Q: If a family member makes a financial request, don't immediately reach for your checkbook. Take some time to consider a few things before you agree or disagree to help out. For example, can you afford to help your relative? Have they asked you for assistance before, and did they follow through on paying you back? Could the situation potentially be resolved if they simply had the right resources and tools (help budgeting, etc.)? Will your relative be able to pay you back, and what will happen if they cannot or do not pay you back?  Sometimes, saying no to a request may be difficult, but can save your relationship from any future resentment or hurt feelings. Money can create strains in your relationship. Saying no is sometimes the best help you can give someone. Helping someone can turn into enabling them to continue a destructive lifestyle. If this person has a history of not paying back loans or taking advantage of others financially, it's probably best to tell them no. Talking about money can be a sensitive topic, so be cautious in how you bring up financial discussions. Only ask questions that will help inform you of how to help. Don't pry into their personal problems that are irrelevant to you helping them. Show your support and let them know that you want to help, even if it isn't the way that they are requesting help.  Put yourself in their shoes and think what it would be like to be in their position. What would be most helpful to them? Say, “I know you're making a request, but I'd like to know more information. What is the money going toward and will you need more money later?” If your relative promises to pay you back but tends not to, agree on a way to keep them accountable. Make it clear that you are loaning them money, not giving them money. Agree on a payment plan or other way to keep them accountable. Set dates to have money back and sign a document to make it clear to both of you what is expected.  Say, “I want to help you. I can't give you money but I can loan it to you. Let's work out a plan so that you can pay me back.”
A: Figure out their intentions. Talk to them about money problems. Keep them accountable.

Article: The arrow keys ↑↓←→ are your main navigation keys on the keyboard. You can use them in a word processor to move around and between lines, use them on webpages to scroll, and use them in games to move around. Use your right hand to press the keys. You can quickly scroll through documents or webpages with the ⇞ Page Up and ⇟ Page Down keys. If you are using a word processor, these keys will move your cursor one page up or down from the cursor's current location. If you are viewing a webpage, these keys will scroll the page up or down one screen-length. You can move the cursor directly to the start or end of a line with the ⇱ Home and ⇲ End keys. These keys are most useful in word processors. The ← Backspace key will delete a character to the left of the cursor, while pressing Delete will delete a character to the right of the cursor. You can also press ← Backspace to go back on a webpage. The Insert key changes the text input mode for your word processor. When Insert mode is toggled on any character you input will replace the character to the right of the cursor. With Insert mode toggled off, existing characters will not be replaced.
Question: What is a summary of what this article is about?
Move up, down, left, and right. Scroll quickly through pages. Jump to the beginning or end of a line. Understand the difference between Delete and Backspace. Use Insert to toggle Insert mode.

Q: You can find coatings specifically made for this purpose. The idea is they taste bad, and then your horse doesn't want to crib on that surface. Another option is hot sauce from the grocery store. Use a paintbrush to add a thick coating to the items, and then let it dry.  Look online or at your favorite equine store for bad-tasting coatings. You could also try non-toxic soap. Place the collar just behind the horse's jaw, and tighten it around the neck. This collar won't affect the horse's eating or drinking, but it's just tight enough to prevent it from cribbing.  Generally, horses don't seem to find these collars uncomfortable. However, you should check under your horse's collar often. The horse can develop lesions due to how tight it has to be prevent cribbing. Take the collar off when your horse is exercising. This option fits over your horse's mouth, allowing it to still eat and drink but blocking it from cribbing with a metal bar. While these also don't seem to be uncomfortable for the horse, they may not be as comfortable as wearing a cribbing collar. Cribbing rings prevent the practice by not allowing the horse to make contact between its teeth and the object it is cribbing. The ring is inserted around the front teeth, but it can fall out easily. It may slightly inhibit your horse's ability to graze. Your vet should put the cribbing ring in. While this board won't stop your horse from cribbing, it does allow your horse to do it a little more safely. This can be a solution if you simply can't stop your horse from cribbing. You may need to discourage your horse from using other boards in the area by using a bad-tasting coating.
A:
Apply a bad-tasting coating to the objects your horse cribs to discourage the behavior. Use a tightly applied cribbing collar for an easy solution. Put a cribbing muzzle on your horse if a cribbing collar doesn't work. Try a cribbing ring around your horse's teeth if other options are unsuccessful. Cover a board with rubber for your horse to use for cribbing.