In one sentence, describe what the following article is about: Typically, buyers will make a cash down payment on their new car and borrow from a lender to cover the remaining cost. This borrowed amount, known as the principal, will serve as the basis for your car loan. Keep in mind that you should put as much money down on your car as possible to minimize the amount borrowed and reduce your finance charges. This step will require you to know roughly how much your new car will cost. See How to Buy a New Car for more information about finding a good price and working within your budget. The APR reflects how much additional money you will have to pay beyond your principal for each year of your loan. A low APR will reduce the yearly and monthly amounts of finance charges on your loan. However, many low-APR loans are longer in duration, so the overall cost may remain relatively high. Alternately, a short-term loan with a higher APR may end up being cheaper overall. This is why it is important to calculate your finance charges beforehand. Getting a low APR on your car loan may mean seeking other lenders beyond your car dealership. Be sure to do your research and select the cheapest available combination of APR and duration. See How to Get a Low APR on a Car Loan for more information. The majority of car loan payments are made on a monthly basis. When calculating your monthly payments, you will need to know both how many payments you will make each year and how many payments you will make in total. This information can be easily found in the terms of your car loan.
Summary: Determine how much you will borrow. Figure out the annual percentage rate (APR) and duration of your loan. Find out how many payments you will make each year.

Once your male is ready to breed, he will build a large bubble nest which will take 2-3 days. When this happens, turn off the filter and release the female into the tank, but be sure to keep an eye on the pair. The male will probably bully her some, nipping at fins and chasing her around.  This is ok as long as neither fish's life is in danger. This courtship may last several hours or even days. Be sure there are plenty of hiding places for the female to escape the bullying, and check on the pair regularly to prevent serious injuries. The male will finally get the female under his bubble nest and they will embrace. It may take a few embraces to produce eggs. Then the female will go into a 'zombie-like' state while the white eggs fall to the ground from her little white ovipositor. The male will swim down and scoop them up, putting them one by one into the nest. Some females will help with this once they recover, but others will eat the eggs, so watch carefully and remove her if she is eating them. They may embrace many more times, but eventually the female will stop releasing eggs. Once the female is done releasing eggs, the male will bully her again, and she will hide. Gently scoop her out and put her into her own tank. Treat her tank with Maroxy to help her fins heal. It is a good idea to treat the breeding tank with Maroxy, too, to prevent fungus from killing the eggs. This will be about three days after hatching. Some breeders will not feed the male at all during this time. This is supposed to reduce the risk of the male eating the eggs and fry. Other breeders will feed him a small amount of food every second day. If you choose to feed him, do not be alarmed if he does not eat right away, but continue to offer the food, and gently remove uneaten food with a turkey baster. Keep the filter off to prevent any current from disturbing the fry, but keep the tank light on day and night.
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One-sentence summary -- Remove the divider. Let nature take its course. Remove the female betta. Leave the male in the tank until the fry can swim around .

Q: It’s rare for modern clubs to be made of wood, but older clubs might be. Metal wood heads have a metal plate on them, and should be cleaned differently than true wood clubs. Fill a container with warm water, then stir in a few pumps of dish soap. Dip the head into the water, then immediately lift it out. Wipe the head clean with a damp cloth, then pat it dry with a lean cloth. Do not soak metal wood heads. They are hollow, whereas iron heads are solid. Sometimes, soapy water and a cloth aren't enough to get rid of the dirt. In this case, use a toothbrush or another soft-bristled brush to scrub the dirt away from the grooves; do not use the brush on any other part of the head. Do not use a toothbrush on a wooden (non-metal) head. Never soak wooden (non-metal) heads in water or other liquids. Instead, wipe them clean with a soft, damp cloth. Dry them off immediately afterwards with a clean, dry cloth. You can polish wooden heads with wood wax. Apply the polish according to the instructions on the label. Wood heads get damaged easily, so they need extra protection. The head cover will not only protect the head against chips and dents, but it will also help keep the paintwork intact.  Irons don't need head covers, but you can use them if you really want to. Always wipe the head clean before applying the cover. If you don't you risk trapping moisture and ruining the head.
A: Determine whether you have a metal wood or a wood head. Wash metal wood heads with warm, soapy water and a damp cloth. Use a toothbrush to remove dirt in the grooves from a metal wood head. Wipe wooden heads with a damp cloth. Use head covers when you are not using the clubs.

Article: A regular board, one foot (30 cm) long and six inches (15 cm) wide, should work well for your pistol. Wood in these dimensions can be purchased at most hardware stores or lumber yards. There are some tools you should have on had so that you can fashion the piece of would you found into a really cool rubber band pistol. To make your pistol, you'll need:  Pencil (or felt tipped marker) Saw Knife Rubber bands Nails (thin kind) Hammer With a pencil or felt tipped marker, draw the desired outline of your pistol on your piece of wood. You may want to refer to an online picture of a pistol to serve as a model for your drawing. Do this by catching one end of your rubber in the notch you made at the front of the barrel and pulling it into the jaws of the clothespin. While the clothespin is closed, the pistol will be loaded with a rubber band. To fire, open the clothespin and shoot the rubber band.
Question: What is a summary of what this article is about?
Find a flat, relatively thin piece of wood. Pull together your pistol production parts. Draw your pistol on the wood as a guide. Load your pistol with a rubber band.

Problem: Article: Tie one end of the band or string to the base. Secure a knot of the string near the edge of the base. This will create a permanent knot that is useful for fitting the capo to your guitar. Loop the other end of the elastic band or string around your base. Detach the loop before attaching to the guitar. Put the base across the guitar neck at the fret desired, and loop the other end of the band around the other end of the base. This will secure the base over the strings.  Make sure it is attached securely.  Depending on what elastic band you use, you might need to double loop it to increase the pressure. The pressure needs to be high to effectively press down the strings across the fret. Take it off and tie a knot on one end of the band to make it tighter. Repeat until the strings are pressed firmly against the strings.  Test the capo by playing a chord or a few notes. When you test the capo, play chords in the open position to test if the open strings sound good. The open strings are the notes that are affected by the capo.
Summary:
Connect the band to the capo. Connect the capo to the guitar. Readjust the tightness.