Problem: Write an article based on this summary: Divide financial duties differently. Try a new approach to banking. Use smart budgeting.

Answer: If one partner handles the day-to-day spending and the other partner deals with long-term savings, this can cause problems in the relationship. This kind of task division can cause conflicts. If you want to handle one job at a time, consider switching roles each month by one person handling daily expenses while the other handles investments, then switching. You can also share the roles equally. Set a time each month to pay bills, discuss spending, and look over savings. Plan something fun to do together afterward, such as going to a movie or going bowling. This way, the money talk will feel less like a chore and you will have something to look forward to afterward. If your current situation isn't working well or causes many difficulties, approach banking in a new way. For example, you can share one bank account (used for paying bills, household expenses, groceries, and vacations, and cars) and then have separate accounts for your own personal spending. Be creative in finding an approach that works for you and that minimizes conflict. When you first fall in love, you may throw caution to the wind and spend money on special experiences together. Yet, before you know it, you may run out of money which can lead to conflict. Find a realistic way to budget that both of you agree upon. You may work with a financial planner, create a budget on your own, or use an online/smartphone application to track your spending. While nobody likes to budget, it can be helpful to track your spending for a month to see where the money goes. After that month, see your “money pits” and figure out a plan to spend money more meaningfully the next month. Slowly allocate your money to places you'd rather spend it.


Problem: Write an article based on this summary: Use the words to become stronger. Use your experiences and perspective to help others. Make your own opinion your priority. Get things done to feel more confident. Breathe deeply

Answer: In what way does this situation test you? Evaluate the hurtful words and see if you can channel them into productive action. Question why the words hurt you and what you can do about it. For instance, if someone said, “You’re weak,” and you believe that, you might feel upset or angry. However, if you take action, such as learning to defend yourself or strengthening your mental functioning, you can prevent those words from hurting you ever again. Unkind words usually come from a place of hurt or insecurity. Consider what the person who said the words might be going through, and think about whether there is anything you could do or say to help them. You can also boost your confidence by reaching out and offering support to others who have been hurt by cruel or thoughtless words. Your confidence is always teetering on a ledge when you allow others to dictate how you feel about yourself. Stop placing so much weight on what others think about you. Instead, your own opinion should be the most important. For example, if someone says, “You’ll never amount to anything,” but you don’t truly believe that, remind yourself of what you think. You might say to yourself, “That’s not true. I believe I am destined for greatness.” How you feel about yourself and your abilities is intimately linked to your self-confidence. You can boost your self-confidence by taking on more challenges. Think about a goal or task that you would like to accomplish. Then, break it down into little steps that you can complete one at a time.  For example, if you want to become financially independent, you might start by getting a job. Then, you might look for a place to live that fits your income level. Then, you might create a savings account or invest in stock that benefits your long-term financial status. The steady completion of each step helps you feel more confident and increases your belief that you are capable of taking on new challenges. and repeat an empowering mantra. Deep breathing is a great way to promote relaxation. When coupled with a positive affirmation, this exercise can help you build confidence in yourself and your abilities. For example, you might breathe in deeply through your nose and mentally say, “I breathe in self-confidence and faith.” Hold the breath for a few seconds. Then, exhale while mentally reciting, “I breathe out negativity and doubt.”


Problem: Write an article based on this summary: Say "I'm sorry about what happened". Say "a thousand apologies". Say "I owe you an apology". Say "please accept my apology". Say "I'm sorry for the things I've said". Say "I was wrong" or "it's my fault". Give a personalized apology.

Answer: To say this, use the phrase "siento lo ocurrido," which is pronounced as "syenn-toh loh oh-coo-ree-doh". To say this, use the phrase "mil disculpas", which is pronounced "meel dees-kool-pahs". To say this, use the phrase "te debo una disculpa", which is pronounced as "tay day-boh oo-nah dees-kool-pah". To say this, use the phrase "le ruego me disculpe" (informal), which is pronounced as "lay rway-go may dees-kool-pay". To say this, use the sentence Pido perdón por las cosas que he dicho, which is pronounced as Pee-doh perr-donn por las koh-sas kay ay dee-cho. To say "I was wrong", use the phraseme equivoqué, pronounced "may eh-kee-boh-kay". To say "it's my fault" use the phrase "es culpa mía", pronounced "ess kool-pah me-ah". Try using the Spanish apologies above combined with other vocabulary to construct an apology specific to your situation.


Problem: Write an article based on this summary: Stay hydrated. Invest in base-layers. Keep your feet dry. Wear mittens. Heat your torso. Reduce the amount of skin you have exposed. Purchase an engine heater.

Answer:
The more hydrated you are, the better your body will be able to control your temperature. Better yet, grab a hot green tea or herbal tea to heat your body up before you go out. Choose undershirts and leggings that wick moisture away from the skin. Synthetic layers are less bulky and more efficient than wool or thick cotton. If it’s been a while since you have updated your long-underwear, many brands like Uniqlo, Cuddle Duds, and REI are offering extremely comfortable and form-fitting layers that can go under work or workout clothes. The best way to stay warm is to keep your body from getting wet. Always wear waterproof, insulated boots when you go out into rain or snow. Wearing thick, protective socks can make a big difference, too. If you know you'll be out for a while, pack an extra pair of socks in your coat pocket -- if your socks get wet, you'll be cold for the rest of the time you're out. They keep your fingers together, conserving body heat. Gloves restrict your hands and your circulation, resulting in colder fingertips, though wearing gloves is better than not covering your hands at all. Invest in a down coat and take a thick sweater. The warmer your torso is, the warmer your extremities will be. That's why packing on those extra winter pounds is a great way to stay warm during the winter. When your temperature in your torso drops, your body will draw circulation away from your extremities. If it needs to, your body will sacrifice a few fingers and toes to frostbite in order to save your life. Purchase a balaclava that covers the majority of your face, wear hats, thick socks and mittens. Exposed skin can get frostbite quickly. Forget the myth that says that 70% of your body heat is released from your head; instead, focus on having as little exposed skin as possible if you want to stay warm. If you rely on your car for a commute in cold weather, invest $30 to $50 to plug in your engine overnight. Your car will be more likely to start in the morning and when you get out of work.