Problem: Write an article based on this summary: Consume loads of your favorite media--especially the guilty pleasures. Get gaming. Reminisce. Explore the wonders of the internet.

Answer: Have a movie night with all your favorite movies, read a stack of books and magazines back to back, or relax with your favorite TV-show marathon.  Make a movie/TV/music night. Pick a theme and make your own marathon around that theme, like werewolves, 80s heartthrobs, Broadway musicals, or whatever entertains you. After you’ve indulged in all your favorites, start researching new bands, movies, and TV shows to try. Check out music blogs and podcasts, see what Spotify or Pandora recommends, or seek out the under-explored corners of Netflix. If you’re not a gamer, give it a try. If you’re already a gamer, broaden your horizons.  Try playing a new video game or seeking a new video game store. Look for older or lesser-known titles in thrift stores or online. Set up a video game tournament if you have the supplies--many platforms allow for cooperative virtual gaming, so if your friends aren’t around, you can play with new and different people from around the world. Try new types of non-video games, like role playing games, L.A.R.P.ing (Live Action Role Playing), etc. Revert back to your childhood self and bring out your favorite old board games. But what if you need multiple players? You can play for all of the players! Compete against yourself and take joy in knowing that you’ll win no matter what. Get out your old photo albums, scrapbooks, and yearbooks and spend some time reminiscing about old times.  You may even be inspired to look up old friends or family members with whom you’ve lost touch. If you are, go on an information hunt and see if you can track them down. Use the memories that come back to you as inspiration--write them down into short stories, autobiographical snippets, blog posts, comics, etc. Time to yourself opens up all kinds of avenues for exploration, including digital exploration. And there’s a lot of digital world to explore.  Go for a virtual information walk. Start by opening a web page--any page--and then start exploring where it takes you. Look for terms or ideas mentioned or linked on the page and follow them. Do the same for each new page you come to and see how far away from your starting point you can get. Then revel in all the obscure knowledge you’re accumulating. Go tutorial crazy by visiting various tutorial and how-to sites--and then trying them out. If you’re into experimenting with hair and makeup, find the craziest hair/makeup how-to you can and be your own experimental subject. If you like making things, look up tutorials on making or building things (birdhouses, crème brûlée, pillows, whatever) and give it your best shot. You may uncover some hidden talent.


Problem: Write an article based on this summary: Steer clear of them whenever possible. Switch up your schedule or routine. Block online bullies on social media and increase your privacy settings. Build a network of supportive peers.

Answer: If someone is subtly bullying you, try your best to avoid them. If they typically hang out in the breakroom during lunch, have your meal in the courtyard. You’re not running from the person. You’re just making yourself less of a target.   If you have to be around them, cut the interactions as short as possible. If you're in a meeting, sit several chairs down. If you're at a gathering, mingle with guests in a different room. You don't have to make it obvious that you're avoiding the person—just limit time around them overall. If the bully begins to follow you, their behavior has escalated to stalking and should be reported immediately. Another way to steer clear of the bully is by changing up your daily patterns. If the 2 of you walk home using the same route, try riding your bike for a few weeks. Or, you might even take a different route than the bully. If the bully calls you out for changing your routine, remember that it’s none of their concern. Simply ignore them. Avoid eye contact and carry on with what you were doing. If the bullying is taking place online, set parameters to decrease your chances of interacting with them. Unfollow or unfriend the person and make your profile private.  You can also report the person to the website administrator. If you're worried that unfriending them will make them upset, try simply unfollowing them. That way, the connection is still there, but you won't have to see their posts anymore. You can go into your privacy settings and limit what they see on your profile, too. You can stop using social media if their behavior continues to bother you. Bullies are less likely to target someone in a group, so gather a strong support system. Ask friends to walk with you in between classes. Suggest that you and a group of colleagues have lunch outside together. Being with others will also help you strengthen your self-esteem, which will make you feel more capable of standing up to the bully.


Problem: Write an article based on this summary: Write down your monthly income. Multiply your monthly income by 0.28 to see what you can afford. Use your target home value to add up what you’ll need to pay right away. Figure out when you want to buy your home.

