Write an article based on this "Pay your debt. Send a letter to the collection agency. Contact a lawyer. Ask how others successfully stopped collection calls. Alert the Federal Trade Commission."
article: The easiest way to stop collection calls is to pay your debt, but you need to be careful when doing so. Speak with the collector to set up a payment plan. Many collectors will encourage you to set up automatic bill-pay. Make sure that whatever plan you agree upon, you are comfortable with. Scam collection agencies love setting up automatic bill-pay and will charge you an exorbitant fee for the service. Under the Fair Debt Collection Practices Act (FDCPA), you are allowed to tell debt collectors to stop calling you. Tell them in writing that you prefer to communicate with them by mail only. Send any correspondence, including disputes to both the collection agency and the creditor by certified mail and request that a return receipt be sent back to you upon delivery.  Sample letters are available online.  Make sure you keep a copy of your letter. Written communication works to your advantage as you will have a record of everything that is said, whereas phone communication is only recorded on occasion. If the creditor still contacts you after your written request, you can file a “cease and desist“ letter. Find a consumer lawyer who can draft such a letter. If the problem continues, you might even have a case to sue the collection agency. Debt collectors are also prohibited from contacting you while you are at work. There are many lawyers who concentrate on debt collection. They'll be able to help you if you owe money or if a collector is illegally harassing you. These lawyers will charge you a fee or will take a percentage of what they collect on your behalf. The Fair Debt Collection Practices Act, unlike most laws, actually spells out how much money you might receive if you win your case. The amounts can range from $5000 for individual cases to $500,000 for group law suites.  The first thing a lawyer will do is look up the statute of limitations on your loan. Old loans, acquired decades earlier or by deceased relatives, sometimes can be the cause of collection calls. Statutes of limitations exist in many places. If the statute of limitations has expired, you could be off the hook. Even if a collection agency tries to pursue it, you are under no legal obligation to pay. When this occurs, if you do not wish to pay, you could use a cease and desist letter. Remember, you can receive a bad credit rating longer than the statute of limitations. They may have come across an alternate way that works well with this particular agency. Each collection agency is different. Sometimes, they require forms to be filled out. Others only need a letter. Rather than discover this for yourself, ask for help from others. Report the collectors to the FTC online. They are generally slow to move on these kinds of problems, but if they receive enough reports about one specific agency, their wrath can be formidable.

Write an article based on this "Pick the right time to approach the subject. Maintain a calm tone during the talk. Let them know how it benefits them. Give them time to think about it. Compromise with them. Write out your reasons."
article: Also it should be the right place where they will not be able to remember anything that will stress them out and will reject.  Find a time when your parents seem relaxed and happy to have the discussion. It is not a good idea to ask for something when either parent seems stressed or tired, because they might get annoyed easy. Usually, family dinner time is a safe bet.  That being said, if mom or dad seemed stress, that could work in your favor if you're asking for a pet. You could point out that people who are attached to a dog or other pet have significantly lower stress levels, blood pressure, and a decreased risk of depression.  If you haven't completed something they've asked of you, such as chores or homework, this is not the right time to ask either. It's another easy (and valid) reason for objection, so get those chores done first. If you whine or get angry, your parents will likely think you are not mature enough to handle whatever it is you are asking them for. They'll shut down the conversation immediately, insisting that you all talk about it when you're feeling calmer. That or they'll argue that your tone proves that you're not ready. Both are situations you want to avoid! Even if you end up not getting your way, behaving maturely throughout will set the tone for future discussions that may go your way. It may leave them thinking, "Huh, maybe our child really is growing up and becoming mature." You want to leave them wondering if they should've said yes, so when you bring the topic up later, they're warmer to it. Many times parents say it's because it's somehow an inconvenience for them. Either it costs them money or time or both. Because you are likely asking for them to do something for you, emphasize that it could also benefit them. Both of you get something out of the situation, so why not?  If you're asking for a phone, make it clear that they can use your new number to check up on you. You could even be willing to talk about what happens if you don't answer – maybe you'd get your phone privileges revoked? If you're asking for an extended curfew, emphasize that that means more free time for them. And you could also only get an extended curfew when you can get a ride home from someone else so they don't have to come pick you up. Don't force them to give you an answer right away. Tell them to get back to you in a couple hours or days with any questions or concerns they have. Let them know that you want to discuss this as mature, responsible adults and you are willing to work through any potential issues. Say it like that, and you'll be sure to impress them with how well-rounded and balanced your argument is. It's best to arrange a specific time to talk about it. That way they'll be less likely to respond with "Oh, we haven't discussed it yet," and you won't have the awkward duty of picking a time to bring it up in the future. Instead, saying next week at dinner makes it more concrete and likely to happen. Work out an agreement that makes both you and your parents happy. Offer to pay for part of the phone bill or do extra chores around the house in exchange. Make sure they are getting something out of this as well. After all, it's likely they're going to end up taking care of part of it, regardless of what it is.  If you want a dog, for example, work out a compromise of who is going to take it for walks, feed it, let it out, etc., in addition to who's going to pay for it and the veterinary fees. The responsibility doesn't end with a pet (or a phone) after it's bought, and that's likely what they're worrying about. Come up with stipulations for if you don't hold up your end of the deal, too – if you forget to let Fluffy out a few times, it's goodbye to your late Friday nights or a reduction in your allowance. This shows that you really mean business and are willing to make sacrifices yourself. One thing that helps is learning how to write an essay for what you want.  These are called persuasive essays.  The structure looks like this:  Topic Sentence.  Transition sentence.  Main Point (or thesis statement). Topic Sentence one.  Specific evidence: evidence proving why you want this.  Explanation of your evidence:  what does your example show your parents?  Transition Sentence. Topic sentence two.  Specific evidence two.  Explanation of evidence.  Transition sentence. This topic sentence shows an alternate perspective on the subject.  The specific evidence proves your topic sentence wrong.  Explanation of specific evidence.  Transition sentence. Topic Sentence four can explain another perspective or you can leave out paragraph four.  Specific evidence four.  Explanation of evidence.  Transition sentence. Opening conclusion statement.  Closing point about your thesis.  Closing sentence that restated and reaffirms thesis. If you write this correctly, it can really help your cause.

Write an article based on this "Open your Facebook page. Click your "Friends" tab. Click "Acquaintances". Click the "Add friends to this list" field. Click a friend's name to add them to "Acquaintances". Return to the News Feed when you're done."
article:
The "Acquaintances" feature essentially drops the priority level of its occupants' posts to the lowest possible level, meaning you'll likely never see posts from friends in the Acquaintances group. If you aren't logged in, you'll need to do so with your Facebook email and password first. This is on the left side of your Facebook page; clicking it will take you to your friend groups. This should be toward the top of the page. This is in the top right corner of your Acquaintances page; you can type friends' names to add them here. You can add as many people as you like to this list. You may need to refresh your Facebook page to get rid of Acquaintance posts. When posting a status, you can click the "Friends" option next to the "Post" button and select "Friends except acquaintances" to exclude your low-priority friends from viewing your status. You may have to click "More Options" at the bottom of the menu to view this option.