In one sentence, describe what the following article is about: The compound annual growth rate (CAGR) is the mean annual growth rate of an investment over a defined period of time. The defined period of time is typically more than one year. It can either be calculated with a mathematical formula or found using spreadsheet software, such as Microsoft Excel. You can also find CAGR calculators on the internet. The mean is the mathematical average of two or more numbers. The formula for CAGR calculates the average annual growth of an investment.  For example, suppose you invested $10,000 in stocks in 2012, and the value grew to 14,000 in 2013, to $15,000 in 2014, and to $19,500 in 2015. The formula for the CAGR would calculate the average amount by which the stock’s value grew each year. The CAGR represents how much an investment would have grown each year as if it had grown at a steady rate. However, investments don’t grow at a steady rate. Rather, they experience peaks and valleys. The CAGR averages all of these changes in value. The growth rate is the amount by which an investment increased in value over a specific period of time. In this case, it refers to how much an investment has grown in a year. Calculations of historical growth rate are often used for estimating future growth. The CAGR does not measure what happened in one year. Rather, it refers to the average annual change in an investment over a period of several years. The term compound refers to the way that compounded interest investments grow exponentially. Investments generate earnings. These earnings are then reinvested and generate earnings of their own. As this process continues over time, investments can continue to grow, even if you don’t add any money to them. In other words, compound interest differs from simple interest in that interest is earned both on the original investment and interest earned, rather than simply on the original investment.
Summary: Learn the definition. Understand the meaning of mean growth rate. Understand the meaning of annual growth rate. Understand the meaning of compound interest.

In one sentence, describe what the following article is about: When you're faced with a difficult situation, take as long as you need to think it through before you react or make a decision. This gives you time to get your emotions under control and weigh your options, and it's mandatory no matter what situation you're dealing with.  If you can, take time to evaluate the situation, writing down how you are feeling. Try to identify at least one positive thing about the situation, no matter how small. Changing your thinking in this minor way can make a huge difference. Remember to take at least 10 seconds to let something set in before you speak. Even if your girlfriend just told you she wants to break up, you can spare 10 seconds to compose yourself before you respond. In the end, you'll be glad you did. In your composed state, before you decide what to do, think clearly about the situation at hand. What exactly happened? What are the possible paths that could be taken? There's always more than one way to handle a problem. Let's say a friend has asked you to participate in illegal activity, and you're not sure how to choose between staying loyal to your friend and obeying the law. Weigh the pros and cons of both courses you could take. Is your friend really a friend if he's asking you to break the law? Or is the law standing in the way of true justice? Use your conscience as your guide. Research has shown that people who make decisions based on what their instincts tell them to do tend to be more satisfied with their decisions than people who carefully weigh them out. Sometimes the answer will be clear, and sometimes it will be extremely difficult to figure out the right thing to do. Don't let the problem fester and get out of hand; make a decision and go for it.  Consult with others you trust. It's completely fine to ask others' opinions if you're not sure what course to take. Just don't let them sway you into doing the wrong thing. Think about what someone you admire would do. It should be someone who is level-headed, honest and good-hearted. What would that person do? Ultimately, you will need to take responsibility for your actions. Make the best decision you can make — something you can live with. After you encounter a difficult situation, consider what happened, how you handled it, and how it all turned out. Are you proud of how you behaved? Is there something you would do differently if you could? Try to learn as much as you can from your experiences. Wisdom is only gained through this type of practice. Examining what happened, rather than just trying to put it out of your head, will help you know what to do next time you face a challenge. If things didn't turn out as planned, that's okay. Remind yourself that things don't always go smoothly, and that you won't always get exactly what you want; this is true for everyone, no matter how fantastic their life may appear.
Summary: Think before you act. Examine all angles. Determine the right path and take it. Reflect on your experiences.

In one sentence, describe what the following article is about: Check with your supervisor to see what the policies are for transporting heavy objects while you’re at the job. Go over the rules and policies so you don’t hurt you or anyone else while you’re working.  For example, if you need to move something on a factory floor and don’t know how, ask somebody else what should be done instead of lifting it on your own. Don’t attempt to lift something if you’re not properly trained with the equipment. Moving dollies allow you to move large appliances on your own across a flat surface. Put the lip of your moving dolly underneath the object. Strap the object into place on the dolly so it doesn’t fall off. Tip the dolly backward toward you to lift the object. Roll the object to the area you want to set it down and pull the bottom out.  Ask for help if you can’t tip the object back on your own. Moving dollies can be rented from most hardware stores. Shoulder dollies are harnesses worn by 2 people so they can carry a heavy object between them. Slip the harness on over your head so it makes an X in the middle of your back and so the metal buckle is at waist level. Have a person stand on each side of the object put the lifting strap underneath. Hold onto each side of the object and lift with your legs at the same time.  Shoulder dollies can be purchased online. Shoulder dollies work well for large and bulky furniture, such as bookcases or desks. Many warehouses or businesses that require heavy lifting have forklifts or pallet jacks to transport heavier loads. Line the tines of your forklift or pallet jack with the openings on the sides of the pallet. Either pull the lever on the forklift that raises the load, or crank down on the handle of a manual pallet jack to lift the load.  Check if your company or area requires a permit for driving a forklift. Make sure the weight is evenly distributed on the pallet so nothing falls off or tips over.
Summary:
Follow any heavy lifting policies your job has put in place. Use a moving dolly if you need to move large appliances. Lift heavy objects with a shoulder dolly if you’re with a partner. Use a forklift or hand jack if you’re lifting pallets.