Problem: Article: It's a grey app with gears on it. You'll likely find it on the Home Screen. Before erasing and restoring with iCloud, you may want to make sure you have an iCloud backup first. To do so, tap the Apple ID name at the top of the "Settings" page, tap iCloud, and scroll down and tap iCloud Backup. As long as there's a backup date listed here, you can restore an iCloud backup. It's near the bottom of the screen. If you checked for a backup, first tap the "Back" button in the top-left corner of the screen. This option is at the bottom of the General page. You'll see this button near the top of the page. This is the code you use to unlock your iPhone. If you don't have a passcode, skip this step. It's at the bottom of the screen. This process will take a few minutes. Once it finishes, you'll be able to select an iCloud backup. It's the circular button below your iPhone's screen. To do so, select a language and region, then choose a Wi-Fi network to connect to. This option will allow you to select and install a backup from your iCloud account. These must be the same credentials you use to download music or apps. It's in the middle of the screen. Remember, the date you select must be from a time at which your desired texts were still on your iPhone. Once the restore is complete, you should be able to view your previously deleted texts in the Messages app.
Summary: Open your iPhone's Settings. Scroll down and tap General. Scroll down and tap Reset. Tap Erase All Content and Settings. Type in your iPhone's passcode. Tap Erase iPhone twice. Wait for your iPhone to finish erasing. Press your iPhone's Home button. Complete your iPhone's initial setup steps. Tap Restore from iCloud Backup when prompted. Enter your Apple ID email address and password. Tap Choose Backup. Tap a backup date. Wait for your restore to finish.

INPUT ARTICLE: Article: After the initial eating frenzy in early spring, the number of cutworm larvae and the extent of the damage from them generally decrease.  Consider planting a perennial flower garden. Plant it around the outside of your vegetable garden as a form of cutworm prevention. Unlike weeds and tall grasses, the flowers die off in the fall when the adults are looking for places to lay eggs. Till the soil in the spring before planting to expose and kill larvae that wintered over in the soil. Remove weeds from your garden and from the areas around your garden to cut back on places where moths can lay eggs. This also removes some food that keeps cutworms alive. Keep the grass around the garden cut short. Remove all plant debris from the garden after harvest to discourage adult moths from laying eggs. Till the soil again in the fall to expose larvae and decrease the number that survive winter hibernation. If you can, consider allowing chickens to graze in your garden after tilling. They will eat any cutworms present in the soil. Keeping your yard animal-friendly is a great way to control cutworms, since birds and many other animals love to eat them. Encourage the following animals to enjoy cutworms in your garden:  Toads Moles Fireflies Blackbirds Meadowlarks

SUMMARY: Delay planting your garden for a couple of weeks if possible. Keep your garden neat. Clean up your garden after harvest. Make your garden hospitable to cutworm predators.

In one sentence, describe what the following article is about: If you typed your search in the search bar, click on the Search button (or Magnifying Glass). If you clicked on one of the icons, a window should open (same window) under the Bing Desktop window depending on which icon you clicked. You can select any of the results in the search.
Summary: Type your search in the search bar or click on one of the icons (Weather, News, Trending Images, Facebook, or Trending Videos). Search or look under the window of Bing Desktop. Results will now show up in your default browser.

A game of 500 will have 4 total players. Separate into 2 teams, with each teammate sitting across from one another. In your deck, you will keep all of the Aces of each suit down to the 5 in both black suits and the 4 in both red suits. You will keep a Joker as well. This should leave you with 43 cards to play. This means you’ll remove the 2, 3, and 4 from both black suits and the 2 and 3 in both red suits. Go clockwise, dealing 3 cards to each player before putting 3 in the center of your playing table. Next deal 4 cards to each player going clockwise, and then 3 cards to each player. The exact way you deal the cards is open to interpretation⁠—some people just deal 10 cards to each player and put the last 3 cards in the middle, while others deal 3 cards to each player, put 1 in the middle, deal 4 cards to each player, put 1 in the middle, and so on.
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One-sentence summary -- Create 2 teams of 2 players each. Remove the lowest numbers of the deck, leaving you with 43 cards. Deal a total of 10 cards to each player, leaving 3 cards in the middle.

In one sentence, describe what the following article is about: A lender will pull your credit history to decide if you are a good credit risk. For this reason, you should review your credit history before applying for a loan. You can get a free credit report from each credit reporting bureau every year by visiting www.annualcreditreport.com or calling 1-877-322-8228.  Study the report for errors. For example, information might be included on your report that isn’t yours. Instead, it might belong to someone else with a close name or Social Security Number. Also, credit reports sometimes list the incorrect payment status on accounts or don’t include remedied problems, such as an account paid in full.  If you find errors, then dispute them with the credit reporting bureau whose report contains the error. It can take up to 60 days to complete the dispute process, so plan accordingly. There are two types of loans available to purchase apartment buildings. A non-recourse loan is secured with the building itself. They are available to certain buyers if the building is worth $2.5 million.  The other type is a recourse loan. With this loan, you will be personally liable on the loan. This means that if you default, the lender can come for your personal assets, such as your home. Loans can be long term (up to 30 years) or short term (five, seven, and 10 years).  Interest rates can be fixed or variable. If you pick a variable rate, then the interest rate will change as the loan matures. You’ll need to submit quite a bit of paperwork to a lender when you apply for a loan. You will probably need to submit the following, so gather it ahead of time:  property description, including year of construction and number of units pictures of the property map showing the property’s location and competitor apartment buildings plans for upgrades information on rents copies of floor plans purchase price and closing costs names of others involved in the transaction (such as attorneys, real estate brokers, and title companies) You can apply for a loan with many different lenders and the choose the one that offers the best terms. Share your supporting documentation with them and then complete the required application.  After you submit the application, a loan officer will review your application. They may reach out to you for additional information.  You’ll then receive a term sheet or letter of intent from all lenders you applied to. This document will identify all the parties, the type of security, the amount financed, and other key terms. The purpose is to make sure everyone understands the terms of the loan. You sign the letter of intent or term sheet for the most attractive loan. Submit it to the lender. You may need to pay a deposit at this point or submit supporting documents, such as an appraisal. Wait to receive the final, full loan commitment from the lender.
Summary:
Review your credit history. Understand commercial loans. Gather required documents. Apply for a loan.