Article: The best way to start creating a budget is by getting a template online. A template will have all the available information, and your job will simply be to fill in the spaces with your estimates. This prevents you from needing to spend time building complex spreadsheets.  Contact an accountant if you are having difficulties. Chartered Professional Accountants in the UK and Certified Public Accountants (CPAs) in the US are trained to advise businesses in the area of budgeting, and for a fee they can assist you in any aspect of the budget creation process. A simple online search of "business budget template" can yield thousands of results. You can even find custom templates for your particular type of business. Your profit margin will be equal to your revenues minus your total expenses. For example, if your business is estimated to have $100,000 in sales, and total expenses of $90,000, you will have a $10,000 profit. This would equal to a 10% profit margin.  Research online or ask a financial adviser what the typical margins for your kind of business should be. If 10% is typical for your business, you know that if you are forecasting $100,000 of revenues, your expenses should equal no more than $90,000. Fixed costs are costs that generally remain the same throughout the year, and they include things like rent, insurance, and property taxes.  Add up all these costs to get an idea of your fixed costs for the next year. If you have past financial data, use these fixed costs and adjust them for any rent increases, bill increases, or new costs. The cost of raw materials and inventory to make your sales is the key variable cost. For example, if you are a car dealership, this would include inventory you purchase and sell every year. This will vary depending on how much you sell, which is why it is known as a variable cost. You can use your revenue forecast to determine this. For example, if you estimate you will sell 12 cars in your first year, your inventory costs will be the cost to purchase 12 cars. These are expenses that usually have a fixed component, but also vary depending on activity. For example, telephone or internet data packages have a set cost plus any overage for usage. Salaries are also an example. You may have a forecasted salary for an employee, but overtime or extra hours due to extra work could raise this cost. Add up all your estimated semi-variable costs. Once you have a total for each type of cost, add them together. This will be your total cost base for the year. You can then ask yourself some key questions.  Are your total costs less than your revenues? Do your total costs provide a profit margin greater than or equal to your target? If the answer to either of these questions are no, you will need to look into making cuts. To do this, look at all your costs, and examine what you can do without. Labor costs are one of the most flexible areas to find savings (though you risk upsetting your employees when you cut hours). You can also look into finding a location with lower rents, or reducing utilities costs.
Question: What is a summary of what this article is about?
Get a template online. Decide on your target profit margin. Determine your fixed costs. Estimate your variable costs. Estimate your semi-variable costs. Add the three types of costs together and make adjustments.

Problem: Article: People who flat out deny their involvement in wrong-doing are less likely to be believed than people who cop to committing a lesser offense. Admitting you did something wrong, even if it’s not the wrong thing you were accused of, may help convince your parents of your innocence. So if you did it, be honest. It'll get them to trust you more.  If you stand accused of skipping school, explain that you didn’t skip school, but you did give someone a ride home when you know you weren’t supposed to. If you’re accused of throwing a party when your parents are out of town, explain that you didn’t have a party, but you did invite a few close friends over to hang out. One trick investigators use when trying to separate the innocent from the guilty is to have the suspect tell their story backwards. Most suspects practice their story in chronological order, so being able to confidently tell your story out of order will make you appear more truthful.  Even if you’re telling the truth, repeating your story out of order will be difficult. Don’t be too rehearsed about it or your parents will know you’re lying. Rehearse your gestures as well as your words. If your gestures look forced, that’s a clear indicator that you’re not being forthcoming. ” Well is a placeholder word that liars frequently employ when they’re trying to buy more time to think of their lie. Avoid using placeholder words like “Well” or “So” or “Look” and instead focus on giving clear and concise yes or no answers to questions.  Don’t give yes or no answers to longer questions or it will look like you’re avoiding answering the question. For questions requiring longer answers, be concise and keep your answer focused and courteous. The more details and information you include in your story, the more it seems like you’re lying and trying to cover up the truth. To tell a believable lie, keep your story short and deliver it confidently.  The longer your story is, the easier it is to get tripped up by details. The best lies are the ones that are rooted in truth. Include as much truth as you can and fudge only on the details that will get you in trouble. If you truly want your parents to think you’re innocent, don’t keep telling them that you are. Repeatedly stating that you’re not guilty only makes you look more dishonest.  Honest people don’t use lines like, “Would I lie to you?” so you shouldn’t either. The more defensive you get, the more dishonest you seem.
Summary: Admit to a lesser charge. Practice telling your story backwards. Avoid using the word “Well. Keep your story short. Avoid proclaiming your honesty.

If you don't have a Weebly account yet, you can create one for free at the Weebly website. You can use your Facebook or Google+ accounts to create your Weebly account. You'll find this to the right of your site name, next to the "Edit Site" button. If you are in the site editor, the "Upgrade" button can be found in the upper-right corner, next to the "Publish" button. There are three different membership options available, with different features. All three packages will allow your site to be found on search engines, come with unlimited pages and storage, offer free hosting, and remove the Weebly footer at the bottom of the page.  Starter - This is best for personal pages and blogs. You can sell up to ten different products, but Weebly takes a 3% cut. Pro - Pro gives you access to advanced site features such as HD Video, Audio, and Site Search. You can also sell more products (up to 25), and create membership groups for special access. Business - If you're planning on focusing your website on eCommerce, this is the option you want. You can sell an unlimited amount of products from your own domain with Weebly taking a 3% cut. Weebly charges you for a year of service at a time, so you won't actually be paying monthly. You'll need to enter a valid credit card or use your PayPal account to make the purchase. There is currently no way to get Weebly Pro, or any paid version of Weebly, for free.
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Log into your Weebly account. Click the "Upgrade" button on your Weebly Home page. Decide which package is right for you. Enter your payment details.