INPUT ARTICLE: Article: Set up the letter as a standard business letter. However, also include a heading, such as the words “Final Demand.” Put the words in bold and underline them. You want the recipient to know that this is their last chance to pay up before you take additional action. You should tell the customer that they are now in breach of your agreement and that you have added interest or a penalty for being late. Then tell them the new total amount they need to pay. Sample language could read: “Despite previous reminders, your account remains delinquent. Because you are now in breach of our payment terms, we are adding a $50 late payment penalty per our ‘Late Payment of Debts Terms of Agreement.’ The total outstanding debt is now $225.00.” You should tell the customer how much time they have to make final payment. You should not give them too much time. For example, you could set a 72-hour deadline. Explain what will happen if the customer doesn’t meet the deadline. For example, you might pass the account onto collections or sue the customer in court.  Sample language could read: “It is now crucial that you pay your outstanding bill in full within the next seventy-two hours. If you don’t, then we will have little choice but to pass this account to our debt collection agency, who will add more charges to the account.”  You can bold the “seventy-two hours” to make those words stand out. Emphasize that the client should take this final demand letter seriously and pay up. For example, you could write, “We therefore suggest that you take this matter seriously and pay your balance in full as soon as possible.” You should send this one through the post, using certified mail, return receipt requested. If you don’t hear back from the customer, then go ahead and send the account to collections or sue—whichever you threatened in the letter.

SUMMARY: Identify the letter as your final demand. Explain late fees. Give a deadline. Conclude your letter. Mail the letter.


INPUT ARTICLE: Article: You can make a fun, colorful, and casual bracelet by lacing together buttons with fishing line. Buy regular, two-hole buttons in slightly varying sizes and colors, depending on your own personal style. You will also need a length of fishing line or elastic thread, doubled up to add strength.

SUMMARY: Buy supplies.


INPUT ARTICLE: Article: Fiberglass can cause intense itching on the skin, and it is tempting to scratch it. However, this can force the irritating fibers deeper into or over the skin, making the problem even worse. Keep it apart from your other clothing as personal items, and wash it separately. This will help keep the fibers from spreading and causing more irritation. If you see, feel, or suspect that your skin has come into contact with fiberglass, you should wash the area as soon as possible. If you are already suffering from itching and irritation, wash the affected area with mild soap and warm running water.  You can use a washcloth very lightly to help remove fibers. If fiberglass got in your eyes, flush them with water for at least 15 minutes. If you see individual fibers sticking out of or just under the skin, you can try to carefully remove them yourself. This will help to stop the irritation.  First, wash your hands and clean the area with soap and water (if you have not already). Sterilize tweezers by wiping them with rubbing alcohol, then use them to remove the fibers.  A magnifying glass can help you see small fibers. If you see the fibers but cannot remove them easily with tweezers, sterilize a clean sharp needle by wiping it with rubbing alcohol. Use it to lift or break the skin over the fiber. Then use sterile tweezers to remove it. Squeeze the site gently gently to allow bleeding to wash germs out. Wash the area again and apply an antibiotic cream. If you see fibers deep below the skin, contact a doctor and do not try to remove them yourself. After washing the area of skin affected by fiberglass, apply a quality skin cream. This can help to soothe and moisturize your skin, giving some relief from the irritation. You can also apply an over-the counter anti-itch cream for additional relief.

SUMMARY:
Do not rub or scratch the affected area. Immediately carefully remove any clothing you wore while in contact with fiberglass. Wash your skin if you are exposed to fiberglass. Remove any fibers that are visible. Use a cream to soothe your skin.