The interest rates for a timeshare are typically pretty high, often 12 to 18 percent. If you buy it with a loan, you'll end up paying a lot more than you would if you just paid cash. Plus, if you ever want to sell it, it can be difficult to get a buyer to pay enough to cover the loan. When it comes to buying a timeshare, the initial price isn't all you need to worry about. You'll be responsible for annual maintenance fees, which can run as much as $1,000 USD or more. Also, you may be hit with "assessment" fees some years, which can run in the thousands. Because buying a timeshare is often done on impulse, many states give you a week or so to take the offer back. In fact, Florida gives you a week and a half. If you're having second thoughts, see if you can rescind the contract where you are. If you want to rescind, send the request in writing by certified mail, so you can guarantee the company received it.
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One-sentence summary -- Pay cash if possible. Pay your maintenance fees. Back out if you have buyer's remorse.

Article: When you live with depression, it’s important to know your own body and observe patterns in yourself. Keep track of these patterns by writing in a journal. This is beneficial for understanding how your environment has an effect on your mood, energy, health, sleep, etc. Writing in a journal can also help you understand how other people are affecting you.  Journaling can also help you process your emotions and gain insight into why certain things make you feel the way you do. Journaling is a simple activity that only takes a few minutes a day. If you require more structure, search online for tips on journaling, or find a book about the journaling process. Make writing in your journal a daily habit. Even if you spend only a few minutes writing, it can help you process your emotions and gain insight into why certain things make you feel the way you do. Make it easy for yourself to jot down notes. Keep a pen and paper with you at all times, or consider using a simple note-taking application on a phone or tablet computer that you often have with you. Journaling is about getting your feelings and thoughts down on paper. Don’t worry about spelling, grammar or style. This is the time to write whatever you want, rather than trying to craft the perfect message. Don’t worry about what other people might think. Use your journal however you want; you can keep everything private, share some things with friends and family or your therapist, or start a public tell-all blog. It is up to you and your comfort level how you use your journal.
Question: What is a summary of what this article is about?
Write in a journal. Try to write every day. Keep a pen and paper handy. Write whatever you want. Share only if you want to share.