Article: This program is designed to keep people from going into foreclosure, so a few missed payments will be okay. Your financial hardship must put your mortgage in danger.  Steady employment is required for HAMP to ensure loan payments will not be missed or late. This is the goal of the HAMP program. It must be before January 2009.  Most major lenders are participating in HAMP and would rather modify your mortgage than foreclose on your home.
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Demonstrate financial hardship. Check to see if your mortgage is owned by Freddie Mac, Fannie Mae, or another qualified lender that has registered with the Department of Treasury to be eligible for HAMP. Document a stable income. Look for an interest rate and payment terms that will bring your mortgage payment down to less than 31 percent of your monthly income. Look for the origination date of your loan. Ensure that a criminal background check will show you have not been convicted of a felony in the last 10 years. Look for a modification with your current mortgage company.
Article: The type of treatment that would be most effective at alleviating your symptoms depends largely on the type of IBD you have, as well as your overall health status. Visit a gastroenterologist to be diagnosed (if you haven’t already) and to determine what you need to do to treat your IBD.  Depending on the type of IBD you have, your plan will be adjusted periodically to help reduce symptoms and prevent flare-ups. Having a treatment plan that has been tailored to your lifestyle, needs, symptoms, and responses to medication can make the difference between a life of frequent symptoms and a life that is symptom-free for long periods of time. There are many medications available to reduce the inflammation that produces the symptoms of IBD. This is the most common form of treatment for IBD. Commonly prescribed medications include anti-inflammatory drugs, immune system suppressors, antibiotics, and pain medication.  Anti-inflammatory drugs are prescribed to directly treat the inflammation in your GI tract. Immune system suppressors work to prevent the immune system response that may be inflaming your GI tract in the first place. Antibiotics are prescribed in cases where infection is a concern. Acetaminophen can offer pain relief and is generally tolerated better than NSAIDs like ibuprofen or naproxen. Note that not every medication will work for everyone and some medications may cause undesirable side effects. Talk to your doctor to ensure that your treatment plan doesn’t involve unnecessary discomfort. Be honest with your healthcare professional about your experiences with side effects and symptom control in response to medications. In some cases, dose adjustments may be all that is necessary to make a treatment more effective for you. Some medications lose effectiveness over time. Your treatment regimen will need to be periodically re-evaluated and updated as your symptoms change or worsen. In many cases, certain foods may trigger or worsen symptoms of Inflammatory Bowel Disease. Consult with a nutritionist to determine what, if any, foods you should refrain from eating in order to keep your symptoms in check.  For example, many dietitians will encourage people with IBD to avoid fried foods, fatty foods, and foods with a lot of fiber in them. Including soft and bland foods in your diet, such as applesauce, bananas, and oatmeal, is generally recommended by nutritionists for alleviating IBD symptoms. People with IBD are often encouraged to keep a journal of foods and drinks they consume as well as whatever symptoms they experience for a few weeks. This will help a nutritionist design a targeted meal plan to identify foods that exacerbate your symptoms. For the best chance of success in subduing or preventing flare-ups, follow your dietary and medicine plan to the letter. IBD is a chronic condition, so you’ll need to stick to this plan indefinitely in order to manage the disease. Skipping or doubling doses without the advisement of a health professional can be dangerous or counterproductive. Use medications only as instructed and do not take additional medicines or supplements without first consulting a medical professional. Sometimes Crohn’s disease and ulcerative colitis don’t adequately respond to medication and other mild forms of treatment. If this is the case for you, talk to your doctor to see if there is a procedure you could undergo to help alleviate your symptoms. Most of the symptoms of IBD can be effectively treated with medication and lifestyle changes, so you should only begin thinking about surgical options if these other treatment methods don’t work at all. If you have ulcerative colitis, you have an increased risk of developing colorectal cancer. Get a colonoscopy 8-10 years after your initial diagnosis and every year thereafter. Note that stool testing is not an accurate way to test for colon cancer if you have IBD.
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Work with a physician to develop a treatment plan that’s right for you. Take medications that your doctor prescribes you for your symptoms. See a nutritionist to design a dietary regimen that won’t trigger your IBD. Adhere strictly to your treatment plan to get the best results possible. Ask your doctor about surgery options to better treat your IBD. Get regular colon cancer screenings.
Article: At first, it can help to blot your kitty dry with a towel before you wrap him in a towel. This will help get off some of the dampness and will keep him from feeling like you're trapping him in a wet enclosure. Just gently blotting his face, body, and fur can make your kitty feel a bit more relaxed before you place him in a towel.  Some people even use hair dryers on the lowest setting to  help dry their kittens. You have to do what works best for your cat. Some are fascinated by the dryer and some are are terrified of it. If your kitty is okay with the hairdryer, then place it on the lowest heat setting and gently dry his fur just as you would with your hair, only taking a bit more care not to scare your kitty or harm him. Once you manage this, you should quickly dry the cat to get most of the dampness off. Be aware that small animals can lose a great deal of body temperature through damp fur so dry the kitten as much as possible, before providing a heat source for him/her to dry in front of. The towel may make the kitty feel a little claustrophobic and he may panic a little, but it's important to dry him off as much as you can. Your kitty will likely also shake the water off himself, like a dog. If you have a long-haired kitty, then you should brush his fur after the bath to get rid of any tangles that maybe have been caused by the bath. Afterwards, offer treats, cuddles, hugs, and kisses. Your poor baby has just experienced one of the worst things it can. Most cats hate water! (However, two exceptions are the Turkish Van, and Bengal breeds.) Even if your kitty will get used to the baths, the initial experience is likely to have been a bit upsetting, and you should acknowledge that. Also, if you give your kitty treats after the bath, then he will associate baths with good things instead of bad, and he'll be more likely to want a bath in the future.
Question: What is a summary of what this article is about?
Blot your kitten dry. Wrap the kitten in a big fluffy towel to dry him off. Reward your little one for a job well done.