Problem: Article: Do not try to look at every clover individually, as this will take far too long. Instead, stand above the patch and scan it closely. Pause if a clover jumps out at you and check to see if it has four leaves. If scanning from a distance isn't working, crouch near the clover patch. Run your hands over the clover patch slowly. Focus in on the clovers as they pass through your fingers, checking for clovers with extra leaves. If you see what appears to be a four-leaf clover, push away the clovers surrounding it. See if it actually has four leaves. Clovers sometimes look like they have four leaves, but you're really seeing leaves from another clover clustering near it. If you happen to find a four-leaf clover, keep looking in that area. Four-leaf clovers are caused by a genetic mutation. Therefore, they tend to be found close together as the seeds will spread around the same area. You may be lucky enough to find a second four-leaf clover.
Summary: Scan the patch carefully. Skim the surface with your hands. Push the leaves apart if you think you see a four-leaf clover. Look in the same area if you find a four leaf clover.

Problem: Article: A check cashier is a store whose main purpose is to cash checks for people. Of course, most of them charge a small (and sometimes not-so-small) fee to cash the check so they can stay in business. If possible, call a few in your area first to figure out which one has the lowest fee. These businesses are most often found in low-income areas, as people in those areas are less likely to have bank accounts. Often, you will need to cash your check before you can move ahead with paying bills, though with some prepaid debit cards, you can add your check directly to your account. However, if you want to use something like a money order, you'll need to have cash on hand first. Though in some cases, you may want to use a money order or a prepaid credit card, check cashiers will also sometimes pay bills for you, again for a fee. You just need your account information for bills like your electric or water, including how much you need to pay. The check cashier will cash your check and then pay the bill from some of the money.
Summary: Find a check casher. Cash your check. Pay bills through the check casher.

Problem: Article: Studies have also shown that a majority of drinkers do so in moderate proportions to make a party more enjoyable; whereas heavy drinking or binge drinking is associated with the coping of negative emotions. Which side of the issues do you fall on? Research has shown that alcohol produces both stimulant and sedative effects in humans. Notice if you drink more around certain friends, or during sporting events, or by yourself. Is alcohol providing a positive experience for you? Are you getting into trouble when you drink? Do you say things that you regret later? Do you rely upon it to relax?  Change your routine. If you’ve developed a pattern or habit for drinking, you must break the habit. For example, if you meet at the same sports bar to watch football every Sunday, change locations and tell yourself, “New location. New habit of drinking less.” A change in location can facilitate a change in behavior. Get a calendar and stick it to your refrigerator and mark a couple of alcohol-free weekends, or a few days per week. Writing it down will keep it visible so you won't forget, and will help you be accountable to yourself. If you are managing your emotions with alcohol, there are healthy alternatives. The key is to remain alert and aware of your behaviors as situations present themselves. You must catch yourself before reaching for a drink and choose an alternate path. Healthy alternatives to drinking alcohol include:  At a party: Drink a glass of water between each drink, and avoid doing shots of alcohol. Give yourself a gold star for sticking with your plan. Work functions: Sip your drink and when you are done hold an object like a smartphone or tablet in your hand so you won’t feel the need to fill it with a drink.  Financial troubles: Consult with a credit specialist or job placement counselor to develop a plan to increase your income and ease your financial troubles. Physical pain: Investigate the possibility of entering a pain management program. Biofeedback is a drug-free way to help with pain management.  A break-up: physical exercise will produce the same endorphins that alcohol produces. Studies have shown that people who exercise are less likely to be depressed. Walking, hiking, surfing, or tennis are all healthy alternatives. Problems at school. For example, if you recently failed a class and are frustrated with your academic career, learn some relaxation techniques including breathing exercises and yoga. If you are experiencing extreme difficulty reducing your drinking, you may need professional help. Perhaps you thought you could drink less and realized that you drink too much and cannot stop. There are doctors and therapists available in your local area to help. Alcoholics Anonymous chapters are available worldwide and can be located by contacting them directly 24/7 at 1-888-827-7180.
Summary: Make a list of all the situations in which you drink alcohol. Look for patterns. Find alternatives to drinking in stressful situations. Seek professional help.

Problem: Article: Remember that wine pairing guidelines are just that: guidelines. Although most wine connoisseurs wouldn’t recommend it, you might love the contrast of a super-sweet white chocolate with an ultra-dry red wine. The only way to know what you like is to try different things. To really appreciate the tastes of wine and chocolate together, use a simple palate cleanser to get any lingering flavors from dinner out of your mouth. Eat something with a neutral flavor, like a few bites of white bread, and drink a little water. Your sense of smell contributes a lot to what you taste. Inhaling the aroma of your food and drink first can help you appreciate the various flavors more fully. It can also build your anticipation by giving you a preview of what your taste buds are about to experience.  Hold each piece of chocolate to your nose and take a moment to inhale deeply before you bite. Before taking a sip of wine, swirl the glass gently, then take a series of quick, short sniffs from just above the top of the glass. Take a small bite of chocolate, and allow it to melt enough to coat the inside of your mouth. Close your eyes and concentrate on what you feel and taste. Make note of:  The texture. Is it smooth and creamy? Does it have a crumbly or fudgy texture? If your chocolate contains nuts, sea salt, or bits of nougat, what do they contribute to the texture? The flavor. Is it bitter, sweet, or both? Are there fruity or salty notes? Do you detect hints of almond or hazelnut? Take a quick sniff of the wine, then take a sip while the taste of the chocolate is still lingering in your mouth. Pay attention to the feel and taste of the wine, and think about how it mingles with the flavors of the chocolate.  For example, does the wine feel smooth, or crisp? Does the texture work well with the texture of the chocolate? Do you notice any notes in the wine that complement the chocolate particularly well? For example, hints of berry can go particularly well with dark or milk chocolate. Allow yourself to be in the moment and savor the mingling of the flavors. Close your eyes and take a few moments to concentrate entirely on the taste of the chocolate and the wine. Wait a few moments between tastes to appreciate the aftertaste that lingers after you have swallowed both the chocolate and the wine.
Summary:
Keep an open mind. Cleanse your palate. Smell before you taste. Taste the chocolate before sipping the wine. Sip the wine immediately after swallowing the chocolate. Take your time.