In one sentence, describe what the following article is about: It's the green circular app with three black curved lines in the middle. You can download Spotify from the Google Play Store and log in to Spotify with your username and password if you haven't already done so. It's the icon with three lines that resemble books on a shelf in the bottom-right corner of the screen. It's the gear icon in the top-right corner. If you don't see this option, you may already be signed in to Facebook. If you created your Spotify account with your Facebook account, your account will be permanently linked. Enter the username (or email address or phone number) and password associated with your Facebook account. If you have your login info saved in the Facebook app on your phone, you can tap Continue as [Name] instead to connect that Facebook account.  It's in the top-left corner. It's just below your profile picture and username. It's the icon that looks like a head and shoulders with a plus sign.
Summary: Open Spotify. Tap Your Library. Tap . Tap Connect to Facebook. Sign in with your Facebook account. Tap the Your Library icon again. Tap your profile image. Tap Find Friends. Tap the "follow" icon across from friends you want to add.

In one sentence, describe what the following article is about: You can’t choose a good course of action until you know how much you owe. Find all of the debts you want to consolidate and create a list with the following information:  The amount due Your monthly payment The interest rate on the loan Whether the loan is secured or unsecured (secured loans are tied to an asset, e.g., your car acts as security for the car loan) Lenders will only make loans if they are confident you can pay them back. Pull a free copy of your credit report and a copy of your credit score. Generally, you’ll need a solid credit score (in the mid-600s) to get a personal consolidation loan.  Your score might be hurt by errors in your credit report. Check it thoroughly and dispute any wrong information. For example, there might be accounts listed that don’t belong to you, or accounts might be inaccurately listed as in default. If your score is low, wait to consolidate. You can pay down debt and improve your credit score first. Many lenders offer these loans. In fact, you probably get offers in the mail. You can ask your bank or credit union for a personal consolidation loan. You might also approach online lenders. Consider the following:  Don’t use a secured loan to consolidate unsecured loans. For example, a lender might say, “Sure, we’ll give you a $20,000 consolidation loan, but we want you to put your home up as collateral.” If you default on a secured loan, the lender can take the collateral.  Pay attention to both interest rates and the term (length) of the repayment period. Don’t focus only on the monthly payment. Research online lenders closely. They should have a physical address listed on their website and use encryption when you submit information. Check with the Better Business Bureau if there have been complaints. Loan consolidation can save you money in 2 ways—it might lower your monthly payment or it might lower the total amount you end up paying back. Some loans will do both, but some will do only 1 or the other.  For example, you might find a consolidation loan that will cut your monthly payments in half. It does this by stretching out the repayment period to 20 years. You’ll end up paying more over the life of the loan. In some situations, however, you might be focused only on cutting your monthly payment. For example, you might have lost your job. In this situation, a lower monthly payment will give you some breathing room, and you can refinance the consolidation loan later. Contact the lender and provide all required paperwork. You’ll have to provide a bunch of information, such as personal identification, proof of income, and your employer information. After you’ve been approved, the lender will probably send you a check. Don’t go shopping! You need to use these funds to pay off your smaller loans. Pay them off in a timely manner and then commit to paying back your consolidation loan. Loan consolidation might be unnecessary or not the right choice for you. For example, if you’ve recently fallen on hard times, you might have other options. Consider the following:  You can call your creditors and ask that they let you skip a couple payments until you land on your feet. You’ll have to have a good reason, such as a job loss or illness. Also the lender wants to be sure your problems are temporary. You can visit a credit counselor and set up a debt management plan. The counselor can negotiate with your creditors to reduce your interest rate and waive late fees and penalties. You make one payment to the credit counselor, who distributes your payments to each creditor.
Summary: Make a list of your debts. Check your credit history. Research consolidation loans. Assess your priorities. Apply for the loan. Pay off your smaller loans. Consider other options.

In one sentence, describe what the following article is about: Your horse’s nutritional needs will vary according to the amount of fresh grass she has consumed while out to pasture and the level of activity she has had. Evaluate your horse’s needs every day to determine whether to subtract or add from her regular feeding amounts.  If your horse has been out to pasture all day and has been eating lots of grass, she will not require as much hay. If your horse has had a hard workday with lots of riding, then you will need to provide more food to help replenish the extra calories she burned. Don’t feed your horse right before or right after she has finished doing something strenuous because blood flow will be diverted away from her organs and that can interfere with digestion. Plan feedings around your horse’s scheduled activity. If your horse will be doing something extra strenuous, schedule her feeding for three hours before the activity. If you need to change your horse’s feed, do not just switch to the new feed. Start by replacing 25% of the old feed with the new feed. In two days, replace 50% of the old feed with the new feed. Two days after that, replace 75% of the old feed with the new feed. Then two days after that you will be able to give your horse 100% new feed.  In addition to making food changes gradually, you should also feed your horse at about the same time every day. Horses perform better when they have a regular feeding schedule. Making drastic changes to your horse’s feed or feeding schedule can lead to equine colic and founder. Equine colic is a condition that causes severe abdominal pain and may even require surgery. Founder is a condition that causes poor circulation and can even lead to the separation of the hoof from the foot. Founder is often fatal.
Summary:
Adjust your horse’s food intake as needed. Schedule feedings for an hour before or after you have ridden your horse. Make gradual changes to your horse’s diet.