Summarize the following:
Put aside practical talk of work, money and household responsibilities for the evening and just talk to your loved one. Use this chance to reconnect with them and strengthen the bonds you formed when you were first getting to know each other. Talk about anything and everything: your dreams, beliefs, goals, politics, things that make you laugh. Get to know the person you love again by sharing your innermost thoughts. If you’re married and/or have children together, challenge yourselves to talk about topics other than your jobs, kids and finances. Make your dialogue about the two of you. Whether it’s your first anniversary or your fifty-first, the two of you have been through a lot together. Reminisce over these times while you enjoy your dinner, spa night or game session. Trace your history back to the day you met or share funny stories or recollections of fond times. Your unique, ongoing connection should be the centerpiece of your anniversary. Cut loose for the evening and dance! Imagine that you’re with your sweetheart back in high school at prom, or make the living room your own personal nightclub and cut a rug until your feet are sore. Not only is dancing fun, it’s great stress relief and can make you and your partner feel more physically in tune with one another.  Have a good time! Go wild to the upbeat chart-topping hits on the radio and follow it with an intimate slow dance that brings you close. Put on songs that have mutual significance for the two of you, like the song that was playing the first time you met or one that describes the way you feel about each other. The little things we tell each other can become commonplace when we hear them day in and day out. For your special day together, express to your spouse how much they truly mean to you. Sit them down and tell them face-to-face, just the two of you, with no distractions. Saying the words “I love you” is like a form of backing currency: it’s important not just to hear but to know the strength of the feeling behind it. Telling a significant other that you love them is one the simplest but most powerful gestures you can make in a relationship. No matter how many times you hear it, it’s always touching to be reminded that you’re with someone that cares about you and wants you to know it. Anniversaries can be big events, but what’s even bigger is the kinship that you and your loved one share. You wouldn’t have stayed together for a year, or an additional year, if you didn’t feel strongly for them, and even though you might spend everyday together, now is the time to reflect on the things you appreciate about the other and savor being with them. So just relax, treat yourselves and take pleasure in spending the evening with the person who means the most to you. Anniversaries don’t have to be fancy, immaculately-planned occasions. Putting too much emphasis on making the day “perfect” can take away from simply enjoying being in one another’s company. Find activities that you both like to do that let you be together without interruption or distraction.

summary: Have a conversation. Share your favorite memories. Dance. Say “I love you” and mean it. Enjoy one another.


Summarize the following:
Many planners and advisors require that their clients have an investment portfolio of at least a minimum value, sometimes $100,000 or more. This means it could be hard to find an advisor willing to work with you if your portfolio isn't well established. In that case, look for an advisor interested in helping smaller investors. How do financial planners help? Planners are professionals whose job is to invest your money for you, ensure that your money is safe, and guide you in your financial decisions. They draw from a wealth of experience at allocating resources. Most importantly, they have a financial stake in your success: the more money you make under their tutelage, the more money they make. The herd instinct, alluded to earlier, is the idea that just because a lot of other people are doing something, you should, too.  Many successful investors have made moves that the majority thought were unwise at the time.  That doesn't mean, however, that you should never seek investment advice from other people. Just be wise about choosing the people you listen to. Friends or family members with a successful background in investing can offer worthwhile advice, as can professional advisors who charge a flat fee (rather than a commission) for their help. Invest in smart opportunities when other people are scared. In 2008 as the housing crisis hit, the stock market shed thousands of points in a matter of months. A smart investor who bought stocks as the market bottomed out enjoyed a strong return when stocks rebounded. This reminds us to buy low and sell high. It takes courage to buy investments when they are becoming cheaper (in a falling market) and sell those investments when they are looking better and better (a rising market). It seems counter-intuitive, but it's how the world's most successful investors made their money. Your life and conditions in the market change all the time, so your investment strategy should change with them. Never be so committed to a stock or bond that you can't see it for what it's worth.  While money and prestige may be important, never lose track of the truly important, non-material things in life: your family, friends, health, and happiness.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/5\/5d\/Start-Investing-Step-23.jpg\/v4-460px-Start-Investing-Step-23.jpg","bigUrl":"\/images\/thumb\/5\/5d\/Start-Investing-Step-23.jpg\/aid1319046-v4-728px-Start-Investing-Step-23.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"}  For example, if you are very young and saving for retirement, it may be appropriate to have most of your portfolio invested in stocks or stock funds. This is because you would have a longer time horizon in which to recover from any big market crashes or declines, and you would be able to benefit from the long-term trend of markets moving higher. If you are just about to retire, however, having much less of your portfolio in stocks, and a large portion in bonds and/or cash equivalents is wise. This is because you will need the money in the short-term, and as a result you do not want to risk losing the money in a stock market crash right before you need it.
summary: Consider using the services of a financial planner or advisor. Buck the herd instinct. Re-examine your investment goals and strategies every so often.