If your burn is first-degree and there are no broken blisters or open skin, you probably don’t need to apply a bandage. If you do have broken/exposed skin, or you have a second-degree burn, you should use a clean, sterile gauze wrap to prevent infection. As your burn heals, you will develop a new layer of skin. To prevent this new skin from sticking to your gauze bandage, it is important to always apply a thin layer or ointment between your skin and the gauze. You can use either antibiotic ointment, aloe vera gel, or a specially formulated burn ointment for this purpose. The ointment functions as a lubricating barrier between the burn and the gauze, so any of these ointments will work fine. The ointment need not contain antibiotics to be effective. After you apply the ointment, lightly cover the burn with 2-3 layers of gauze. Use medical tape to carefully keep the gauze in place. Be careful not to make the dressing too loose or too tight.  Do your best to keep the bandage dry. You can place a plastic bag over your bandage for bathing. If you get your bandage wet or dirty, change the gauze. 2 to 3 times daily. Around the same time every day, gently remove the gauze. Apply fresh ointment, and wrap the burn in a fresh dressing. If the gauze is sticking to the wound, dampen the gauze with sterile saline solution, and carefully remove it without damaging the skin underneath.
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One-sentence summary -- Determine whether or not you should use gauze. Apply a layer of ointment. Dress the burn with gauze. Change the dressing


Downsizing is a part of many people’s retirement plan.  However, leaving the family home may also require leaving behind a community and connections that are important to you.  Picking the right time to leave your family home is a personal decision.  For some, the change happens when both partners in a marriage are still alive and want to spend time together in a different place.  For others, the death of a spouse prompts the decision to move.  When you decide that the time has come to look for new housing in retirement, consider not only your budget but also your lifestyle, the proximity to your family and the status of your health. If you are in good health, you can choose to live independently.  However, you must accept that changes in your health are an unavoidable part of aging.  Your health status can change gradually, or you may experience a sudden decline in health.  If you have enough money, you can stay in your home and arrange for professional caretakers to help you.  If not, you may have to arrange to either live with a family member or move to a facility where you will be cared for. Retirees have many different kinds of housing options.  Each has its own advantages and shortcomings.  Choose your living arrangement based on your needs, lifestyle and family circumstances.  Staying in your family home is one option to consider.  If it’s not too big for you to manage, it might be the best place for you because you are already connected to the community.  To make this work, you may need to make plans to get help with home maintenance.  Also, down the road, you may need to arrange for home health care. If you stay in your home and have significant equity in that home, you may be able to get a reverse mortgage. This loan pays you for the equity in the home. It is only available to those over the age of 62.   Moving to a townhouse or condominium community is an option if you don’t want to have to worry about property maintenance.  You can choose a mixed-age location or a 55-and-older community, depending on your preferences. Retirement communities are independent living quarters where you are provided with amenities such as chef-prepared dining, inside and outside property maintenance and a 24-hour nursing staff. When you were younger, you may have dreamed of retiring in a tropical paradise.  However, actually doing this may isolate you from people you really need in retirement.  Think about the effect of detaching from your community connections and family ties on a permanent basis.  This is an even bigger consideration if you are single.  If you can afford it, consider purchasing a vacation home where you can live for part of the year.  This way, you can have the best of both worlds. Where you end up in retirement will depend largely on your net worth and your monthly income.  Retirement communities, townhouses, and vacation homes are expensive.  So are in-home personal care and skilled nursing services.  If you haven’t already done so, create a monthly budget.  Begin to plan for the long-term and think about how you are going to support yourself physically and financially as you age.  Enlist the help of you children and other family members in making these decisions.
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One-sentence summary -- Choose the right time to move. Consider your health. Decide on a living arrangement. Contemplate the consequences of moving to a remote locale. Factor in your budget.


Whisk flour and milk together in a small saucepan over medium heat. Stir constantly until the mixture thickens to the consistency of pudding or thick batter. Remove it from the heat and allow it to cool to room temperature.  The flour icing technique can be used to make either flour buttercream icing or cooked cream cheese icing. Use butter to make flour buttercream, and cream cheese to make cream cheese icing.  This icing recipe will make enough for 24 cupcakes, or two 8-inch (20-cm) cakes. In a medium bowl, cream the butter or cream cheese and sugar with electric beaters or in a stand mixer. Beat on high speed for about five minutes, until the mixture becomes smooth, light, and fluffy. If you don’t have a stand mixer or electric beaters, beat the mixture vigorously with a whisk. When the milk and flour mixture has cooled to room temperature, whisk in the vanilla. Add the milk and flour mixture to the creamed sugar. Beat the mixture on high speed for six to eight minutes. Scrape down the sides of the bowl as needed. The mixture is done blending when the ingredients are evenly combined and the icing becomes light and fluffy like whipped cream. Spread the flour buttercream or cooked cream cheese icing on cakes, cupcakes, pancakes, or any other desserts you like. Alternately, store it in the refrigerator for a couple hours until you're ready to use it. You can refrigerate this icing overnight. Before using, allow it to warm to room temperature, then beat it again to the proper consistency.
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One-sentence summary -- Heat the flour and milk together. Cream together the butter and sugar. Combine the two mixtures. Use the icing immediately.


Remove a bag of broccoli from the freezer (you'll need about 2 cups) and add it to the boiling water. Remove after one minute to ninety seconds. Drain the water from the broccoli and set it aside. Combine the following in a mixing bowl:  1 cup of mayonnaise 1 cup of grated cheddar cheese 1 can of cream of mushroom soup 2 eggs Stir it in using a large spoon. Any size you want to use is fine, as long as the entire mixture fits in the dish. Crush 2 cups of crackers with 2 tablespoons melted butter. Spread the topping evenly over the casserole. Bake for half an hour, or until the casserole topping has browned.
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One-sentence summary --
Preheat the oven to 350 degrees F (176 degrees C). Bring a large pot of water to a boil over high heat. Mix the casserole binder. Add the broccoli to the mixing bowl. Pour the mixture into an oiled casserole dish. Make the casserole topping. Place the casserole in the oven.