INPUT ARTICLE: Article: Every business has a certain structure, which will determine how it is formed as well as your legal liability. Consider the following common options in the U.S.:   Sole proprietor. This is the easiest type of business to form. You don’t have to file anything with the state to form a sole proprietorship. Instead, you use your name and Social Security Number.  Corporation. Some states have special professional corporations for accountants. You’ll have to fill out articles of incorporation and file them with your state. Corporations shield you from personal liability for any debts incurred by your business.  Partnership. A partnership is a business run jointly by two people. You don’t have to file anything with the state to form a partnership, but you will be personally responsible for any debts incurred by another partner or the partnership. However, some states allow you to form a limited liability partnership (LLP), which shields you from business liabilities. You should draft a partnership agreement before forming.  Limited liability company. Like a corporation, an LLC shields its owners form personal liability. You’ll file articles of organization with your state. In many states, you must be a CPA in order to start an accounting business.  However, there are other licenses or permits you may need. Contact a Small Business Development Center to check.Generally, you also need to register your business with your state and/or county. Call and check. You’ll need this number if you hire employees or collect sales tax from clients. It’s also a requirement to open a business account at most banks. You can get the number online by visiting here: https://www.irs.gov/businesses/small-businesses-self-employed/apply-for-an-employer-identification-number-ein-online. Your staffing needs will vary, depending on how large you are. For example, if you’re going solo, you might only need a part-time receptionist. Alternately, you might want to hire other accountants to work at your firm.  You need to follow many laws when hiring employees. For example, you’ll have to register to pay unemployment tax at the federal and state level. You’ll also need to register to collect withholding tax.  You also must purchase workers’ compensation insurance. Accountants might need several different kinds of insurance. For example, you will need professional liability insurance for any errors you make. You may also need disability insurance and an umbrella liability policy to cover things like personal injuries incurred at your office. You can shop for insurance by looking online or working with an insurance broker who has experience helping accountants. Don’t assume your homeowner’s insurance policy will cover injuries at a home office. Some policies have business exclusions. Your office needs to be accessible to the public and large enough for your needs. Some people are intimidated by searching for commercial space, so use a real estate agent if necessary. Generally, your rent will be based on the square footage of the office. Find office space that has good foot traffic. If you want a home office, then check whether your home is zoned to allow for a home business. Stop into the zoning office and check. A small accounting business should not be expensive to start up, especially if you are working out of a home office. However, you may need some money to get off the ground. Consider the following sources of financing:   Your savings. Tap your own savings and save on costs. You won’t have to pay anyone interest. Also, if your business goes belly up, you can’t be sued.  Business credit card. For small purchases (such as office equipment), you might be able to use a business credit card. Shop online and compare offers. Make sure to use your business credit card only for business purchases.  Small business loan. Contact banks and credit unions first. If they won’t lend to you, then you can seek an online lender, but do proper research because there are many online scammers. Generally, a bank will look at your personal credit history before extending a business loan. Often, you must sign a personal guaranty on the loan, which means you’ll be personally responsible if your business can’t make payment.  Home equity loan. You can use your home as a piggy-bank, though it comes with risks. For example, you can get a home equity line of credit or a home equity loan. If you do this, then your home is collateral for the loan, and you might lose it if you default.

SUMMARY: Decide on your business structure. Obtain other licenses or permits. Obtain an Employer Identification Number (EIN). Hire employees. Buy liability insurance. Find appropriate commercial space. Fund your start-up costs.

In one sentence, describe what the following article is about: For most people with PMS, the symptoms appear about 4-5 days before the start of the menstrual period. Emotional problems that can be symptoms of PMS include one or more of the following:  Tension Anxiety Depressed mood Crying spells Mood swings Irritability or anger Appetite changes Food cravings Trouble falling asleep (insomnia) Social withdrawal Poor concentration These can vary greatly from person to person, and can even change from month to month. Physical symptoms of PMS include:  Joint or muscle pain Headache Fatigue Weight gain related to fluid retention Abdominal bloating Breast pain or tenderness Acne flare-ups Constipation or diarrhea
Summary: Gauge whether you have emotional PMS symptoms. Assess your physical symptoms of PMS.

INPUT ARTICLE: Article: The Adobe Acrobat Reader app that most people have can open files, but not export them. You must have the paid version of Adobe Acrobat in order to convert PDFs into other documents. If you only need to convert one file, you can download a free trial of Adobe Acrobat Pro from Adobe's download page to temporarily use the paid features. Its app icon resembles the triangular Adobe logo on a black background. This is in the upper-left corner of the window. A drop-down menu will appear. It's an option near the top of the File drop-down menu. A new window will open. This blue button is in the middle of the page. A File Explorer (Windows) or Finder (Mac) window will appear. Click the TIFF file that you want to convert into a PDF. You may first have to open the TIFF file's location by clicking the folder it's in on the left side of the window. It's in the bottom-right corner of the window. The TIFF file will be uploaded. This blue button is in the middle of the page. Your TIFF file will be converted into a PDF file, which should open in Adobe Acrobat. If you aren't signed into your Adobe account by default, you'll first need to enter your Adobe account's email address and password when prompted. Click File, click Save in the drop-down menu, enter your preferred name for the file, and click Save. You may first have to click Download to download the PDF onto your computer.

SUMMARY:
Make sure that you have the paid version of Adobe Acrobat. Open Adobe Acrobat. Click File. Click Create PDF Online…. Click Select Files to Convert to PDF. Select your TIFF file. Click Open. Click Convert to PDF. Save your converted PDF.