Summarize the following:
Some paper documents appear important but don't really need to be held on to, while other paperwork you need to keep your entire life! Every few weeks you should think about time sensitive documents, like bank records, and give your files a once-over to see if any time limits have finished. You should keep deposit and ATM slips until you reconcile them against your monthly bank statement. Your monthly checking and savings account statements can be saved until tax season. After you complete your taxes, you can file the bank statements you need to prove deductions with your tax records. The rest can be shredded. Once you've checked and paid the bill, you won't be needing it unless it confirms a deduction to your taxes. You should also hold onto bills for items paid with credit that are under warranty until after the warranty expires. It's a good idea to keep warranty and corresponding receipt documents collected together by stapling the credit receipt to the warranty. These documents should be kept until expiration or replacement, then destroyed. Much of your personal information is included in these kind of documents, so you might consider shredding these for disposal. You should keep any tax related documents for the year in which you are filing it in a single file. If this file is too large, an accordion file might better accommodate the papers. After you file your return, feel free to trash the document. It is recommended that you keep all state and federal tax returns for a minimum of seven years, though if you file with an accountant you should inquire with him whether there are any associated files you might remove that are no longer necessary. These important documents should be kept for as long as you are alive. You may want to consider using a plastic sleeve to protect these, as normal wear and tear can make the paper delicate. You do not want to throw these documents away unless you have a term life policy, in which case you can throw out the paperwork once the term is up.

summary: Know your time limits. Shred old bank records. Cleanse your files of old credit card bills. Hang onto your insurance policies. Thin out your tax related documents annually. Retain your state or federal tax returns long term. Store birth and death certificates, wills, and marriage licenses. Keep your life insurance policy information.


Summarize the following:
If you have bad acne, you should consult a dermatologist before using the sea salt method. This specialist may have other suggestions for you that are better suited to your skin condition. Moderate acne is having more than 20 blackheads or whiteheads. Severe acne is having more than 30-40 pimples and 5 or more cysts (large pimples). Try using a sea salt facial wash for one week. If you don’t see any improvement, make an appointment with a dermatologist. Mild acne (fewer than 20 blackheads or whiteheads) can be treated with other methods. These include over-the-counter treatments like topical benzoyl peroxide or salicylic acid. Women with acne may benefit from oral contraception with an estrogen derivative and progestin. There is a moderate effect of improving both inflammatory and noninflammatory acne with the help of oral contraceptives.

summary: See a dermatologist for moderate to severe acne. Use the sea salt method for 1 week. Ask a dermatologist about other treatments. Talk with your doctor about oral contraception.


Summarize the following:
Lay the toilet seat on top of a piece of 1⁄2 inch (1.3 cm) plywood and use a pencil or marker to trace around the interior hole and the outside of the seat. Be sure to mark the holes in the back where the seat will be screwed into the plywood, as well. If possible, add a second, slightly larger circle around the tracing of the interior hole and plan to cut along this second line so that your piece of plywood is smaller than the actual toilet seat. This will make it less likely for waste to accidentally get onto the plywood. and drill out the attachment holes. Cut along the exterior tracing first, then cut out the tracing of the interior hole. Use a drill bit that is equal in size to the bolts you’re using to attach the seat to the plywood.  Your toilet seat most likely came with bolts and nuts that you’re meant to use to install it. If for some reason you’re missing these materials, bolts that are 5⁄8 inch (1.6 cm) in diameter will probably work for your toilet. If you plan on using a chair for your camping toilet, be sure to drill a hole in the chair that is the same size as the interior hole of your plywood piece. These will act as stoppers to prevent the toilet seat from sliding off of the bucket or out of the chair when you go to use it. Use nails or screws to attach the wood pieces to the bottom of the plywood on all 4 sides.  Drive a nail or a screw down through the plywood piece and into each piece of wood in order to attach them. These wood pieces can be any size or shape, as long as they fit inside of the bucket. For best results, use pieces that are at least 2 inches (5.1 cm) long and that aren’t wider than the toilet seat itself. Screw the bolts through the hinge on the back of the toilet seat and through the drill holes on the back of the plywood piece. Attach the nuts to the ends of the bolts on the underside of the plywood to secure the plywood to the toilet seat. The hinge is the plastic piece on the back of the toilet seat that connects it to the lid. Push the seat through the hole in the chair if you’re using one, or simply place it over the top of your bucket. Make sure all 4 bottom pieces of wood fit snugly and securely in the bucket or in the hole in the chair. Be sure to place a bucket underneath your chair before you use your new camping toilet.
summary: Trace the outer and inner circumferences of the toilet seat on plywood. Cut out the tracing with a jigsaw Attach 4 small blocks of wood to the bottom of the plywood piece. Secure the toilet seat to the plywood with bolts and nuts. Place the toilet seat over your bucket or chair to finish your toilet.