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If you're handing out money that's never getting paid back, find a way to make an exchange instead. For example, the next time your relative asks for money, say, “Would you be willing to help me with some house cleaning in exchange?” This way, the money can be earned and not just given. It's up to you how much money you're willing to pay your relative for their help. If they find reasons not to help you, this may indicate that they don't want to work for the money and rely on you to give it to them. There's a saying that goes, “Give a person a fish you'll  feed them for a day. Teach a person to fish and you'll feed them for a lifetime.” To someone who continuously relies on you, give them skills to rely on themselves. After all, what happens to them if something happens to you? Perhaps you make money because you took a financial management class, have steady employment, or work with a professional to manage your money. Offer to help your relative to build similar skills.  Work together to create a budget, recommend a program, or recommend a financial planner. If you have the financial means, consider making an investment in your relative. For example, help your relative invest in their education or a business. This may be a larger amount than they ask for, but consider your investment as a way to give them more security in making money in the future. For example, if your relative is struggling to get by teaching yoga, offer to help them open up a yoga studio.
Provide a way to earn money. Teach them some skills. Invest in your relative.