Q: Strictly speaking, they are exactly the same as a traditional savings account, minus the brick-and-mortar bank.  Usually, such internet-only accounts can offer higher interests rates because of lower overhead costs (physical bank locations staffed by employees, etc.). If you do not mind the inability to literally walk into your bank and transact business or talk face-to-face with someone about your money, internet savings accounts should be considered. If your internet bank makes this process anything less than very simple, you may want to find a new internet bank. This process should be straightforward and fee-free. If you have a checking account, you will likely be given a debit card, and you may be able to access savings account funds with this card.  Check your internet bank’s policies. You should be able (and may be required) to link an external account to your internet savings account.  To make the link, you will need to enter details about your external account (account number, etc.).  The linking process may not be immediate, and you may be required to make a small transaction between accounts to prove the connection is legitimate. It is possible, but hardly universal, that you may incur fees from one or both institutions when transferring funds.  Keep in mind that the U.S. federal withdrawal limit applies to internet savings accounts as well.
A: Know your internet savings account. Go online to check your balance and identify withdrawal terms and conditions. Transfer funds online to a checking account you hold with the same bank. Transfer funds to an account with another bank.

Q: Fungal infections grow in moist places. Wearing socks and shoes all day can cause fungal growth and will prevent you from getting rid of the infection. Use moisture-wicking socks for an easy fix to this problem. The moisture-wicking technology will keep your toes dry and keep your fungus in check. Another place fungus loves to grow is in those sweaty workout shoes. Try to switch shoes every day and continue to spray them with antifungal spray regularly. This will help prevent the spread of the infection and will keep your feet dry throughout the day. While your first instinct may be to hide your fungal infection, letting your toes breath is actually the best thing you can do for them. Your fungal infection will heal quicker the more you allow your toes fresh air. Fungal infections can spread in public places like pools or locker rooms. Wear sandals while showering to ensure that you don't catch athlete's foot or any number of fungal infections.
A: Wear moisture-wicking socks. Spray your shoes with antifungal spray. Wear sandals as much as you can. Avoid public places while barefoot.

Q: The older growth should go toward the bottom of the pot, with the newer growth toward the sides, where it will have more room to spread out. The top part of the root mass should be at the same level it was in the previous pot. That means the new shoot should be above the surface of the pot, with most of the roots below the surface. Pour some in around the roots. Shake the pot and tap on the side of the pot to help the potting material settle lightly packed around the root coils. If you do use your fingers, press gently so that the live roots are not damaged. Make sure there are no big air pockets. If parts of the roots are left uncovered, they won't grow properly.   It helps to pour in just a little potting mix at a time. Work that around the roots with your fingers, then pour in more mix and keep going. Continue pressing in the mix until it's level with the top of the pot. Stake the plant upright or clip it to the side of the pot so it does not fall over or grow crookedly. Place your orchid in a temperate spot with partial shade. Water it sparingly or according to the needs of your particular orchid.
A: Place the orchid in its new pot. Press the potting mix into the pot. Make sure the plant is able to stand upright when you're finished. Continue  caring for your orchid as before.

Q: A standalone shelter is a separate building that is designed to withstand natural disasters or man-made weapons or attacks.  An internal shelter is a room within your home that has been designed to protect you from the elements or other hazards.  In an economic collapse, power systems may fail and looters and scavengers may threaten your home.  Take precautions to protect yourself. One source could be solar.  Hook it up to your home and then run the system discretely underground. The second source might be an underground generator.  You will use this in the event of a total loss of power.  Keep your energy sources hidden underground to protect them. The size of your shelter depends on how many people you need to protect and the size of your food stockpile.  An adult needs 10 cups of water and 1,200 calories per day.  In addition, each adult needs 10 cubic feet of natural atmosphere to have enough air to breathe, so you will need an air system that lets in and filters fresh air.  If you are planning to stay in the shelter long-term, invest now in making it large and comfortable enough for everyone.  If it is only going to be a short-term living space, you don’t have to make it as comfortable. Protect yourself from others who were not prepared and may want to take what you have.  Don’t let your neighbors see you creating a shelter.  You can choose a remote location, but it may be difficult to access it later.  If you choose to make a safe room in your home, create a secret entrance from within your house.  This way others will not be alerted to your shelter. Self-defense tools are generally non-lethal.  They are used to fend off an attack by rendering the attacker ineffective.  You can use everyday objects, such as baseball bats or keys.   But these may not be as effective as tools designed for your protection.  Mace and pepper spray can be sprayed into an attacker’s face to give you time to get away. Hand-held stun guns deliver a large electrical shock to stun the attacker. Taser devices shoot two small probes a distance of up to 15 feet that transmit an electrical charge to the attacker. Sonic alarms create a loud noise to let others know that you are in trouble. Wireless security systems are easy and inexpensive to install and maintain.  Home alert alarm systems notify you if an intruder is approaching your home.  Hidden cameras allow you to see internal and exterior areas in your home where an intruder may be present. Phone dialing alarms can be installed inside or outside your home and allow you to contact authorities with the push of a button.  Child monitoring alarms notify you if your child goes beyond a certain perimeter of your home. Weapons can be used for either self-defense or for hunting.  A crossbow is easy to shoot and aim.  It’s also quiet, so it doesn’t alert people or animals to your presence.  A long-range rifle allows you to hunt game from a distance.  A machete can clear brush or fend off a dangerous animal.  A slingshot is good for hunting small animals.  Have pistols on hand and teach others to shoot, reload, shoot from cover and work as a team for protection.  If you plan to have lethal weapons, be sure to train everyone who has access to them in the proper use of these weapons. Stockpile appropriate ammunition and arrows for your weapons. Having the right tools on hand can make the difference between surviving and not surviving during any kind of disaster.  You not only want to be able to protect your home, but you also need to be able to build anything you might need.  Have a bolt-cutter on hand to cut through fences and wire. Picks, shovels, axes, chain saws and bow saws allow you dig and gather and cut wood. Rope and paracords are essential for assembling simple and complex survival systems. Tarps are necessary as ground covers or for weather-proofing. Stock pile nails and plywood for building and repairs. Keep large trash bags for waste disposal. Have gasoline for fuel or a fire starter. Get a propane stove for cooking. Have a fishing rod for catching fish.
A:
Choose your shelter type. Create two sources of electricity. Choose the size of your shelter. Keep the location of your shelter secret. Purchase self-defense tools. Set up an alarm system in your home. Purchase weapons. Gather necessary tools.