Q: Medicare is health insurance from the U.S. government for people 65 and older.  Enroll by visiting the Social Security website at www.socialsecurity.gov or by calling 1-800-772-1213.  If you want your coverage to start the month you turn 65, enroll three months before your 65th birthday.  Medicare has several parts.  Medicare Part A is hospital insurance that covers your inpatient care in a hospital.  It is free for most people 65 and older. Medicare Part B covers doctor’s visits, outpatient care and other services not covered by Medicare Part A.  You have to pay a premium for Medicare Part B.  It is based on your annual income.  As of 2012, the premiums ranged from $99.90 to 319.70.  The premium is deducted from your monthly Social Security check. Medicare Part C is the Medicare Advantage Plans.  This is insurance provided by a private company that contracts the Medicare to provide you Medicare Part A and Part B coverage.  It also usually provides prescription coverage.  You pay a monthly premium that varies depending on the plan you choose. If you have a Medicare Advantage Plan, you don’t need a Medigap policy.  Medicare Part D is prescription drug coverage. Some people choose to purchase an additional health insurance policy to cover anything not covered by Medicare.  These expenses include co-pays and annual deductibles.  You can purchase Medigap insurance from a private health insurance company.  You can choose from 12 different Medigap policies.  They are known as Medigap A through F.  Medigap A is the most basic, and each subsequent policy offers more coverage. If you are married, you and your spouse must each purchase a Medigap policy. When you reach 65, you will be eligible for Medicare, but this doesn’t cover everything.  You will have to pay a premium for some of your Medicare coverage, and you will also likely want to purchase Medigap insurance.  In addition, you will have to pay out of pocket for anything not covered by your insurance, such as co-pays and deductibles.  Fidelity Investments estimates that a retired couple will need to spend $240,000 of their own money to cover 20 years of healthcare expenses.
A: Enroll in Medicare when you turn 65. Purchase Medigap insurance. Save money to pay for healthcare in retirement.

Article: Type Agoda on the search box. Apple will ask for your password. Input your password. Wait for it to download.
Question: What is a summary of what this article is about?
Open your iPhone device. Go to the App Store. Tap the search option at the menu below the screen. Tap the textbox at the top of the screen. Tap the “Install” button. Open your hotel search engine application.

Problem: Article: Teachers assign notes so that you will be familiar with the topic being discussed in class. If you do the assigned notes before class, you’ll already know many of the background details. Then you can focus your note-taking on key concepts. Read through your notes from the previous lecture before class as well. This will help you get back up to speed on where you last left off in the class. If your teacher provides outlines, PowerPoint slides, or even a basic summary of the upcoming lecture, use it to your advantage.  Think of it as the framing for a house, which you will then complete and furnish with your note-taking. It may be tempting to just print out that lecture outline or slideshow and figure you can skip note-taking during class -- or just jot down a few things on the printout here and there.  But it is much better to use these materials to structure your notes. This is the best way to process information, which is after all the goal of note-taking. Many students are more comfortable typing than writing, but there are still reasons to consider the tried-and-true method of putting pen to paper. Some studies indicate that students who hand-write notes are more able to comprehend and recall lecture material than those who type. It can be easier to fall into transcription mode on a laptop. This is when where you try to type everything said instead of actively discerning what is most important to write down.  Writing things down by hand can help you achieve greater focus.  On the other hand, using a laptop or other electronic device makes it easier to format, save, edit, share, and read notes (with no worries about messy handwriting). Note-taking aids available on laptops are nearly endless, such as: “notebook layout” formatting on Microsoft Word, etc.; software that connects a recording of the lecture to your notes; note organization programs that let you unite materials of various type and formats, such as emails and PDFs; and collaborative note-taking platforms that allow you to team up with others to take notes in real time.  These may be lifesavers or distractions for you. Only you can judge what works best. Some instructors and institutions ban the use of laptops in class, so don’t discount the need to know how to write notes by hand. Choose a spot in the class where you will have few distractions. Then you will be able to pay attention better and take better notes. Find a spot where you can see and hear the lecturer clearly. You should also be able to see the board clearly.  Show up to class a little early to ensure you get your pick of seats. If you find yourself distracted by noisy fellow students, an air conditioning vent, or an unfortunate glare on the projector screen, discreetly move to a new seat if you can do so without causing a significant disruption.  Otherwise, do your best this time and find a new spot for the next time. If you take notes by hand, bring extra pens or pencils and paper.  If you take notes on a laptop or other electronic device, make sure it is sufficiently charged and ready to go as soon as class begins. Some people prefer using loose note sheets so they can lay them out on the table or floor when studying, while others find bound notebooks more tidy. Make sure your notes are clearly labeled for future reference. Write the date of the lecture and the topic at the top of each page. If you have multiple pages of notes, include page numbers as well. This will help you keep your notes in order. The more orderly your notes are at creation, the easier they will be to understand, revise, and study. One option is the outline format, especially if the lecture is clearly structured and/or presented in such a manner. In this format, you’ll have section headings. Underneath each section heading, write down ideas in bullet form and supplementary ideas with indented sub-bullets. This is much better than just writing down everything as a new point. Be warned that lecturers are not always organized about following main points with subpoints. Keep in mind that you may have to reorganize your notes after the lecture.
Summary: Complete notes before the day’s lecture. Check for online course materials and lecture outlines. Consider the pros and cons of typing notes during a lecture. Sit near the front of the room. Make sure you are well-stocked with note-taking supplies. Label your paper with the date and topic of the lecture. Consider formatting options for your notes.

Q: When you go in to select a replacement door, you should bring along a diagram with all relevant characteristics and measurements. One easy way to do this is to photograph your door and print out the image. You can also simply draw a diagram with paper and pen. Open your door. Position your body so that your back is against the hinges. If the door is on your right, it is a right-handed door. If the door is on your left, it is left-handed. Your door will also either be in-swing or out-swing. Determine both of these characteristics and record them on the diagram you made. An in-swing door opens into your house (or into a room), and an out-swing door opens outward. Write the height, width, and thickness of your door down on your diagram. Write down the the height, width, and thickness of the door frame, as well. This diagram should make the process of replacing your door a lot simpler. Bring it with you any time you look at doors, and use it to guide your purchase.
A:
Take a picture of your door and print it out. Label the swing direction of your door. Record all of the measurements on your diagram. Bring this diagram with you when you shop for doors.