Q: Not every bank or lender is in the business of offering personal loans without credit checks. Start by calling the local bank or credit union you normally do business with and if they don't offer this type of loan, expand your search to other banks in your area.  Compare the interest rate offered on personal loans without credit checks. You may be able to find what appears to be a high-interest conventional loan, until you compare it to the interest rates on payday loans, cash advances, and title loans. Lower interest means less money out of your pocket over the term of the loan. Many lenders charge significant fees for putting through personal loans without credit check requirements. Loan origination and other items may show up on your overall personal loan, folded into monthly payments. Look out for excessive fees and don't be afraid to walk away from deals that seem too expensive. You may be able to use internet micro lending services (also called peer to peer lending) to help you find loans for amounts under $35,000. They may do a credit check, but this is only to set interest rates, not to disqualify you. Popular micro lending sites include Kiva, Prosper and Lending Club. If you have anything of value such as jewelry, electronics, artwork, etc., you can bring it to a pawn shop and they will give you cash for what they believe it is worth. The merchandise is held for a specific period of time, and if you don't repay the loan on time they will sell it.
A: Find a willing traditional lender. Evaluate costs and fees. Consider micro lending. Investigate a pawn shop loan.

Q: Determining what has caused the lack of intimacy in your relationship can really help you move forward and improve it. There are many reasons intimacy dwindles. Start by thinking about why you believed the intimacy is gone, and then discuss this with your partner. Ask them if they think the intimacy has decreased, and why.  This can be very effective, especially if you and your partner have different reasons for why intimacy is lacking. It can be a good starting place to start discussing issues in your marriage. For example, bills, jobs, kids, parents, commitments, and lack of time commonly lead to a decrease in intimacy. However, you will never know for sure what the problem is unless you talk about it. Without asking directly, you will only be guessing about the problem. Life is full of distractions and responsibilities. When you are busy with kids, a job, commitments, and other responsibilities, you may not have time to focus on your marriage. This can lead to a decrease in intimacy. Your marriage should be an important part of your life, not something you push to the side. You should make your marriage an important aspect of your life every day.  This means you should consciously choose to work on your marriage and relationship every day. You may need to give up some commitments or push some things to another day so you can make your marriage an important part of your life. For example, you may order takeout instead of spending an hour in the kitchen cooking a meal, you may tell your children to go play alone for half an hour, or you may decide to not check your work email at home so you can use that time to spend time with your spouse. Instead of watching television for two hours, you may take a bath with your spouse, sit on the porch and talk, play a game together, or do a shared activity. Sometimes, people lose touch with their spouse when they have kids because all their attention goes to their kids. Part of having a healthy family and raising kids is a healthy marriage. You can take some of the time you spend with your children and devote it to your marriage to help improve the family.  This doesn’t mean you are neglecting your kids. Having a stress-free, intimate, happy marriage is just as important for your children as your time with them. For example, on weekends you may encourage your children to play with their siblings or in their room for half an hour to an hour to give you and your spouse time to spend together. Allow your child to go to a slumber party or consider not going to every sports practice in favor of taking that time to work on your relationship with your partner.
A: Identify the reason for the lack of intimacy. Prioritize your marriage. Work on balancing your spouse and children.

Q: These are ideal for Valentine's Day or breakfast in bed for a loved one. Any shape different from your usual shape can be fun. Rather than simply placing the waffle on a plate as if that's all there is to it, try a fancy presentation..  It can look very effective when evenly balanced across the waffle. Use two waffles for the edges and fill with ice cream. Use a knife to cut and square off the ice cream. See also Make a Peanut Butter and Marshmallow Waffle Sandwich and Make a Peanut Butter and Apple Waffle Sandwich. Fill with sliced meat and cheese, or roasted vegetables. Challenge one another to come up with the tastiest, most interestingly presented waffles for brunch one weekend. Whatever the weather, this can be a really fun way to cook up a shared breakfast together, and will definitely spice up your waffle experience!
A: Look for waffle shapes in your kids' favorite characters. Create heart shaped waffles for an interesting variation on the usual. Layer the waffles. Make a little mountain from the waffle. Take the time to make the cream into little shapes such as stars. Make a waffle ice cream sandwich. Make a waffle "wrap". Hold a waffle cook-off with your friends.

Q: The best drip cakes are created from layer cakes. Try baking a triple layer cake with three round cake pans. You can choose any flavor you want. Strawberry, vanilla, and chocolate are all great choices for a drip cake with ganache glaze. You can also use a boxed cake mix to make your cake. Once you bake the cake of your choice, let it cool completely. Make sure you let the cake cool at room temperature until it is cool to the touch. You should not feel any warmth coming from the cake. This should take about 20-30 minutes. Once the cake is cool, ice it.  You can use any type of icing, like buttercream or fondant. You can also used store-bought icing. You will need to refrigerate the cake before you can cover it in dripping ganache glaze. Place the iced cake in the refrigerator and allow it to cool for at least 60 minutes.
A:
Bake a layer cake. Ice the cake. Refrigerate the iced cake.