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Whisk the ingredients together to combine the flavors and set them aside. Gently toss the veggies and the dressing to combine the flavors. Refrigerate this salad for at least an hour, or even overnight, for the flavors to fully blend. Enjoy this cold salad as a side dish at any time.

summary: Whisk the ingredients together. Pour the dressing over the vegetable mixture. Refrigerate. Serve.


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When you borrow money from a bank or other lender to make a large purchase such as a house or a new car, you borrow a specific total amount. This amount will be listed on your loan documents. As an example, assume you are borrowing $150,000 to buy a house, or $30,000 to buy a car. Your loan term is the length of time you'll be paying back your loan. For mortgages, the term typically is 30 years, although terms anywhere between 15 and 40 years are not uncommon. For vehicle purchases, loan terms typically run anywhere from 3 to 6 years. Keep in mind that although loan terms usually are discussed in terms of years, they are calculated in months. For example, if you had a 30-year mortgage, your loan term would be 360 months. For a 5-year vehicle loan, the loan term would be 60 months. The interest on a loan is the amount it costs you to borrow the money, expressed as a percentage of the borrowed amount. The interest rate you are offered will depend on your credit history, the type of loan, and the amount of money you're borrowing.  In most cases, your interest rate will not change once the loan term starts. However, it may increase after a few years if you've taken out an adjustable-rate loan. Generally, you'll have either simple interest or compound interest. With simple interest, the interest is calculated solely on the outstanding principal amount. However, with compound interest, the interest rate is applied to both the outstanding principal and the outstanding interest owed. For the purposes of the examples, assume the interest rate on the 30-year home mortgage is a fixed rate of 4.5 percent, while the interest rate on the car loan is 5.25 percent. The total repayment consists of how much it will cost you to pay back your loan over the full loan term, including principal, interest, and any fees. The total repayment figure assumes that you make all payments on time.  Keep in mind that your annual interest rate does not reflect the cost of origination or other fees that your lender may charge to service your loan. However, your loan documents may include a figure described as the "effective APR." This amount is the annual interest rate plus any fees. While traditional lenders are required by law to disclose the APR to you, lenders outside the traditional sphere are not. If you're using an alternative lender, make sure you total all the fees and find the APR. You can use APR calculators online for this purpose. While not all fees are financed, all finance fees are included in the APR calculation. Therefore, you should not use APR when calculating an amortization, you should use the note rate (interest rate) calculated based on the total loan amount, which might include some financed fees.

summary: Determine the total amount of your loan. Find the loan term. Calculate your interest. Establish your total repayment.


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The side lengths of a Pythagorean triple are integers that fit the Pythagorean Theorem. These special triangles appear frequently in geometry text books and on standardized tests like the SAT and the GRE.  If you memorize the first 2 Pythagorean triples, in particular, you can save yourself a lot of time on these tests because you can immediately know the hypotenuse of one of these triangles just by looking at the side lengths!   The first Pythagorean triple is 3-4-5 (32 + 42 = 52, 9 + 16 = 25).  When you see a right triangle with legs of length 3 and 4, you can instantly be certain that the hypotenuse will be 5 without having to do any calculations. The ratio of a Pythagorean triple holds true even when the sides are multiplied by another number.  For example a right triangle with legs of length 6 and 8 will have a hypotenuse of 10 (62 + 82 = 102, 36 + 64 = 100).  The same holds true for 9-12-15, and even 1.5-2-2.5.  Try the math and see for yourself! The second Pythagorean triple that commonly appears on tests is 5-12-13 (52 + 122 = 132, 25 + 144 = 169).  Also be on the lookout for multiples like 10-24-26 and 2.5-6-6.5. A 45-45-90 right triangle has angles of 45, 45, and 90 degrees, and is also called an Isosceles Right Triangle.  It occurs frequently on standardized tests, and is a very easy triangle to solve.  The ratio between the sides of this triangle is 1:1:Sqrt(2), which means that the length of the legs are equal, and the length of the hypotenuse is simply the leg length multiplied by the square root of two.  To calculate the hypotenuse of this triangle based on the length of one of the legs, simply multiply the leg length by Sqrt(2). Knowing this ratio comes in especially handy when your test or homework question gives you the side lengths in terms of variables instead of integers. This triangle has angle measurements of 30, 60, and 90 degrees, and occurs when you cut an equilateral triangle in half.  The sides of the 30-60-90 right triangle always maintain the ratio 1:Sqrt(3):2, or x:Sqrt(3)x:2x.  If you are given the length of one leg of 30-60-90 right triangle and are asked to find the hypotenuse, it is very easy to do:  If you are given the length of the shortest leg (opposite the 30-degree angle,) simply multiply the leg length by 2 to find the length of the hypotenuse.  For instance, if the length of the shortest leg is 4, you know that the hypotenuse length must be 8. If you are given the length of the longer leg (opposite the 60-degree angle,) multiply that length by 2/Sqrt(3) to find the length of the hypotenuse.  For instance, if the length of the longer leg is 4, you know that the hypotenuse length must be 4.62.
summary: Learn to recognize Pythagorean Triple Triangles. Memorize the side ratios of a 45-45-90 right triangle. Learn the side ratios of a 30-60-90 right triangle.