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It can be a pain, but moving even a few blocks can sometimes save you a lot. If you have the chance to move to the outskirts of a major city or even to a cheaper part of the country, you might save significantly.  Move closer to work. This could save you money on housing and transportation. Look up prices in various neighborhoods through websites like Zillow. While you're at it, look up your own neighborhood. You may find you're paying too much where you live now. . Splitting your rent with another person (or more), even for just a few years, can provide major savings. Imagine cutting your rent in half — or more! Ask friends and family if they have any responsible friends, co-workers, or family who are looking for a room. You can also use ad services like CraigsList to find roommates. with your landlord. If you have a good rental history and are a good neighbor, your landlord may work with you when you tell him/her the cost of rent may force you to leave. Use Zillow or a similar resource to demonstrate that your rent is too high. Offer to sign an extended lease for a discounted price. A mortgage can be your largest monthly expense. Finding ways to lower this cost can drastically improve your financial outlook.  Buy a bank-owned property. These homes have typically been foreclosed upon, and the bank doesn’t want to hold them, so they may auction them at less-than-market value. Consider refinancing your mortgage if you've held it for several years. You might be able to find a better interest rate. To keep your long-term costs down, retain the original payoff date, but the lower interest rate will reduce your monthly payment. Consider a micro-house. These homes are short on space, but they're easier on the wallet. In the U.S., the most popular micro-housing company, Tumbleweed, allows you to pay around $6,000 down and make monthly payments of less than $500. If you’re struggling to find housing that you can afford, there is government help for people whose income is below a certain level.  These services will help you find housing or even pay a portion of your rent. The U.S.  government offers assistance through HUD,  and many states offer subsidized housing.
Consider moving to a cheaper neighborhood. Find a roommate Negotiate Save on home ownership. Find housing assistance in your area.