Answer: If your income varies from month to month, divide your total annual income by 12 to get your approximate monthly income. You’ll use this number to decide how much you can spend each month on housing expenses. Your housing expenses shouldn’t be more than 28% of your monthly income. The amount should cover your mortgage payments, taxes, repairs and maintenance, and homeowners’ insurance fees. Once you know about how much you can afford to pay per month, you’ll be able to figure out the total amount you’ll want to spend on your new house!  Use online mortgage calculators like https://smartasset.com/mortgage/mortgage-calculator. These calculators will help you find out your mortgage terms, including your mortgage payment, interest rate, number of payments, frequency of payments, fees, and lender insurance, if applicable. Online calculators allow you to change these factors and see how the changes will affect your monthly expenses. Don’t forget to factor in your credit. The better your score is, the better mortgage rate you’ll receive. If your credit isn’t very good right now, talk to a financial advisor about ways to improve it before you buy your home. Remember, you’ll need to have cash ready for your down payment, closing costs, moving fees, repairs and new stuff, several months of mortgage payments, and emergencies. All told, this will add up to about 28% of the total cost of your home plus whatever you need for 6 months of mortgage payments and other expenses. So if your home value is $250,000 USD, make the following calculations:  $250,000 x 0.20 = $50,000 USD for your down payment. $250,000 x 0.05 = $12,500 USD for your closing costs. $250,000 x 0.03 = $7,500 USD for repairs and new furniture/decor. With a mortgage payment of $800/month, 6 months’ worth would be $4,800 USD. With monthly expenses of approximately $2,000/month (not including your mortgage), 6 months’ worth would be $12,000 USD. If you add in moving fees of $1,500 USD, the grand total you’ll need to have saved when you buy is: $88,300 USD. As soon as you know exactly how much you need to have saved up to buy your house, divide that by the number of years you plan to save for. Then, divide that number by 12 to see how much you’ll need to put away each month. Say you want to save $88,300 in 6 years. Your calculations will look like this:  $88,300/6 = $14,717/12 = $1,227 USD. When you make calculations, round up rather than down.


Problem: Write an article based on this summary: Start with a clean face. Consider protecting your hair and clothes. Find a small bowl or cup. Pour some milk and honey into the bowl. Stir the two ingredients together using a fork. Apply the mixture to your face. For a deep cleaning, let the mixture sit for 5 to 10 minutes. Rinse your face with cool water. Gently pat your face dry. Consider following up with some toner an moisturizer.

Answer:
Wash your face using warm water and your favorite face wash. Rinse the soap off and pat your face dry with a soft, clean towel. Because this face wash contains honey, it can get sticky—especially if you are going to leave it on your face for a while. You can protect your hair by pulling it back and away from your face and securing it with a headband, hair clip, or hair tie. You can protect your clothes by draping a towel over the front of your chest and shoulders. You will be mixing only a small amount of milk and honey, so the bowl or cup does not have to be big. A small dessert bowl would be ideal. You will need 1 tablespoon (14.8 ml) of raw honey and 2 tablespoons (29.6 ml) of milk. Not only is honey a great moisturizer, but it is also antibacterial, which makes it great for fighting off acne. Milk also makes a great moisturizer. It also helps tone and exfoliate the skin. If you have very sensitive skin, consider using 2 tablespoons (29.6 ml) of oat flour, 1 tablespoon (14.8 ml) of milk, and 2 teaspoons of honey. The oat flour will help ease skin issues, such as acne and eczema. Keep doing this until the honey has dissolved in the milk completely. You want to end up with something a cream-like consistency. You can do this by dipping a cotton round into the milk-and-honey mixture, or you can simply use your fingers. Gently work the face wash into your skin, using circular motions. Avoid the sensitive areas around your nose, mouth, and eyes. You can rinse the mixture off immediately, or you can let it sit on your face for 5 to 10 minutes. This will allow the mixture to seep into your pores and clean them out more effectively. Gently massage your skin with your fingers until you have gotten all of the mixture out. You may use some face wash if necessary. Use a soft towel, and do not rub your face. Once you have your face clean, you can wipe your face with a cotton ball soaked in toner. This will help tighten your pores and balance the pH of your skin. You may also apply some moisturizer after the toner.