Problem: Article: Vinegar is a great option if you want to deodorize your carpet. Use white vinegar for this solution, as you do not want to stain the carpet by using colored vinegar. Combine 1 part vinegar with 1 part water. Then, spray it on the carpet and blot the carpet with a clean cloth to remove stains and smelly areas. This solution is a great spot cleaner for any stains on the carpet. A household alternative to professional carpet cleaner is baking soda. Baking soda works well on carpets to remove odor. This is especially handy if you notice the carpet is starting to smell in high traffic areas in your home. Simply sprinkle the baking soda on the carpet and let it sit for a few hours. Then, vacuum it up. This is also a good option for spot cleaning a smelly area on the carpet. Sprinkling baking soda on the spot and vacuuming it up can neutralize the smell. Grated potato may seem like a strange thing to put on your carpet, but it has been shown to reduce odor on carpets. Leave the grated yellow potato on the carpet for several hours. Then, vacuum it up and enjoy a less smelly carpet.  Only use yellow or white potatoes, as colored potatoes can end up staining the carpet. If you have pets or children at home, keep them away from the carpet while the grated potato is on it. Make sure you use the hose attachment on the vacuum when you vacuum up the potato.
Summary: Apply a vinegar and water solution. Use baking soda. Try grated potato.

Problem: Article: If you are already suspicious of a tap on your landline, examine your surroundings carefully. If something seems out of place, like a couch or a desk, do not automatically disregard it as a symptom of paranoia. It could be an indication that someone has been snooping around in your space.  A wiretapper might move furniture around while trying to access electrical lines or phone lines, which is why this is an important element to note. In particular, look at your wall plates. You should pay special attention to the wall plates around your phone connection inside the room. If they seem moved or otherwise disturbed, they may have been tampered with. You might not know what a phone box should look like inside, but even if you only have a slight idea, take a look. If the box seems tampered with or if the contents inside have been disturbed, someone might have been installing a wiretap.  If you notice any hardware that seems hastily installed, even if you do not know what it is, you should consider having someone check it out. Take a good look at the "restricted" side of the box. This side needs a special Allen wrench to open, and if it looks like it has been tampered with, you might have a problem. There should only be one box for your landline number and two cables going to the box.  Any additional cables or boxes can be a sign of a wiretap. If you see an increase in the number of utility trucks around the property, this could indicate that those utility trucks are not really utility trucks. They could be trucks belonging to the people listening in on your calls and maintaining the wiretap.  This is especially note-worthy if no one ever seems to get in or out of the trucks. Generally, people listening in on a landline call via a bug will be 500 to 700 feet (152 to 213 m) away. The vehicles will also have tinted windows. If someone comes to your house claiming to be a repairman or an employee from your telephone carrier, but you have not called and requested someone, it could be a trap. Call your phone company—or whichever utility company he claims to be from—to verify his identity.  When calling the company, use the phone number you have in your records. Do not use a phone number provided by the mysterious stranger at your door. Even if you get verification, you should carefully watch this repairman's actions during his stay.
Summary: Check your environment. Take a look at the outside phone box. Tally up the number of utility trucks you see. Be wary of mysterious repairmen.

Problem: Article: Any brand of moist baby wipes will be suitable for cleaning pigment or archival inks from your rubber stamps. A plus-side of having these wipes available is that they’re gentle enough to clean the ink off of your hands as well.  This method won’t be as effective for cleaning off permanent inks. Avoid any cleaning wipes containing alcohol, since this will dry out the rubber and you may damage the stamp with repeated use.
Summary: Choose disposable baby wipes to clean off water-based inks.

Problem: Article: As a rule of thumb, you should not take out so much in student loans that you will pay more than 10% of your monthly income post-graduation. Research the average salaries of the field that you would like to enter and divide by twelve to estimate your monthly earnings. Do not take out a loan that would require you to pay more than that per month.  Student loans are typically considered a “good” form of debt, because college should increase your earning power enough to pay back the loans. Just be careful that your career choices are compatible with the amount of debt you might incur. Be cautious when taking out loans to attend a for-profit university. Tuition at these institutions is very high and their graduates have had difficulty obtaining jobs. One major chain of for-profit universities is currently being sued for its practices.  Do not let student loans deter you from pursuing a degree in highly profitable fields like medicine. Tuition can be particularly high in fields that require postgraduate degrees, but the earnings are more than sufficient to cover student loans. When in doubt, closely and intensely study statistics for your profession of choice. If you are entering a postgraduate program, it should also be able to give you statistics on student placement. Ask for these to confirm that the program is competitive and that it will secure you a job commensurate with the average wages in the field. If you meet certain requirements for long enough, the remainder of your debt will be forgotten. Specific types of student loans, including Direct Loans, Federal Family Education Loans, and Federal Perkins Loans can be forgiven if you make 120 on-time payments while working for a public service organization. Such organizations include the federal, state, or local government and not-for-profits designated as tax-exempt by the IRS. Find an Employment Certification Form on the federal student aid website. Submit it annually to verify that you are meeting requirements for loan forgiveness. Employers are often willing to commit some money to paying off student loans in fields that require specialized skills, including tech, nursing, engineering or finance. You should raise the question when you and your employer are scheduled to discuss compensation. An example would be during hiring negotiations. If you are already working for a company, wait for your annual review. Expect to forego a higher wage and commit to work for the company for a set years of time in return for the student loan payment. This can be a mutually beneficial arrangement because it will save your employer money in wages over the long term, while shaving off interest on your loans. You can save money by claiming a tax deduction on interest paid for student loans. You cannot claim a deduction for the principal on your student loan. Call your lender to ask what portion of your payment was toward the interest on the loan and what was on the principal. You can only claim this deduction if your modified adjusted gross income as an individual was less than $75,000 or $150,000 as a couple. The deduction also only applies if the loan was taken out for educational expenses. Consult an accountant to verify that you qualify. This is an exception to the general rule that you should pay off high interest loans first. Private loans offered by banks are often “variable” loans, which means the rate of interest changes with the general circumstances of the economy. Right now, the interest you pay on these might be lower than what you pay on your federal loans. However, as the economy improves, these rates are likely to go up.  Save yourself the risk of rapidly growing credit bills by putting whatever extra money you allocate to student loan repayment toward paying off your private loans.
Summary:
Do not take out student loans if college will not significantly increase your earning power. Seek student loan forgiveness. Ask an employer to pay off your student loans. Claim your tax deduction. Pay off private student loans first.