INPUT ARTICLE: Article: While it is easy to get flustered talking to a debt collector, you should always remain calm. Getting angry and yelling at the collector won't help your situation. State your willingness to work with the collector. Say you fully intend to pay your debt as soon as the agency provides adequate proof. Collectors may tell you that they require this information, but this isn't true. They don't need to know your banking information, place of employment, or any information besides your phone number and address. You can ask them to read your phone number and address to you, and you will confirm if it is accurate. Make sure your information is not available on social media. If a debt collector finds your Facebook page and all your information is public, he may be able to find out your place of employment as well as a ton of other personal information he may try to use against you. Make sure all your social media accounts are accessible to friends only and that you don't approve any friend requests from people you don't know. Become familiar with the FDCPA to spot where the collector is lying to you or trying to intimidate you. Collectors prey upon people who are unfamiliar with the law. For example, the collector may threaten to garnish your wages — that is, take a certain amount of your paycheck until the debt is paid off — if you don't pay. While this is possible, he must sue you in court first, win the lawsuit, get a judgement, and execute the judgement before garnishment is possible.  If the collector begins getting belligerent or using offensive or threatening language, inform him he is in violation of federal law and you are no longer willing to speak to him. Again, take detailed notes on everything he says and make sure you get his name and the date and time of the conversation. If the calls become harassing or inappropriate you should make detailed notes on the time of the call, length of the call, and exact conversation or record the call with permission. Since this situation could end up in court, having a complete record will be helpful.  Some states allow you to record phone calls without the other person's knowledge. Check your local laws and see what you are legally allowed to do. If you are legally required to get the other person's consent to record the call, simply inform them that you will be recording the conversation for your records.

SUMMARY: Stay calm. Avoid providing personal information. Remember your rights. Record conversations.

In one sentence, describe what the following article is about: Tap the YouTube app icon, which resembles a white triangle on a red background. It's in the top-right corner of the screen. A drop-down menu will appear. This option is in the drop-down menu. Doing so opens a new menu. If you're already signed into a YouTube account, you'll tap Switch account here instead. It's near the bottom of the menu. On Android, tap ＋ in the top-right corner of the menu. This option is near the bottom of the screen. Type your first name into the "First name" text box, then type your last name into the "Last name" text box. It's a blue button at the bottom of the page. Select the month, day, and year of your birthday, then tap the "Gender" box and select your gender.  You can't use an existing, non-Gmail address to create a Google Account through the YouTube app, so you'll need to create a new Gmail address by typing whatever you want to use for your Gmail address' username into the "Username" text box.  For example, typing in "iamabanana" here will set your Gmail address to "iamabanana@gmail.com". When creating a YouTube account on mobile, you'll have to create a Gmail account rather than using a separate email address. If you want to use a non-Gmail address, use the YouTube website to create your YouTube account.  Type your preferred password into the "Create password" text box, then repeat the password in the "Confirm password" text box.  It's at the bottom of the page. This option is at the bottom of the list of YouTube terms. Doing so creates your account, signs you in, and opens the account in YouTube.
Summary: Open YouTube. Tap the "Profile" icon. Tap SIGN IN. Tap Add account. Tap the Create account link. Enter your first and last name. Tap NEXT. Enter your date of birth and your gender. Tap NEXT. Create a Gmail username. Tap NEXT. Enter a password twice. Tap NEXT. Scroll down and tap SKIP. Scroll down and tap I AGREE. Tap NEXT.

INPUT ARTICLE: Article: Rinse the squash with cold water and pat it dry. This will remove any dirt particles lingering on the squash’s skin. Poking holes in the squash will allow steam to escape while the squash cooks in the microwave. Just like a potato, the squash needs to be able to vent while it cooks.  Your holes don’t need to be more than 0.25 inches (6.4 mm) in, so don't worry if the squash is too hard to stab the fork very far. If you pierce the skin at all, steam will escape. Space the holes a few inches apart; you don’t need more than 15-20 holes. Place the butternut squash on a microwave-safe dish and microwave on high for 5 minutes. This will soften the squash, which will help you cut it. Don't worry if you can't fit the whole squash onto one dish; it's fine if it sticks out. Using a sharp chef's knife or serrated knife, cut the squash into 2 equal halves with a sawing motion. Cutting the squash will help it cook faster. When using your knife, hold the handle with your middle, ring and pinky finger, while using your thumb and index finger to hold the blade itself. This is called a "blade grip" and offers more control and balance than using all of your fingers to hold the handle. If you have the time (and access to an oven), set your seeds aside to make a tasty snack later. If not, discard the seeds. Place the butternut squash halves flesh-side down on a microwave-safe dish. Again, the halves can be larger than the dish. The length of time will depend on the size of your butternut squash. It’s okay to take it out and check it at 5 minutes. If it needs more time, put it in for another 5 minutes. The squash should be tender enough that you can stick a fork all the way through it. Microwaved butternut squash is great for soups, hummus, or a healthy snack.

SUMMARY:
Wash the butternut squash. Poke holes in the squash with a fork. Plate the squash and microwave it for 5 minutes. Cut the squash from top to bottom. Remove the seeds and plate the squash flesh-side down. Microwave on high for 5-10 minutes. Let the squash cool and serve it any way you like.