Problem: Article: Don’t rely on a tip from a friend or neighbor.  The right brokerage service can make the difference between financial success and failure.  Before choosing an online brokerage, ask about details like pricing and the available investment choices.  Find out about the customer service they provide and whether or not they offer resources for education and research.  Finally, find out about their security practices. Depending on the amount of experience you have, you may require different levels of service from an online brokerage service.  Some services offer personal advice, which may be beneficial to beginners.  You may pay higher fees for these services, but if you’re just starting out, you may think the fees are worth it.  Online brokers that offer tools and advice to help beginner traders include E-Trade, ShareBuilder, Fidelity, Scottrade and TDAmeritrade. ShareBuilder also offers an ATM card that gives you access to uninvested funds. If you can do all of the research yourself and don’t need personal advice from a broker, then consider working with a discount online brokerage.  You can start with a smaller sum of money.  Also, you have access to more investment choices.  In addition to stocks, other investment choices may include options, mutual funds, exchange-traded funds, fixed income funds, bonds, certificates of deposit and retirement accounts.
Summary: Interview online brokers. Decide which brokerage tools are important to you. Work with a discount service if you have more experience.

Problem: Article: Set up regular inspections and clean sessions of spaces that attract moths. This can help you nip problems in the bud before they become infestations and kill larvae.  Check closets, human and pet bedding, behind furniture, in curtains, behind radiators or heaters, in air ducts and vents, and along baseboards. Wipe down and vacuum areas attractive to moths at least once a week. Clean your clothes regularly as well. Moths are attracted to garments soiled by food, drinks, sweat, and urine. If you are concerned about clothing, fabric, or other material getting infested by moths, store them in airtight containers. This may kill any moths current residing in your belongings and prevent them from reproducing. Store your items below 40 degrees Fahrenheit if possible. Distribute mothballs in places that currently have a moth infestation or where you’d like to deter them. You may want to consider this as a last resort before professional extermination because mothballs come with an unpleasant smell and can have health side effects.  Inhaling the vapors from mothballs over a longer period of time can have health consequences. These include: anemia, liver damage, neurological damage, and cataracts. Ensure that spaces where you place mothballs are airtight to help prevent you from inhaling the vapors. There is some evidence that lavender repels moths. Mixing a lavender spray may help you keep any moth infestations at bay.  Mix 30-40 drops of lavender essential oil with 1.5 ounces of distilled water. Use a clean spray bottle. The stronger you want the spray, the more oil you will mix with water.  Boil 3-4 cups of distilled water and 3-4 tablespoons of dried lavender to make a spray with lavender you purchase or grow at home. Strain leaves from the mixture and allow it to cool before using it.   Spray the mixture wherever you want to repel moths. Avoid dousing material, which may promote the growth of mold. Add some lavender plants in and around your home. It can help not only repel moths from your spaces, but it will also leave a pleasant scent. There is some evidence that other natural herbs, such as cloves, may repel moths from your home. Set a small amount of these herbs in places where you have moths.  Use a jar of cloves or a handful of cinnamon sticks in areas infested or frequented by moths.  Be aware that if you place cloves or cinnamon near clothing or other fabric, that you may end up smelling “Christmas-y.” Studies have shown that using a bug zappers in conjunction with a pheromone lure may help kill moths. Consider buying a zapper and pheromone lure if you have a moth problem outside.  Get a high voltage electronic black light.  Purchase a pheromone lure at a home or hardware store. Use these items in conjunction with one another for optimal results. There is some evidence that a pheromone lure may not work effectively on its own. There is some evidence that burning citronella candles may control insect infestations.  Burn citronella candles in areas where you want to repel moths.  Make sure the concentration of citronella in your candle is 5-10% for the best results.  Burn the candle when you are outside.
Summary: Inspect and clean your spaces regularly. Store items in airtight containers. Scatter mothballs. Mix a lavender spray. Grow lavender in your garden. Try other natural moth repellants. Zap moths with a black light and lure. Ignite a citronella candle.

Problem: Article: If you're interested in breeding silver dollar fish, you'll need to learn how to identify the males and females of the species so you can provide a suitable mate for your fish. Male silver dollar fish tend to have an anal fin that is longer than females. The anal fin is usually tinted red on most males as well. Once you've identified the males and females of the species, you'll want to pair them up in equal proportions in your aquarium. However, it's generally best to add more than one fish to the tank and let the fish pair themselves up, rather than trying to mate a particular pair of fish. Mix four to six fish with equal proportions of male to female (for example, if using four fish you would have two of each; if using six fish, have three of each). Let the fish decide how they want to pair up and don't interfere. While some aquarium enthusiasts may be reluctant to provide silver dollar fish with aquatic plants, your fish will need some type of underwater plants during mating. These can even be artificial plants if you're worried about your fish eating the plants. Silver dollar fish tend to lay their eggs on or around underwater plants. If you're trying to breed your silver dollar fish, you'll need to ensure that you don't accidentally remove the eggs or hatched fry while cleaning your tank. Eggs hatch within about three days, and within a week the fry will begin to swim around inside the tank and attach themselves to the walls of the tank.  Try to hold off on cleaning the tank for a few days until the eggs are hatched and the fry are visible. Avoid using tank vacuums to clean your aquarium while there are eggs or fry present. Instead, try to do partial water changes and be sure you can see the fry at all times.
Summary:
Identify the sex of your fish. Pair up males and females. Ensure there are plants in the tank. Exercise caution when cleaning the tank.