Write an article based on this "Find the application online. Fill out the application. Fund the account."
Most banks and other HSA administrators have an application online for you to fill out. If you prefer, you can go to the bank in person and ask for an application. Part of the process will be filling out biographical information on the application. You'll need information about your health insurance plan. If you want to withdraw money from a bank account for the HSA, you'll need your bank account numbers.  You'll need to agree to the fact that you only have a high-deductible plan, and you're not covered by any other insurance. You'll need information like your address, Social Security number, and who you have your high-deductible plan with. You may also need information from your employer, such as a login, if you're going with an employer-chosen HSA. Usually, you'll need some form of ID. If you set up an account with a bank, you can likely withdraw funds from your checking account. If you go in person, you may want to take a check just in case. Check to see if there is a minimum you must deposit, so you can be ready to deposit that amount.  You should also be able to set up paycheck withdrawals with most HSAs. You'll need to talk with the employer about this option, as they must offer it as a benefit.  Check with the bank you're using for your HSA to see if you can tie your current checking account with your HSA, even if you're not using the same bank that holds your checking account.