In one sentence, describe what the following article is about: Inflation is an increase in the prices of goods and services, so it has an effect on your cost of living.  High inflation, for instance, often means an increase in food, utility, and gas prices. People tend to buy less during periods of high inflation because these periods mean higher prices. A wide range of factors determine the inflation of currency. In the U.S., the Department of Labor’s Bureau of Labor Statistics releases a monthly report following and calculating inflation. You can find a month-by-month breakdown of U.S. inflation rates for the past fifteen years here. To determine the effect inflation has on your increased salary, simply subtract the rate of inflation from the increase percentage you calculated in Part 1. For example, the average inflation rate in 2014 was 1.6%. Using the 11.1% increase rate calculated in Part 1, you would determine the effect of inflation on the raise like so: 11.1% - 1.6% = 9.5%. This means that once you take into account the inflated prices of standard goods and services, the increase is only worth an extra 9.5% because the money is worth 1.6% less than the previous year. In other words, it took on average 1.6% more money in 2014 to buy the same items as in 2013. Purchasing power refers to the comparative costs of goods and services over time. For instance, say you have the salary of $50,000 per year from Part 1. Now say that inflation stays at a flat 0% the year you get the raise, but rises 1.6% the following year without you receiving another raise. This means it will take you an additional 1.6% to purchase the same basic goods and services. 1.6% of $50,000 is equal to 0.016 x 50,000 = $800. Your overall purchasing power based on inflation actually decreased by $800 over the previous year. The Bureau of Labor Statistics has an easy-to-use calculator for comparing purchasing power between years. You can find it at: http://www.bls.gov/data/inflation_calculator.htm
Summary: Understand inflation. Look up inflation. Subtract the inflation rate from your increase percentage. Relate the effect of inflation to purchasing power.

There are many children who are in foster care and need a good home. To start the process, you'll need to find a local agency to work with. You might even want to begin by being a foster parent yourself, and if you connect with the child you could then decide to move forward with adoption. In the U.S., you can contact a local agency which will help you start the process. Other countries will likely have similar programs. You can also start by checking with your local government.  One of the benefits of adopting a child in care is that it costs very little or nothing. A negative is that it can be a very lengthy and frustrating process. Consider adopting an older child. Most people want to adopt infants, and there are more prospective parents than there are babies. The process might move more quickly if you’re open to an older child. This path is also known as public agency adoption. Another option is pursuing a private adoption. In this situation, birth parents release their legal rights to the child to a licensed agency. The agency then works to match the child with prospective parents. This path costs more than public adoption and be quite expensive.  One of the benefits of private adoption is that you may be able to choose to have an open adoption. This means that you will get an opportunity to meet and spend time with the birth parents. You can all decide together whether the birth parents will play a role in the child’s life. You should know that birth parents do not actually relinquish their legal rights until after birth. This means that they could change their minds about placing the child up for adoption. You will need to work with an attorney to begin the process of an independent adoption. In most cases, you, the prospective parent, will have identified a birth parent that you would like to work with. Sometimes, an attorney might be helping a birth parent find an appropriate person to adopt their child. Each state and country have different laws for this process. To get started, contact an attorney who has experience in this area. No matter where you live, adopting a child from another country is typically a more complicated process than a domestic adoption. You will need to follow the laws from both your home country and the country where the child is from. In many cases, you will not receive much information on the child’s background or medical history. You’ll want to work with a pediatrician who has a lot of experience evaluating the health of kids coming from an unknown background.  Remember that when you adopt a child from another country, you’ll need to take into account possible differences in language and culture. You may or may not decide to visit the country where the child comes from before you take the child home. One of the benefits of domestic adoption is that you will be much more likely to be able to access information about the medical background of the child. Health care systems vary from country to country. It will be much easier to access information when you are already familiar with the system of your own country. You might also want to pursue a domestic adoption if you strongly prefer an infant to an older child. The domestic process makes it more likely that an infant will be placed with you.
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One-sentence summary -- Choose to adopt a child in care if you would like a less expensive process. Look into licensed private agency adoption if you might want an open adoption. Pursue an independent adoption if you know a potential birth parent. Research inter-country adoption if you are open to a child from a different background. Pursue domestic adoption if you are concerned about the child's medical background.

Q: Tar can leave stains on your skin even after you remove it. Scrubbing your skin gently can remove any excess tar or staining from it. Gently rub a clean washcloth or soft scrubber brush over stains or lingering bits of tar. Then cleanse your skin and rinse it with warm water. Repeat the scrubbing process if necessary. Using a gentle circular motion, rub a pumice stone over any tar or stains. Use a mild soap together with the pumice stone if you like. Then rinse the area with warm water and pat it dry with a clean towel. This can easily and effectively remove any lingering tar or stains on your skin. If you have tar or stains that are particularly difficult to remove, use an exfoliating scrub on your skin. You can buy or make your own exfoliator. Spread a layer of your chosen exfoliator over the area with tar bits or stains. Gently rub the exfoliator into your the skin until the tar or stains are gone. Some easy exfoliators you can make at home include:  Baking soda Sugar and olive or coconut oil paste Salt and almond oil paste Finely ground oatmeal and honey paste In some cases, you may not be able to remove tar from your skin or have very sensitive skin after removal. Make an appointment to see your doctor if this happens. The doctor can diagnose potential problems, remove lingering tar or stains, and administer appropriate treatment to your skin. Get medical attention if:  You can't remove the tar You have lingering stains You have pain or discomfort that won't go away You notice injury or damage to the skin exposed to the tar
A: Remove stains with a scrub brush. Clear away stains with pumice. Apply an exfoliating scrub. See your doctor.

Problem: Article: It's the app with an icon that looks like a blue compass. Type https://www.java.com/en/download/installed.jsp in the address bar and press ⏎ Return. It's a red button in the center of the page. This may prompt a pop-up window asking if you want to run Java on this page. The website will detect what version of Java you are running and recommend an update if needed.
Summary:
Open the Safari browser on your Mac. Go to https://www.java.com/en/download/installed.jsp in Safari. Click Verify Java Version. Click Run, to confirm.