Problem: Article: If you write bills for payment often, you may want to create an invoice template you can modify each time you send a new one to a client. This is especially useful for contractors or other people who perform ongoing services. You can create an invoice template using your favorite word processing software or by searching for a template online.  An invoice includes a header with your name (or your business name), your address and phone number, and your company logo, in addition to a detailed account of services rendered, payment owed, and payment instructions. Invoices are usually created electronically, numbered, and saved to a computer. This way you always have a copy of the invoice and don't have to worry about losing a piece of paper. Be sure, however, that you also back up your files using a file storage service, such as Google Drive or Dropbox. That way, if the hard drive on your computer crashes, you still have backup copies of your invoices. Choose a numbering system that makes it easy for you to organize your records. One option is to use the current date, so "INV123116" is the invoice you prepared on December 31, 2016. If you prepare more than invoice on the same day, you can add the vendor's initials. Invoice books are available at office supply stores. They contain forms with spaces for services rendered and payment information. Each time you need to write a bill for payment, you fill in the blanks.  Invoice books are useful for people writing bills for items they have sold. For example, if you sell homemade cakes, it might be easier to write out a bill for payment instead of creating an invoice on the computer each time you make a sale. Choose an invoice book with a layer of ditto paper underneath each blank bill so that you and the customer both get a copy. You're still going to want safe storage, though. Be sure to keep your copy of the invoices in a fire-proof box. PayPal or Square both allow you to send invoices. There is a fee for this service (2.9% + 30¢ per invoice as of January 2017), but the ease of paying electronically may lead to more reliable payments.  From within your PayPal account, select the "Send & Request" menu option at the top. Then, select "Create and Manage Invoices." Finally, click on the "Create" button to create a new invoice. You'll need to know the email address of your client for the "Bill To:" section of the invoice. PayPal or Square will send the invoice to the account with that email address. Invoice apps such as Invoice2go let you send and track invoices from your phone, and set up automatic payment reminders. Customers can pay you online using a debit or credit card. If you use accounting software to manage your business, it may include an invoice system. QuickBooks, for example, has a user-friendly "Invoice" button on the dashboard that walks you through the process. Your clients won't have an instant payment option, but you can easily track the status of your invoices alongside the rest of your business records.
Summary: Create a professional  invoice. Pick up an invoice book. Use an online payment system. Get a dedicated invoice app. Create an invoice with your accounting software.

Problem: Article: It's a grey app with gears on it. You'll likely find it on the Home Screen. Before erasing and restoring with iCloud, you may want to make sure you have an iCloud backup first. To do so, tap the Apple ID name at the top of the "Settings" page, tap iCloud, and scroll down and tap iCloud Backup. As long as there's a backup date listed here, you can restore an iCloud backup. It's near the bottom of the screen. If you checked for a backup, first tap the "Back" button in the top-left corner of the screen. This option is at the bottom of the General page. You'll see this button near the top of the page. This is the code you use to unlock your iPhone. If you don't have a passcode, skip this step. It's at the bottom of the screen. This process will take a few minutes. Once it finishes, you'll be able to select an iCloud backup. It's the circular button below your iPhone's screen. To do so, select a language and region, then choose a Wi-Fi network to connect to. This option will allow you to select and install a backup from your iCloud account. These must be the same credentials you use to download music or apps. It's in the middle of the screen. Remember, the date you select must be from a time at which your desired texts were still on your iPhone. Once the restore is complete, you should be able to view your previously deleted texts in the Messages app.
Summary:
Open your iPhone's Settings. Scroll down and tap General. Scroll down and tap Reset. Tap Erase All Content and Settings. Type in your iPhone's passcode. Tap Erase iPhone twice. Wait for your iPhone to finish erasing. Press your iPhone's Home button. Complete your iPhone's initial setup steps. Tap Restore from iCloud Backup when prompted. Enter your Apple ID email address and password. Tap Choose Backup. Tap a backup date. Wait for your restore to finish.