Q: While you might be nervous, talking to your neighbor is often the best way to fix the problem. It’s likely that your neighbor doesn’t know their smoke is entering your apartment, and they may not even know it’s dangerous. Approach your neighbor in a calm, helpful manner to talk about the issue. You might knock on the door and say, “Hi, I’m your neighbor Maggie. I was hoping I could talk to you for a few minutes.” Tell your neighbor exactly what you’re experiencing, such as seeing visible smoke drifting through the vents, smelling smoke, or having health issues. Let them know that you and your family members are having trouble breathing because of the smoke. You might say, “I’m sure you don’t realize this, but smoke is drifting from your apartment into mine. We can see it coming in through the vents and smell it in every room. It’s causing us to have trouble breathing.” Don’t assume that your neighbor already knows that secondhand smoke is harmful. It’s possible that they think their habit isn’t hurting anyone. Show them a brochure or handout that explains how dangerous the smoke is. Then, let them know that you’re worried about how the smoke is affecting your family. Say something like, “I know it seems like the smoke is only affecting you, but we’re breathing it in, as well. Secondhand smoke might make my asthma worse and could cause serious health issues, like lung cancer. I’m worried that my family’s health is at risk.” Tell your neighbor that you aren’t trying to control their behavior or stop them from smoking. Then, ask them if they’d be willing to make changes so that the smoke won’t come into your apartment. Bring a list of suggestions, but be open to their ideas, as well. You might say, “I’m not here to tell you what to do or try to stop you from smoking. I just wanted to find a way for you to continue doing what you like without the smoke coming into my apartment. Can we talk about a compromise?” You might feel defeated if your neighbor keeps polluting your home with smoke, but you still have options. Your landlord may be willing to help you, and your city or county may have laws that protect you. If the problem persists, it's time to contact your landlord.
A: Talk to your neighbor if you know where the smoke is coming from. Explain that the smoke is coming into your apartment. Discuss the dangers of secondhand smoke. Work with your neighbor to find a compromise. Take the issue to your landlord if your neighbor refuses to change.

Q: As part of the divorce, you need to decide who will keep the car, and who will be responsible for the payments, if there are any. Usually, these are the same. But after a divorce, things can get different. For example, you may agree that one party will continue paying the loan and insurance, while the other party will get full ownership of the car. Make the changes to the title to fit your agreement. In most cases, a transfer is treated as a sale, and the state is likely to charge a sales tax when the title is changed. However, in the event of a divorce, some states may waive this tax if you present a divorce order along with the application for the new title. You will have to check with the registry in your state to see what applies to you. Suppose the original title had two individuals’ names on it, say a parent and child. At some point, the parent chooses to give the car completely to the child as a gift. This will require having the parent remove his or her name from the title as described in this article. Complete the form as a transfer, with the sale price as $0. This may avoid a sales tax or use tax. Many people choose to donate vehicles, particularly older ones, to charities. This will allow them to take the value of the car as a tax deduction, as long as the organization is a recognized 501(c)(3) charity. If you are doing this, complete the title the same as any other transfer, but put the name of the charity or it authorized representative as the “buyer,” with a sale price of $0. You will then give the completed paperwork to the charity. The charity will be responsible for completing the work with the DMV in order to transfer ownership. In case one owner on the title of a car passes away, the remaining owner will need to consider whether additional papers are needed, or even if any additional steps are necessary.  If the title was in both spouse’s names, the surviving spouse can generally submit the original title with a copy of the death certificate. If the vehicle was left to someone in a will, then the executor of the estate will need to submit an affidavit or certificate along with the title. In any event, it will probably be advisable to get a probate attorney involved to make sure that the transfer is completed properly.
A:
Change the title to match your divorce settlement agreement. Treat a gift as a transfer and correct the title accordingly. Correct the title to show a donation to charity. Decide what additional forms may be needed in case of a death.