Good study habits begin before you even leave the classroom.  Listen attentively to what the teacher has to say on the subject.  Ask questions, and answer the teacher’s questions.  Pay close attention for cues (or direct statements) from the teacher about what is most important to know, and take notes especially on these topics. Read the assigned chapter in the textbook, and read over any notes, handouts, or other materials given to you.  If there is a review or study session offered by the teacher, go to it.  Give yourself the best chance for success.  You'd be surprised by the number of people who do poorly on tests because they don't read the book. Don’t just read the assignment mindlessly — actively engage with it.  Pick out the important words (sometimes they’re in bold), look them up if needed, and write your own definition for them.  Carefully examine introductions, conclusions, review sections, and recap questions you find in textbook chapters. As with writing down your own definitions for key terms in the textbook chapter, it’s best to put all the critical information in your own words.  Keep a notebook and pen near you, and write out the key points you are studying.  If you have someone else’s notes, rewrite them yourself; it’s even best to rewrite your own classroom notes.  This is a proven trick to help your brain engage more in the material. Our brains engage the material we’re studying at multiple levels at once.  While we consciously take in and try to comprehend the material we’re studying, unconscious layers of our brain are working behind the scenes to organize and make sense of the material.  Stop every so often so that you can take advantage of this behind-the-scenes work you’re doing without realizing it. Concentrate intently on your study materials for a reasonable period of time (a half-hour, for instance), then take a step back, pull out a sheet of paper, and try to summarize what you’ve just learned in your own words.  You may be amazed at how much of the material you actually recall and understand.  You can also try summarizing the entire study session the day after. Associate what you’re learning in theory with a more practical or tangible example. If you are studying history, for instance, try to make a story related to the subject. Or visit a museum, battlefield, etc. associated with it.  If you’re reading about how to do a simple science experiment, try doing the actual experiment. Create games, songs, images, or other types of mnemonic devices to help you associate and recall the information.
++++++++++
One-sentence summary -- Pay attention in class. Utilize all resources made available to you. Pick apart the textbook. Put information into your own words. Process, then summarize the information. Put the information into practice.


To open an account, you need to have some personal information before you go into the bank. You will need your social security number. You will also need to present your driver's license and be able to tell them the number, issuing state, and expiration date. You also need your current employment information as well as your last job if you have worked at your current job for less than a year. You will also have to give them a valid e-mail address. To open an account, you need to fill out an application from your bank of choice. You need to request an application from an account manager at the local branch of the bank. Choose if you want an individual or joint account. Fill in the application with the information you collected. Make sure you let them know you want a debit card to go with your account. Once you finish filling in the application, sign it and give it to the bank employee. Once it is looked over and approved, you will have an account and you can get a card.  You can also set up a joint account with someone else. If you want to do this, you need to have all the information you gathered for yourself about them as well. They sometimes ask you to make an opening deposit by cash or check when you open the account. You can also open an account online. You just fill out the application online and it is sent for approval. If you open an account in person, you should be able to get a card right away. To activate your card, you first need to choose a PIN number for your card. Make sure you chose a number that isn't related to you and can't be easily guessed by others. You just want to make sure that you can remember it. You will need this PIN every time you use the card. Once you chose a PIN, the bank teller will make you swipe your card and then it is activated.  Always use a PIN, even if the bank gives you a choice not to. It makes your card more secure. Your PIN should not be your social security number, birthday, phone number, or address. Don't keep a copy of it written anywhere and don't tell anyone what the number is. If they ever use your card, you will be responsible for the charges they make.
++++++++++
One-sentence summary -- Gather your personal information. Apply for a checking account. Activate your card.


If you need to replace the stem, the first thing you should do is open the blinds. You can't replace the stem if your blinds are closed. Unhook your blind from the problem stem. If you have a spacer chain, remove the blind from the spacer chain as well. The carrier stem is a small rectangle shaped piece of plastic clamped around the top of the blind. The stem is attached to the poll by a small piece of plastic found on the poll just to the right of the stem. This is known as the carrier body. Clamp a pair of pliers around the carrier body. Get as close as you can to the body without touching the stem. The poll the blades are attached to is hollow inside. The carrier body found inside the poll, pressed against the right side. Use your free hand to gently twist the stem away from the carrier body, holding the body still with your pliers. As you twist, pull the stem downward until it detaches from the carrier body. It's important you get the exact right match for your old carrier stem. A different stem will not attach properly to your blinds. Either order a stem from the same manufacturer online or take your stem to a hardware store and find an exact match there. You can ask a worker at a hardware store to help you identify the correct stem if you're confused. Inserting the stem is a lot easier than removing it. The stem should have a knob that fits into a hole in the carrier body. Simply push the stem into the carrier body until it slides into the hole. You can then push your blade back through the stem. Once the stem is replaced, you can reattach the blind and spacer chain.
++++++++++
One-sentence summary --
Open the blinds. Remove the blind attached to the carrier stem. Grab the carrier body with needle nose pliers. Twist off the stem. Get a replacement stem. Insert the new stem.