Q: The history established in Part 1 will help you create an accurate preliminary budget.  You should calculate your fixed expenses and revenue, then decide how you want to spend your discretionary money.  To calculate fixed expenses, take an average for each month over the past year, then add about 5%.  For example, if your power bill varies seasonally but averages to $210 per month, you should estimate the bill at $220 per month. Be sure to account for changes to fixed expenses, such as paying off a student loan or adding a payment for a new car. Now that you have determined how much discretionary money you should have leftover every month, decide how you want to spend that money.  Your goal should be clear, explicit, and actionable.  Some short-term goals may be:  Save $8,000 in an emergency savings fund Put 5% of each paycheck in a savings account Pay off credit card balances in 12 months Save $6,000 for an anniversary vacation There are ways of saving money that can offer tax benefits.  If you put money directly from your paycheck into a 401(K) or personal IRA, the money can be deducted prior to being subject to taxes.  Some companies even offer partial matching for retirement contributions, which can make your savings go even further. This part of your budget is all about identifying values. What values do you have and how do you want to spend your money to realize them? Money, after all, is a means to an end, not an end in itself.  What sort of a person are you, and what do you like to do? Many people end up spending money on hobbies, interests, or charities. Think of this as investing in an experience or feeling of satisfaction. Think about what makes you really happy. A popular theory is people who spend money on experiences are actually happier than people who spend money on possessions.  Consider setting aside more money for travel and vacation.
A: Create a preliminary budget. Set goals for the bulk of your discretionary spending. Maximize tax advantages. Budget out the rest of your discretionary spending.

Article: At the top of a sheet of paper or Microsoft Word document, write down what you want to achieve during the brainstorming session. This will help focus your ideas. You may even want to list a few different objectives. Your goals may be very vague such as “find a new career” or “write a short story.” They may also be very specific, such as “increase profits by 10%” or “start a flower garden in my backyard.” Think of your central idea or problem. Write down a few words that you immediately associate with those ideas. Look over these new words and write down any words that you think are related. As the words pop into your head, write them down, no matter how silly or strange they might seem.  For example, if you are writing a paper for English class, you can write down the names of the novels you read in class. When you think of Jane Eyre, you may write down mystery, romance, madwoman, or governess. The word governess might make you think of strong female character, working women, or education. Continue writing down associated words until you have a strong concept in mind. If you don't have a central idea yet, you can just write down a random word. Put down whatever comes into your head first. This is effective for creative activities. Sit down for fifteen minutes, and write down whatever comes across your mind. Do not let your pen leave the page until the fifteen minutes are up. This will help you start processing ideas. While you might begin with no good thoughts, you may find you have stumbled upon some new ideas by the time your fifteen minutes are up.  A good way to start is to state your goal, and write "I want..." statements after it. For example, "I want to give a talk on effective brainstorming. I want this talk to be twenty minutes. I want to discuss in this talk how to freewrite." As ideas come to you, you may start writing naturally. Even if you are thinking “I have nothing to write about,” jot it down. The goal is to start writing. Through the process of writing, you will think of new ideas. Create a list of every idea that comes through your head. You can write this on a piece of paper or on a bulleted list in a word document. Include ideas that you think are silly or stupid. Keep going until you have at least fifteen or twenty ideas. Once you are done, you can go back over your list and cross out the ideas you don't like. If you like to draw, doodling may help you come up with some ideas. Start drawing a general vague idea of your main purpose or goal. Slowly refine it with your pen. If you come up with a different idea, sketch it down too. Try to draw pictures as ideas come to you. They won't be perfect, but they will help you visualize where you want to go.  You can try starting off by drawing a representation of how you are feeling. What does your current mental state look like?  You can also draw the shapes that you associate with the ideas you are having.
Question: What is a summary of what this article is about?
Write down your goals and problems. Do word association. Freewrite. Draft a list. Doodle pictures.

Q: Place it carefully in an empty tub. Check that the tub has no other product left in it. Mix until the cream is nearly gone, but a bit is still visible.   Once again, blend these together. When it's ready to go, apply it to your face with your foundation brush, as you otherwise would. If you start mixing and find the shade isn't quite right, try altering the proportions of cream, eyeshadow, face powder, and foundation until you get the right combination.
A:
Get your foundation. Put 2 tablespoons of your usual hand cream into the tub. Put 1/2 a teaspoon of cream eyeshadow into the mixture. Blend all of the creams together. Get two pinches of powdered compact. Mix it all up. Finished.