only need to be knowledgeable about the companies whose stocks you are buying and selling, but also experienced in actively trading stocks.  You can become an experienced trader by taking programs and workshops provided by your stock brokerage company. You must have a brokerage account to be a trader. Although you will have control over when to buy and sell different stocks, your broker will be the one who is making the actual trade. The broker makes a commission off of the trade.
Question: What is a summary of what this article is about?
Be an index funds investor if you are a beginner. Invest in individual stocks if you understand the market. Take the buy-and-hold approach if you are a beginner. Be a trader if you are experienced.

Problem: Article: Put a pea-sized amount of moisturizer onto your finger, then dab it onto your face. Use your fingertips to work the moisturizer into your skin. Then, let it dry for 2-3 minutes before proceeding. If you want more coverage, use a tinted moisturizer instead. Choose a shade that matches your skin tone. Start applying it at your nose, then work your way out to the edge of your face. Use a beauty blender or sponge to blend it into your hairline and jawline. that matches your skin tone to cover blemishes. You can use concealer over your moisturizer, whether it's tinted or not. Put a dot of concealer onto your fingertip, then dab it over the areas you want to conceal, like acne, redness, or dark circles. Gently tap the edges of your concealer until it blends into your skin or tinted moisturizer. Make sure you don't rub the concealer. If you do, it will reveal the blemish you're trying to hide. Start in the inside corner of your eye. Put your mascara brush close to the bottom of your upper lashes. Then, slowly pull the brush through your lashes to apply the mascara. Make several swipes as you work your way toward the outside corner of your eye. This will help you coat all of your lashes.  You don't need mascara on your lower lashes, as this will make your face look overdone. If you’re having trouble applying your mascara because you keep blinking, don’t worry. This is totally normal! To make things easier, hold your mascara wand in front of your eye, then blink to pull your lashes through the wand. Blink several times to coat your lashes. Replace your mascara every 3 months because it starts to collect bacteria. Use plain lip balm or clear gloss for an easy look. If you want a little color, pick a tinted lip balm or gloss in a pink or berry shade that's close to your natural lip color. Apply lip balm directly from the container. If you're using lip gloss, use the wand that came with your container to apply a thin layer. Then, smack your lips together to make sure it's evenly applied. If it's allowed, carry your lip balm or gloss so you can re-apply it as needed.
Summary: Apply a light moisturizer over your face to prime it for makeup. Use a concealer Swipe 1 coat of mascara onto your top lashes to open up your eyes. Put on tinted or clear lip balm or lip gloss.

INPUT ARTICLE: Article: Regardless of the method you use, you want to make sure you remove kudzu at the right times of the year. Kudzu should be treated several times throughout the year.  In late spring or early summer, begin your kudzu treatment once the leaves have fully expanded. New kudzu will usually emerge from the first kudzu plants. This should be treated again in later summer or early fall to prevent a reoccurrence. If you choose to use herbicide to treat kudzu, be careful. Only use herbicide in select areas and only apply the recommended amount. Read instruction manuals that come with your herbicides carefully, especially the safety instructions. Keep away from animals and children. Chemicals in herbicide can be toxic if ingested or touched. If you're working in residential areas, make sure you choose mild herbicides. You also want to make sure use of herbicides is permitted in any area you choose to spray. You can contact your local Department of Natural Resources for more information.

SUMMARY: Remove kudzu during the correct times of year. Use herbicide conservatively. Make sure to use mild herbicides in residential or environmentally sensitive areas.

Take your pattern paper and spread it out on a flat work surface. Then, fold your leggings in half lengthwise and lay them out on the paper. Align the outer edge of the leggings with the edge of the paper. You will not need to trace along this edge. Use the marker to trace about along the edges of the leggings that are not aligned with the edge of your paper. Trace along the waist, inseam, and bottom of the legs. Be careful not to touch the leggings with the marker or you may stain them.  Trace about 1 inch (2.5 cm) from the bottom of the leg to allow room for the hem, 2 inches (5.1 cm) from the top of the waistband to allow room for the elastic band, and 0.5 inches (1.3 cm) from the inseam of the leg. If you want to make a slightly larger pair of leggings than the pair that you have, then trace about 1.5 inches (3.8 cm) from the edges of the leggings. Write on the paper to indicate where the inseam of the leggings will be. You may even want to draw arrows on the pattern to indicate which part of the pattern will need to line up with the fold. Then, use a sharp pair of scissors to cut along the marked areas of the pattern. This will complete your leggings pattern.
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One-sentence summary --
Spread out your paper and lay the folded leggings on top of it. Trace the edges of the waist, inseam, and bottom of the leg. Mark and cut out the pattern.