Mothballs must only be used in enclosed, airtight containers. Choose plastic containers and garment bags you can close up and store in the closet or under the bed. Lay the clothes inside the container. Moths eat animal products such as wool, leather, and felt. They will chew through synthetic fibers to get to animal stains like sweat. Read the directions on the box to find out how much of the product you need. To be an effective deterrent against clothes moths, you need to use enough mothballs. Simply lay the mothballs on or around the clothing. Close up the container. Make sure no air can escape. Once this is done, store the container in a safe spot, such as under the bed or in the closet. Over time, the mothballs will dissolve. The clothing will have a strong mothball smell, so clean it first. Soak the items in equal parts water and vinegar or add a cup (240 mL) of vinegar to the wash cycle. Place the water and vinegar combination in a spray bottle for use on clothing that can't be put in a washer and dryer.  Dryer sheets placed in a garbage bag with the clothing may also remove the odor.  Do not machine dry the clothing until the smell is gone or else it will linger permanently. Vinegar is also useful for getting rid of the odor in the containers. Mix an equal amount of water and vinegar inside the container. Let it soak for a couple of minutes, then rinse out the container with warm water. Do this before storing the container or using it again. Vinegar can also help you clean closets or other areas that smell like mothballs.

Summary: Pack your clothing into a resealable container. Place the mothballs inside the container. Seal the container. Wash stored clothing with vinegar before wearing it. Clean out the containers with vinegar.


The number-one obstacle that prevents investors from seeing the huge effects of compounding mentioned earlier is lack of patience. Indeed, it is difficult to watch a small balance grow slowly and, in some instances, lose money in the short term.  Try to remind yourself that you are playing a long game. The lack of immediate, large profits should not be taken as a sign of failure. For example, if you a purchase a stock, you can expect to see it fluctuate between profit and loss. Often, a stock will fall before it rises. Remember that you are buying a piece of a concrete business, and in the same way you would not be discouraged if the value of a gas station you owned declined over the course of a week or a month, you should not be discouraged if the value of your stock fluctuates. Focus on the companies earnings over time to gauge its success or failure, and the stock will follow. Concentrate on the pace of your contributions. Stick to the amount and frequency you decided upon earlier, and let your investment build up slowly.  You should relish low prices!  Dollar-cost-averaging into the market is a tried and true strategy for generating wealth over the long run.  Furthermore, the less expensive the stock prices are today, the more upside you can expect  tomorrow. In this day and age, with technology that can provide you with the  information you seek in an instant, it is tough to look several years to the future while monitoring your investment balances. Those that do, however, will slowly build their snowball until it builds up speed and helps them achieve their financial goals. The second biggest obstacle to achieving compounding is the temptation to change your strategy by chasing fast returns from investments with recent big gains or selling investments with recent losses. That's actually the opposite of what most really successful investors do.    In other words, don’t chase returns.  Investments that are experiencing very high returns can just as quickly turn around and go down. "Chasing returns" can often be a disaster.   Stick to your original  strategy, assuming it was well thought out to begin with. Stay put and don’t repeatedly enter and exit the market.  History shows that being out of the market on the four or five biggest up-days in each calendar year can be the difference between making and losing money. You won't recognize those days until they've already passed. Avoid timing the market. For example, you may be tempted to sell when you feel the market may decline, or avoid investing because you feel the economy is in a recession. Research has proven the most effective approach is to simply invest at a steady pace and use the dollar cost averaging strategy discussed above. Studies have found that people who simply dollar cost average and stay invested do far better then people who try to time the market, invest a lump sum every year on new years, or who avoid stocks. The reason for this is that it takes a decade or so to learn the many pitfalls in investing in stocks, like the emotion that goes with a bull market, exaggerated information, sales groups that are paid to sell and tend to bend the information to look to rosy and just plain fraud.  Many brokers will not tell you that 99.9999% of all companies go bankrupt over time, so mutual funds and dollar cost averaging avoids all the bad companies that are removed without you have to do any homework or lose any money.

Summary: Be patient. Keep up the pace. Stay informed and look ahead. Stay the course.


Stray dogs tend to be very fearful. Any sudden movements you make, or even just moving toward him normally, could look threatening to him. In turn, his 'fight or flight' response will be activated, causing him to turn and run away from you. Staying still will allow him to see that you are not a threat to him.  If he approaches you when you are standing still, allow him to smell you.    Do not  hold your hand out for him to sniff it. He may bite your hand out of fear.  Resist the temptation to pat your leg to get the stray dog to come to you. He may interpret that as a threatening movement.  Even if the dog is displaying aggressive behavior, remember that he is likely more afraid of you than you are of him. Depending on how long the dog has been a stray, he may been called repeatedly by people—even his owner—trying to catch him. Over time, he may have developed a negative association to being called. Thus, if you call him to get his attention, he may run off in fear.  If you are trying to get his attention, consider using noises that are more calming, such as clearing your throat or faking a sneeze. You could also lick your lips or yawn to convey that you are not a threat to him. If the stray dog is demonstrating erratic or aggressive behavior and you become fearful, fight the temptation to run away. If you start to run, chances are good that he will chase you. In addition, if you run away from him, you will have your back to him, which will put you in even more danger. If you want to distance yourself from him, walk away slowly and do not turn your back on him. If you are uncomfortable around the stray dog, or are unsure of the safest way to catch him, call your local animal control or a professional dogcatcher. Provide as much information about the dog as you can, such as the location of the dog (e.g., landmarks, street signs) and his breed. If you can, send photos of the dog to the animal control center or professional dogcatcher.  Leave your phone number with the dispatcher, and inquire about how long it will take someone to come to you. Keep your eye on the dog until help arrives.  Make your own safety a priority—do not attempt to interact with a stray dog that is displaying erratic or aggressive behavior.
Summary: Remain as still as possible. Avoid calling out to him. Do not run away. Call your local animal control.