Problem: Article: Sometimes your dog will just wake you up because they’re bored or they want to play. In this case, you should command your dog to lay down and go back to sleep.  Use a command like “lay down.” This should get your dog to stop pawing you and licking your face. Say your chosen command in a stern voice. Use the command only once. You may want to point to the ground as you say the command. Training your dog by commands might take several weeks. Don’t lose patience – your dog will eventually learn. If you reward your dog with attention for waking you up, you will train them to repeat the behavior. Ignore your dog's efforts except for that single "lay down" command — even prolonged scolding can be a "reward." When it is time to get up, spend a little time on your own activities instead of walking directly to the food bowl. Remember, though, your dog might genuinely have to go to the bathroom. Don’t make them suffer because you want another twenty minutes of sleep. Depending on your dog’s general health, you may have to adjust your lifestyle, habits, and schedule to your dog’s needs. By adjusting to your dog’s needs, you’ll reduce the chance that they’ll wake you up. Consult your vet if your dog's medication or feeding schedule makes it difficult for you to sleep.
Summary: Command your dog to sleep. Avoid giving in to your dog. Adjust your schedule for medical conditions.

Problem: Article: For grinding, attach grinding stones which can be fixed to the mandrel/shaft. Slide the grinding stone into the front of the tool where it is fully inserted and tighten. Turn your Dremel on and grind on a low setting so you don't overheat the material. Gently hold the grinding stone against the material until it wears down.  You can use grinding stones, grinding wheels, chain saw sharpening stones, abrasive wheels and abrasive points to grind a material. Carbide bits tend to work best on metal, porcelain, or ceramic. Use cylindrical or triangular tips for round grinds. To grind a notch into something or grind an inside corner, use a flat disc shape. Or, use cylindrical or triangular tips for round grinds. Select a sandpaper bit and secure it in your Dremel. Sandpaper bits are available in fine through course grits, and all grades should fit on the same mandrel. Tighten the screw at the end of the sandpaper bit. Turn on your Dremel and set it between 2 and 10. Choose lower settings if you're sanding or polishing plastics or woods. Select a higher setting if you're sanding metal. While holding the material secure, run the bit across the material so that the sandpaper bit completely comes into contact with your material and sharpens or sands it.  Make sure that the sanding bits are in good shape so they don't scuff or mark your material. They should fit in the drill snugly and shouldn't be worn. Have several sanding bits on hand so you can quickly replace them. To sand, you can use sanding bands, sanding discs, flap wheels, shaping wheels and finishing and detail abrasive brushes. If you've got a big job, begin with coarser bits before moving to softer bits. This can help you sand out larger scratches quickly and then you can have more control over working through the material. If you skip the coarse bit and begin with a softer bit, it will take you longer and you'll wear out the softer bit. Check the bit every minute or two to see if the bit is worn or torn. Remember to turn off and unplug the Dremel while you do this. The Dremel is an excellent tool for fine-detail polishing or polishing in tight spots. Rub a polishing compound over the surface of your object and fit your Dremel with a felt polishing tip or wheel. Start your drill at a low speed (2) and run it against the polishing compound. You should work the wheel in circles until the material is polished. Avoid using a much higher speed (don't go over 4).  You can polish without using a compound, but you'll get shinier results with it. For cleaning and polishing jobs, use rubber polishing points, cloth or felt polishing wheels, and polishing brushes. Be sure to get the right kind of coarse polishing brush for the job. These bits are good for taking old paint off of metal furniture or cleaning up tools and grills.
Summary: Grind using your Dremel. Start sharpening or sanding with your Dremel. Move from coarser bits to softer bits. Polish metal or plastics.

Problem: Article: If you know the face value of the bond and its coupon rate, you can calculate the annual coupon payment by multiplying the coupon rate times the bond's face value. For example, if the coupon rate is 8% and the bond's face value is $1,000, then the annual coupon payment is .08 * 1000 or $80. This only works if your broker provided you with the current yield of the bond. To calculate the payment based on the current yield, just multiply the current yield times the amount that you paid for the bond (note, that might not be the same as the bond's face value). For example, if you paid $800 for a bond and its current yield is 10%, your coupon payment is .1 * 800 or $80. Since bondholders generally receive their coupon payments semiannually, you just divide the annual coupon payment by two to receive the actual coupon payment. For example, if the annual coupon payment is $80, then the actual coupon payment is $80/2 or $40.
Summary: Use the coupon rate and the face value to calculate the annual payment. Use the current yield to calculate the annual coupon payment. Calculate the payment by frequency.

Problem: Article: Nothing says Australia Day like a little BBQ.  Grilled sausages and steaks are always a hit. If you want to get really authentic, make indooroo, an Australian dish featuring kangaroo steaks marinated in mango, chili, garam masala, and curry powder. Host your own BBQ, or head to a friend’s. A “slab,” or carton of Australian beer, is a refreshing addition to any Australia Day celebration. Store your slabs in a cooler. For really big gatherings, fill your bathtub with ice and pop in a few slabs. Little Creatures Pale Ale, Coopers, Boag’s, and VB are some Aussie favorites. Tim Tams, chocolate-covered biscuit treats, are a sweet Australian staple. Grab a hot coffee, nibble the ends of your Tim-Tam, and use it as a straw. When it becomes nice and soft, “slam” it into your mouth and enjoy the moist, chocolatey goodness. A Pavlova is a giant, fluffy meringue topped with sweet cream and fruit. Although the New Zealanders claim it was their invention, every Aussie knows that Pav is Australian through and through. Buy a Pav, or make your own. Strawberries, passion fruit, and kiwis make great toppings. Have friends and family members cook their favorite Aussie dishes. Then, everyone tastes and votes. One rule: no voting for your own dish.  If you want, you can have a more specialized cook-off. Have friends compete to make the best Australian desert or grilled kangaroo. Give the winner a patriotic prize, like an Australian flag apron or a case of Australian beer!
Summary:
Grill some meat on the barbie. Pick up a “slab” of beer. Try a Tim-Tam slam. Make Pavlova. Have an Australian cook off.