In one sentence, describe what the following article is about: Especially if you are lending a large sum of money (what “large” means depends on what you believe is a large sum), it is critical that you create a document that lays out the terms of the loan. This document will lay out who is lending the money, and to whom, how much money is being lent, when the borrower is expected to begin paying back the money, and when the sum should be paid in full. The document should also include any interest that is to be repaid.  Understand that this document will, most importantly, protect you in the event that your friend is unwilling to pay you back. However, it also serves the purpose of making the terms of the loan clear and explicit, which will, hopefully, help avoid any misunderstandings. Remember to have the borrower sign and date the document, as it will not be enforceable without their signature. Most states follow the Uniform Commercial Code (UCC). The UCC states that in order to be legally enforceable the document must include the following information:  It must be a written document that is signed by the borrower. You, as the lender, may also sign the document, but you don’t have to. The document must promise the payment of money. The document must state a fixed amount of money (with or without interest). There must be a definite time that the money should be repaid. The money must be payable to a holder. As the lender of the money and the holder of the document, you are the holder. The document should only pertain to the money to be repaid. That is, there should be no other acts included in the document. In the document, you should lay out when you expect to start being repaid, and when your friend should pay you in full by. Make sure to include any interest that you expect to receive, as well as what the consequences are if a payment is not received on time.  For example, if you lend your friend $500 on February 1, you might lay out a plan that says that they are to begin paying you back on April 1 and that they are to pay you $100 each month with 0.5% interest on payments that are paid on time or early, and with 5.0% interest for payments not received on time. Make it explicit that the last payment should be received no later than August 1 of the same year. You don’t have to come up with this payment plan all on your own. You can work out something together with the friend borrowing the money, but make sure that you include all of the details in writing. Charging interest is not mandatory. Having a document notarized is important because it requires a third party to verify that the people signing the document are the people they claim to be. This is important because your friend won't be able to come back and say that you forged the signature, as it has been notarized. This usually will require both of you to go to a notary public (banks usually have one notary public on staff, but attorneys can also notarize documents) along with two pieces of photo identification, and the document to be notarized.  Understand though, that notaries do not offer legal advice, nor does having a document notarized imply that the person signing the document understands what is in the document. It may seem like a lot of trouble to do all of this, but it is for your own protection. If your friend says you aren’t being a good friend by making them go through all of this, then you might want to rethink the loan, as a good friend will understand that you are only looking out for your own well-being. Keep the original of the document for yourself, and make a copy for your friend so that both parties can refer back to it as necessary.
Summary: Create a contract. Make sure that the document is legally enforceable. Include a repayment plan. Get the document notarized.

In one sentence, describe what the following article is about: You’re going to repeat the first 2 steps, but moving forward this time. Stretch your right foot out and to your left. Don’t raise the ball of your foot off of the floor as your move. Stop moving your foot at the end of the 3 count. Return your feet to the starting position with your knees still bent. You can shuffle again in place if you’d like. You’ll notice that you’re moving to your left as you complete these steps. You can reverse the order and move in the opposite direction if you run into any obstructions or other dancers on the dance floor.
Summary: Stretch your right foot out 2–4 feet (0.61–1.22 m) to your left on the 3 count. Take your left foot and slide it to meet your right on the 4 count.

In one sentence, describe what the following article is about: This means you should be nearly complete with the application and be able to provide the supplementary materials to the letter writer for reference. This may include:  Copy of your transcript Writing sample or portfolio of work Statement of purpose or cover letter Curriculum Vitae or resume Name of the institution Degree or fellowship program applying for Name of the contact at the institution receiving the letter Address and dates for sending the letter Any necessary letter forms, prompts, or the URL to complete and upload the letter Tell the most desirable candidates on your list that you hope to use them as a reference, in person if possible. Inform them of the general guidelines, due dates, and provide them with the necessary resources at this time. Ask directly whether or not they're willing to write you a positive letter of recommendation. If not, or they're unsure of whether or not they'll have time to complete it, move to other candidates on your list. Professors and academic advisors are generally happy to provide recommendations and consider doing so part of their professional responsibilities. However, because of the sheer volume of requests they receive, you should be sure to request the letter of recommendation well in advance of any admissions application or other deadlines. A good rule of thumb is making first contact a semester ahead of time to gauge their willingness to write a letter, and then making sure they have all materials at least a month or two before the deadline. Thank your references for providing letters with a note or phone call. Also, it's a good idea to keep them updated on your progress. They have a stake in your success, so let them know if you've been offered a spot at the university or program. This will also keep the door open if you need more letters somewhere down the road.
Summary:
Collect all the information about both the institution and the application to provide to your letter writers. Make contact. Gauge their willingness. Be timely. Follow up and keep in touch.