Write an article based on this "Determine whether a factory reset is necessary. Connect to a Wi-Fi network. Pull down the Notifications panel from the top of the Tab's screen. Tap the Settings icon, which looks like a gear. Select Backup and Restore in the left panel that appears. Click Factory Data Reset in the right panel that appears next."
article: Doing so reverts your Nook to factory settings, so you will lose all data you had saved to it. This is expected if you plan to sell your Nook, but if you are not selling it, only do this if you are advised by a professional that you have no other option for fixing a problem.  If you are keeping it, it is recommended that you back up your files before resetting to factory settings. The easiest way to do this is to download the Nook Reading App to your PC. The app will then sync with your Nook when you log into your account, thus storing your Nook Library on your PC. You can find the app in Apple's App Store, in Google Play, and in Windows Store.  On the Samsung Galaxy Tab 4 Nook, doing a factory reset will reset the entire tablet, not just your Nook account. This means that your Samsung account and any other accounts, settings, and content on your Galaxy Tab will be lost when you factory reset. You cannot perform a factory reset without being connected to a Wi-Fi network. It is best to connect to your private network. This involves a simple swipe downward with your finger from the very top of the screen. Once you have navigated into the Settings menu, you then need to click on the General option. From here, you will be able to go on to the next step of officially beginning the process to factory reset your Tab. Then, complete the process by tapping Reset Device. Your device will go through the process of restoring to factory settings, erasing all of your content and settings from it.

Write an article based on this "Fill a pot water and add 3-5 teabags or 30-40 peppermint leaves. Turn on the burner to medium heat. Bring the tea to a boil. Pour the iced tea into a pitcher of ice. Add extras to the tea. Let the tea cool and serve chilled."
article: Place a medium sized pot on the stove and fill it with 4 cups (32 ounces) of water. Then add either 3 peppermint teabags or 30 peppermint leaves.  It may seem like you are adding a lot of peppermint, but you are essentially making a strong infusion so that you can later add ice to the tea without diluting the flavor. You can also add 5 or so spearmint leaves, which gives the tea a slightly sharper flavor. After you have added the teabags or mint leaves, turn on the burner to medium heat. Heating up the teabags or the peppermint leaves in the water helps to make the tea stronger. Bring the tea to a boil, then turn the heat down slightly and let it boil for about five minutes. This will strengthen the flavor of the tea, which is important since you will be diluting it with ice, and don’t want the flavor to get lost. Fill a large pitcher up with cubed ice while the tea is boiling. Five minutes after the tea reaches a boil, remove the tea from the heat. Pour the tea into the pitcher over the ice. The ice should help to immediately cool down the tea. Make sure to either wait for the boiled tea to mostly cool, or use a pitcher that can handle hot beverages. If you wish, add extras like honey or lemon to the iced tea. You can even squirt in a little bit of orange or lime to give the iced tea a more nuanced flavor. If you’re happy with the flavor already, leave as is. Try the iced tea and see whether it’s cold enough just from the ice. If it is still warm, place the pitcher in the fridge or add more ice. Serve the iced tea when it is completely chilled.

Write an article based on this "Learn the monthly payment formula. Find an online financial calculator. Enter the terms of your loan. Determine your monthly payments."
article:
While amortization math is fairly complex, you should at least get a handle on it so you understand how the calculations work. However, you don't have to do every calculation by hand – you can use an online calculator.  To start, you'll need the following figures: the initial principal or amount of the loan, the interest rate per period, and the total number of payments or periods. Add one (1) to the interest rate to period, then raise this sum to the power of the total number of payments or periods. Multiply this figure by the interest rate per period, and place this number on the top of a division symbol. On the bottom of the division symbol, take the figure you got when you added one (1) to the interest rate and raised it to the power of the number of payments, then subtract one (1). Complete the division and multiply that amount by the initial principal to find the payment amount per period. There are many independent financial websites that have amortization calculators available. Banks and other lenders also often have these calculators available on their sites. If your lender has a calculator available on its website, you may want to use that one as opposed to one offered elsewhere. Not that there's going to be much, if any, difference in the calculation, but using your lender's calculator gives you a little more ground to stand on if you find a difference between the monthly payment you calculated and the one your lender calculated. Online financial calculators provide spaces for you to enter the total amount of the loan, the term of the loan, and the annual interest rate. There also may be places for you to describe the type of interest or enter any fees. Once you've provided the necessary information about your loan, the calculator will provide you with the amount of your monthly payments so you don't have to do all that math by hand.  Keep in mind that amount you calculate may be different from your actual monthly payment if your lender charges fees that you left out of the calculations. For example, if you have a $150,000 mortgage with an annual interest rate of 4.5 percent and a loan term of 360 months (30 years), your monthly payment would be $842.50. If you have a car loan for $30,000 with an annual interest rate of 5.25 percent and a loan term of 60 months (5 years), your monthly payment would be $569.58.