Problem: Article: It's near the upper-left side of the System Configuration window. This is where you can view things like program update processes, Windows services (e.g., audio), and other background running items. Scroll through the list of currently running services until you find the one you want to disable. Services are arranged alphabetically by default. If you don't have a specific service in mind when you open System Configuration, consider leaving the current services alone. Disabling random services can harm your computer. Click the checkbox to the left of the service to remove the checkmark. You can't disable vital Windows processes (e.g., the Wi-Fi service). These are both at the bottom of the window. Doing so will mark the selected service(s) as disabled and close the System Configuration window. This will restart your computer. Once it finishes restarting, your selected service(s) will officially be disabled. You can also click Exit without restarting if you want to manually restart your computer later.
Summary: Click the Services tab. Locate a service you want to disable. Un-check the service. Click OK. Click Restart when prompted.

Problem: Article: You are entitled to a free copy of your credit report each year from each of the three major credit reporting agencies. You should make a practice of requesting this report each year. Review it carefully and compare it with the report from the year before. If you notice that the score has decreased, you should try to identify the reason and make any necessary corrections.  You can reach the three reporting agencies to request your score and free report as follows:  TransUnion - www.transunion.com, or 877-322-8228  Experian - www.experian.com, or 888-397-3742  Equifax - www.equifax.com, or 800-685-1111   Alternatively, new companies like Creditkarma.com offer free checks of your credit score. When you review your credit report, you should look for any suspicious activity. If you see any reported accounts or purchases that you think are inaccurate, you should contact the reporting agency right away. Their websites contain multiple options for you to contact customer service, either by phone, mail or email.  When you call, you should have your copy of the credit report with you. Circle or highlight the questionable items you want to discuss. Keep a pad of paper with you and take notes of the phone call. Get the name and contact number of the person you speak with. Take careful notes of any recommendations or suggestions. Find out what the agency says it will do to investigate your concern. Ask how long it will take. Follow up again, by phone or in writing, if that time passes and you have not heard anything back from them. Each time you apply for credit, the lender must check your credit report. Each check like that registers as a mark against your credit score. Obviously, if you need the credit and know what you are doing, then go ahead. But do not apply haphazardly for credit accounts, as too many inquiries can damage your overall credit score. When you monitor your annual credit report, you should see a report of all credit inquiries. If you see inquiries that you do not recognize as requests that you initiated, you should ask the credit agency to investigate. If the inquiry cannot be verified as one that you initiated, you can have it removed to improve your credit score.
Summary: Check your credit reports annually. Question any inaccuracies. Avoid credit inquiries.

Problem: Article: Knowing the major plot points beforehand can make the movie less scary and prepare you for the intense parts. Find the synopsis online and read it thoroughly, checking for any frightening moments.  You can also check the rating or parental guidance section on most film websites to prepare you for particularly scary scenes. If you enjoy the thrill of not knowing what comes next, avoid reading the full synopsis beforehand. Instead, check the rating or parental guides to decide whether you can handle the scary moments. When preparing to watch a scary movie, separating reality from fiction can help you feel less nervous. Remember that scary stories are just that—stories—and that, no matter what, you'll be safe.  If this method helps you cope best, avoid movies that claim they are "based on a true story." Try reading movie reviews or a "Behind the Scenes" video of the movie to remind yourself that it's fictional. If you're sensitive to certain themes or scenes in horror movies, you may want to choose a horror movie that avoids these topics. After checking the parental guides, choose a horror movie that doesn't contain any themes you find disturbing. Most horror movies contain frightening scenes, but avoid movies that you think could negatively affect you for more than a few hours. If you've been preparing for the movie and are still a little nervous, voicing your concerns can help you feel less anxious. They may validate your emotions or suggest things that can help you cope when you're worried.  Try to talk to a friend who is comfortable with, or even enjoys, horror movies. Expressing your fears to someone who also is afraid of scary movies might worsen your concerns. Talking with a friend who loves horror movies can also help you see what makes watching scary movies enjoyable.
Summary: Read the movie synopsis beforehand, if you're nervous. Remember that, no matter what, the movie is fictional. Avoid movies with overly triggering material. Talk about your concerns with your friends.

Problem: Article: . Some people have a tendency to put their foot in their mouth when they are nervous. In fact, research indicates that you are more likely to make a verbal faux pas (false step) if you are already in an extremely stressful situation. Calming down can help you control your wild tongue.  If nervousness makes you say things that you later regret, then take a few deep breaths to help yourself calm down.  Visualize the encounter going well. Picture how calm you will be and in control of yourself and your tongue. Pause for 10 seconds before you speak to give yourself time to think about whether what you are saying is a good idea. If it still seems like a good idea to speak after these 10 seconds, then go ahead. Taking ten also allows the conversation to continue without your comment, possibly making your rude remark irrelevant by that time.  Sometimes the person is waiting on your response, and 10 seconds can make for an awkward pause. At least take three seconds to consider your words before you respond. Take the time to think about something else more appropriate that you could say instead. Remember to take a 10-second pause before you post, comment or reply to things online. Make sure what you are posting isn’t something that you might regret later. Take a moment to think about the effect your words could have on the other person and on the situation in general. Tap into your empathy and ask yourself, "How would I feel if someone said this to me?", or, "What feelings is this comment likely to bring up for the other person?" Realizing the embarrassment and damage you can cause with your words is one way you can learn to hold them in.  Remember that words can hurt and even though they forgive you, people remember how you make them feel. The person might not say anything right then, but it could damage your relationship with him. Do you really want to upset the other person? If so, why? Even if someone has made you mad, hurting him with your words is not the way to address the situation. It could actually escalate the problem. Negativity breeds more negativity, and there’s very little to gain when you complain or tear someone else down. Everyone, at one time or another, has thought something negative or mean about someone or a situation. It’s natural. You can think whatever you want; problems only start once the thoughts become words that hurt other people. Control your tongue by thinking what you want, but saying only what is appropriate.  Stand by the advice, “If you don’t have anything nice to say, don’t say anything at all.” If you can’t think of anything positive to say, then just smile politely, nod, and subtly change the subject. For example, if a friend tells you she had a makeover, and all you can think of to say is that she looks like a clown, don’t. Instead, smile, nod and say something like, “What made you want to change your look?”
Summary:
Calm down Take ten. Consider the consequences. Think it, don’t say it.